AEGON Sony Life Insurance Co., Ltd.

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1 2017

2 AEGON Sony Life Insurance Co., Ltd.

3 AEGON Sony Life Insurance Co., Ltd. 1

4 EU AEGON Sony Life Insurance Co., Ltd.

5 51 ( 51 ) , , % 200% AEGON Sony Life Insurance Co., Ltd. 3

6 , , ,254 71,593 70,814 58, , , , ,700 2,407 3,418 5,107 2,901 4,797 1,947 1,908 3,612 2,875 4,996 2,509 3,495 5,495 3,292 4,497 10,000 12,000 13,000 13,250 15,000 20,000 24,000 26,000 26,500 30,000 93, , , , , , , , , ,242 77, , , , ,388 73, , , , ,628 8,034.5% 4,789.7% 3,033.5% 1,111.7% 986.7% , , , , ,784 76, , , , , AEGON Sony Life Insurance Co., Ltd.

7 ,814 14, ,784 85, % % % 117.1% 163,254 71,593 70, , , , ,834 63,593 11, ,403 14,261 85, ,797 4,996 4, AEGON Sony Life Insurance Co., Ltd. 5

8 , , , , , , , , , , , , , , , , , , , , % 200% 30,000 61,000 6 AEGON Sony Life Insurance Co., Ltd.

9 ,865 4, , % 50% 50% SA Reinsurance 100% 100% 57% 100% SmartLink Network Hong Kong 100% 100% AEGON Sony Life Insurance Co., Ltd. 7

10 , ,000 4, , , , AEGON Sony Life Insurance Co., Ltd.

11 AEGON Sony Life SPIRIT AEGON Sony Life Insurance Co., Ltd. 9

12 , % , AEGON Sony Life Insurance Co., Ltd.

13 WEB NPS NPS NPS Net Promoter ScoreNPS FAX TEL AEGON Sony Life Insurance Co., Ltd. 11

14 % % / 12 AEGON Sony Life Insurance Co., Ltd.

15 / AEGON Sony Life Insurance Co., Ltd. 13

16 KASHKnowledge:Attitude: Skill: Habit: 14 AEGON Sony Life Insurance Co., Ltd.

17 ,706 2, AEGON Sony Life Insurance Co., Ltd. 15

18 BCP AEGON Sony Life Insurance Co., Ltd.

19 AEGON Sony Life Insurance Co., Ltd. 17

20 9 18 AEGON Sony Life Insurance Co., Ltd.

21 TEL :00 17:30 AEGON Sony Life Insurance Co., Ltd. 19

22 AEGON Sony Life Insurance Co., Ltd.

23 PC AEGON Sony Life Insurance Co., Ltd. 21

24 AEGON Sony Life Insurance Co., Ltd.

25 AEGON Sony Life Insurance Co., Ltd. 23

26 SA Reinsurance Ltd. AEGON Nederland N.V. AEGON International B.V. 24 AEGON Sony Life Insurance Co., Ltd.

27 AEGON Sony Life Insurance Co., Ltd. 25

28 FC FC Kids D3 26 AEGON Sony Life Insurance Co., Ltd.

29 AEGON AEGON Sony Life Sony Insurance Life Insurance Co., Ltd. Co., Ltd. 27

30 AEGON Sony Life Insurance Co., Ltd.

31 AEGON Sony Life Insurance Co., Ltd.

32 S Plus AEGON Sony Life Insurance Co., Ltd.

33 ,000 1, ,000 2, ,000 3, ,000 4, ,000 10, ,000 11, ,000 12, ,000 13, , , ,000 15, ,000 30, , ,000 50% 15,000 50% AEGON Sony Life Insurance Co., Ltd.

34 7 70, % % % 9 10 PwC AEGON Sony Life Insurance Co., Ltd.

35 AEGON Sony Life Insurance Co., Ltd.

36 AEGON Sony Life Insurance Co., Ltd.

37 ,272 10, , ,701 13,272 10, , , , ,388 39, , , ,647 3, ,378 5, ,516 5, , ,460 13,250 15,000 13,250 15,000 13,250 15,000 19,763 24,261 19,763 24,261 19,763 24,261 6,736 5,738 6,736 5, , , , ,199 AEGON Sony Life Insurance Co., Ltd.

38 36 AEGON Sony Life Insurance Co., Ltd , ,245 71,383 64, ,312 87, ,436 12, ,667 35,252 35,252 6, ,827 6,649 3, , , , , , ,394 70,814 50,580 3, , ,498 71, ,138 9, ,239 46, ,201 8,247 3, , , , ,

39 , , , ,505 39, ,614 58,764 18,135 40,628 1, , ,145 13,272 4, , ,388 1, ,505 1,668 43,134 1, ,518 70,708 20,158 50,550 6,031 50,550 3,500 3,500 2,531 13,272 10,740 AEGON Sony Life Insurance Co., Ltd.

40 ,000 13,000 13,000 16,470 16,470 9,529 9, ,292 3,292 3,292 3, ,292 3,292 2,792 2,792 13,250 13,250 13,250 19,763 19,763 6,736 6, ,250 13,250 13,250 19,763 19,763 6,736 6,736 1,750 1,750 1,750 3,500 3,500 4,497 4,497 4,497 4,497 1,750 1,750 1,750 4,497 4, ,000 15,000 15,000 24,261 24,261 5,738 5, AEGON Sony Life Insurance Co., Ltd.

41 AEGON Sony Life Insurance Co., Ltd.

42 AEGON Sony Life Insurance Co., Ltd.

43 , , ,1702,129 5,860 5,712 1, , % 7.58% 21.51% (28 13 ) %28.24% % % ,7951,411 6,897 6,265 1, , , , , , ,558 AEGON Sony Life Insurance Co., Ltd.

44 ,272 13, , ,611 10,740 10, , , AEGON Sony Life Insurance Co., Ltd.

45 , , , , % 50% 50% , , , % 50% 50% 1,750 2, , , (1) (2) (3) AEGON Sony Life Insurance Co., Ltd.

46 (4) , ,500 26, , ,500 3,500 30,000 26,500 3,500 30,000 3, (1) 150 (2) 1,000 (3) (4) 1,500,000,000 (5) 500 (6) 750,000,000 (7) (8) 44 AEGON Sony Life Insurance Co., Ltd.

47 A 3,010 4, ,791 3,614 90% 100% 85% 100% (R1 R8) 2 (R2 R3 R7) 2 R4 B R1 R8 R2 0 0 R7 R R A 100 1/2B 1,111.7% 986.7% AEGON Sony Life Insurance Co., Ltd.

48 ,611 8, , AEGON Sony Life Insurance Co., Ltd.

49 AEGON Sony Life Insurance Co., Ltd.

50 A 2,875 4, B 21 AB 2,875 4, C ABC 2,901 4, AEGON Sony Life Insurance Co., Ltd.

51 PwC AEGON Sony Life Insurance Co., Ltd.

52 % , , , , % 11, , ,593 14, , ,814 3 % , , , , % 8, , , , AEGON Sony Life Insurance Co., Ltd.

53 ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) 421, , , ,307 ( ) ( ) ( 789) ( 877) ( ) ( ) ( ) ( ) ( 789) ( 877) 22,432 24,477 22,432 24,477 ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) AEGON Sony Life Insurance Co., Ltd.

54 , , AEGON Sony Life Insurance Co., Ltd.

55 % , ,423 73, ,280 11,851 71,593 14,261 70, , ,207 1,546 1,641 1,826 11,663 1,442 9, , , ,280 85, ,784 ( 15.4) ( 13.8) ( 17.1) ( 12.9) 9,810 53,857 12,539 57,503 ( 61.3) ( 65.0) ( 27.8) ( 6.8) % 12.9% ,041 4,965 5,924 5,734 AEGON Sony Life Insurance Co., Ltd.

56 % 16.8% % 2.3% % 11.6% % 100.0% AA- 89.7% 85.4% 10.3% 14.6% 54 AEGON Sony Life Insurance Co., Ltd.

57 ,647 3, , ,774 2,272 1, , , , ,774 2,272 1, , ,272 3,791 3, , ,388 6,064 5, , ,272 AEGON Sony Life Insurance Co., Ltd.

58 ,394 3, , ,774 3, , % 100.0% % , AEGON Sony Life Insurance Co., Ltd.

59 ,250 1,750 15,000 26,500) (3,500) ( ) (30,000) 13,250 1,750 15,000 13,250 1,750 15,000 13,250 1,750 15,000 13,250 1,750 15, ,383 70,814 71,383 70,814 71,383 70, ,125 2,125 1, ,138 2,138 2,436 AEGON Sony Life Insurance Co., Ltd.

60 ,508 9,508 12, % ,675 3,330 1,581 1,872 2,393 3,044 6,649 8, AEGON Sony Life Insurance Co., Ltd.

61 GDP1.3 6 EU 3 2, , EU ,956 AEGON Sony Life Insurance Co., Ltd.

62 % , , , , , , , AEGON Sony Life Insurance Co., Ltd.

63 , ,256 3,152 8,265 2,261 1, % 0.06% 0.00% 0.16% AEGON Sony Life Insurance Co., Ltd.

64 ,274 4, ,058 14, AEGON Sony Life Insurance Co., Ltd.

65 AEGON Sony Life Insurance Co., Ltd.

66 % (43) (13) (57) AEGON Sony Life Insurance Co., Ltd.

67 AEGON Sony Life Insurance Co., Ltd.

68 AEGON Sony Life Insurance Co., Ltd.

69 AEGON Sony Life Insurance Co., Ltd.

70 , , , , A-1 1A 2 1A 3 1A A A A 2 4A A A A MSCI 4 EMU EMU 4.5% 4.5% 6.0% AEGON Sony Life Insurance Co., Ltd.

71 A A A % A % A A % A % A % A % A % A % AEGON Sony Life Insurance Co., Ltd.

72 2015 9A A A A A A A % 5.0% 6.0% 4.0% 4.0% 6.0% 7.0% A % AEGON Sony Life Insurance Co., Ltd.

73 , ,008 85, ,285 2 % , , , , , , , , , , AEGON Sony Life Insurance Co., Ltd.

74 ,385 1,837 8,416 27,437 1, ,287 6,827 3, ,611 8, , AEGON Sony Life Insurance Co., Ltd.

75 LC CP500008

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