昭和恐慌期における長野県下農業・農村と産業組合の展開過程

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1 No. 3, (2002) Electronic Money and Strategy of Telecommunication Industry Oshima Kazuchika Nihon University, Graduate School of Social and Cultural Studies Information technology innovation came to appear and has created a dramatic change in social structure since the Industrial Revolution. Internet system, which has an ability of communication in sharing information over time and space boundary, tied up with business, and as a result, Electronic Commerce market has remarkably been growing today. In the growth, safety and an efficient means in settlement on network are indispensable and Electronic Money, a next generation currency, is a key. This paper will be a survey of Electronic Money statue in future and shows an indication in business strategy to a type I carrier who is engaged in electronic money industry. Information Technology IT Internet IT IT 1 ECElectronic Commerce 2 EC , NTT EC , (1)

2 (2) 3 3 (1) (2) (3) (1) (2) (3) IC IC PIN IC IC 3 IT IT IT IT 97

3 2 2 3 IC 2 (A) IC IC IC IC IC IC IC IC IC IC IC ATM 3 IC IC IC IC 98

4 1 (B) PC Personal Computer IC PC e 1998 e (C) 3 2 (D) IC IC 99

5 2 2 (E) 6 24 NTT Super Cash( ) (F) VISA VISA VISA IC 2 MONDEX Super Cash Edy! MONDEX MONDEX MONDEX MONDEX 100

6 MXI MONDEX 1 1 MONDEX 19 (700 ) 10, % IC MONDEX MONDEX IC MAX MODEX [ ] MXI (1) MONDEX MONDEX MONDEX MXI MONDEX 4 MONDEX MONDEX 4 MONDEX 1/425 1 IPRIntellectual Property Rights MXI MLA Manufactures License Agreement MONDEX MONDEX IPR IPR MONDEX MONDEX MONDEX 1 MONDEX (2) MONDEX Super Cash 1 MONDEX MONDEX MXI VISA MONDEX MXI MXI MXI MONDEX 4 MONDEX UKMONDEX USA 101

7 MONDEX Super Cash 2 (3) MONDEX MONDEX MONDEX Super Cash Super Cash NTT NTT NTT NTT Super Cash NTT 6 2 Super Cash , , ,233 IC IC MAX 10 Super Cash / IC [ ] NTT, 1,, <http://www.s-cash.gr.jp/whats_new/new/1016/index1.html>(31 May. 2001) (1) Super Cash Super Cash , , IC 1 1 Super Cash , ,194 IC NTT

8 Super Cash 10 1/422,058 [ ] NTT,, 1,, <http://www.s-cash.gr.jp/whats_new/1016/r1_3.html >(31 May. 2001) [ ] NTT,, 1,, <http://www.s-cash.gr.jp/whats_new/1016/r1_3.html >(31 May. 2001) (2) IC Super Cash Super Cash IC Super Cash Edy Edy , Edy IC Felica NTT 3 KDDI 6 IC IC IC IC 103

9 (1) Edy! Edy! Edy! Super Cash Edy! Edy Edy! JR 57 3 Edy! 1 Edy! 34 Edy! 3 Edy! JR :SME :6 5 : :120 Edy! :10 20, / 100 / am/pm 3 3,000 8,000 am/pm [ ], Edy! 2,Sakura News Rel,9 Feb. 2000, <http://www.smbc.co.jp/news_back/news_saku/topics/newsrls/ html>(21 Sept. 2001), Edy! am/pm,,12 Mar. 2001,<http://www.ampm.co.jp/news/01_03/02.html>(21 Sept. 2001),,,, <http://www.bitwallet.co.jp/edy/corpinfo.html>(4 Jan. 2002) 4 Edy! IC Felic a Edy! 1,000 1,000 1 Max2,5000 3,000 1,000 1 Max2,5000 [ ], Edy,Edy,,<http://www.bitwallet.co.jp/>(4 Jan. Edy! Edy! Edy! Edy! 2002) (2)

10 (3) ,0000 Edy! 1 3 Edy! Edy! (4) Edy! 2 Edy! Edy! Edy! 3 SME NTT KDDI

11 IC (2) IC IC IC IC EMVCo. IC (1) IC IC NTT 2 IC IC ISO9992 NTT EMV IC 12 4 IC IC NTT IC 3 IC 5 IC ,500 IC E&M IC IC IC IC 2 NTT NTT IC 2,000 NTT Super Cash

12 5. /NTT NTT (1) 7. Marshall McLuhan,UNDERSTANDING MEDIA The Extensions of Man (1964). i (2) IC 8. Paul Levinson,DIGITAL MCLUHAN:A GUIDE TO THE INFORMATION MILLENNIUM (1999). ii (3) 9., Edy,Edy, <http://www.bitwallet.co.jp/>(4 Jan. 2002) (4) 10. NTT, (5) NTT 1, <http://www.s-cash.gr.jp/whats_new/new/1016/inde x1.html>(31 May. 2001) 11. Japanese Bankers Association, Japanese Bankers (1) Association,<http://www.zenginkyo.or.jp/en/abstra (2) ct/index.html>(6 Jun.2002) (3) 12., IC,21 Mar. 2001, (4) <http://www.zenginkyo.or.jp/news/newsiccard0321. html>(18 Sept. 2001) (5) i (6) ii NTT E&M

4 2000 3500 5 (2) (1) 4 24 NTT Super Cash1999-2001 2000.10-2001.3 (31 1 May.2001) 5 1997 12 1999 5

4 2000 3500 5 (2) (1) 4 24 NTT Super Cash1999-2001 2000.10-2001.3 <http://www.s-cash.gr.jp/whats_news/1016/r1_3.html>(31 1 May.2001) 5 1997 12 1999 5 No.5, 185-196 (2004) Conformity to the next-generation currency seen from a Electronic money classification : OSHIMA Kazuchika Nihon University, Graduate School of Social and Cultural Studies Internet

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NRI 4500 4500 2 4,500 1 4500 1 1 9 2005 1 29,161,100 145,806 3 2 3 10 8,736,663 87,367 2 99,938,239 74,954 5 10 3 5 7,944,577 47,667 4,085,836 30,644 No.8, 113-124 (2007) The Present and the Future of Mileage Points in Business Currencies YASUOKA Hiromichi Nihon University, Graduate School of Social and Cultural Stadies Mileage points and electronic

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