決済システムの電子化と決済法理の変容- 決済システムの電子化に伴う変容と決済法理への影響に関する一試論 -( )

Size: px
Start display at page:

Download "決済システムの電子化と決済法理の変容- 決済システムの電子化に伴う変容と決済法理への影響に関する一試論 -( )"

Transcription

1 4

2 % n.a. 94% (95.6%) 2.2% (1.3%) 3% (3%) ,1361, n.a. ) Statistics on payment systems in the Group of Ten countries Figure for

3 6

4 Miller,R., and D. VanHoose, Modern Money and Banking, 3rd ed. New York McGraw-Hill International,

5

6 ( ) 8 Vol.5 (2003 ) HSBC paydirect HSBC IT

7 EDI

8

9

10 ( 59 )

11 25 X 558 D O A U B A B 1 X X A X D A A X A A Y X Y ()

12

13 29 16

14 30 31 ( ) 32 () NTT NPONTT R I

15 II () I IV No.1692,1693,1694,1695 (2004 ) 7 18

16 ()

17

18 21

19 22

44 4 I (1) ( ) (10 15 ) ( 17 ) ( 3 1 ) (2)

44 4 I (1) ( ) (10 15 ) ( 17 ) ( 3 1 ) (2) (1) I 44 II 45 III 47 IV 52 44 4 I (1) ( ) 1945 8 9 (10 15 ) ( 17 ) ( 3 1 ) (2) 45 II 1 (3) 511 ( 451 1 ) ( ) 365 1 2 512 1 2 365 1 2 363 2 ( ) 3 ( ) ( 451 2 ( 314 1 ) ( 339 1 4 ) 337 2 3 ) 363 (4) 46

More information

i ii i iii iv 1 3 3 10 14 17 17 18 22 23 28 29 31 36 37 39 40 43 48 59 70 75 75 77 90 95 102 107 109 110 118 125 128 130 132 134 48 43 43 51 52 61 61 64 62 124 70 58 3 10 17 29 78 82 85 102 95 109 iii

More information

ito.dvi

ito.dvi 1 2 1006 214 542 160 120 160 1 1916 49 1710 55 1716 1 2 1995 1 2 3 4 2 3 1950 1973 1969 1989 1 4 3 3.1 3.1.1 1989 2 3.1.2 214 542 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27

More information

Netcommunity SYSTEM αNX typeS/typeM 取扱説明書

Netcommunity SYSTEM αNX typeS/typeM 取扱説明書 2 3 4 5 6 7 1 2 3 4 5 6 8 3 3-38 1 2 3 4 5 9 1 2 3 10 4 5 11 6 12 1 1-2 1 1-3 1 1-4 1 1-5 1 1-6 1 1-7 1 1 1-8 1 1-9 1 100 10 TEN 1 1-10 1 1-11 1 1-12 1 1-13 1 1-14 1 1 2 7 8 9 1 3 4 5 6 1-15 1 1 7 2 3

More information

1 2 3 4 5 1 1:30 NPO 16 1 19 16 2 17-6 - 10 2008 2010 120 150 IT( ) 60 21 40-7 - - 8-10 ( ) NPO 2 10 16:40-9 - 10 ii NPO NPO ( ) ( ) 11 12 13 14 15 22 26 27 28 29 30 31 32 33 34 m3 m3

More information

無印良品のスキンケア

無印良品のスキンケア 2 3 4 5 P.22 P.10 P.18 P.14 P.24 Na 6 7 P.10 P.22 P.14 P.18 P.24 8 9 1701172 1,400 1701189 1,000 1081267 1,600 1701257 2,600 1125923 450 1081250 1,800 1125916 650 1081144 1,800 1081229 1,500 Na 1701240

More information

State Committee of Russian Federation on Statistics 1 2 12 State Committee of Russian Federation on Statistics 53

State Committee of Russian Federation on Statistics 1 2 12 State Committee of Russian Federation on Statistics 53 I State Committee of Russian Federation on Statistics 52 State Committee of Russian Federation on Statistics 1 2 12 State Committee of Russian Federation on Statistics 53 State Committee of Russian Federation

More information

取扱説明書

取扱説明書 ED-601 ED-501 ED-401 2 3 4 23 14 5 6 18 10 7 1 2 6 3 4 8 9 16 16 16 12 1 2 18 10 2 1 5 12 11 1 2 1 2 12 1 2 13 16 14 3 2 4 1 1 2 16 3 4 18 15 1 2 16 2 3 1 1 2 3 18 17 18 22 19 D A C 20 A B 22 B C D 22

More information

SURF 200000300104 Sendai Urban Research Forum 1 1 1 4 5 5 5 5 6 8 8 13 17 18 20 20 23 29 35 35 35 35 36 36 37 37 39 40 44 44 45 45 49 51 52 54 60 52 63 69 69 70 71 72 73 70 70 70 71 71 72 74 78 86 102

More information

i

i 14 i ii iii iv v vi 14 13 86 13 12 28 14 16 14 15 31 (1) 13 12 28 20 (2) (3) 2 (4) (5) 14 14 50 48 3 11 11 22 14 15 10 14 20 21 20 (1) 14 (2) 14 4 (3) (4) (5) 12 12 (6) 14 15 5 6 7 8 9 10 7

More information

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 ( ) 24 25 26 27 28 29 30 ( ) ( ) ( ) 31 32 ( ) ( ) 33 34 35 36 37 38 39 40 41 42 43 44 ) i ii i ii 45 46 47 2 48 49 50 51 52 53 54 55 56 57 58

More information

untitled

untitled i ii (1) (1) (2) (1) (3) (1) (1) (2) (1) (3) (1) (1) (2) (1) (3) (2) (3) (1) (2) (3) (1) (1) (1) (1) (2) (1) (3) (1) (2) (1) (3) (1) (1) (1) (2) (1) (3) (1) (1) (2) (1) (3)

More information

23 15961615 1659 1657 14 1701 1711 1715 11 15 22 15 35 18 22 35 23 17 17 106 1.25 21 27 12 17 420,845 23 32 58.7 32 17 11.4 71.3 17.3 32 13.3 66.4 20.3 17 10,657 k 23 20 12 17 23 17 490,708 420,845 23

More information

平成18年度「商品先物取引に関する実態調査」報告書

平成18年度「商品先物取引に関する実態調査」報告書 ... 1.... 5-1.... 6-2.... 9-3.... 10-4.... 12-5.... 13-6.... 15-7.... 16-8.... 17-9.... 20-10.... 22-11.... 24-12.... 27-13... 29-14.... 32-15... 37-16.... 39-17.... 41-18... 43-19... 45.... 49-1... 50-2...

More information

みさき_1

みさき_1 2 3 4 5 6 7 1F 2F 8 9 10 11 17 18 19 20 21 22 23 24 31 25 26 27 28 29 30 8 1 2 3 4 5 6 7 6 8 7 16 7 8 9 10 11 12 14 15 13 17 23 Vol.41 8 6 20 11 7 15 7 23 7 7 7 16 23 23 8 13 18:00 22:00 722

More information

Vol..3 2010 2 10 2

Vol..3 2010 2 10 2 1 Vol..3 2010 2 10 2 Vol..3 2010 2 10 3 Vol..3 2010 2 10 4 Vol..3 2010 2 10 5 Vol..3 2010 2 10 6 Vol..3 2010 2 10 7 Vol..3 2010 2 10 8 Vol..3 2010 2 10 9 Vol..3 2010 2 10 10 Vol..3 2010 2 10 11 Vol..3

More information

H21_report

H21_report vol.4 1 2 6 10 14 18 20 22 24 25 1 2 2172 73 3 21925 926 21125 126 4 5 6 21629 630 7 21107 108 21127 128 8 9 10 21616 617 11 211026 1027 211213 1214 12 13 14 21713 714 15 2194 95 211031 111 16 17 18 19

More information

2009-9-2.indd

2009-9-2.indd Q No.1441 Q No.1442 Vol.33 NO.9 (2009) 30 (614) Q No.1443 Vol.33 NO.9 (2009) 31 (615) Q No.1444 Vol.33 NO.9 (2009) 32 (616) Vol.33 NO.9 (2009) 33 (617) Vol.33 NO.9 (2009) 34 (618) Q No.1445 Vol.33 NO.9

More information

untitled

untitled Vol.27 1 Vol.27 2 Vol.27 3 Vol.27 4 Vol.27 5 Vol.27 6 Vol.27 7 Vol.27 8 Vol.27 9 Vol.27 10 11 Vol.27 Vol.27 12 Vol.27 13 Vol.27 14 Vol.27 15 Vol.27 16 Vol.27 17 Vol.27 2007 10 29 18 http://www.nira.or.jp/index.html

More information

09030549_001.図書館31-1

09030549_001.図書館31-1 vol.31 NO.1 2 3 5 6 10 12 8 1947-1954- 1950-1838-1904 1952-1996 1 913-1954 1981-1958- 1 902-1992 1972-1946- 1 940- 1 2 3 3 5 6 6 8 8 12 8 8 1 2 2 http://library.hokkai-s-u.ac.jp/cgi-bin/tosyokan/index.cgi

More information

VOL a s d f g h

VOL a s d f g h VOL.20013 -- 1937 101939 1940410 1940 1 VOL.20013 2030 193810 19391034 1937 a s d f g h 1995139140161 1998348 1988236 1994577578 1998 1987151 1922 2 VOL.20013 101110 3000500 70 1929 1920 1927 70 4050 30

More information

Vol.14 98 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 62 63 64 65 66 67 68

More information

untitled

untitled 12 3 10 27 1 100 1/10 1/3 2012 24 27 22 23 153 8407 26 28 563 275 26 260 275 120 67 21 15 98 70 8407 7791 616 70.2 19 50 100 300 vol.195 12 10 12 22 11 23 30 0.022 22 11 23 1 9230+0.022 22 11 23 vol.194

More information