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1

2 AOZORA BANK CONTENTS Profile

3

4 AOZORA BANK ,100 49,400 52, % 11.78% 11.55% 13.43% 12.92% 12.33%

5 , ,022

6 AOZORA BANK

7 3 4 5 column

8 AOZORA BANK ,271 3, , ,127 1, ,000 1, ,280 3, , ,111 1,

9 ,457 5,788 26, ,584 1,221 1, ,382 3,406 21,825 7,337 20,076 22,664 7,380 16,875 47,403 4,427 54,783 12,448 43,842 87,138 84,275 68, ,537 19,597 1, ,625 99,638 7,097 99,793 6, ,333 99,008 91, , ,928 77,525 67, ,059 5,437 24, ,576 1,300 1,095 2,045 1,475 2,999 20,585 22,699 35,431 57,176 11, ,651 61,394 47,415 4, ,270 19, ,898 5,261 97,415 99,296 7,204 99,804 90, , , ,573 12,

10 AOZORA BANK ,864 30,838 41,042 41, ,707 8,662 11,357 10, ,789 2,789 2,186 2, ,180 13, ,288 5,247 32,441 32,441 2,057 2,068 1,556 1, , ,366 4,366 11,245 11,245 54,629 54,385 85,004 83,463 28,087 28,292 36,840 37,094 14,833 14,802 17,850 17,706 2,429 2,384 8,504 8, ,460 1,632 1,171 1,171 1,366 1,366 1,200 1,200 2,401 2,401 12,073 12, ,467 2,496 2,376 2, ,006 1, , ,730 52,476 85,004 83, ,198 4,198 3,531 3, ,140 1,140 2,632 2,639 4,672 4, ,899 1, ,899 1, ,629 54,385 85,004 83,

11 % 7.71% 7.71% 7.78% 7.78% 7.78% % 100% 401 3, , % 92.6% 3, , , % 46.1% 142 3,348 23,778 7,601 2,318 3,136 2, % 71.8% 7,512 31,378 4,366

12 AOZORA BANK , , , , , , ,398 71, , , , , , ,385, % 425, , , / 113, , , , , , , , , , , , , , , , , , , % 866, % 10-11

13 Corporate Data P.O.Box 1040, West Wind Building, George Town, Grand Cayman, c/o Aozora Bank, Ltd., Head Office 101 East 52nd Street, 14th Floor, New York, NY10022, U.S.A th Floor, Broadgate Court, 199 Bishopsgate, London,EC2M3TY, U.K Temasek Boulevard, #23-02 Suntec Tower 4, Singapore , Republic of Singapore 7th Floor, Changfugong Office Building A26 Jianguo-Menwai Street, Beijing, People's Republic of China 8th Floor, Shinhan Bank Building 120, 2-ka, Taepyung-ro, Chung-ku, Seoul , Republic of Korea 17th Floor, Jakarta Stock Exchange Building Tower, Jl.Jend Sudirman Kav , Jakarta 12190, Indonesia 22nd Floor, TISCO TOWER, 48 North Sathorn Road, Bangkok 10500, ~3 Thailand

14 AOZORA BANK Corporate Data 12-13

15 Corporate Data Profile

16

QX/..../IG/P1.`19/F

QX/..../IG/P1.`19/F President s Message (https://www.aozoraclub.com/ http://www.aozorabank.co.jp/ http://www.aozora-invest.co.jp/ (http://www.svb.com/) http://www.net-daibiki.com/ ... 34... 35...

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