損保ジャパン日本興亜の現状2016
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- ゆき おとべ
- 5 years ago
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1 2016
2 , ,380 62, TEL:
3 2 SOMPO ERM CSR
4 2 2016
5 SOMPO
6 SOMPO O O PO PO SOMPO SOMPO SOMPO SOMPO SOMPO 24 DC SOMPO SOMPO SOMPO 24 DC SOMPO SOMPO SOMPO CFO CRO CIO CDO SOMPO CEO
7 M&A ROE 6.9% 1, ROE 8% 1,800 2, ,000 ROE10% ,170 M&A M&A ERM SOMPO M&A SOMPO SOMPO
8 SOMPO
9 A
10 A ,895 21,723 22,600 1,200 1,161 1, SOMPORe
11 A. 0.3pt 2pt %
12 4 4 1 AI 2 IoT 3 4 AI SOMPO Digital Lab SOMPO Digital Lab Tokyo SOMPO Digital Lab Silicon Valley
13 SOMPO Digital Lab TokyoSOMPO SOMPO Digital Lab Silicon Valley 350Plug and Play Plug and Play
14 WSI WSI 7 1 WSI WSI WSI WSI 30 PDCA SOMPO SOMPO
15 2015 4NPO 100% , , ,447 NPO WLB
16 SOMPO Diversity for Growth
17 NPOJ-win 2015 J-win Global Diversity Meeting SOMPO 1 Global Diversity Meeting SOMPO Global University NUS NUS SOMPO LGBT LGBT LGBTLGBT LGB T Exchange Program SOMPO OJT
18 SOMPO fact
19 e
20 BCP 6 BCP
21 SOMPO SJNK NET SOMPO SOMPO
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23 SC SC SC TV SC TV TV
24 ,0003, ,
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26 SOMPO SOMPOSOMPO SOMPO , , , , % 2 2, % 1 2, % 0.5% 3, % 4791, % 3,
27 % 2.6% % 0.6% 1, % % % 0.5% 3, % 1.6% 2, % , % 3, % 1, % 3, % 2, % 22, % 8, , , , , ,
28 2, ,3706 3,885 3,5411 1,744 2,4468, , , SOMPO ,429 1,455 22,184 1,099 1, ,998 3,024 20,616 12,874 1,254 3,982 2, ,151 3, ,217 1, ,
29 , , % 65.6% 63.7% 32.2% 31.8% 31.6% ,177 1,951 1, , % 653.0% 716.3% 729.3% , , , ,248 7, ,019 8, ,000 21,000 20,000 19,000 18,000 17, , ,184 21, %
30 % % ,000 1,951 1,780 1,500 1,177 1,
31 29 1,600 1, , % 729.3% % 80,000 70,000 60,000 50,000 40,000 30,000 20,000 10, ,989 17,193 73,262 16, ,
32 16,000 12,000 8,000 4, ,333 7,449 15,926 11, ,248 8, P Standard Poor s A+ Moody s A1 R&I AA JCR AA+ A.M.Best A+ Standard Poor s Moody s A.M.Best
33 CEO SOMPO
34 5 1 CEO 2 6 CEO CFO CRO CIO CDO
35 1 SOMPO
36 CEO
37 IR CR NKSJ NKSJ NKSJ
38 NKSJ NKSJ CSR
39 NKSJ IT SOMPO NKSJ NKSJ NKSJ NKSJ CEO
40 Alphametric, Inc. Netyear Group,Inc
41 NKSJ IT NKSJ 2016
42 IT IT NKSJ
43 Sompo NKSJ Japan Nipponkoa Insurance Company of Europe Limited / Managing Director and CEO
44 Sompo NKSJ Japan Nipponkoa Holdings Asia Pte. Ltd. Managing Director
45 Sompo America Holdings Inc. / Chairman and CEO
46 Lineo, Inc. UT,U.S.A ACCESS IP Infusion, Inc. CA, U.S.A CEO ACCESS COO IP Infusion, Inc. Chairman UBIP CEO Midokura Group President&COO
47 NKSJ CIO CIO CIO CIO UFJ 1 UFJ UFJ UFJ UFJ UFJ UFJ 2016
48
49 SOMPO 1 1 CSR ERM Enterprise Risk Management ERM
50
51 ERM ERM ERM PDCA 5 M&A
52 ERM SOMPO ERM Enterprise Risk Management SOMPO ERM ERM ERM ERM ERM SOMPO
53 51 1PDCA SOMPO 4 Plan DoCheck ActionPDCA ROR 2 SOMPO 1 4 SOMPO 5 2 SOMPO AA 1VaR Value at Risk
54
55 53 4 VOC Voice of Customer
56 SOMPO PDCA PDCA
57 DC
58
59 *
60 7 CSR CSR SOMPO SOMPO A A B B SOMPO C
61 59 A B SOMPO C SOMPO A B SOMPO C URL
62 ADR URL ADR
63 61 ALM Asset Liability Management A P 97.7 BA PA B BP
64 ,222 20,079 20, ,178 65,639 35,417 2,043,
65 THE 2016
66 ADR ADR ADR ADR ADR IP ADR ADR ADR ADR ADR ADR ADR ADR ADR ADR /30 1/ ADR
67 情報開示 お客さま 株主 地域社会をはじめとする幅広いステークホルダーの皆さまに損保ジャパン日本興亜およびグ ループ会社をご理解いただくため 公式ウェブサイト ディスクロージャー誌 CSRブックレット 公式Facebook ページ お客さまの声白書などを通じて情報の開示に努めています 経 営について 公式ウェブサイト お客さまの疑問 悩みやニーズに対応できる解決ツール 窓口のひとつであること をコンセプトに 商品 サービス お手続き方法 会社情報 CSR の取組みなどのさまざまな情報を掲載しています パソコンだけではなく スマートフォン やタブレットでも読みやすく 使いやすいサイトを提供し お客さまの利便性 と わかりやすさ の向上に努めています スマートフォン版 アクセスQRコード パソコン タブレット版 ディスクロージャー誌 経営戦略や事業内容 決算内容 今後の方針など事業活 公式 Facebook ページ 動についてわかりやすく説明するため ディスクロージャー お客さまの安心 安全 健康を支え続ける保険会社 と 誌 損保ジャパン日本興亜の現状 本誌 を作成しています して身近に感じていただけるよう お客さまのお役に立つ 情報や 当社のさまざまな活動に関する情報などを発信し ています CSR の情報開示 グループのCSRのさまざまな取組みをわかりやすく簡 潔に紹介した CSRブックレット 日 英 と社会的責任に お客さまの声 を活かした取組みの開示 お客さまの声を活かしたさまざまな取組みを紹介する お客さまの声白書 を発行しています 関する年次報告書 CSRコミュニケーションレポート 日 英 を発行しています 損保ジャパン日本興亜の現状
68
69 C SRCSR
70 CSR Web Web SAVE JAPAN NPO100NPO SAVE JAPAN 27 PT Sompo Insurance Indonesia 5 Save the Children Indonesia Sai Thiha Soe Save the Children Myanmar
71 CO JEEF3 NPO/NGO ,500 CSO Civil Society Organization:NPO/NGO 8 CSO 2000CSO SOMPO C SR
72 CSR NPO/NGO ASEANNPO/ NGO 1989 NPO P
73 C SR SOMPO NPO/NGO 3 SOMPO NPO NPO NPO 1,
74 CSR SOMPO 2011SOMPO SOMPO SOMPO SOMPO 20152,000 4,000 e CO2 CO2 YouTube
75
76
77 1 8 Web Web Web WebWeb
78 308 11, SC e 2016 CSI Customer Satisfaction Index
79 SC SC PL Sompo Japan Canopius B.V. Sompo America Insurance Services, LLC Sompo Insurance Singapore Pte. Ltd
80
81 OJT & OJT PA PA 2014 PA 62,
82 THE SGP DC 401k THE THE THE off! Way UWay THE G GP GP THE
83 SGP IT&S PL IT CGL PLCGL D&O L-Pack BCP off! BEST WORK UU Way
84 AI Ch 7 Ch
85 FAQ FAQ FAQ FAQ GPS THE THE 2 3 THE First THE THE THE THE
86 3 IT
87 URL 1, Q&A BP
88 NPO Face to FaceICT DIET BOOK BCP BCPBCP
89
90 THE BCP ABL 16 35,000 THE Way ,200 THE THE
91 BCP3 SSK
92 THE SGP BCP ONE-Step SUP Lite BOX SIP
93
94 ,716,224 1,702,481 1,699,997 2,281,093 2,599, % 0.8% 0.1% 34.2% 14.0% 1,281,155 1,327,361 1,413,818 1,891,605 2,218, % 3.6% 6.5% 33.8% 17.3% 24,994 25,704 32,844 42,149 78, % 3,964 65,058 68, , , % 1,540.9% 4.6% 145.1% 6.7% 37,518 29,137 27,350 39, , % 6.1% 43.9% 221.0% 80.6% 70.6% 64.6% 65.3% 63.7% 33.0% 32.8% 31.4% 31.5% 31.6% 78,375 79,498 78,110 92, , % 1.4% 1.7% 19.0% 18.3% 2.13% 2.28% 2.20% 2.08% 2.13% 1.86% 3.93% 4.04% 3.67% 2.94% 70,000 70,000 70,000 70,000 70, , , , , , , , ,538 1,592,653 1,324,881 4,600,592 4,745,077 4,838,707 7,326,234 7,036,222 1,004, , ,902 1,156,188 1,035,353 2,839,957 2,761,331 2,766,781 4,060,822 4,013, , , , , ,023 3,104,476 3,184,642 3,264,956 5,340,339 4,920, % 645.6% 713.3% 716.3% 729.3% 12.6% 14.9% 16.2% 21.7% 18.8% 90.9% 56.5% 121.7% 120.2% 18,270 17,825 17,084 27,144 26, = 2. = = 5. =
95 % , , , , , , , , , , , , , , , , , , , ,070, , , , , , , , , , , , , , , , ,492, ,517, ,609, ,110, ,446, % , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , % , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,
96 4 % , , , , , , , , , , , , , , , , , , , ,070, , , , , , , , , , , , , , , , ,281, ,327, ,413, ,891, ,218, % , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,199, , , ,166, ,310, % , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,
97 95 7 % , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , % , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,125, ,287, , , , , , , , , , , , , , , , % 32.8% 31.4% 31.5% 31.6% 2016
98 10 % % ,885 11,068 9,602 16,328 29, ,590 29,959 34,115 59,413 52,927 6,813 7,383 7,588 8,900 11,526 5,457 6,982 7,659 11,408 13,846 3,737 3,154 2,529 3,587 3, , ,050 59,001 62, , ,
99 A B C D A B C 7,404 37,999 30,288 23,884 27, ,871 57,277 47,953 64,047 65,551 92,277 64,988 59,526 60,262 70,421 37,999 30,288 18,715 27,669 22, , % ,
100 A BBB BB % , S&PMoody s 2A.M.Best ABBBBB A BBB BB S&P A BBB BB Moody s A3 Baa3 Ba1 A.M.Best A B B ,698 16,801 50,569 22,941 34, ,177 4,991 2, ,067 12,317 5,741 23,575 23,127 8,273 48,842 91,497 20,653 15,420 12,696 8,922 13,305 15,432 9,288 7,929 8,635 13,858 24,994 25,704 32,844 42,149 78, ,627,195 1,553,577 1,559,979 2,133,524 2,442,914 1,435,869 1,371,853 1,392,345 1,829,966 2,061, , , , , ,494 12,503 1,556 1,756 4, ,994 25,704 32,844 42,149 78,
101 % % % % % 1, % % 1, % 1, % 1% 5,797 12,
102 , , , , , , , , , , , , , , ,174 31,179 3,133 22,915 25, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,984 18,356 27,283 47,966 81, , , , , , , , , , , , , , , , , , , , ,013 99, ,569 99, ,297 94,979 97,766 98,595 90,223 52,817 1,034 1,701 3,973 9,333 47, ,807 80,454 82,722 87,403 83, , ,682 78, ,939 86, ,897 87, , ,224 80, ,504 86, , , , , ,483 85,043 86,625 87,388 83,049 68,540 66,712 68,547 61,265 36,941 9,942 18,331 18,078 26,122 46,
103 % , , , , , , , , , , , , , , , , , , , , , , ,104, ,184, ,264, ,340, ,920, , , , , , , , , , , ,947, ,203, ,324, ,725, ,388, , , , , , ,600, ,745, ,838, ,326, ,036, , ,484 93,629 2,487, ,012 2 % , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,042 78,376 79,577 79,659 94, ,
104 % , , , , , , , , , , , , , , ,076 59, ,223 81, , , ,361 2,616, ,286 3,281, ,056 3,835, ,704 1,179, ,356 1,374, ,904 1,558, , , , , , , , , ,035 1,323, ,089 1,595, ,442 31, ,615 26, , , , , , , , , , , , , , ,754 4,866 5,649 4,678 8,278 2, ,683 3,584, ,825 4,517, ,356 5,243,
105 % , , , , , , , , , , , , , , ,065 61, ,324 86, , , ,316 3,245, ,346 4,374, ,995 5,349, ,254 1,252, ,485 1,458, ,490 1,661, , , ,439 1,449, ,946 1,840, , , ,965 1,434, ,219 1,802, ,387 34, ,455 31, ,320 43, , , , , , , , , , , , , ,185 5,130 8,890 4,678 8,278 2, ,006 4,215, ,719 5,616, ,593 6,772, % , , , , , , , , , , , , , , , , , ,008, ,684, ,625, , , , , , , , , , , , , , , , , , , , , ,156, ,870, ,793, P ,28837, ,450 19, ,660 36, ,323 52, ,722 49,
106 % %
107 A 1,213,539 1,493,106 1,636,131 2,683,345 2,363, , , , , ,986 14,436 19,388 24,611 50,134 58, , , , , , , , ,211 1,367,903 1,057,747 24,062 22,103 21,421 35,852 42, , , , , ,560 79,975 92,366 67,066 81,916 74,158 60,763 61,841 66, , ,000 BR1 R2 2 R3 R4 2 R5 R6 482, , , , ,203 R1 108, , , , ,289 R2 R3 17,763 16,828 15,979 23,256 22,035 R4 279, , , , ,046 R5 11,226 10,843 10,832 17,598 15,617 R6 155, , , , ,479 CA /B1/ % 645.6% 713.3% 716.3% 729.3% A B A C 200% 2016
108 % 100%
109 % % 320, , , , ,612 71, , ,013 14, , , , , ,477 5,340, ,920, ,783 1,164,671 1,164,346 15,573 8, , ,961 1,854,715 1,489,572 1,765,528 1,679,044 33,078 45, , , ,384 10,271 9, , , , , , , , , ,408 4,690 3,258 1,267 1,757 24,830 24, , , , , , ,783 1,049 2, , ,945 52,487 47,736 9,850 14, , ,467 80,744 73, ,559 28,944 10,974 10,694 22,732 16,590 12,795 13,577 76,078 76,012 4,068 12,794 24,139 41, , , , , ,326, ,036, ,
110 % % 4,989, ,926, , , ,975 4,060,822 4,013, , , , , ,944 5,430 4,828 92,656 87,069 31,569 32,896 4,635 4,652 6,367 6,656 4,483 4, , ,471 81,690 90,253 10,749 1,747 4,632 3,124 2,028 2,070 89, , ,474 19, , , , , ,035 50,134 58, , , ,961 5,733, ,711, ,240 70, , ,000 70,000 51,180 23, , , , , ,184 4,361 4,308 83,300 83, , , , , , , , ,512 1,101, ,308 8,085 10,510 1,110, , ,259 1,592, ,324, ,772 7,326, ,036, ,
111
112 ,70819, ,716133, ,84614, ,6162,694 4, ,380 68, ,934 89, ,975
113 ,577,360 60,760 1,516,600 2,497,127 4,013, , , , Sompo Canopius AG94, ,220323, ,734 48,987 31,858 27,442 23,746 50, ,749 55, , ,093 6, ,510 34, , ,345 7, , ,324, ,
114 ,281,093 2,599, ,726 2,133,524 2,442, ,390 1,891,605 2,218, , ,217 39,615 45,841 6,490 9,860 56,232 47,094 2,770 4,278 1, , ,570 10,570 92, ,938 6,216 5, ,549 62, ,649 13,456 5, ,877 39,615 45,841 12,569 11,335 1,233 2,114,265 2,421, ,468 1,829,966 2,061, ,645 1,125,937 1,287, , , , , , , ,116 3,040 2,952 8,790 37,056 28, , , ,866 2,186 6, , ,188 46,921 7,241 7, ,753 4, ,483 2, , ,086 11, ,640 11, ,640 79,777 19,093 60,684 1,156 4,618 5,512 8,096 8,035 8,096 8,035 65,011 6,439 87, ,633 83,764 4,028 6,614 44,492 38,729 48,521 45,343 3,177 39, ,289 86,
115 , , ,673, ,744 2,218, ,607, ,019 1,287, ,486 28, ,265 2,978 6,087 9, , ,037 3,970 36,067 83,161 47, ,786 6,776 4,923 1, , , , % 18.1% 6.6% 4.8% 3.8% 0.4% 0.3% 0.1% 26.4% 2016
116 , , % , , , , , , , , , , , , , , , , , , , , , , , ,104, ,184, ,264, ,340, ,920, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,600, ,745, ,838, ,326, ,036,
117 % ,459, ,376, ,427, ,989, ,926, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,021, ,040, ,056, ,733, ,711, , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,101, , , , , , , , ,110, , , , , ,592, ,324, ,600, ,745, ,838, ,326, ,036,
118 ,716,224 1,702,481 1,699,997 2,281,093 2,599,820 1,627,195 1,553,577 1,559,979 2,133,524 2,442,914 1,281,155 1,327,361 1,413,818 1,891,605 2,218, , , , , ,217 37,176 34,065 32,408 39,615 45,841 19,526 5,058 6,490 9, ,483 78,625 56,232 47,094 1,767 3,662 5,391 7,048 1,475 83, , , , ,570 78,375 79,498 78,110 92, ,938 41,369 93,914 75,114 61,549 62,279 37,176 34,065 32,408 39,615 45, ,875 12,809 20,102 19,195 5,637 6,681 6,392 12,569 11,335 1,712,259 1,637,422 1,631,918 2,114,265 2,421,734 1,435,869 1,371,853 1,392,345 1,829,966 2,061, , , ,285 1,125,937 1,287,493 92,530 93,375 91, , , , , , , , , , , , , ,534 5,450 3,202 2,735 2,607 3,040 6,069 52,693 40,127 21,350 8,790 37,056 19,478 1,430 1, ,694 18,141 25,351 10, ,784 15,073 13,344 8,909 7,135 6, , , , , ,188 8,547 10,603 11,979 7,241 7,877 3,964 65,058 68, , ,086 3, , ,640 2,869 2, , , ,298 24,637 79,777 19,093 4,952 5,222 8,096 8,035 4,952 5,222 8,096 8, ,346 19,414 71,680 11,057 6,701 45,852 45,603 87, , ,229 4,028 6,614 43,587 16,094 17,023 44,492 38,729 44,220 16,714 18,253 48,521 45,343 37,518 29,137 27,350 39, ,
119 ,000 24,229 45,770 1,214 83,300 50, , , , ,538 3,254 3,254 3,254 70,000 24,229 45,770 1,214 83,300 53, , , , , ,951 3,114 96, , ,672 45,770 45,770 45,770 45, ,000 31,900 47,900 47,900 39,348 39,348 39, ,048 7, , ,740 45,770 51,180 45,770 3, , , ,048 7, , ,860 70,000 70,000 51,180 4,361 83, , ,575 1,101,992 8,085 1,110,078 1,592, ,000 70,000 51,180 4,361 83, , ,575 1,101,992 8,085 1,110,078 1,592, , , , , , , , ,684 2, , ,259 27, ,843 25, ,684 2, , ,772 70,000 70,000 23,878 4,308 83, , , ,308 10, ,818 1,324,
120 ,915 1, ,346 2,618 1, ,416 1, ,165 4,279 3,658 2,964 2,241 6,581 5,676 4,289 3,598 2, % 90.9% 56.5% 121.7% 120.2% , , , , , , ,
121 % , , , , , , , , , , , , , , , , , , , , , , , , , , , , , % , , , ,164, ,164, , , , , , , , , , , , , ,007, ,854, ,489, , , ,068, ,765, ,679, , , , , , ,104, ,184, ,264, ,340, ,920, % P
122 , , ,373 85, , ,517 1,164,671 7,668 1, ,423 15,573 82, ,576 87,335 44,144 6, , ,772 1,854,715 1,854,715 40, , , , , ,615 1,765,528 29, , , , ,521 74, ,189 11,120 9,959 8,112 6,269 7, , ,339 2,559 7,843 2,997 1, ,859 47, , , , , ,947 3,469,503 5,354, , , , , , ,656 1,164,346 1, ,674 8,242 50,581 92,005 83,076 33,067 3, , ,961 1,489,572 1,489,572 48, , , , , ,085 1,679,044 45, , , , ,328 52, ,937 3,077 10,708 7, , , ,107 1,326 7,679 7,972 1,551 1,145 37,095 56, , , , , ,987 3,181,558 4,931,939 6 % , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,130 1,007, ,711 1,854, ,601 1,489,
123 121 7 % , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , % , , , , , , , , , , , , , , ,
124 ,900 8,153 7,384 10,271 9,382 1, ,227 1,358 1,303 20,141 16,652 13,828 12,591 9, ,497 1, ,222 5,259 4,287 3,420 2, , , , , ,553 23,322 24,210 27,678 30,292 31, , , , , ,157 3,469 2,754 2,639 2,524 2,410 2,454 1, , , , , , ,023 24,400 26,400 26,400 53,400 51, % , , , , , , , , , , , , , , , , , , , , , , , , , % , , , , , , , , , , , , , , , , , , , ,
125 ,207 6,727 11,904 21,615 8,682 82, ,908 61, , ,902 57,360 51,440 57, ,730 63, , ,807 78,975 60, , , ,012 9,845 16,169 28,098 7,234 74, , ,238 97, ,207 53,836 59,388 51, , , , ,376 81,935 66, , , ,033 5,530 6,096 18,694 2,541 11,697 45,592 47,111 85,467 70,818 28,268 17,754 6, ,208 48,144 90,998 76,915 46,962 20,295 18, , ,655 5,787 12,813 25, ,963 59, ,925 68,884 75,185 21,211 23,721 5, , ,581 74,672 87,998 46,548 24,532 18, , ,600 3, ,600 4, ,063 1,100 4, ,063 1,100 4,
126 13 % , , , , , , , , , , , , , , , , , % A B C D E=A+B+C+D 1, F 422, , , , ,023 G=E F
127 , ,165 6,402 2,955 3,447 3, , ,134 3, ,898 4,935,011 4,911, ,018 14,456 23,109 1,449,271 1,423,029 21,901 1,331 3,009 26,242 7,063,315 7,010,065 26,364 9,357 17,528 53, , , , , , , , , , ,
128 , ,721 6,721 7,609 6,790 6, , , , , , , ,924 82,796 86,224 86, , ,239 20,096 16,655 14,132 17,817 18,685 78,688 78,651 74, , ,408 57,887 59,385 60, ,184 98,771 20,800 19,265 14,608 21,878 21,637 2,669 2,499 3,338 1,267 1,757 2,284 2,363 3,080 1,045 1, , , , , , , , , , ,535 41,282 36,058 28,998 39,917 40,555 4,985 4,979 5,639 4,690 3,258 18,819 19,471 20,580 24,830 24, , , , , ,
129 , , , , , , ,370 35,200 12,299 29,370 35,200 12, ,178 72, , , ,016 13,139 13,934 15,378 29,118 30,098 60,173 59,526 61,268 69,725 68, , , , , ,460 60,299 59,296 60,256 89,835 89, , , , , ,809 93,903 97, , , , , , , , , , , ,414 1,202,413 1,185,781 34,401 36,669 38,083 67,395 66,265 1,188,733 1,139,202 1,100,921 1,488,916 1,422, , , , , , , , , , , , , , , , , , , , ,440 2,839,957 2,761,331 2,766,781 4,060,822 4,013,
130 , , ,364 1, , , , ,055 1, ,385 8,402 25,998 34,401 9,692 26,977 36,669 81,580 77, ,023,759 5,223 1,188,733 85,083 73, ,089 5,304 1,139, ,320 39, , ,917 39, , , , , , , , , , , , , ,409 60,694 51, ,549 61,710 52, ,412 1,188, , ,260,659 7,371 2,839,957 1,185, , ,190,491 7,270 2,761, , , ,262 1, , , , ,779 2,572 1,202,413 10,284 27,798 38,083 17,409 49,985 67,395 89,302 68, ,731 5,103 1,100, ,541 74, ,287,783 8,474 1,488, ,677 41, , ,872 64, , , , , , , , , , , , , ,503 67,494 57, ,135 88,137 76, ,411 1,216, , ,144,963 7,038 2,766,781 1,899, , ,598,822 11,449 4,060, , , ,228 2,296 1,185,781 19,270 46,995 66, ,935 70, ,224,033 8,213 1,422, ,939 63, , , , , , , ,766 95,272 84, ,440 1,947, , ,506,405 10,939 4,013,
131 % ,265,377 1,195,084 1,149,443 1,606,914 1,514, % 25.2% 23.8% 21.9% 21.5% ,125 1, ,510 2,274 2, ,713 8, ,369 13,296 23,767 17,840 19, ,611 25,522 50, ,576 4,543 17,
132 , ,154 3, ,363 8, ,018 19,223 18,092 19,223 18, ,134 8,035 58, P
133 , , , , , ,945 3,721 82, , , , ,403 15,433 6,703 1, , ,242 1,483 41,369 19,478 93,914 1,430 75,114 1,573 61, ,279 1, ,954 10,481 25,306 10, ,409 7, ,420 18,141 25,351 10, , ,155 1, ,156 12,587 4, , ,216 1, , ,161 1, ,156 12,640 4,
134 , , , , , , , , , ,890 12,030 12,077 12,545 15,264 18, , , , , , , , , , , % ,272 8, , , ,214 6, , , ,057 1,413 58,179 21, ,849 2,104 5,158 4, ,406 3,778 57,575 24, ,528 14, , , % ,255 9, , , ,594 7, ,823 98, ,661 1,662 59,024 21, ,229 2,127 4,971 3, ,422 4,035 49,889 24, ,908 15, , ,
135 P ,1637, ,5363, ,659,747 1,555, ,916 1,704,236 1,537, ,434 1,746, ,555 1,199,696 1,338, , ,449 1,322,251 1,110, ,540 1,102, , ,011 33,484 28,032 5,452 41,148 36,885 4,263 4,761,736 3,241,130 1,520,605 4,186,522 2,993,363 1,193,159 27,269 27, ,314 2, ,716 24,416 1,699 74,765 80,130 5,364 91,229 95,924 4, , ,679 12,380 10,091 10, ,971 13, , ,292 6, , ,436 18,085 4,913,043 3,399,423 1,513,619 4,502,872 3,327,799 1,175, ,581 1, , ,769 47, ,972 50, ,102 11, ,254 9,242 1, , ,452 61, ,262 61,787 1,
136 ,378 7,3361,0862,954 17,406 30% ,381 8,195 1,186 5,850 6, ,780 87,571 14, , , , ,983 1,306 1,306 3, , , , ,214 2,
137 , , , , , ,885 6,795 7,641 7,
138 , ,732 1, ,684 10, ,825 17, ,192 10, ,609 4,259 10, ,361 1,552 15, , ,634 1,139 16, ,980 2, , , , , ,719 23, ,000 83,000 11,316 83,000 83,000 13,380 11,316 13,
139 ,5931, ,7202 9, , , ,3992 7, ,115 1,0521, ,5931, ,7202 9,428 3, , , , ,017842,3992 7, ,115 1,0521,550 1,0341, ,3587 6, ,829 3, ,
140 4 4991, ,
141 ,813,249 1,801,964 1,895,196 2,670,877 2,942,881 1,329,400 1,408,387 1,585,257 2,211,128 2,552,193 17,602 69,888 78, , ,574 55,626 31,754 35,503 49, ,062 46, , , , , , , ,633 1,631,653 1,328,444 4,698,720 4,860,399 5,076,962 7,947,206 7,611, % 694.6% 753.4% 737.9% 750.2% 11.2% 13.8% 15.4% 20.4% 17.4% ROE 9.4% 5.3% 4.9% 4.1% 10.5% , , ROE
142 % , , , , , , , ,107, , , , , ,141, ,489, , , % , , , , , , , ,106, , , , , ,921, ,259, % , , , , , , , , , , , , ,142, ,310,
143 % , , , , , , , , ,002, ,597, , , , , ,398, ,076, ,001, ,728, % ,194, ,193, , , , , ,806, ,449, ,425, ,340, , , ,002, ,597, , ,720 3 % , , , , , , , , ,991 81, , , ,970 2,956, ,397 3,502, , , , , , , , , ,062 4,198, ,109 4,921, ,040 95, ,
144 % , , , , , , , , , , ,223 81, , , ,228 2,956, ,129 3,502, , , , , , , , , ,866 5,649 8,272 2, ,697 4,198, ,333 4,921, % , , , , , , ,343, ,286, , , , , , , , , ,529, ,454, ,323 52, ,722 49,
145 % 289, ,
146 A 1,157,481 1,457,433 1,619,192 2,655,614 2,352, , , , , ,054 14,460 19,420 24,651 50,199 58,246 1,143 1,130 1, , , , , , ,369 2,060 1, , , ,368 1,374,778 1,059,302 24,062 22,103 21,421 35,852 42,991 6,069 4,822 34, , , , , , , ,574 65,654 64,721 54,526 60,766 61,846 66, , ,005 B R1 2 R2 2 R3 R4 2 R5 R6 R7 2 R8 R9 438, , , , ,116 R1 113, , , , ,001 R , R R4 R5 17,790 16,856 16,008 23,283 22,061 R6 R7 228, , , , ,724 R8 10,663 10,364 10,745 17,671 15,809 R9 155, , , , ,137 CA /B1/ % % 737.9% 750.2% A
147 145 B A C 50%
148 A 7,177 13,821 14,862 14,872 14,702 3,928 10,079 11,440 11,033 10, ,873 2,812 2,882 3,213 3, BR1+R2 2 + R3+R4 2 +R5+R6 2,012 2,315 2,647 3,328 4,051 R1 1,287 1,442 1,787 2,123 2,801 R2 R R ,081 R R CA /B1/ % 1,193.6% 1,122.5% 893.6% 725.8% A A 6,996 6,837 6,453 5,502 6,518 6,524 6,360 5,959 5,001 5, BR1 R2 2 R3 R4 2 R5 R6 1,700 1,930 2,036 2,100 2,035 R1 1,491 1,678 1,793 1,857 1,789 R2 R3 R R R CA /B1/ % 708.1% 633.9% 523.9% 640.6% A
149 A 4,914 5,585 6,482 6,897 7,340 4,074 4,654 4,998 5,291 5, ,449 1,567 1, BR1+R2 2 + R3+R4 2 +R5+R R R2 0 R R R R CA /B1/2100 1,822.6% 1,834.1% 2,351.1% 2,456.3% 2,645.7% A 2016
150 , , ,325 71, , ,013 14, , , , , ,477 5,520, ,093, , , , , , , , , , , ,698 4,834 3,395 3,825 1,771 27,440 27,300 88, , ,869 7,946 71,772 55,717 8,614 23, , , , , , ,374 5, , ,947, ,611, ,836 5,459, ,387, ,797 1,230,129 1,207,106 4,229,825 4,180, , , , , , ,786 94, , , , , , , , ,046 50,199 58, , , ,814 6,315, ,282, ,627 70,000 70, ,180 66, , , , , ,107, ,563 8,085 10,510 23,984 10,026 3,456 24,844 1,136, , ,121 6, , ,631, ,328, ,209 7,947, ,611, ,
151 ,670, ,942, ,003 2,490, ,759, ,913 2,211,128 2,552, , ,312 39,661 45,897 5,174 4,001 46,914 4,762 45,861 30,721 8,997 1, , , , , ,416 6,216 5,830 6,649 3,195 66,700 66, ,211 14,118 7,239 39,661 45,897 18, , , ,229 16,287 2,491, ,731, ,971 2,113, ,301, ,231 1,346,712 1,461, , , , , , , ,451 2,152 3,457 6,692 16, , , ,332 1, , ,286 2,417 6, , , ,731 8, , ,997 4, ,313 3, , , , , , , , , ,100 1,571 4,656 5,512 8,106 8,046 8,106 8,046 65,053 6, , , ,145 7,299 10,785 42,371 38,868 49, , , , , , , ,
152 , , , , ,425 31,488 34,835 7,663 21, , , , , , ,919 1, ,000 24, , , , ,036 4, ,109 6, ,633 3,254 3,254 3,254 70,000 24, , , , ,036 4, ,109 6, , ,951 96, , ,931 16,000 31,900 47,900 47,900 49,794 49,794 49, ,135 7,691 31,021 7, , ,836 96, , , ,135 7,691 31,021 7, , ,765 70, , , ,653 1,107,710 8,085 23,984 3,456 1,136,324 6,674 1,631, , , , ,653 1,107,710 8,085 23,984 3,456 1,136,324 6,674 1,631,653 27,041 23,833 3, ,346 70,000 94, , ,446 1,107,710 8,085 23,844 3,456 1,136,184 6,675 1,628,306 27, , , , , , , ,147 2,425 33,871 21, , ,601 27,312 30,051 2, ,147 2,425 33,871 21, , ,862 70,000 66, , , ,563 10,510 10,026 24, ,203 6,056 1,328,
153 , , ,145 17,963 19,401 1,438 5,512 5,512 3,825 3, ,871 3,890 1,981 41,811 30,917 10, ,443 3,533 1, ,042 1,490 2, ,106 8, , ,416 16,889 64,851 53,549 11,301 5,997 4,972 1,024 6,699 9,668 2, ,311 8, ,145 20,529 22,675 28,250 6,367 21,883 7,358 1,985 9,343 33, , , ,515 16,889 7,990 4,254 3,736 5,793 9,452 3,658 61, ,739 49,946 15,167 7,701 22,868 2,346 2, ,203 17,690 53,512 29,970 3,804 26, , ,100 80, , ,107 52, , , , , ,838 49,605 52,224 1,779 50, ,795 45, , ,588 66, ,425 18,528 15,146 3,382 3,014 23,107 20,093 97,412 97,412 2,664 2, ,404 17,340 14, ,954 54, ,396 2, ,103 15,450 47,900 32, ,791 2, ,640 52,717 99,923 8,829 9,222 18,052 82,808 5,155 77, , ,803 63, , , , ,118 4,
154 Sompo America Holdings Inc. Sompo Japan Insurance Company of America Sompo Canopius AG Canopius Managing Agents Limited Sompo Japan Canopius Reinsurance AG Canopius US Insurance, Inc. Sompo Japan Nipponkoa Insurance Company of Europe Limited Sompo Japan Sigorta Anonim Şirketi Sompo Japan Nipponkoa Holdings Asia Pte. Ltd. Tenet Sompo Insurance Pte. Ltd. Berjaya Sompo Insurance Berhad Sompo Japan Nipponkoa Insurance China Co., Ltd. Sompo Japan Nipponkoa Insurance Hong Kong Company Limited Yasuda Maritima Seguros S.A. Yasuda Maritima Saúde Seguros S.A. DC 60 Canopius Group Limited NIPPONKOA Insurance Company Europe Limited Sompo America Holdings Inc.Sompo Japan Nipponkoa Holdings Americas Inc Sompo Japan Canopius Reinsurance AGCanopius Reinsurance Limited Sompo Japan Nipponkoa Insurance Thailand Public Company Limited Sompo Japan Nipponkoa Corporate Member Limited Universal Sompo General Insurance Company Limited 2Sompo Japan Nipponkoa Insurance Thailand Public Company Limited Sompo Japan Nipponkoa Corporate Member Limited
155
156
157 ,95027,041 23, ,04123, , , ,531 19,
158 ,588 21,482 3,370 2, ,627 25, , ,588 2,796 2, , , , ,701 81, ,062 39,
159 ,474 9, , , , , ,158 1,086 5, ,321 1,190 5, ,439 65,
160 , ,107 77,362 66, , , , , , ,299 1,641 4, ,572 1, , ,425 31,627 34, ,488 34,835 10,659 29, ,921 29,562 3,257 8,183 7,663 21, , , , , , , ,
161 , , , , , , , ,676 71,985 77,998 5,520,583 5,093, ,340 81,652 5,491,427 5,063, , , ,897 2, ,931 1,902 1,722 3,979 4,840 2,716 2,625 2,467 5,876 6, ,419 1, ,170 4,281 3,658 2,964 2,241 6,590 5,682 4,291 3,598 2,
162 , ,257 4, , ,257 7,611 10,346 1,869 1,654 22,426 21,319 12,024 17,227 1,084 65,499 1, , , , , ,843 7, ,351 2,280 43,972 1, ,804 94,
163 , , ,804 94,288 87, ,158 5,738 5, , ,826 94, , , , ,611 10,346 1,869 1, ,525 11, , ,078 10,798 28,484 10,921 29, ,227 33,740 4,806 34,
164 ,7095,
165 , ,986 40,654 34,750 37,015 33,990 27,116 33,583 31,629 27,817 80,880 73, , ,391 57,823 58, , , , ,469 10,277 10, , ,298 99,859 20, % % % % 1, ,3497,
166
167 ,921, ,156 2,216,303 1,325 2,217, ,249 2,670, ,921, ,156 2,216,303 1,672 2,217, ,902 2,670,877 35, ,100 49, ,794 49,794 7,001, ,369 7,944,863 2,343 7,947,206 7,947,206 15, ,516 17, ,963 17, ,692 3,825 3,825 3,825 93, , , , ,527 5, ,999 5, , , , ,243 80,243 5,512 5,512 5,512 5,512 49, , ,670 49,670 1,089 1,324 2,414 2,414 2,414 17, ,993 51, ,991 51, , ,
168 ,259, ,604 2,556,195 1,512 2,557, ,173 2,942, ,259, ,604 2,556,195 1,855 2,558, ,831 2,942, ,664 16, , , ,062 6,728, ,665 7,608,750 2,620 7,611,370 7,611,370 16,963 2,365 19, ,401 19, ,356 3,478 3,478 3, ,459 14, , , ,416 4, ,975 4, , , ,967 12,967 12, , , ,143 19,143 45,702 3,917 49, ,654 49,654 1,149 1,335 2,484 2,484 2,484 31,817 4,199 36, ,169 36, , , ,0466, ,580 76, ,738 1,035, , ,867 2,211, ,821, ,490 2,216,
169 ,817 85, ,287 1,197, , ,154 2,552, ,159, ,863 2,556, ,512 5,512 5, ,692 3,825 3, ,464 71,772 71, ,356 3,478 3, ,367 55,717 55,
170 ,315, ,940 1,325 2,697,644 26,766 2,670, ,315, ,227 1,672 2,698,430 27,552 2,670, , , , ,541 7,001, ,369 2,343 7,947,206 7,947, ,641, ,520 1,512 2,973,116 30,235 2,942, ,641, ,806 1,855 2,974,029 31,148 2,942, ,802 20, , ,574 6,728, ,665 2,620 7,611,370 7,611, , , ,
171 , , , ,062 49, , , , ,631,653 1,328,444 6,674 6,056 6,674 6,056 1,624,978 1,322, , ,
172 ,
173 ALM
174 3 ERM ERM , , ,985 71, ,234 14, , , , ,756 6,092 6, ,174,506 5,174, , , ,871 23,387 6,711,353 6,734,722 23, , ,181 9, , ,181 9, ,110 5,110 13,036 13,036 7,925 7,
175 , , ,998 77, ,383 11, , , , ,492 3,536 3, ,771,286 4,771, , , ,490 20,566 6,383,067 6,403,590 20, , ,573 10, , ,573 10, ,665 1,665 37,342 37,342 39,008 39,
176 ,214 35,979 28,076 21,321 9,057 7,976 74,348 65, ,700 7,281 71,986 1,316 11,979 3,333 2, , , , ,641 8,214 3, ,700 82, ,365 48, ,872 83, , , ,974 1,608 8,293 2, , , ,703 61, ,027 1,199, , , ,209 3,447 77, ,000 9,270 1,553 1, , , , ,666 1,900 2, ,600 51, ,252 34, ,653 83, , , , ,802 2, , , ,041 55,484 1,001,680 1,132, , ,
177 , , ,359 2,320 1, ,785 1, , , , , , , , ,852 1, ,639 2, ,452 3, ,092 6, ,933 2, ,536 3,
178 ,691,338 1,587, ,122 1,746, ,569 1,199,712 1,457,079 1,239, ,884 35,505 29,654 5,850 4,930,205 3,402,635 1,527,570 32,582 32, ,716 24,416 1, , ,754 6,896 31,893 32, , ,251 9,199 5,204,257 3,685,886 1,518, ,739,054 1,572, ,684 1,338, , ,457 1,221,353 1,075, ,082 42,495 37,836 4,658 4,341,349 3,143,466 1,197,882 2,918 2, ,765 80,130 5, , ,970 15,657 42,471 42, , ,858 21,388 4,798,819 3,622,324 1,176, ,581 1, ,799 47, ,253 14, ,634 64,652 1, , ,978 50, ,424 13,454 1, , ,439 66,004 1,
179 ,270 7,0801,2352, % ,189 1, ,910 87,701 14, , , ,187 30% 2016
180 , , ,868 5,236 5,236 70,292 5,215 5, ,207 1,162 1,162 26, , , ,661 1, , ,598 25, ,
181 , , , , , , , ,885 6,
182 , , ,641 7, , ,234 1, , , , ,732 1, ,021 22,388 2,980 2, , , ,
183 ,000 83,000 11,316 11, ,000 83,000 13,380 13,
184
185
186 NKSJ SOMPO DC100% PICC Holding Company OJSC IC ROSNO 4 NKSJ 4 5 Tenet Insurance Company Limited 5 NKSJ Fiba Sigorta 12 6 Berjaya Sompo Insurance 9 NKSJ 10 NKSJ Berjaya Sompo Insurance Berhad 11 NKSJ Sompo Japan Asia Holdings Pte. Ltd Sompo Japan Nipponkoa Holdings Americas Inc Marítima Seguros S.A. 5 Canopius Group Limited 6 6 SJNK Marítima Seguros S.A
187 TRY it NIPPONKOA Management Services Europe Limited 6 8 AIG 11 4 from ZERO KAKUSHIN NKSJ 4 NKSJ NKSJ 5 NKSJ 1 9 NKSJ 10 NKSJ NKSJ N KS J SOMPO
188
189 ,000,000, ,055, , ,000,000 61,421, ,578,931 70,000, ,275 8, , ,
190 CSR IT
191
192
193 ,600 Sompo Japan Nipponkoa Insurance Company of Europe Limited Sompo Japan Nipponkoa Corporate Member Limited Canopius Managing Agents Limited Ark Re Limited Sompo Japan Nipponkoa Insurance Company of Europe Limited Sompo Japan Nipponkoa Insurance Company of Europe Limited Sompo Japan Nipponkoa Insurance Company of Europe Limited Sompo Japan Nipponkoa Martin & Boulart SAS Sompo Japan Nipponkoa Nederland Besloten Vennootschap Sompo Japan Nipponkoa Insurance Company of Europe Limited Sompo Japan Nipponkoa Insurance Company of Europe Limited Sompo Japan Nipponkoa Reinsurance Switzerland AG Sompo Canopius AG Sompo Japan Canopius Reinsurance AG OJSC IC Allianz SJNK Division Sompo Japan Sigorta Anonim Şirketi 9 Sompo America Holdings Inc. Sompo Japan Insurance Company of America Sompo Japan Fire & Marine Insurance Company of America Sompo America Insurance Services LLC Canopius US Insurance, Inc. Eterna Insurance Company Limited Yasuda Marítima Seguros S.A. 34 Yasuda Marítima Saúde Seguros S.A. 15 Sompo Japan Nipponkoa do Brasil Ltda. Vistomar Serviços de Vistoria Ltda. Sompo Seguros Mexico, S.A. de C.V
194 Sompo Japan Nipponkoa Holdings Asia Pte. Ltd. Tenet Sompo Insurance Pte. Ltd. Premier Insurance Agencies Pte Ltd Berjaya Sompo Insurance Berhad 21 Sompo Japan Nipponkoa Reinsurance Company Limited PT. Asuransi Sompo Japan Nipponkoa Indonesia 13 PT Indomobil Sompo Japan PGA Sompo Insurance Corporation Sompo Japan Nipponkoa Insurance Thailand Public Company Limited 9 Sompo Japan Nipponkoa Brokers Thailand Co., Ltd. United Insurance Company of Vietnam Universal Sompo General Insurance Company Limited 70 Sompo Japan Nipponkoa Insurance China Co., Ltd. SJNK Business Consulting Shanghai Co., Ltd. Sompo Japan Nipponkoa System Solutions Dalian Co., Ltd Sompo Japan Nipponkoa Insurance Hong Kong Company Limited Sompo Japan Nipponkoa Reinsurance Company Limited NIPPONKOA Insurance Company China Limited Sompo Taiwan Brokers Co., Ltd. Sompo Consulting Korea Inc. Sompo Japan Nipponkoa Nederland Besloten Vennootschap Sompo Japan Canopius B.V. Sompo Japan Nipponkoa Reinsurance Switzerland AG Yasuda Marítima Seguros S.A Sompo Seguros S.A. Yasuda Marítima Saúde Seguros S.A Sompo Saúde Seguros S.A. Sompo Japan Nipponkoa Holdings Asia Pte. Ltd Sompo Holdings Asia Pte. Ltd. Tenet Sompo Insurance Pte. Ltd Sompo Insurance Singapore Pte. Ltd. PT. Asuransi Sompo Japan Nipponkoa Indonesia PT Sompo Insurance Indonesia
195 ,035 14,345 26, ,447 8,663 9,847 18,510 6, , ,613 9, , , , , ,223 4, , ,386, General1 Actuary 2 U3 1 General 2 Actuary 3 U
196 m 2 m 2 66, , [15,455.63] 518 2, ,512 4, ,361 3, ,663 10, ,267 11, ,690 9, [306.53] 602 2, ,268 12, [160.89] 1,902 7, ,260 3, ,669 24, ,663 3, ,530 6, ,246 4, ,934 14, [7.83] [ ] m ,123 17, ,513 3,734 1, , , , , , , , , , , , , , , , , , , , , m 2 1,007 1, ,281 10, , ,851 9, , , , m 2 m , , , , , , , , , ,
197 Sompo America Holdings Inc. Sompo Japan Insurance Company of America Sompo Canopius AG Canopius Managing Agents Limited Sompo Japan Canopius Reinsurance AG Canopius US Insurance, Inc. Sompo Japan Nipponkoa Insurance Company of Europe Limited Sompo Japan Sigorta Anonim Şirketi Sompo Japan Nipponkoa Holdings Asia Pte. Ltd. Tenet Sompo Insurance Pte. Ltd. Berjaya Sompo Insurance Berhad Sompo Japan Nipponkoa Insurance China Co., Ltd. Sompo Japan Nipponkoa Insurance Hong Kong Company Limited Yasuda Marítima Seguros S.A. Yasuda Marítima Saúde Seguros S.A. Universal Sompo General Insurance Company Limited DC * * % % 24 Sompo America Holdings Inc. Sompo Japan Insurance Company of America Sompo Canopius AG Stuart Davies Canopius Managing Agents Limited Sompo Japan Canopius Reinsurance AG Stuart Davies Markus Eugster , , , , , ,
198 * % % Canopius US Insurance, Inc. Sompo Japan Nipponkoa Insurance Company of Europe Limited Sompo Japan Sigorta Anonim Şirketi Andrew Fowles Recai Dalaş Sompo Japan Nipponkoa Holdings Asia Pte. Ltd. Tenet Sompo Insurance Pte. Ltd. Stella Tan Berjaya Sompo Insurance Berhad Patrick Loh Sompo Japan Nipponkoa Insurance China Co., Ltd. Sompo Japan Nipponkoa Insurance Hong Kong Company Limited Yasuda Marítima Seguros S.A. Yasuda Marítima Saúde Seguros S.A. DC 60 Li Sheung Kin Francisco Caiuby Vidigal Filho Francisco Caiuby Vidigal Filho , , , , , , , , , , , Sompo Japan Nipponkoa Holdings Asia Pte. Ltd Sompo Holdings Asia Pte. Ltd. Tenet Sompo Insurance Pte. Ltd Sompo Insurance Singapore Pte. Ltd. Yasuda Marítima Seguros S.A Sompo Seguros S.A. Yasuda Marítima Saúde Seguros S.A Sompo Saúde Seguros S.A. * % % Universal Sompo General Insurance Company Limited Onkar Nath Singh , ,500, * % % SOMPO
199 * % % Sompo Japan Nipponkoa Corporate Member Limited Sompo Japan Nipponkoa Claim Services Europe Limited Ark Re Limited Sompo Japan Nipponkoa Martin & Boulart SAS Richard Babbe Laurent Blasquez Sompo Japan Nipponkoa Reinsurance Switzerland AG Sompo Japan Fire & Marine Insurance Company of America Sompo America Insurance Services LLC Eterna Insurance Company Limited Sompo Japan Nipponkoa do Brasil Ltda. Sompo Seguros Mexico, S.A. de C.V. Lisa Davis PT. Asuransi Sompo Japan Nipponkoa Indonesia Daniel Neo Sompo Japan Nipponkoa Insurance Thailand Public Company Limited Sompo Japan Nipponkoa Brokers Thailand Co., Ltd. PGA Sompo Insurance Corporation United Insurance Company of Vietnam Sompo Japan Nipponkoa Reinsurance Company Limited SJNK Business Consulting Shanghai Co., Ltd. Sompo Japan Nipponkoa System Solutions Dalian Co., Ltd Isorasak Thesratanavong SOMPO Taiwan Brokers Co., Ltd. Sompo Consulting Korea Inc , , , , , , , ,940, ,120, , , ,000, , JV , , ,000, SOMPO Sompo Japan Nipponkoa Reinsurance Switzerland AG PT. Asuransi Sompo Japan Nipponkoa Indonesia PT Sompo Insurance Indonesia
200 SS
201
202
203 SS
204 ME BIZ
205 S
206 DS YNT
207
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