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2 7,447 1,384 1,62 6,886 1,474 1,79 23, 4,3 3,2 62% 66% 67% 14,334 2,859 2,142 1

3 A Message from the President 23, 4,3 3,2 19,394 3,338 21,68 1,673 23, 1,931 3, ,738 1,39 4, , ,3 49 3,2 192 Contents

4 Financial Highlights(consolidated) 6,919 1,546 1, ,94 4,274 6,952 1,463 1, ,64 4,366 7,196 1,339 1, ,68 4,888 7,447 1,384 1, ,342 5,262 6,886 1,474 1, ,596 5,538 7,2 1,5 1,9 58 6, ,2313 8, 6,919 6,952 7,196 7,447 7, 6,886 7,2 6, 5, 4, 3, 2, 1, 2/3 21/3 22/3 23/3 25/3 1,4749 1,8 1,546 1,5 1,463 1,339 1, /3 21/3 22/3 1,525 1,384 1,474 1,5 23/3 25/3 1,7916 1,91 1,6 1,4 1,251 1,2 1,135 1,62 1,79 1,9 1,4 1, /3 21/3 22/3 23/3 25/ /3 21/3 22/ /3 25/3 3

5 39% 28% 24% 7% 2% 56% 24% 1% 9% 1% ,718 1,981 1, ,75 2,2 1, Review of Operations

6 3,5 3, 2,5 2, 1,5 1, 5 1,4 1,2 1, /3 21/3 2,795 22/3 2,983 23/3 2,935 25/3 2,75 5, 4, 3, 2, 1, 2/3 21/3 22/3 3,43 3,461 4,16 3,977 23/3 3, , , ,

7 Review of Operations 2,5 2, 1,5 1, 5 1,935 1, , ,196 2,2 1, , 5, 4, 3, 2, 2/3 21/3 22/3 23/3 25/3 4,841 3,743 4,8 4,222 4,6 4,119 1, 2/3 21/3 22/3 23/3 25/3 6

8 1,8 1,5 1, /3 21/3 1,566 22/3 1,61 23/3 1,582 25/3 23/3 25/3 1,67 1,659 8, 6, 4, 2, 2/3 22/3 21/3 7,324 7,51 7,521 7,5 7,228 7, , /3 25/3 2, 1,5 1, 5 2/3 21/3 22/3 1,68 1,687 1,779 2, 1,968 1,84 7

9 /3 21/3 22/ / / , 1, 8, 6, 4, 2, 48, 4, 32, 24, 16, 8, /3 21/3 22/3 11,78 8,212 8, ,753 27,822 31,443 23/3 7,698 29,974 8,345 31, Review of Operations

10 81, ,475 17,58 172,678 47,955 56,973 3,58,556 2,672,522 6,175 2,5,363 59,818 7,165 51, , , ,67 44,828 3,859,698 85, ,748 14,283 26, ,164 12,42 2,428,245 1,978, ,78 1,523,346 64,25 5,356 51, , ,73 145,76 34,329 3,234,22 88,88 34, , , , ,814 19,575 2,396, ,52 1,64,84 165,2 261,783 3,78 3,277,31 564,889 11,45 28, ,666 3,859,698 89,34 31, ,738 9, 284, ,719 98,334 1,798,533 31, 1,121,68 164, ,985 35,161 2,688, ,168 15,94 19,11 545,328 3,234,22 688, ,225 5,76 147,465 4,442 43,995 17, ,194 97,167 41,84 2,9 53, , ,392 54, ,462 4,341 36,58 16, ,264 87,757 35,1 1,839 5,98 11,42 72,1 3, , ,748 21,678 14,199 14,441 75,512 31, , , , ,85 122,85 132, ,747 29,259 2,971 9,483 53,236 22, ,41 3, ,74 542,168 2,971 9,483 53, , ,889 6,7 4,768 4,768 1,932 1, , ,141 15,94 4,895 4,895 11,45 19,11 9,721 9,721 28, ,328 2,971 9,483 53, ,616 37, ,666 9 Consolidated Financial Data

11 Corporate Profile / Stock Information 5.11% 24.67% 32.38% 476,85, % 27.65% 32, , , , , , , , , , ,5 2, 1,5 1, 5 21/4 211/4 212/

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