130902ｨｺ09ｨｨｨｺ060008ｨ 00ｨｨ07 ｨｨ : ｨｬｨｪ ｨｪｨ ﾂｨｪ0402 ｨｨ 08ｨ 04ｨｪ ｨｪ0402 ｨｰ0208ｨｬｨｨｨｪ , ｨｰｨ ｨｺｨｨ02 ｨｺｨ ｨ

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1 ｨｰｨｪｨｨｨｺ 05ｨ ｨｬ ｨｪｨｨ09ｨｨｨｬ0609ｨ (126) ｨｪｨｨ09ｨｨｨｬ0609ｨ * : ﾁ ｨ ｨｪｨｪｨ 07 09ｨｰｨ ｨｰｨｹ ｨｴ02ｨｪｨ ｨ 0502ｨｬ ｨ ｨ ｨｪ ﾂｨｪ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨ01 ｨｰ0208ｨｬｨｨｨｪ ｨｰ ｨｺｨ ｨ 02ｨｰ, ﾂｨｰ06 04ｨ - ﾂｨ 09ｨｰｨｮ06 ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ ｨ 08ｨｨ ｨｨ09ｨｰ08ｨｨ08ｨｮ06ｨｰ ｨｪｨ ﾂ02ｨｪｨｨ ｨ : ｨｨ ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ02, ｨｨ ｨｪ02ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ ｨｰ ｨ 0802ｨｦ ｨｰｨ ｨｺ0302 ｨｪ ｨｺ ｨ 06ｨｰ ｨｪｨｮ ｨｨ0902ｨｬｨｨ0603 ｨｰ02ｨｬ, ﾂｨｰ06 09ｨｺ0506 ﾂｨ 06ｨｰ ｨｪｨｮ ｨ 08ｨｪｨｮ06 09ｨｰｨ ｨｰｨｹ06 ｨｰ0208ｨｬｨｨｨｪ0406ｨｬ06ｨｪｨｨｨｬ04 ｨｨ ｨｮ00ｨｨ01 06ｨｰ08ｨ ｨｦ 04ｨｪｨ ｨｪｨｨ07 ｨｨ, ｨ ｨｰ0205ｨｹｨｪ06, ｨｨ ｨｮ00ｨｨ01 ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ01 09ｨｨ09ｨｰ02ｨｬ ｨｰｨｨｨｬｨｨ04ｨ 02ｨｨｨｨ ｨ ｨ ｨ 09ｨｰ0608ｨ ｨｬ ｨｰｨ 09ｨｨｨｰ020507ｨｬ ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ ｨ 0802ｨｦ ｨ ｨ ｨ 08ｨ 04ｨｪ ｨｰｨｹ 08ｨ ｨｬｨｺｨｨ 0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨ ｨｦ ｨｨ ｨｪ ｨｨｨｰｨｹ 04ｨ ｨｨ , 09ｨｺ0506 ﾂｨ ｨｨ06ｨｪｨ 05ｨｹｨｪ0402 ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ ｨ 08ｨｨ ｨｰ0605ｨｹｨｺ ｨｨｨ 05ｨｹｨｪ0402 ｨｰ0208ｨｬｨｨｨｪ04 01ｨ ｨｪｨｪ06ｨｦ 06ｨ 05ｨ 09ｨｰｨｨ 04ｨｪｨ ｨｪｨｨ ﾂ ｨ : ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｦ/ｨｬ06ｨｪ060902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｦ ｨｰ0208ｨｬｨｨｨｪ, ｨｪｨ ｨｨ0902ｨｬｨｨ07, ﾂ0209ｨｺｨｨｨｦ 05ｨｺ09ｨｨ09ｨ 0502ｨｪｨｰ ｨ 0502ｨｬ ｨｨ0902ｨｬｨｨｨｨ ｨｨ 06ｨｬ06ｨｪｨｨｨｬｨｨｨｨ 09 ｨｰ0208ｨｬｨｨｨｪ ｨｨｨｨ ｨｰｨｨ05ｨｨ ｨｨ ｨｰ08ｨｮ0104 ｨｬｨｪ0600ｨｨ02 ｨｮ ﾂ02ｨｪ0402, 09ｨ ｨｬ04ｨｬｨｨ ｨ 09ｨｰ0608ｨｨｨｰ02ｨｰｨｪ04ｨｬｨｨ ｨｨ04 ｨｺ06ｨｰ ｨｰ ｨｮｨｪ01ｨ ｨｬ02ｨｪｨｰｨ 05ｨｹｨｪ0402 ｨｨ ｨ ｨｪｨｨ ｨｬｨ ｨｰ09ｨｺ060006, ｨｰｨｰ02, ｨｬｨ ｨｪ060906ｨｦ, ｨｨ03ｨｨｨ ｨｪｨｨ, ｨｨｨｪ0209ｨ, ｨｦ ﾂｨｨｨｺｨ, ｨ ｨｰｨ 08ｨｨｨｪ0609ｨ, ｨ, ｨｨｨｪ06ｨｦ. 00 ｨｰ0201ｨｪｨｨ ﾂ0209ｨｺｨｨ01 ｨｨ 0209ｨｰ0209ｨｰ0902ｨｪｨｪ0401 ｨｪｨ ｨｮｨｺｨ ｨ 0502ｨｬｨ ｨｨ0902ｨｬｨｨｨｨ ｨｪ02 09ｨｰ06ｨｨｨｰ 09ｨｰ0605ｨｹ 0609ｨｰ0806, ｨｺｨ ｨｺ 09 ｨｪｨ ｨｮｨｺｨ 01 00ｨｮｨｬｨ ｨｪｨｨｨｰｨ 08ｨｪ0401 ｨｨ 06ｨ ｨｴ0209ｨｰ0902ｨｪｨｪ ｨｨｨｰｨｨ ﾂ0209ｨｺｨｨ01. ﾁｨｰ ｨｰｨ ｨｺ ｨｨ0902ｨｬｨｨ07? 06ｨｰ06 ｨC ｨ ｨｪ0609ｨｰｨｹ 0601ｨｪ ｨｰ0208ｨｬｨｨｨｪｨ ｨ 03ｨ ｨｰｨｹ 0109ｨ ｨｨ05ｨｨ ｨ ｨｪ07ｨｰｨｨｨｦ 09 09ｨｨ09ｨｰ02ｨｬ ｨｪ07ｨｰｨｨｨｦ 01ｨ ｨｪｨｪ06ｨｦ 06ｨｰ08ｨ 0905ｨｨ 04ｨｪｨ ｨｪｨｨ ｨｨｨｪ ｨｰ ｨｨ0902ｨｬｨｨ ｨｮ06ｨｴｨｨｨｬ 06ｨ 08ｨ 0406ｨｬ: 0001ｨ 0409ｨ ｨｪｨｨ02 ｨｪ0209ｨｺ0605ｨｹｨｺｨｨ ｨｪ07ｨｰｨｨｨｦ, ｨ 02ｨｪｨｪ0609ｨｰｨｨ 0708ｨｨｨｪｨ ｨ ｨｴｨｨ01 ｨｺ 0601ｨｪ06ｨｦ ｨｬ02ｨｰｨｪ06ｨｦ 06ｨ 05ｨ 09ｨｰｨｨ, ｨｪ06ｨｦ 0502ｨｺ09ｨｨ ﾂ0209ｨｺ06ｨｦ ｨｬ06ｨｦ ｨｰ ｨｪ06ｨｦ ｨｨ04 09ｨ 03ｨｪ0401 ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ ｨ 0502ｨｬ, ｨｺ0605ｨｹｨｺｨｮ 06ｨｪ ｨｰ0802 ﾂｨ 02ｨｰ ｨ ｨｺｨｰｨｨ ﾂ0209ｨｺｨｨ ｨ 05ｨ 09ｨｰ ｨｪｨ ｨｪｨｨ07 ｨｨ 0708ｨｨ090601ｨｨｨｰ ｨｺ ｨｬｨｪ ｨｪｨ ﾂｨｪ0609ｨｰｨｨ ｨｨ ｨｪ02ｨｰ06 ﾂｨｪ0609ｨｰｨｨ 04ｨｪｨ ﾂ02ｨｪｨｨ07 ｨｰ0208ｨｬｨｨｨｪｨ, ﾂｨｰ06 04ｨ ｨｰ08ｨｮ01ｨｪ0702ｨｰ 06ｨ ｨｴ02ｨｪｨｨ ｨｨｨ 05ｨｨ09ｨｰ0609 ｨｨ ｨｮ ﾂ02ｨｪ [1]. 02ｨ ｨｲ0709ｨｪ ｨｪｨｨ ｨｨ0902ｨｬｨｨｨｨ, ｨｮ ﾂ02ｨｪ ｨ 06ｨｰ0907 ｨｪｨ 08ｨ 04ｨｪ ｨｨ ﾂｨｨｨｪ ｨｪｨ 0302ｨｬｨｮ ｨｬｨｪ02ｨｪｨｨ06, ｨｪｨ ｨｨｨ ｨｮｨ ｨｨｨｪｨｪ04ｨｬｨｨ ｨｰ , ｨ ｨｨｨｬ02ｨｪｨｪ06: ｰThe most important reason for the terminological problems found in the social sciences arises, I believe, from the reluctance of social scientists to accept neologisms, i. e. new words, phrases or acronyms that can unambiguously name a concept. Because of this reluctance, new meanings are often stipulated for old words, leading to polysemy. Since most of these words are borrowed metaphorically from ordinary language vocabulary, it is easy to confuse their original senses with the various specific meanings arbitrarily assigned to them by different scholars... Paradoxically, an author who re-defines a familiar word somehow expects readers to remember its newly stipulated meaning, whereas a neologism will be remembered ｱ [2]. 02ｨ ｨｪｨｪｨｮ06 ｨｰ06 ﾂｨｺｨｮ ｨｪｨｨ07 08ｨ ｨｰ ｨｬｨｪ0600ｨｨ02 04ｨ 07ｨ 01ｨｪ0402 ｨｮ ﾂ02ｨｪ0402-ｨｰ0208ｨｬｨｨｨｪ06- * ｱ 08ｨｪｨｨ09ｨｨｨｬ0609ｨ , ｨｪｨｨ09ｨｨｨｬ0609ｨ ｨｺ09ｨ ｨｪ0108ｨ 0108ｨｨ000608ｨｹ0209ｨｪｨ (engdep@philol.msu.ru; anissimova@list.ru), ｨｺｨ ｨ ｨ ｨｪ0005ｨｨｨｦ09ｨｺ ｨｺ0604ｨｪｨ ｨｪｨｨ07, ｨｺ060909ｨｺｨｨｨｦ ｨｮ01ｨ 0809ｨｰ0902ｨｪｨｪ04ｨｦ ｨｮｨｪｨｨ ｨｨｨｰ02ｨｰ ｨｨｨｬ ｨｬ06ｨｪ ｨ, , ｨｨｨｦ09ｨｺｨ ｨ 02ｨｨ07, ｨｺ09ｨ, , 0902ｨｪｨｨｨｪ09ｨｺｨｨ , 1.

2 130902ｨｺ09ｨｨｨｺ060008ｨ 00ｨｨ07 ｨｨ : ｨｬｨｪ ｨｪｨ ﾂｨｪ0402 ｨｨ 08ｨ 04ｨｪ ｨｪ0402 ｨｰ0208ｨｬｨｨｨｪ , ｨｰｨ ｨｺｨｨ02 ｨｺｨ ｨｺ, ｨｪｨ 0708ｨｨｨｬ0208, John C. Catford, Jaques Maurais, J.R. Firth, Peter Fawcett, Andrew Chesterman, E. Hexner, R.T. Bell ｨｰ02 ﾂ0209ｨｰ0902ｨｪｨｪ06ｨｬ ｨｰ0208ｨｬｨｨｨｪ ｨｪｨｨｨｨ ｨｪｨ 05ｨｰｨｮ ｨ 0502ｨｬｨｮ ｨｰｨ ｨｰ06 ﾂｨｪ06 08ｨ 04ｨｪ0402, 0601ｨｪｨ ｨｺ06, ｨｮ ﾂ02ｨｪ ｨｨｨｪ0601ｨｮ03ｨｪ ｨｰ ｨｪ0609ｨｪ ｨｨ ﾂｨｨｨｪ04: 05ｨｨｨ ｨｪｨｨ02 ｨｪ ｨｪ07ｨｰｨｨ07, ｨｨｨｬ0206ｨｴ ｨｪ0402 ﾂ0208ｨｰ ｨｪ07ｨｰｨｨ02ｨｬ, ｨｪｨ ｨ 02ｨｬ04ｨｬ 01ｨ ｨｪｨｪ04ｨｬ ｨｰ0208ｨｬｨｨｨｪ06ｨｬ, 05ｨｨｨ 06 08ｨ 0409ｨｨｨｰｨｨ02 ｨｨ 09ｨｨ0106ｨｨ04ｨｬ02ｨｪ02ｨｪｨｨ ｨｪ07ｨｰｨｨ07, ｨ 06ｨｴ0202 ｨｪ0206ｨ ｨｨｨｬ0609ｨｰｨｹ 09 08ｨ 09ｨｴ ｨｪｨｨｨｨ 0902ｨｬｨ ｨｪｨｰｨｨｨｺｨｨ ｨｪｨ ｨ 06ｨｴ ｨｰ0208ｨｬｨｨｨｪｨ. 0608ｨ 01ｨｨ02ｨｨ06ｨｪｨｪｨ 07 ｨｰ06 ﾂｨｺｨ ｨｪｨｨ07 ｨｪｨ ｨ 0502ｨｬｨｮ ｨｨ0902ｨｬｨｨｨｨ/06ｨｬ06ｨｪｨｨｨｬｨｨｨｨ ｨｰ0208ｨｬｨｨｨｪ0609 ｨｰｨ ｨｺ0609ｨ : ｨｰ0208ｨｬｨｨｨｪ04, ｨ 01ｨ 06ｨｴｨｨ ｨｬ02, ｨｪ06 ｨｨｨｬ0206ｨｴｨｨ02 08ｨ 04ｨｪ ｨｪｨ ﾂ02ｨｪｨｨ ｨ ｨｬｨｺｨ ｨｪ06ｨｦ ｨｰ0208ｨｬｨｨｨｪ0609ｨｨ09ｨｰ02ｨｬ04, ｨｰ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｬｨｨ, ｨｨ ｨｰｨ ｨｺｨ ｨｺｨ 08ｨｰｨｨｨｪｨ ｨｪｨ ｨ ｨ 02ｨｰ ｨｮ01 08ｨ 04ｨｪ0401 ｨｰ0208ｨｬｨｨｨｪ0609ｨｨ09ｨｰ02ｨｬｨ 01, ｨｰ06 ｨｬ04 ｨｨｨｬ0202ｨｬ ｨｬ06ｨｪｨｨｨｬｨ ｨｬｨｨ. 0201ｨｪｨ ｨｺ06 ｨｪｨ 0708ｨ ｨｺｨｰｨｨｨｺ02 ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ ｨ 08ｨｨ, 0609ｨｪ0609ｨｪ06ｨｦ ｨｹ06 ｨｺ06ｨｰ ｨｰ ｨｰｨｨｨｬｨｨ04ｨ 02ｨｨ ｨ ｨ, ｨｪｨ ｨｰｨｨ09, ｨｰ0605ｨｹｨｺ06 ｨｮ ｨｪ0706ｨｰ 01ｨ ｨｪｨｪ04ｨｦ ｨ ｨｺ, ｨｪｨ 0708ｨｨｨｬ0208, ｨ 09ｨｰ ｨ 0802ｨｦ 09ｨｺ0506 ﾂｨ 06ｨｰ ｨｰｨ ｨｺ ｨｪｨ ｨ 02ｨｬ ｨｪ ｨｪｨ ﾂ02ｨｪｨｨ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨ01 ｨｰ0208ｨｬｨｨｨｪ ｨ 0708ｨｨｨｬ0208, ｨ 0802 Oxford Dictionary of Finance and Banking. Oxford University Press ｨｰ0208ｨｬｨｨｨｪ ｰcurrency ｱ ｨｨｨｬ0202ｨｰ ﾂ02ｨｰ ｨｪｨ ﾂ02ｨｪｨｨ07: currency 1. any kind of money that is in circulation in an economy; 2. anything that functions as a medium of exchange, including coins, banknotes, cheques, bills of exchange, promissory notes; 3. the money in use in a particular country; 4. the time that has to elapse before a bill of exchange matures. 0201ｨｪｨ ｨｺ ｨｨ ｨｬ ｨ 09ｨｪｨｨｨｬ ｨｨ ｨｰ0802ｨｰｨｹ02 04ｨｪｨ ﾂ02ｨｪｨｨ07 01ｨ ｨｪｨｪ ｨｰ0208ｨｬｨｨｨｪｨ, ｨｰ06 08ｨ ｨｪｨｨｨｦ ｨｪ02 06ｨ ｨｪｨ 08ｨｮ03ｨｨｨｰ0907 ｨC 0102ｨｦ09ｨｰ09ｨｨｨｰ0205ｨｹｨｪ06, 05ｨｺ06ｨｪ06ｨｬｨｨｨｺｨｮ ｨｨ05ｨｨ ｨｪｨ ｨｪ ｨｦ09ｨｰ0906 ｨｬ0603ｨｪ06 08ｨ 0909ｨｬｨ ｨｰ08ｨｨ09ｨ ｨｰｨｹ ｨｰ0605ｨｹｨｺ ｨｨ02ｨｨｨｦ 0708ｨｨｨｪｨ ｨｪ0609ｨｰｨｨ ｨｰ06ｨｦ ｨｨ05ｨｨ ｨｨｨｪ06ｨｦ 09ｨｰ08ｨ ｨｪ02. 02ｨ ｨｰ06ｨｬ ｨ 0802 ｨｪ ｨｺ06 ｨｪ02 08ｨ 04ｨｪ060907ｨｰ ｨｰ010205ｨｹｨｪ04ｨｬ 09ｨｰｨ ｨｰｨｹ07ｨｬ 0005ｨ ｨｨ 09ｨｮｨｴ0209ｨｰ09ｨｨｨｰ0205ｨｹｨｪ0402, ﾂｨｰ06 ｨｰｨ ｨｺ ｨ 02ｨｰ ｨｪｨｮ ｨｨ0902ｨｬｨｨ0603: downstream 1. to borrow funds for use by a subsidiary company at the better rates appropriate to the present company, which would not have been available to the subsidiary company; 2. denoting the respondent bank in an arrangement with a correspondent bank. 0306ｨｬｨｨｨｬ06 05ｨｰ ｨｬｨｪ0600ｨｨ02 ｨｪｨ ｨｮｨｺｨｨ ｨｨ 06ｨｰ08ｨ 0905ｨｨ 04ｨｪｨ ｨｪｨｨ ｨｺｨ 06ｨｰ0907, ｨ ｨ ｨｰ0205ｨｹｨｪ06, ｨｺｨ 06ｨｰ0907 ｨｨ 09ｨｨ09ｨｰ02ｨｬ04 ｨｰ0208ｨｬｨｨｨｪ ｨｨ ｨｨｨｰｨｹ 06 ｨｰ0208ｨｬｨｨｨｪ ｨｨｨｨ ｨ ｨ ｨｪｨｺ060909ｨｺ ｨ, ｨｺ06ｨｰ ｨｰ0907 ﾂｨ 09ｨｰｨｹ06 05ｨｺ06ｨｪ06ｨｬｨｨｨｺｨｨ, ｨｰ06 04ｨ ﾂｨ 09ｨｰｨｮ ｨ 08ｨｨ, ｨｺ06ｨｰ ｨｨ02ｨｨ06ｨｪｨｨ08ｨｮ06ｨｰ 0902ｨ 07 ｨｺｨ ｨｺ Dictionary of Banking Terms, 09ｨｺ0506 ﾂｨ 06ｨｰ 06ｨ ｨｴ0205ｨｺ06ｨｪ06ｨｬｨｨ ﾂ0209ｨｺｨｨ02 04ｨｪｨ ﾂ02ｨｪｨｨ07, ｨ 07, ｨｰｨ ｨｺｨｨｨｬ 06ｨ 08ｨ 0406ｨｬ, ｨｰ0208ｨｬｨｨｨｪ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｬ: exposure 1. total amount of credit committed to a single borrower, or to a single country if external debt is considered; 2. in foreign exchange and futures market trading, the potential risk for suffering a gain or loss from fluctuations in market prices; 3. bank ｯs risk of suffering a loss when it credits a customer ｯs account before funds are collected from the payer. 0202ｨｦ09ｨｰ09ｨｨｨｰ0205ｨｹｨｪ06, ｨｰ0208ｨｬｨｨｨｪ ｰexposure ｱ ｨC ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｦ, ｨｨｨｬ0206ｨｴｨｨｨｦ 0109ｨ 08ｨ 0405ｨｨ ﾂｨｪ ｨｪｨ ﾂ02ｨｪｨｨ07. 06ｨ ｨｺ ﾂ ｨｺ0506 ﾂｨ ｨｰｨｹ 02ｨｴ ｨｪ06 04ｨｪｨ ﾂ02ｨｪｨｨ02, ｨｪｨｨｨｺｨ ｨｺ ｨｪ ｨ ｨｪｨｪ ｨｰ0205ｨｹｨｪ0609ｨｰｨｹ06 ｨ ｨ ｨｪｨｺ ｨ 08ｨｹ, ｨｺｨ ｨｺ, ｨｪｨ 0708ｨｨｨｬ0208, 05ｨｰ ｨ 02ｨｰ Thomas P. Fitch ｨ 0802 Dictionary of Banking Terms. 0906ｨｰ07 00ｨｨ0102ｨ 05ｨｹｨｪ04ｨｦ03 ｨｰ0208ｨｬｨｨｨｪ ｨｪ ｨ 04ｨｰｨｹ ｨｪ0204ｨ 09ｨｨ09ｨｨｨｬ 06ｨｰ ｨｺ06ｨｪｨｰ02ｨｺ09ｨｰｨ, ｨｪｨ 0708ｨ ｨｺｨｰｨｨｨｺ02 ｨｨｨｬ02ｨｪｨｪ06 ｨｺ06ｨｪｨｰ02ｨｺ09ｨｰ 0706ｨｬ0600ｨ 02ｨｰ 01ｨｨ ｨｪ02ｨｨ080609ｨ ｨｰｨｹ 04ｨｪｨ ﾂ02ｨｪｨｨ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨ01 ｨｰ0208ｨｬｨｨｨｪ ｨｰ060006, ｨｨｨｪ060001ｨ ｨ 08ｨｨ ｨｪ07ｨｰｨｨ02ｨｬ 00ｨｺ06ｨｪｨｰ02ｨｺ09ｨｰ03 ｨｨｨｬ0206ｨｰ 09 09ｨｨ01ｨｮ 09ｨ ｨｬｨｮ ｨｮ 0708ｨｨｨｬ02ｨｪ02ｨｪｨｨ07 ｨｰ0208ｨｬｨｨｨｪｨ. 06ｨ ｨｺ, ｨｪｨ 0708ｨｨｨｬ0208, ｨ 0802 Barron ｯs Dictionary of Banking Terms 0708ｨｨ090601ｨｨｨｰ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｦ, 0706 ｨｬｨｪ02ｨｪｨｨ06 ｨ 09ｨｰ0608ｨ, ｨｰ0208ｨｬｨｨｨｪ, ｨｨ ｨｮｨｺｨ ｨ 06ｨｰ ｨｮ0706ｨｰ0802ｨ 0502ｨｪｨｨ07, ｨ ｨ ｨｰ0205ｨｹｨｪ06, ｨｨ 08ｨ 0405ｨｨ ﾂｨｪ ｨｪｨ ﾂ02ｨｪｨｨ ｨｰｨｨ01 06ｨ 05ｨ 09ｨｰ0701:

3 ｨｪｨｨ09ｨｨｨｬ0609ｨ ability to pay: capacity to meet future obligations from earnings or income. 1. banking: a borrower ｯs capacity to make principal and interest payments from disposable income. When making loans, lenders look closely at a credit applicant ｯs current salary and expected future earnings, and at an organization/s cash flow from conversion of assets into cash. 2. securities: the issuer ｯs capacity to generate sufficient income from taxes of other sources, based on property taxes, bond rating, and so on. 3. finance: the ability to meet debt service payments on bonds and other long-term obligations. 06ｨｪｨｰ ｨｪ06 06ｨｰｨｬ02ｨｰｨｨｨｰｨｹ, ﾂｨｰ06 09 ｨ 09ｨｰ0608ｨｨｨｰ02ｨｰｨｪ06ｨｬ ｨ ｨ ｨｦ ｨ ｨｪ ｨｮ0909ｨｺｨｨｨｦ ｨ ｨ ｨｪｨｺ060909ｨｺｨｨｨｦ ｨｨ 05ｨｺ06ｨｪ06ｨｬｨｨ ﾂ0209ｨｺｨｨｨｦ ｨ 08ｨｹ03 01ｨ ｨｪｨｪ04ｨｦ ｨｰ0208ｨｬｨｨｨｪ ｨｰｨ ｨｺ ｨｺ0506 ﾂ02ｨｪ ｨｺｨ ｨｺ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｦ. 0201ｨｪｨ ｨｺ ｨｰ08ｨｨ 04ｨｪｨ ﾂ02ｨｪｨｨ07, 0708ｨｨ ｨｪｨｪ ｨ ｨｪ ｨｮ0909ｨｺｨｨ ｨ , ｨｪ ｨｪｨｨｨｬ ｨｰ0208ｨｬｨｨｨｪ06ｨｬ ｨ ｨｰ ｨ ｨｪ0609ｨｰｨｹ03, ｨ 09ｨｰ ｨｪｨ ﾂ02ｨｪｨｨ02, ｨｺ06ｨｰ ｨ 09ｨｰ ｨｺ0506 ﾂｨ 02ｨｰ ｨ 08ｨｹ, ｨｪ02 04ｨ ｨｨ09ｨｰ08ｨｨ080609ｨ ｨｪ06 09 ｨｰｨ ｨｺｨｨ01 ｨ 09ｨｰ0608ｨｨｨｰ02ｨｰｨｪ0401 ｨｨ0401ｨ ｨｪｨｨ0701, ｨｺｨ ｨｺ ｰOxford Dictionary of Finance and Banking ｱ ｨｨ ｰBarron ｱs Dictionary of Banking Terms ｱ. 01ｨｨ ｨｮ02ｨｰ ｨｰ ｨｰ0208ｨｬｨｨｨｪｨ ｨ ｨ : ability to pay ｨC ｨ ｨｪ0609ｨｰｨｹ 0705ｨ ｨｰｨｨｨｰｨｹ: ｨ ｨｪ0609ｨｰｨｹ ｨｪ07ｨｰｨｹ 06ｨ 0704ｨ ｨｰ0205ｨｹ09ｨｰ09ｨ, 06ｨ 0905ｨｮ03ｨｨ09ｨ ｨｰｨｹ ; 2. ｨｺ06ｨｪ ｨｨ07 ｨｪｨ ｨｦ ｨｨｨｰｨｨｨｺｨｨ, 0708ｨｨ ｨｺ06ｨｰ060806ｨｦ 09ｨｰｨ 09ｨｺｨ ｨｪｨ ｨ ｨｬ02ｨｪ0702ｨｰ ｨ 09ｨｨ09ｨｨｨｬ0609ｨｰｨｨ 06ｨｰ ｨ ｨｨ05ｨｨ ｨ 0600ｨ ｨｰ09ｨｰ09ｨ ( ｨｨ09ｨｪ0602 ｨｪｨ ｨ ｨｪｨｨ02). 0309ｨｰｨｹ ｨｰｨ ｨｺ ｨｮ ﾂｨ ｨｨ, ｨｺ060001ｨ ｨ 08ｨｨ ｨｨ09ｨｺｨｮ0909ｨｰ0902ｨｪｨｪ06 ｨｮ090205ｨｨ ﾂｨｨ09ｨ 06ｨｰ ｨｺ0605ｨｨ ﾂ0209ｨｰ ｨｪｨ ﾂ02ｨｪｨｨｨｦ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨ01 ｨｰ0208ｨｬｨｨｨｪ0609, ｨｺｨ ｨｺ, ｨｪｨ 0708ｨｨｨｬ0208, ｨｰ06ｨｰ ｨｺ0506 ﾂｨ 02ｨｰ ｨｪｨ ﾂ02ｨｪｨｨ ｨｪ02 09ｨｮｨｴ0209ｨｰ09ｨｮ06ｨｴ ｨｰ0208ｨｬｨｨｨｪ ｨｨｨｨ (ｨｪｨｨ 09 06ｨ ｨｴ02ｨｦ 05ｨｺ06ｨｪ06ｨｬｨｨ ﾂ0209ｨｺ06ｨｦ, ｨｪｨｨ 09 ﾂｨ 09ｨｰｨｪ06ｨｦ), ｨｪ ｨｨ09ｨｮｨｰ09ｨｰ09ｨｮ06ｨｴ ｨ ｨｴ0205ｨｨｨｰ0208ｨ ｨｰｨｮ08ｨｪ06ｨｬ ｨｺ02: acquisition 1. addition of new accounts through marketing, resulting in deposit growth or new money. Deposit growth is accomplished by direct mail promotion, advertising, in-branch promotions, and so on; 2. takeover of one company by another through a purchase acquisition, a mostly cash transaction, or a pooling of interests in which two banks agree to swap common stock , 01ｨ ｨｪｨｪ04ｨｦ ｨ ｨ, ｨｰｨ ｨｺ0609: 1) 0708ｨｨ06ｨ 0802ｨｰ02ｨｪｨｨ02; 2) ｨｴ02ｨｪｨｨ02 ｨｺ06ｨｬ07ｨ ｨｪｨｨｨｨ 07ｨｮｨｰ02ｨｬ 0708ｨｨ06ｨ 0802ｨｰ02ｨｪｨｨ07 ｨｺ06ｨｪｨｰ080605ｨｹｨｪ ｨ ｨｺ02ｨｰｨ 0202 ｨ ｨｺ02ｨｨｨｦ; 3) 0708ｨｨ ﾂ02ｨｪｨｨ02 ｨｪ ｨｺ05ｨｨ02ｨｪｨｰ0609, 09 ﾂ02ｨｰ ｨｬ06ｨｴｨｹ ｨｺ05ｨ ｨｬ04, ｨｬｨ 08ｨｺ02ｨｰｨｨｨｪ00ｨ ｨｮ02ｨｰ 06ｨｰｨｬ02ｨｰｨｨｨｰｨｹ, ﾂｨｰ ｨｮ00ｨｨ ｨ 08ｨｨ [4ｨC7] ｨｨ09ｨｰ08ｨｨ08ｨｮ06ｨｰ 05ｨｨ03ｨｹ 0109ｨ 04ｨｪｨ ﾂ02ｨｪｨｨ07 01ｨ ｨｪｨｪ ｨｰ0208ｨｬｨｨｨｪｨ ｨ ｨｰ0205ｨｹｨｪ06, 04ｨ ﾂｨ 09ｨｰｨｮ06 ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ ｨ 08ｨｨ ｨｨ09ｨｰ08ｨｨ08ｨｮ06ｨｰ ｨｪｨ ﾂ02ｨｪｨｨ07 01ｨ ｨｪｨｪ ｨ : ｨｨ ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ02, ｨｨ ｨｪ02ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ02, ｨｰ02ｨｬ 09ｨ ｨｬ04ｨｬ ｨｮ ｨｪ ｨ 0502ｨｬｨｮ, ｨｰｨ ｨｺ ｨｺｨ ｨｺ 09 ｨ ｨｪ0005ｨｨｨｦ09ｨｺ06ｨｬ ｨｺ02, ｨｬ, ｨｨ 09 ｨｰ0208ｨｬｨｨｨｪ0609ｨｨ09ｨｰ02ｨｬｨ 01, 09 ﾂｨ 09ｨｰｨｪ0609ｨｰｨｨ, ｨｨ ｨｰｨ ｨｺ ｨｨｨｰ ｨｪｨ ﾂｨｨｨｰ0205ｨｹｨｪ0602 ｨｺ0605ｨｨ ﾂ0209ｨｰ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨ01 ｨｰ0208ｨｬｨｨｨｪ ｨｰｨ ｨｺ, ｨｰ0208ｨｬｨｨｨｪ04 04ｨ ﾂｨ 09ｨｰｨｮ06 ｨ 0409ｨ 06ｨｰ ｨｬ06ｨｪ060902ｨｬｨ ｨｪｨｰｨｨ ﾂｨｪ ｨ ｨｬｨｺｨ ｨｪ06ｨｦ ｨｰ0208ｨｬｨｨｨｪ0609ｨｨ09ｨｰ02ｨｬ04, 06ｨｰ08ｨ 03ｨ ｨｬ 04ｨｪｨ ﾂ02ｨｪｨｨｨｨ 0601ｨｪ ｨｪｨｨ02 ｨｨ05ｨｨ 0706ｨｪ07ｨｰｨｨ02 01ｨ ｨｪｨｪ06ｨｦ 06ｨ 05ｨ 09ｨｰｨｨ. 0902ｨｺ09ｨｨｨｺ060008ｨ 0004, 09ｨｨ01ｨｨｨｬ06, 09ｨｰ0802ｨｬ0709ｨｹ ｨｺ ｨｪ09ｨｰ09ｨｮ, ｨｪ ｨｺ ｨｨ09ｨｰ08ｨｨ08ｨｮ06ｨｰ 04ｨｪｨ ﾂ02ｨｪｨｨ07, ｨｨ ｨｪ02 06ｨｰｨｪ060907ｨｴｨｨ ｨｺ 01ｨ ｨｪｨｪ06ｨｦ 06ｨ 05ｨ 09ｨｰｨｨ 04ｨｪｨ ｨｪｨｨ07. 06ｨ ｨｺ, ｨ ｨｬ ｨｨｨｪ0209ｨ : 0004ｨ 0903ｨｨ0802ｨｪｨｨ02 ｨｬｨ 0903ｨｰｨ ｨ ｨ 08ｨ ｨ 06ｨｰ 0706 ｨｬ0203ｨｲ070404ｨｺ060906ｨｦ ｨｮｨｪｨｨ00ｨｨｨｺｨ 02ｨｨｨｨ 04ｨｪｨ ﾂ02ｨｪｨｨｨｦ ｨｰ0208ｨｬｨｨｨｪ0609 ｨｨ 0708ｨ ｨｺｨｰｨｨｨｺｨ ｨ 0608ｨ 05ｨｺ09ｨｨ09ｨ 0502ｨｪｨｰ0609 ｨｨｨｪ ﾂｨｪ04ｨｬ ｨｰ0208ｨｬｨｨｨｪｨ ｨｬ 09 ｨｪｨ ｨｮ ﾂｨｪ06-ｨｰ0201ｨｪｨｨ ﾂ0209ｨｺ06ｨｬ ｨｺ080405ｨｨ ｨｪｨｨ02 09ｨｺ0804ｨｰ06ｨｦ ｨｬｨｪ ｨｪｨ ﾂｨｪ0609ｨｰｨｨ ｨｰ0208ｨｬｨｨｨｪｨ, ｨｺ060001ｨ 0601ｨｪ0604ｨｪｨ ﾂｨｪ06ｨｬｨｮ ｨｰ0208ｨｬｨｨｨｪｨｮ <...> ｨｰ0902ｨｰ09ｨｰ09ｨｮ06ｨｰ ｨｮ0006ｨｬ ｨｺ ｨ ｨｨ05ｨｨ ｨ ｨ 05ｨｨ04ｨｺｨｨ ｨｪｨ ﾂ02ｨｪｨｨ06, ｨｪ ｨｪ06 08ｨ 04ｨｪ0401 ｨｰ0208ｨｬｨｨｨｪｨ 03 [1]. 05ｨｮｨｴ0209ｨｰ09ｨｮ06ｨｰ 0905ｨｮ ﾂｨ ｨｨ, ｨｺ060001ｨ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｦ ｨ ｨｪ0005ｨｨｨｦ09ｨｺｨｨｨｦ ｨｰ0208ｨｬｨｨｨｪ 06ｨ 0802ｨｰｨ 02ｨｰ 09 08ｨｮ0909ｨｺ06ｨｬ ｨｺ02 ｨｰｨ ｨｺ06ｨｦ 09ｨ 08ｨｨｨ ｨｪｨｰ ｨ, ﾂｨｰ ｨ ｨｴｨ 02ｨｰ ｨｬ06ｨｪ060902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｦ. 04ｨ 0909ｨｬ06ｨｰ08ｨｨｨｬ 05ｨｰ06 ｨｪｨ 0708ｨｨｨｬ0208ｨ 01 05ｨｺ06ｨｪ06ｨｬｨｨ ﾂ0209ｨｺ06ｨｦ ｨｰ0208ｨｬｨｨｨｪ ｨｨｨｨ:

4 130902ｨｺ09ｨｨｨｺ060008ｨ 00ｨｨ07 ｨｨ : ｨｬｨｪ ｨｪｨ ﾂｨｪ0402 ｨｨ 08ｨ 04ｨｪ ｨｪ0402 ｨｰ0208ｨｬｨｨｨｪ04 49 asset management 1. the management of the financial assets of a company in order to maximize the return on the investments; 2. an investment service offered by banks and some other financial institutions. account history 1. summary of a deposit account ｯs activity, including interest earned, during a particular period; 2. summary of transaction activity by a credit card or other open-end credit account, including late payments, overlimit activity, average daily balance, etc ｨｪｨｪ06 06 ﾂ0209ｨｨ01ｨｪ06, ﾂｨｰ06 06ｨ ｨ ｨｰ0208ｨｬｨｨｨｪｨ ｨｬｨｪ ｨｪｨ ﾂｨｪ04, 0601ｨｪｨ ｨｺ06 09 ｨ ｨｪ ｨｮ0909ｨｺ06ｨｬ 05ｨｺ06ｨｪ06ｨｬｨｨ ﾂ0209ｨｺ06ｨｬ ｨ ｨ ｨｪ060906ｨｦ ｨｨ ｨ 08ｨｰｨｮｨｬ07ｨｪ 06ｨｪｨｨ ｨｨ02ｨｨ06ｨｪｨｨ08ｨｮ06ｨｰ0907 ｨｺｨ ｨｺ ｨｬ06ｨｪ060902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨ02, ｨ ｨｨｨｬ02ｨｪｨｪ06: asset management ｨC ｨｮ0708ｨ ｨｪｨｨ02 ｨ ｨｺｨｰｨｨ09ｨ ｨｬｨｨ; account history ｨC ｨｨ09ｨｰ0608ｨｨ07 09 ﾂ02ｨｰｨ. 02ｨ ｨｪｨｪ04ｨｦ 0905ｨｮ ﾂｨ ｨｦ ｨｪ ｨｨｨｪｨｨ ﾂ02ｨｪ ｨ ｨｪ ｨｪｨｨ02 ｨｪｨ ｨ ｨ 02ｨｰ ｨｰｨ ｨｺｨｨｨｬｨｨ 05ｨｺ06ｨｪ06ｨｬｨｨ- ﾂ0209ｨｺｨｨｨｬｨｨ ｨｰ0208ｨｬｨｨｨｪｨ ｨｬｨｨ, ｨｺｨ ｨｺ firm commitment ｨC ｨｰ ｨ 0704ｨ ｨｰ0205ｨｹ09ｨｰ0906, grace period ｨC 05ｨｹ0006ｨｰｨｪ04ｨｦ ｨｨ0601, interest-rate margin ｨC ｨｪｨｰｨｪｨ 07 09ｨｰｨ 09ｨｺｨ, ｨｺ06ｨｰ ｨｮｨｰ08ｨ ﾂｨｨ09ｨ 06ｨｰ 0601ｨｪ06 ｨｨ ｨｨ01 04ｨｪｨ ﾂ02ｨｪｨｨｨｦ, ｨ ｨｴｨ 0709ｨｹ ｨｰｨ ｨｺｨｨｨｬ 06ｨ 08ｨ 0406ｨｬ 09 ｨｬ06ｨｪ060902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨ02 ｨｰ0208ｨｬｨｨｨｪ04. 08ｨｪｨ 05ｨｨ ｨｺｨ 04ｨ 05, ﾂｨｰ06 09 ﾂ02ｨｰ090208ｨｰ06ｨｬ ｨｨ0401ｨ ｨｪｨｨｨｨ Barron ｯs Dictionary of Banking Terms ｨｨ ｨｰ0208ｨｬｨｨｨｪ ｨｨｨｬ0208ｨｪ06 12 % 04ｨ ｨｨ09ｨｰ08ｨｨ080609ｨ ｨｪ04 ｨｺｨ ｨｺ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨ ｨｰ0208ｨｬｨｨｨｪ0609ｨｨ09ｨｰ02ｨｬ04 ｨｰｨ ｨｺ0602 ｨｺ0605ｨｨ ﾂ0209ｨｰ0906 ｨｰ0208ｨｬｨｨｨｪ ｨｨ0902ｨｬｨ ｨｪｨｰ ｨｰｨ ｨｰ06 ﾂｨｪ ｨｨｨｺ ｨｨ ｨｰｨｹ ｨ 09ｨｪ02ｨｪｨｨ ｨｦ ｨ ｨｪ ｨｮ0909ｨｺｨｨｨｦ ｨ ｨ ｨｪｨｺ060909ｨｺｨｨｨｦ ｨｨ 05ｨｺ06ｨｪ06ｨｬｨｨ ﾂ0209ｨｺｨｨｨｦ ｨ 08ｨｹ ｨ, ｨｰ06 09 ｨｪ02ｨｬ ｨｨ ｨｰ0208ｨｬｨｨｨｪ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨ ｨｰｨ ｨｰ 0708ｨｨｨｬ0208ｨｪ06 5 %. 06ｨｰｨ ｨｺ, ｨｪｨ ｨｮ 09 ｨｰ02ｨｬ, ﾂｨｰ ｨｪｨｪ0602 ｨｺ0605ｨｨ ﾂ0209ｨｰ0906 ｨｰ0208ｨｬｨｨｨｪ ｨ 04ｨｪ0401 ｨｰ0208ｨｬｨｨｨｪ0609ｨｨ09ｨｰ02ｨｬｨ ｨｦ09ｨｰ09ｨｨｨｰ0205ｨｹｨｪ ｨｰ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｬｨｨ, ｨ 09ｨｰ ｨｰｨ 09ｨｨｨｰ0205ｨｨ ｨ 0802ｨｦ ｨｬ0600ｨｮｨｰ 05ｨｨｨ ｨｪｨｨｨｰｨｹ, 05ｨｨｨ 06 ｨｮ ｨｰｨｨｨｰｨｹ ｨｺｨ 08ｨｰｨｨｨｪｨｮ. 08ｨｪｨ 05ｨｨ ｨｺｨ 04ｨ 05, ｨｪｨ 0708ｨｨｨｬ0208, ﾂｨｰ06 09 ｨｰ0208ｨｬｨｨｨｪ ｨｨｨｨ ｨ ｨ ｨｪｨｺ060909ｨｺ ｨ 0708ｨｨｨｬ0208ｨｪ06 50 % ｨｰ0208ｨｬｨｨｨｪ0609, ｨｺ06ｨｰ ｨ ｨｮｨｺｨ 04ｨ ｨｪ04 ｨｺｨ ｨｺ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨ02, ｨｪｨ 09ｨ ｨｬ06ｨｬ ｨｪ ｨｰ0907 ｨｰｨ ｨｺ060904ｨｬｨｨ 09 08ｨ ｨｬｨｺｨ 01 01ｨ ｨｪｨｪ06ｨｦ ｨｰ0208ｨｬｨｨｨｪ0609ｨｨ09ｨｰ02ｨｬ ｨｦ09ｨｰ09ｨｨｨｰ0205ｨｹｨｪ06, 09 08ｨ 04ｨｪ ｨ 05ｨ 09ｨｰ ｨｺ06ｨｪ06ｨｬｨｨｨｺｨｨ (00ｨｨｨｪｨ ｨｪ0904, ｨ ｨｮ0100ｨ 05ｨｰ020809ｨｺｨｨｨｦ ｨｮ ﾂ02ｨｰ, ｨｨ ｨｰ. 01.) 05ｨｰｨｨ ｨｰ0208ｨｬｨｨｨｪ04 08ｨ 0409ｨｨ09ｨ 06ｨｰ 0108ｨｮ00ｨｨ02 04ｨｪｨ ﾂ02ｨｪｨｨ07 (04ｨ ﾂｨ 09ｨｰｨｮ ｨｪ06ｨｦ 06ｨ ｨｴ02ｨｦ 0902ｨｬ06ｨｦ), ﾂｨｰ06, 0209ｨｰ0209ｨｰ0902ｨｪｨｪ06, 06ｨｰ08ｨ 03ｨ 02ｨｰ ｨ ｨｬｨｺｨ 01 ｨｮｨｺｨ 04ｨ ｨｪｨｪ06ｨｦ 09ｨｨ09ｨｰ02ｨｬ04 05ｨｰｨｨ ｨｰ0208ｨｬｨｨｨｪ ｨｰ0907 ｨｬ06ｨｪ060902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｬｨｨ, ｨ ｨ ｨｰ0205ｨｹｨｪ06, 0706 ｨｺ05ｨ 0909ｨｨ00ｨｨｨｺｨ 02ｨｨｨｨ ｨｬｨ ｨｪ060906ｨｦ ｨC 05ｨｰ06 06ｨｬ06ｨｪｨｨｨｬ04. 06ｨ ｨｺ, ｨｪｨ 0708ｨｨｨｬ0208, 05ｨｺ06ｨｪ06ｨｬｨｨ ﾂ0209ｨｺｨｨｨｦ ｨｰ0208ｨｬｨｨｨｪ fee ｨC a charge for services performed 08ｨ 0409ｨｨ09ｨ 02ｨｰ 08ｨ 04ｨｪ ｨｪｨ ﾂ02ｨｪｨｨ07 09 ｨｰ0208ｨｬｨｨｨｪ ｨｨｨｨ ｨ ｨ ｨｪｨｺ060909ｨｺ ｨ ｨｨ 09 ｨｰ0208ｨｬｨｨｨｪ ｨｨｨｨ 0008ｨ 0301ｨ ｨｪ09ｨｺ ｨ 09ｨ, ｨ ｨｨｨｬ02ｨｪｨｪ06: 1. Banking. A lender ｯs charge for making credit available, for example, a commitment fee. Also, charges for non-credit services, such as a trust department ｯs allowance or commission. 2. Estates. An inheritable estate in land, usually referred to as a fee simple estates ｨ ｨｨｨｰ ﾂｨ 05ｨｰ06ｨｰ ｨｰ0208ｨｬｨｨｨｪ ｨｮｨｺｨ 04ｨ ｨｪ ｨｺｨ ｨｺ ｨｬ06ｨｪ060902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｦ ｨ 04ｨｪ ｨｰ08ｨ ｨｦ 05ｨｺ06ｨｪ06ｨｬｨｨｨｺｨｨ ｨｬ ｨ ｨｨ09ｨｰ08ｨｨ08ｨｮ02ｨｰ ｨｮ06ｨｴｨｨ02 04ｨｪｨ ﾂ02ｨｪｨｨ07 01ｨ ｨｪｨｪ ｨｰ0208ｨｬｨｨｨｪｨ : fee ｨC 0705ｨ ｨｰｨ, ｨｺ06ｨｬｨｨ0909ｨｨ07, 0006ｨｪ0608ｨ 08, ｨｪｨ 0008ｨ ｨｪｨｨ02: ｨ ｨｰｨ (ｨｺ06ｨｬｨｨ0909ｨｨ07) 04ｨ ｨｮ0905ｨｮ00ｨｮ; ｨｪｨｨ ｨ 02ｨｨｨｨ 09 09ｨｨ ｨｪｨｰｨ 06ｨｰ 0202ｨｪ04 ｨｨ05ｨｨ 00ｨｨｨｺ09ｨｨ080609ｨ ｨｪｨｪ06ｨｦ 09ｨｮｨｬｨｬ04 (ｨｬ060302ｨｰ ｨｮ09ｨｰｨ ｨｪｨ 0905ｨｨ09ｨ ｨｰｨｹ , ｨｪｨ 0708ｨｨｨｬ0208, ｨ ｨｰｨ ｨｮ0905ｨｮ ｨｨ09ｨｰ06ｨｬ ｨｨ05ｨｨ ｨ ｨｮ01ｨｨｨｰ ); ｨ ｨｰｨ 04ｨ ｨｮ ﾂ02ｨ ｨｮ 09 ﾂｨ 09ｨｰｨｪ06ｨｦ 03ｨｺ ｨｨ05ｨｨ ｨｮｨｪｨｨ ｨｨｨｰ02ｨｰ02; 3. ﾂｨ ; 4. 09ｨ 0608, ｨｨｨｪｨ ; ｨｰｨｮ07ｨｨｨｰ0205ｨｹｨｪ04ｨｦ 0904ｨｪ ｨｺ05ｨｮｨ ; 6. ｨ ｨ ｨｰｨｪ ｨ ｨ 09ｨｰ0902ｨｪｨｪ0609ｨｰｨｨ; 0708ｨ 0906 ｨｪｨ ｨ ｨｪｨｨ07 ｨ ｨ ｨｪｨｨ ﾂ02ｨｪｨｨｨｦ ｨ ｨｪｨｪ06ｨｬ 0905ｨｮ ﾂｨ 02 06ｨ ｨｲ0709ｨｪｨｨｨｬ06 ｨｪｨ 05ｨｨ ﾂｨｨ02 ｨ 0605ｨｹ ｨｺ0605ｨｨ ﾂ0209ｨｰ09ｨ 04ｨｪｨ ﾂ02ｨｪｨｨｨｦ, ｨｰｨ ｨｺ ｨｺｨ ｨｺ ｨ 08ｨｹ ｨ ｨC 05ｨｺ06ｨｪ06ｨｬｨｨ ﾂ0209ｨｺｨｨｨｦ, ｨｰ ｨｺ0506 ﾂｨ 06ｨｴｨｨｨｦ ｨ ｨｺ06ｨｪ06ｨｬｨｨｨｺｨｨ. 01ｨ ｨｪｨ , ｨｪ020708ｨ 0906ｨｬ06 ﾂｨｪ06 05ｨｨ03ｨｹ 09ｨｺ0506 ﾂ02ｨｪｨｨ02 ｨｪ02ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ01 04ｨｪｨ ﾂ02ｨｪｨｨｨｦ (0705ｨ ｨｰｨ 04ｨ ｨｮ ﾂ02ｨ ｨｮ, ﾂｨ , 0909ｨｰｨｮ07ｨｨｨｰ0205ｨｹｨｪ04ｨｦ 0904ｨｪ ｨｺ05ｨｮｨ ). 07 ﾂｨ ｨｴｨｨｨｬ ｨ ｨｰ08ｨｮ01ｨｪｨｨｨｰ0205ｨｹｨｪ06, ｨｪｨ 0708ｨｨｨｬ0208,

5 ｨｪｨｨ09ｨｨｨｬ0609ｨ ｨｰｨｨ ｨｮ06ｨｴ ｨｪｨｨ02: Violation of any of representations or warranties would justify invalidation of the memorandum and withholding payment of the signing fee [13], ｨｨ ｨｹ04ｨｮ ｨ 08ｨｹ ｨ. 0202ｨｦ09ｨｰ09ｨｨｨｰ0205ｨｹｨｪ06, ﾂｨｰ06 ｨｰｨ ｨｺ0602 ｰsigning fee ｱ ｨC 0006ｨｪ0608ｨ 08, 0705ｨ ｨｰｨ, ｨｺ06ｨｬｨｨ0909ｨｨ07 ｨｨ05ｨｨ ｨｪｨ 0008ｨ ｨｪｨｨ02? 00 ｨ ｨ ｨｪｨｺ060909ｨｺ06ｨｬ ｨｰｨｹ ｨｰ0208ｨｬｨｨｨｪ 00ｨ 06ｨｪｨｮ09 04ｨ ｨｨ09ｨ ｨｪｨｨ0203, ｨｺ06ｨｰ060804ｨｦ, ｨｺ ｨ 0502ｨｪｨｨ06, ｨｪ02 ｨｮｨｺｨ 04ｨ ｨｪ ｨｪｨｨ ｨ ｨ, ｨｪｨｨ ｨｪ06ｨｬ 0108ｨｮ0006ｨｬ ｨｨ ｨｨ ｨｪｨｪ ｨ 0802ｨｦ. 05ｨ ﾂｨ 09ｨｰｨｮ06 08ｨ 04ｨｪ ｨ 08ｨｨ ｨ 04ｨｪ06ｨｬｨｮ ｨｰ 0601ｨｨｨｪ ｨｨ ｨｰ06ｨｰ 0302 ｨｰ0208ｨｬｨｨｨｪ. 06ｨ ｨｺ, ｨｪｨ 0708ｨｨｨｬ0208, ｨｰ0208ｨｬｨｨｨｪ current account 09 Oxford Dictionary of Finance and Banking ｨｮｨｺｨ 04ｨ ｨｪ ｨｺｨ ｨｺ ｨｨ0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｦ, ｨｨｨｬ0206ｨｴｨｨｨｦ ｨｮ06ｨｴｨｨ02 04ｨｪｨ ﾂ02ｨｪｨｨ07: 1) an active account at a bank or building society into which deposits can be paid and from which withdrawals can be made be cheque; 2) the part if the balance of payments account that records non-capital transactions; 3) an account in which intercompany or interdepartmental balances are recorded; 4) an account recording the transactions of a partner in a partnership that do not relate directly to his or her capital in the partnership ｨ 0802 Barron ｯs Dictionary of Banking Terms 05ｨｰ06ｨｰ 0302 ｨｰ0208ｨｬｨｨｨｪ ｨｰｨ ｨｪ ｨｺｨ ｨｺ ｨｬ06ｨｪ060902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨｨｦ: current account ｨC portion of the balance of payments consisting of exports and imports of goods and services, as well as transfer payments such as foreign aid grants. 00 ｨ ｨｪ ｨｮ0909ｨｺｨｨ01 ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ01 05ｨｺ06ｨｪ06ｨｬｨｨ ﾂ0209ｨｺｨｨ ｨ ｨｰｨ ｨｪ ｨ 05ｨｺ09ｨｨ09ｨ 0502ｨｪｨｰｨ 01ｨ ｨｪｨｪ ｨｰ0208ｨｬｨｨｨｪｨ : 1) ｨｰ02ｨｺｨｮｨｴｨｨｨｦ 0705ｨ ｨｰ0203ｨｪ04ｨｦ ｨ ｨ 05ｨ ｨｪ09; 2) ｨｰ02ｨｺｨｮｨｴｨｨｨｦ 09 ﾂ02ｨｰ. 06ｨ ｨｺｨｨｨｬ 06ｨ 08ｨ 0406ｨｬ, 0106ｨｰ ｨｹ ｨ 04 06ｨｰｨｬ02ｨｰｨｨｨｰｨｹ, ﾂｨｰ06 09ｨｮｨｴ0209ｨｰ09ｨｮ06ｨｴｨ ｨ ｨｺｨｰｨｨｨｺｨ ｨｰｨ ｨｪｨｨ07 ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ ｨ 0802ｨｦ 04ｨ ﾂｨ 09ｨｰｨｮ06 05ｨｨ03ｨｹ 04ｨ ｨｰ08ｨｮ01ｨｪ0702ｨｰ ｨ ｨｰｨｨｨｬｨｨ04ｨ 02ｨｨｨｨ ｨ ｨ ｨ 09ｨｰ0608ｨ ｨｬ ｨｰｨ 09ｨｨｨｰ020507ｨｬ ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ ｨ 0802ｨｦ ｨ ｨ ｨ 08ｨ 04ｨｪ ｨｰｨｹ 08ｨ ｨｬｨｺｨｨ 0902ｨｬｨ ｨｪｨｰｨｨ ﾂ0209ｨｺｨｨ ｨｦ ｨｨ ｨｪ ｨｨｨｰｨｹ 04ｨ ｨｨ , 09ｨｺ0506 ﾂｨ ｨｨ06ｨｪｨ 05ｨｹｨｪ0402 ｨｰ0208ｨｬｨｨｨｪ ｨｨ ﾂ0209ｨｺｨｨ ｨ 08ｨｨ ｨｰ0605ｨｹｨｺ ｨｨｨ 05ｨｹｨｪ0402 ｨｰ0208ｨｬｨｨｨｪ04 01ｨ ｨｪｨｪ06ｨｦ 06ｨ 05ｨ 09ｨｰｨｨ 04ｨｪｨ ｨｪｨｨ07. 09ｨｨｨ 05ｨｨ060008ｨ 00ｨｨ ﾂ0209ｨｺｨｨｨｦ 0907ｨｨ0906ｨｺ ｨｨｨｪ ｨｪｨｨ02 09 ｨｰ0208ｨｬｨｨｨｪ ｨｪｨｨ , ｨC Zgusta Ladislav. Lexicography Then and Now. Selected Essays. (Lexicographica. Series maior 129. Edited by Fredric S.F. Dolezal and Thomas B.I. Creamer). Tｨｹbingen: Max Niemeyer Verlag, P ｨ ｨｪ0609ｨ , 00ｨ 08ｨｰｨｮｨｬ07ｨｪ ｨｪ ｨｮ0909ｨｺｨｨｨｦ 05ｨｺ06ｨｪ06ｨｬｨｨ ﾂ0209ｨｺｨｨｨｦ ｨ 08ｨｹ ｨｨ : 04ｨｮ0909ｨｺｨｨｨｦ ｨｺ, ｨ 0502ｨｪｨｺ ｨｪ ｨｮ0909ｨｺｨｨｨｦ ｨ 08ｨｹ ｨ ｨ ｨｪｨｺ060909ｨｺ06ｨｦ ｨｰ0208ｨｬｨｨｨｪ ｨｨｨｨ. 00.: 0002ｨｪｨｰ08 01ｨ ｨｮｨｺｨ ｨｨ ｨｰ0201ｨｪｨｨｨｺｨ, ｨｹｨｺ0609ｨｨ ﾂ , ｨｹｨｺ0609ｨｨ ﾂ ｨｪ ｨｮ0909ｨｺｨｨｨｦ ｨ ｨｨ04ｨｪ ｨ 08ｨｹ. 00.: 0708ｨｨ09ｨｰ, ｨｪｨｨｨｺｨｨｨｪ ｨｪ ｨｮ0909ｨｺｨｨｨｦ ｨ 08ｨｹ ｨｺ06ｨｪ06ｨｬｨｨｨｺ02 ｨｨ 00ｨｨｨｪｨ ｨｪ09ｨ ｨｬ. 0503ｨ.: 06ｨｺ06ｨｪ. 03ｨｺ., ｨ ｨ 08ｨｹ ｨ ｨ ｨｪｨｺ060909ｨｺ06-ｨ ｨｨ ｨｦ 0502ｨｺ09ｨｨｨｺｨｨ ｨｪｨ ｨｰｨｨ ｨｺｨ , ｨｦ ｨ ｨｪ ｨｮ0909ｨｺｨｨｨｦ ｨ ｨ ｨｪｨｺ060909ｨｺｨｨｨｦ ｨｨ 05ｨｺ06ｨｪ06ｨｬｨｨ ﾂ0209ｨｺｨｨｨｦ ｨ 08ｨｹ. 0503ｨ.: 09ｨｨｨｬｨ ｨｮ , Oxford Dictionary of Finance and Banking, 3rd Edition, Market House Books Ltd, Thomas P. Fitch. Dictionary of Banking Terms. N.Y.: Barron ｯs, URL: URL: URL: References 1. Grinev S.V. Introduction into the terminology studies. M., 2003, pp. 100ｨC104 [in Russian]. 2. Zgusta Ladislav. Lexicography Then and Now. Selected Essays. (Lexicographica. Series maior 129. Edited by Fredric S.F. Dolezal and Thomas B.I. Creamer). Tｨｹbingen: Max Niemeyer Verlag, 2006, p. 14.

6 130902ｨｺ09ｨｨｨｺ060008ｨ 00ｨｨ07 ｨｨ : ｨｬｨｪ ｨｪｨ ﾂｨｪ0402 ｨｨ 08ｨ 04ｨｪ ｨｪ0402 ｨｰ0208ｨｬｨｨｨｪ Zhdanova I.F., Vartumyan E.L. English-Russian Economic Dictionary. 5 th edition M., Russkii iazyk, 2001 [in Russian]. 4. Kovalenko E.G. English-Russian dictionary of banking terminology. M., Tsentr Nauka i tekhnika, 1994 [in Russian]; 5. Korol ｯkovich V.A., Korol ｯkovich V.F. English-Russian business dictionary. M., Iurist, 2000 [in Russian]; 6. Anikin A.V. English-Russian dictionary on economics and finance. SPb., Ekon. shk., 1993 [in Russian]; 7. Bobylev Yu.A. Dictionary of banking and stock vocabulary on six languages. M., 1992 [in Russian]. 8. Fedorov B.G. New English-Russian banking and economic dictionary. SPb., Limbus-Press, 2000 [in Russian]. 9. Oxford Dictionary of Finance and Banking, 3rd Edition, Market House Books Ltd Thomas P. Fitch. Dictionary of Banking Terms. N.Y.: Barron ｯs, URL: URL: URL: LEXICOGRAPHY AND TRANSLATION: POLYSEMANTIC AND MULTI-EQUIVALENT TERMS The present article deals with the translation of English polysemantic terms. The author states that terminological dictionaries more times than not include not only terminological meanings but also general language ones. Sometimes, terminological dictionary-compilers trigger ｰfalse polysemy ｱ by including into one entry homonymous terms from other branches of knowledge and as a result from other terminological systems. In order to optimize the translation process, it would be advisable to define the semantic fields of the terminology under consideration and, consequently, to include only specific terminological meanings found within the defined boundaries if one compiles a truly terminological dictionary. Key words: polysemantic/monosemantic term, false polysemy, translation equivalent. A.G. Anisimova* 05ｨｰｨ ｨｰｨｹ ｨｰｨｮ07ｨｨ05ｨ 16/III/2015. The article received 16/III/2015. * Anisimova Alexandra Grigorievna (engdep@philol.msu.ru; anissimova@list.ru), Department of English Linguistics, Lomonosov Moscow State University, GSP-1, Leninskie Gory, Moscow, , Russian Federation.

7 ｨｰｨｪｨｨｨｺ 05ｨ ｨｬ ｨｪ ﾂｨ ｨ (126) ｨｪ ﾂｨ ｨ * ONLINE : ｨ 09ｨｰ0607ｨｴｨ 07 09ｨｰｨ ｨｰｨｹ ｨｰｨ ｨｰ 0906ｨ 06ｨｦ ｨｰｨｺｨｮ 01ｨｨ09ｨｺｨｮ0809ｨｨ09ｨｪ ｨ ｨｪｨ 05ｨｨ04ｨ 06ｨｰｨｪ0609ｨｨｨｰ0205ｨｹｨｪ06 ｨｪ ｨｺ ｨｪ06ｨｬ02ｨｪｨ ｨC online-ｨｺｨｮ ｨｪ02ｨｬ0202ｨｺ ｨｺｨ ｨ ｨｪｨｨ ｨｨ09ｨｹ ｨ 02ｨｪｨｪ0609ｨｰｨｨ online-ｨｺｨｮ ｨｬ ｨｨ 06ｨｰ010205ｨｹｨｪ ｨｪｨｨｨｺ03ｨｨ ｨｰ06ｨｦ ｨｰｨｨ ｨｰ02ｨｺ09ｨｰｨ : ｨ ｨｴ02ｨｪｨｨ ｨｨ0902ｨｰ09ｨｰ09ｨｨ07, ｨ ｨｴ02ｨｪｨｨ07-ｨｪｨ 0706ｨｬｨｨｨｪｨ ｨｪｨｨ07, ｨ ｨｴ02ｨｪｨｨ07-06ｨｰｨｺ05ｨｨｨｺｨ (Feedback) ｨｨ ﾂ ｨ : 01ｨｨ09ｨｺｨｮ0809ｨｨ09ｨｪ04ｨｦ ｨ ｨｪｨ 05ｨｨ04, ｨｰｨｨ07 ｨｰ02ｨｺ09ｨｰｨ, on-line learning. 05ｨｪｨ ｨｪｨｨ ｨｬ02ｨｪｨｪ06ｨｬ ｨｬｨｨ ｨｨ06ｨ 0802ｨｰｨ 02ｨｰ ｨ ｨ 03ｨｪ ｨｪｨ ﾂ02ｨｪｨｨ02, ｨ 06ｨｰ05ｨｨ ﾂｨｨｨｰ0205ｨｹｨｪ06ｨｦ ｨ 02ｨｪｨｪ0609ｨｰｨｹ ｨ ｨｮ ﾂ02ｨｪｨｨ07 04ｨｪｨ ｨｪｨｨ07 09 ｨｪｨ 09ｨｰ0607ｨｴ ｨｬ ｨｰ0907 ｨｰ06ｨｰ 00ｨ ｨｺｨｰ, ﾂｨｰ06 ｨｮ ﾂｨｨｨｰｨｹ ｨｨ010601ｨｨｨｰ0907 ｨｪｨ ｨｰ070302ｨｪｨｨｨｨ ｨｦ 03ｨｨ04ｨｪｨｨ. 06ｨｰ06 06ｨ 09ｨｰ0607ｨｰ0205ｨｹ09ｨｰ0906 ｨｪｨ ｨｺ05ｨ ｨ 02ｨｰ 06ｨｰ0702 ﾂｨ ｨｰ06ｨｺ ｨｪｨ ｨｬ04 ｨｨ ｨ ｨｮ ﾂ02ｨｪｨｨ07 04ｨｪｨ ｨｪｨｨ ｨｨｨｬ02ｨｪｨｨｨｰ0205ｨｹｨｪ06 ｨｺ ｨｨｨｪ0609ｨｰ08ｨ ｨｪｨｪ04ｨｬ ｨｺｨ ｨｬ ｨｬ0603ｨｪ06 ｨｮｨｰ ｨ ｨｰｨｹ ｨｮ06ｨｴ0202: ｨｨ ｨｬ 0902ｨｺ ｨｨ01 ｨｨ04ｨｮ ﾂ02ｨｪｨｨ ｨｮｨｴ0209ｨｰ , ｨｪ0609ｨｪ06ｨｬ, 09 ｨｮ ﾂ02ｨ ｨｪ06ｨｬ ｨｺ05ｨ ｨｮ070706ｨｦ ｨｨ05ｨｨ ｨｨｨｪ01ｨｨ09ｨｨ01ｨｮｨ 05ｨｹｨｪ ｨ 09ｨ ｨｰ020502ｨｬ, ｨｰ ｨｬ02ｨｪ02ｨｬ ｨ 0605ｨｹ03ｨｮ ｨｮ050708ｨｪ0609ｨｰｨｹ ｨｮ ﾂｨ 05ｨｨ ｨｨｨ 05ｨｹｨｪ0402 ｨ ｨｮ01ｨｨ06ｨｨ 09ｨｨ010206ｨｺｨｮ ｨｨ ｨｺ06ｨｬ07ｨｹ06ｨｰ0208ｨｪ ｨ ｨｬｨｬ ｨｨｨｬｨｮｨｴ0209ｨｰ09ｨ ｨｪｨｨ01 04ｨ ｨｺ0506 ﾂｨ 05ｨｨ09ｨｹ ｨｬ0603ｨｪ0609ｨｰｨｨ ｨｨ04ｨｮ ﾂｨ ｨｰｨｹ ｨｨｨｪ0609ｨｰ08ｨ ｨｪｨｪ04ｨｦ ｨｺ 09 ｨｮ0106ｨ ｨｪ ｨｬ07 ｨｨ 09 ｨｮ0106ｨ ｨｪ06ｨｬ ｨｬ0209ｨｰ ｨｪｨ ｨｺ ｨｰｨ ｨｰ06 ﾂｨｪ06 09ｨｺ ｨ ｨｪｨ 08ｨｮ03ｨｨ05ｨｨ09ｨｹ ｨｨ ｨｪ ｨｰｨ ｨｰｨｺｨｨ: ｨ ｨ 09ｨ ｨｰ ｨｮ ﾂｨ ｨｴｨｨｨｦ0907 ｨｪ02 ｨｬ0600 ｨ 04ｨｰｨｹ ｨｮ ｨｪ, ﾂｨｰ ｨ 09ｨｨ05ｨｹｨｪ ｨｪｨｨｨｬｨ 02ｨｰ ｨｨ 04ｨ 0706ｨｬｨｨｨｪｨ 02ｨｰ ｨｬｨ ｨｰ0208ｨｨｨ 05; ｨｺ0806ｨｬ02 ｨｰ060006, 0708ｨｨ 06ｨｰ09ｨｮｨｰ09ｨｰ09ｨｨｨｨ ｨｪ0206ｨ ｨｨｨｬ06ｨｦ 09ｨ ｨｬ0601ｨｨ0902ｨｨ0705ｨｨｨｪ04 ﾂｨ 09ｨｰ ｨｨ04ｨｮ ﾂ02ｨｪｨｨ ｨｺｨ ｨｰ020702ｨｪｨｪ06 04ｨ ｨｬ ｨｨ ｨｬ ｨｺ08ｨ ｨｴｨ ｨｬ0603ｨｪ04ｨｬ ｨｪｨｨ02ｨｬ ｨｪｨｨｨｺ03ｨｨ ｨ 0502ｨｬ 09ｨｰｨ 05ｨｨ 01ｨｨ09ｨｰｨ ｨｪ02ｨｨ06ｨｪｨｪ0402 ｨｨ05ｨｨ online-ｨｺｨｮ online-ｨｺｨｮ0809ｨ ｨｬｨｨ 09 ｨｪｨ 09ｨｰ0607ｨｴ ｨｬ ｨｪｨｨｨｬｨ 06ｨｰ E-Learning 2.0, ｨｰ. 02. ｨｮ ﾂ02ｨ ｨｪ ｨ ｨｰ000608ｨｬ04 ( , Moodle), 09 ｨｺ06ｨｰ ｨｨ ｨｹ04ｨｮ06ｨｰ ｨｬ0603ｨｪ0609ｨｰｨｨ Web 2.0, ｨｴｨｨ02 ｨｮ ﾂｨ ｨｴｨｨｨｬ0907 ｨｨ ｨ 09ｨ ｨｰ (ｨｰｨｹ06ｨｰ0608ｨｮ) 0904ｨ ｨｨｨｬ060102ｨｦ09ｨｰ090609ｨ ｨｰｨｹ 0108ｨｮ ｨｮ0006ｨｬ ｨ ｨｨｨｬ ﾂ0208ｨｺｨｪｨｮｨｰｨｹ, ﾂｨｰ ｨｨ0904 ﾂｨｪ ｨｰｨ ｨｪｨｨ02 06 ｨｺｨｮ ｨｺｨ ｨｺ ｨｨ04ｨｮ ﾂ02ｨｪｨｨ07 ｨｨｨｪ0609ｨｰ08ｨ ｨｪｨｪ ｨｺｨ ｨｺ online-ｨｺｨｮ0809ｨ ｨｬ ｨｪ020708ｨｨｨｬ02ｨｪｨｨｨｬ06. Online-ｨｺｨｮ ｨC 05ｨｰ06 ｨｪ02 ｨｰ0605ｨｹｨｺ , ｨｪ06 ｨｨ 0006ｨｰ060904ｨｦ 09ｨｨ08ｨｰｨｮｨ 05ｨｹｨｪ04ｨｦ ｨｮｨｺｨｰ, ｨｰ0607ｨｴｨｨｨｦ ｨｨ ｨ 06ｨ ｨｲ0709ｨｪ02ｨｪｨｨｨｦ ｨｨ 04ｨ 01ｨ ｨｪｨｨｨｦ, 08ｨ 04ｨｬ02ｨｴ02ｨｪｨｪ0401 ｨｪｨ ｨｮ ﾂ02ｨ ｨｪ06ｨｦ 0705ｨ ｨｰ000608ｨｬ ｨ ｨｪｨｪ06ｨｦ 09ｨｰｨ ｨｰｨｹ02 ｨｬ ｨｰｨ 02ｨｬ ｨ ｨｪｨ 05ｨｨ04ｨｨ080609ｨ ｨｰｨｹ ｨ 02ｨｪｨｪ0609ｨｰｨｨ ｨｨｨｪｨｰ0208ｨ ｨｺ02ｨｨｨｨ 09 08ｨ ｨｬｨｺｨ 01 online-ｨｺｨｮ ｨｪｨ 0708ｨｨｨｬ ｨｪ02ｨｺ06ｨｰ ｨｪ ｨｨ04ｨｮ ﾂ02ｨｪｨｨ07 ｨｨｨｪ0609ｨｰ08ｨ ｨｪｨｪ ｨｺ0609 ｨｰｨｨ ｨｰ02ｨｺ09ｨｰｨ. Online-ｨｺｨｮ ｨｨ0409ｨ ｨｪ ｨｬ0209ｨｰｨｨｨｰｨｹ ｨｨｨｬｨｮｨｴ0209ｨｰ09ｨ ｨｨｨｪ01ｨｨ09ｨｨ01ｨｮｨ 05ｨｹｨｪ0401 ｨ ｨｮ01ｨｨ06- ｨｨ 09ｨｨ010206ｨｺｨｮ ｨｨ ｨｺ06ｨｬ07ｨｹ06ｨｰ0208ｨｪ ｨ ｨｬｨｬ ｨｨ ｨｰ08ｨ 01ｨｨ02ｨｨ06ｨｪｨｪ ｨ ｨｪ07ｨｰｨｨｨｦ 09 ｨｮ ﾂ02ｨ ｨｪ06ｨｦ ｨ ｨｮ01ｨｨｨｰ0608ｨｨｨｨ, ｨｰ ｨｨｨ ｨｺｨｮ ｨｬ02ｨｪｨｪｨｮ06 ｨｨ 0506ｨｺｨ 05ｨｹｨｪｨｮ ｨ ｨｪｨｨ04ｨ 02ｨｨ06 ｨｮ ﾂ02ｨ ｨｪ ｨ ｨｨ ｨｺｨｮ ｨｰ060806ｨｪ ｨ 09ｨ ｨｰ ｨｰｨｹ06ｨｰ0608ｨ. 0308ｨｨ010601ｨｨｨｰ ｨｨ04ｨｪｨ ｨｰｨｹ, ﾂｨｰ06 online-ｨｺｨｮ ｨｪ02 09ｨｬ060005ｨｨ 06ｨ ﾂｨｨｨｰｨｹ ｨｪｨｨ ｨ 0502ｨｬ ｨｨ 01ｨ ｨ 05ｨｨ ｨｪ02ｨｺ06ｨｰ ｨｪ (ｨｰｨ ｨｺ, ｨｮ ﾂｨ 09ｨｰｨｨ02 09 online-ｨｺｨｮ ｨｰ0802ｨ ｨｮ02ｨｰ 06ｨｰ ｨｮ ﾂｨ ｨｴｨｨ ｨｰｨ ｨｰ06 ﾂｨｪ ｨｺ ｨｮ080609ｨｪ07 ｨｺ06ｨｬ07ｨｹ06ｨｰ0208ｨｪ06ｨｦ 0008ｨ ｨｬ06ｨｰ- * ｱ 0106ｨｪ ﾂｨ ｨ , ｨｪ ﾂｨ ｨ 00ｨ 08ｨｨ07 08ｨｪｨ ｨｰ0605ｨｹ0209ｨｪｨ (mgontcharova@gmail.com), ｨｺｨ ｨ ｨｪ02ｨｬ0202ｨｺ ｨｺｨ, 05ｨ ｨｬｨ 0809ｨｺｨｨｨｦ ｨｮ01ｨ 0809ｨｰ0902ｨｪｨｪ04ｨｦ ｨｮｨｪｨｨ ｨｨｨｰ02ｨｰ, , ｨｨｨｦ09ｨｺｨ ｨ 02ｨｨ07, ｨ ｨｬｨ 08ｨ, ｨｮ05. 08ｨｺｨ ｨ ｨ, 1.