SFH P P P P SFH SFHSFH CSR At a Glance 042 SFH 100% 056 SFH 100% 058 SFH 100% SFH 061
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2 SFH P P P P SFH SFHSFH CSR At a Glance 042 SFH 100% 056 SFH 100% 058 SFH 100% SFH 061 SFH SFH SFH SFH MONEYKit
3 SFH 3 SFH SFH ORIGINALITY See Page SOUNDNESS See Page 004 STRATEGY See Page 006 SFH P P P P Sony Financial Holdings Inc
4 ORIG INALI T Y O R I G I N A L I T Y SFHSFH % 100% 100% 50% Sony Life Insurance (Philippines) 100% 50% SA Reinsurance 100% 100% 002 Sony Financial Holdings Inc. 2010
5 SFH SFH SURE SFH P P P P Sony Financial Holdings Inc
6 SOUNDNESS S O U N D N E S S SFH , , , , , ,991 12,269 25,377 18,354 44,500 34,253 84,373 6,375 11,537 10,021 24,255 30,722 48, ,282,269 3,917,048 4,323,780 4,977,450 5,313,677 6,001, , , , , , , % 9.99% 12.01% 14.62% 13.32% 12.05% , , , , , ,798 17,070 24,359 14,895 39,290 32,409 80,099 10,102 9,616 7,494 18,514 33,783 46, ,617,266 3,103,241 3,445,970 3,659,786 3,810,929 4,286, , , , , , , ,159 45,703 51,020 55,649 61,882 68,174 2, ,044 2,817 2,178 2,565 1, ,598 2,185 1,556 1, ,685 56,103 67,468 78,645 86,698 98, ,086 11,709 13,320 15,385 13,678 15, ,353 17,225 19,470 25,988 33,361 30,500 1,659 2,228 1,354 2, ,930 1,663 3,258 1,023 4, , , , ,848 1,211,000 1,411,956 1,612, ,318 34,715 36,878 35,712 46,264 58, % 9.24% 11.49% 9.15% 13.37% 12.09% Sony Financial Holdings Inc. 2010
7 10,000 1,000 1,000 60,000 8, ,000 6, ,000 4, ,000 2, , % % % 3,000 1, , , R&I R&I AA AA JCR & S&P AA JCR &S&P AA A+ A Aa3 A 2 SFH P P P P Sony Financial Holdings Inc
8 STRATEGY S T R AT E G Y SFH SFH 3 SFH 3 SFH 006 Sony Financial Holdings Inc. 2010
9 MCEV* * Market Consistent Embedded Value ROE Win-Win SFH P P P P Sony Financial Holdings Inc
10 008 Sony Financial Holdings Inc. 2010
11 2 009 SFH 2009SFH 13.8%9, % % MCEV ,9318, MCEV SFH SFH SFH SFH P P P P Sony Financial Holdings Inc
12 Question 1 SFH 2009 Answer: SFH 3 3 SFH ROE S FH MCEV MCEV MCEV SFH ROE ROE ROE 1 EV EV EV 2 3 EV MCEV MCEV CFO MCEV MCEV PrinciplesEV 010 Sony Financial Holdings Inc. 2010
13 Answer: SFH Question 2 SFH B.V. SA Reinsurance Ltd. S FH % 37% B.V. SA Reinsurance Ltd. SA Reinsurance % LIPLA SFH SFH M&A SFH P P P P Sony Financial Holdings Inc
14 Question Answer: , ,250 4,000 3,750 3,500 3,250 ~ Sony Financial Holdings Inc. 2010
15 Answer: ROE Question ROE CM ROE SFH P P P P Sony Financial Holdings Inc
16 Question Answer: ALM 2009 CFD 25,000 20,000 15,000 10,000 5, Sony Financial Holdings Inc. 2010
17 Answer: Question 6 SFH SFH2011 SFH SFH ,637.3% 1,018.5% % 4%2011 SFH , SFH P P P P Sony Financial Holdings Inc
18 SA Reinsurance Bermuda Monetary Authority % ,5003, LIPLA 016 Sony Financial Holdings Inc. 2010
19 E E3 E E JTB CFD SFH P P P P Sony Financial Holdings Inc
20 CSR CSR SFH SFH SFH SFH SFH SFH CSR NPO CO2 100km CD-ROM CD-ROM Shinzi Katoh 2005CO2 * * Green Power 018 Sony Financial Holdings Inc. 2010
21 ISO14001 ISO14001 Climate & Children Supporters * 2008 Climate & Children Supporters 3 2 * Climate & Children Supporters 2008 CO2 CDM 1995 * * , , NPO SFH P P P P Sony Financial Holdings Inc
22 , AED 020 Sony Financial Holdings Inc. 2010
23 SFH SFH 1. SFH SFH IR SFH P P P P Sony Financial Holdings Inc
24 SFH SFHSFH SFH 60% * SFH SFHhttp:// 022 Sony Financial Holdings Inc. 2010
25 SFH SFH3 3SFH SFH91 SFH SFH SFH2 SFH SFH5 3 SFH5 SFH 28 SFH 35 SFHSFH SFHSFH SFHSFH 0% 200% SFH P P P P Sony Financial Holdings Inc
26 SFHSFH SFH SFH SFH SFH SFH SFH SFH SFH SFH SFH SFH SFH SFH SFH SFHSFH SFH SFH * ** SFHSFH SFH Sony Financial Holdings Inc. 2010
27 SFH SFH SFH * SFH ** SFH SFH SFH SFH. 1. SFH SFH 1 2 SFHSFH SFHSFH SFH SFH SFH SFH SFH SFH. * * * * Sony Life Insurance Philippines Corporation SA Reinsurance Ltd Sony Life Insurance Philippines Corporation SFH P P P P Sony Financial Holdings Inc
28 7 SA Reinsurance Ltd. 3. SFH SFH 1. SFH 2. SFH SFH SFH SFH SFHSFH SFH SFH SFH SFH 026 Sony Financial Holdings Inc. 2010
29 SFH SFH SFH SFH IR SFH P P P P Sony Financial Holdings Inc
30 SFH SFH SFH * SFH SFH SFH * SFHhttp:// SFH SFH SFH SFH 60%SFH 028 Sony Financial Holdings Inc. 2010
31 SFH SFH SFH SFH21 1 SFH SFH SFH SFH SFH SFH SFH P P P P Sony Financial Holdings Inc
32 SFH Sony Financial Holdings Inc. 2010
33 Sony Financial Holdings Inc ,9825, ,900 Sony Life Insurance Philippines Corporation Sony Life Insurance Philippines Corporation IR SFH IR SA Reinsurance Ltd SFH P P P P Sony Financial Holdings Inc
34 Sony Life Insurance Co., Ltd , % Sony Assurance Inc , % Sony Bank Inc , % sonybank.net Sony Life Insurance Philippines Corporation Makati City, Philippines % Sony Financial Holdings Inc. 2010
35 LIPLA Co., Ltd % Sony Bank Securities Inc , % AEGON Sony Life Insurance Co., Ltd ,000 50% B.V. 50% SA Reinsurance Ltd British Bermuda 5,000 50% B.V. 50% sonybank-sec.net SFH P P P P Sony Financial Holdings Inc
36 SFH IR EVP CFO 1 2 SVP 1 1. EVP CFO SVP Sony Financial Holdings Inc. 2010
37 SFH SFH SFH SFH P P P P Sony Financial Holdings Inc
38 % Sony Life Insurance Philippines Corporation MONEYKit SFH % 8 10 SFH Sony Financial Holdings Inc. 2010
39 SFH SA Reinsurance Ltd. 12 CFD SA Reinsurance 2 100% 5 LIPLA 6 SFH P P P P Sony Financial Holdings Inc
40 ,000,000 2,000, , , ,000 2,100,000 5,000 5,500 5, , ,000 2,175,000 14,400 19,900 14, , SFH8,000,000 SFH SFH , , , , ,000192,00028,800, % 1,305, , , , , , , , , , % 2.36% 0.37% 27.18% 5.40% 0.14% 2,175, % 36.10% 60.20% 3.80% 55.63% 038 Sony Financial Holdings Inc. 2010
41 ,000 3,000 3,000 3,000 3,000 3,000 6,525 6, % 13.6% 16.3% 2.8% 2.8% SFH SFH1 SFH , , , , , , / / / / , , , , / / / / SFH P P P P Sony Financial Holdings Inc
42 041 At a Glance sony financial Holdings inc. 2010
43 At a Glance 10, , , , , , sony Life insurance Philippines sa reinsurance sfh P P P P sony financial Holdings inc
44 Life insurance business SFHSFH 100%100%Sony Life Insurance Philippines % 2007 SA Reinsurance Prudential Financial, Inc % % 2007 * 1 * 2 * % 2,000 20, ,500 1, ,000 10,000 5, *1 * * Ja sony financial Holdings inc. 2010
45 30 * 9 * 1,500 1, * % , % % 5 * * sa reinsurance % sfh P P P P sony financial Holdings inc
46 s o n Y L i f e MCEV ev ev ev ev ev Traditional evmcev ev MCEV EV EV EV EV MCEV ev 044 sony financial Holdings inc. 2010
47 cfo forum european insurance cfo forum Market MceV consistent embedded Value Principles * MceV 1 Principles MceV MceV MceV principlesmcev MceV *1 copyright stichting cfo forum foundation euqis4 MCEV 1 1 sfh P P P P sony financial Holdings inc
48 2010 3MCEV MceV MceV MceV MceV ,009 8,940 4, ,954 2, ,407 1, ,054 6,878 4, ,731 8,872 2, , , ,805 1, ,954 2, ,738 2,062 3, ,692 3, , , MceV 600% 046 sony financial Holdings inc. 2010
49 ,669 8, % 6.4% * * *1 1 1 *2 MceV MceV sony Life insurance Philippines corporation sfh P P P P sony financial Holdings inc
50 MceVMceV MceV Principles MceV MceV ,738 3,692 2,054 4,009 MceV MceV ,808 3,692 2,054 3, ,457 2,457 2,153 2,153 MceV ,017 2,866 2,582 2, ,241 2, MceV ,871 3,692 4,824 5,003 MceV MceV ,062 6,878 8,940 1 MceV 2 3 MceV % 5 MceV 2 MceVMceV 6 MceV MceV sony financial Holdings inc. 2010
51 8 MceV , MceV MceV MceV 1, MceV sony Life insurance Philippines sfh P P P P sony financial Holdings inc
52 MceV MceV , bp ,829 1,111 12% 100bp , % 10% , % 25% , % 25% , % 10% , % , % , % , % , % MceV 100bp , bp ,263 10% % bp % 100bp % 10% % 25% % 25% % 10% % % % % % % sony financial Holdings inc. 2010
53 158 3 MceV % 0.45% % Milliman, inc. sfh P P P P sony financial Holdings inc
54 % % 54.5% 34.5% 42.5% % % 60.8% 50.5% 53.0% sony financial Holdings inc. 2010
55 sony Life insurance Philippines % 5 sfh MceVMceV Milliman, inc. sfh P P P P sony financial Holdings inc
56 MCEV MceV EU european commissioneu 2012 QIS4 eu Quantitative impact study Qis4 QIS5 Qis MceV Principles 600% 054 sony financial Holdings inc. 2010
57 MceV Principlesreference rate MceV Principlesreference rate sfh P P P P sony financial Holdings inc
58 Non-life insurance business SFHSFH 100% % 6 40, , , , * * 056 sony financial Holdings inc a b c D e 3 311
59 634% * 8 6 c sure 2009 * D b e % a * * 99% sfh P P P P sony financial Holdings inc
60 banking business S FH SFH 100% 100% MONEYKit % GDP 3 1, % % % % % % % % 058 sony financial Holdings inc. 2010
61 % Ja ,000 20,000 15,000 10,000 5, % MoneYKit CFD cfdcontract for Difference cfdig 3 31 sfh P P P P sony financial Holdings inc
62 061 SFH SFH Sony Financial Holdings inc. 2010
63 SFH SFH 2009 SFH 13.8%9, %8, % % %8, %8, % % % % % % % %4 4, %3, %7, %5 7, % %1 5, % 2, ,000 7,500 5,000 2, , SFH P P P P Sony Financial Holdings inc
64 2009 2,358 4,942 3,911 3, ,0892, , , Sony Financial Holdings inc. 2010
65 SFH 2009 SFHSFH 100% 100% Sony life insurance Philippines corporation 50% Sa Reinsurance ltd. SFH % % % % % % % % 33 4,7076.4% , ,6412.9% 3, %1 1, % % %5,733 1, % 20099* 11.8%73.1% 7.6% 5.2%2.3% * 50,000 40,000 30,000 20,000 10, % 5.2% 7.6% 11.8% 73.1% SFH P P P P Sony Financial Holdings inc
66 % ,000 6,000 4,000 2, % 1.9% , % 2.0% 3.0% 3.0% 2009* % * ,9816, %7, ,626 1, % 2, % , % 3, , % % % % 1, % %1, % % 84.6% 064 Sony Financial Holdings inc. 2010
67 * ,167ToPiX 809 * %645 2,500 2,000 1,500 1, SFH P P P P Sony Financial Holdings inc
68 a ,005 64, ,137 29, , , ,115 15, , ,914 11, , ,157 10, , , B ,776 18,591 ab ,228 83, , , , , c ,180 3,009 abc ,409 80, a 8, a 11, %1.90% 2.51%2.59% %2.54% 066 Sony Financial Holdings inc. 2010
69 * 1 *2 * 3 *1 *2 * % 8, % % ,637.3% % % 3,000 2,000 1, SFH P P P P Sony Financial Holdings inc
70 a , , , , ,653 9, ,491 48, x 90% 100% ,679 33,040 x 85% 100% ,899 1, , , , , ,797 47, B R1 R8 2 R2 R3 R7 2 R ,571 47,792 R ,595 19,199 R ,008 7,094 R ,241 11,395 R ,689 18,932 R ,375 1,292 R ,243 8,023 c a /B x 1/2x ,060.5% 2,637.3% ,275* * 068 Sony Financial Holdings inc. 2010
71 , , , ,867 SFH P P P P Sony Financial Holdings inc
72 SFHSFH 100% SFH % % % 3.4% % 20.3% % % % % Sony Financial Holdings inc. 2010
73 % 81.7% % % % % % % % 3 0.3%19 1.9% % % % 0.3% 1.9% % 74.5% SFH P P P P Sony Financial Holdings inc
74 % 1, ,018.5% 1, a ,195 27, ,852 15, ,500 11, x 90% 100% x 85%100% B R1 R2 2 R3 R4 2 R5 R ,872 5,388 R ,097 4,599 R R R R R c a /B x1/2x % 1,018.5% Sony Financial Holdings inc. 2010
75 SFH SFH 100% 100% SFH % %130 atm % % % SFH P P P P Sony Financial Holdings inc
76 20,000 16,000 12,000 8,000 4, %1 6, %1 1, % 15.2%3, % 13.8%1 5, % 29.4%1, % ,000 4,500 3,000 1, ,000 8,000 6, %5, %5, % %8, , , ,801 aa 80.8% * * Moody s&s&p R&i JcRFitch5ii 4,000 2, aaa aa a BBB BB %1 6,121 8, %5, % %32 0.2% 3.2% 3.4% 0.2% 2.2% % 4% , % 54.6% 074 Sony Financial Holdings inc. 2010
77 ,000 31, ,000 21, ,586 7,232 a ,586 59, ,000 2, ,000 2,000 B ,211 2,321 c a B c d ,798 61,554 E de F ,798 61, , , ,395 4,334 8% ,830 27,784 g , ,802 Fg % 12.09% Tier 1ag % 11.64% , , , , , , % SFH P P P P Sony Financial Holdings inc
78 Sony Financial Holdings SFH , , , , ,163 3, , , ,703,062 4,488, , , ,619 81, ,076 33, ,790 47, , ,232 1, ,788 20, ,710 19, ,004 1, ,355 5, , , ,889 34, , ,313,677 6,001, Sony Financial Holdings inc. 2010
79 ,680,731 4,088, ,843 39, ,643,348 4,043, ,539 5, ,216 1, , ,325,320 1,509, ,000 10, ,000 2, ,086 90, ,251 2, ,435 15, ,667 9, ,666 9, ,108,779 5,731, ,900 19, , , ,251 39, , , ,853 17, , ,475 1, ,028 14, , , ,313,677 6,001,088 SFH P P P P Sony Financial Holdings inc
80 , , , , , , , , ,368 1, , , ,056 70, , , ,145 15, , , , ,404 5, ,872 68, ,137 67, ,106 67, ,306 30, ,046 23, ,293 11, ,452 10, , ,106 1, ,035 5, ,938 4, , Sony Financial Holdings inc. 2010
81 , , , , , , ,102 64, ,111 7, ,898 34, , , ,172 1, ,371 2, , , ,708 2, , , ,545 20, ,157 10, , , ,932 2, ,664 6, , ,883 96, ,246 14, ,257 65, ,829 48, ,952 34, ,632 4, ,482 1, ,079 7, ,242 16, SFH P P P P Sony Financial Holdings inc
82 ,268 27, ,394 10, ,501 8, , ,225 1, ,107 2, ,264 12, ,253 84, , , , ,917 7, ,879 1, , , , ,238 73, ,915 24, ,600 1, ,516 25, ,722 48, Sony Financial Holdings inc. 2010
83 ,900 19, ,900 19, , , , , ,417 2, ,525 6, ,722 48, ,166 41, ,251 39, , , ,525 6, ,722 48, ,166 41, , ,527 SFH P P P P Sony Financial Holdings inc
84 ,902 4, ,756 22, ,756 22, ,853 17, ,345 1, , ,475 1, ,475 1, , , ,868 8, ,896 22, ,896 22, ,028 14, Sony Financial Holdings inc. 2010
85 , , ,525 6, ,722 48, ,896 22, ,730 64, , ,439 SFH P P P P Sony Financial Holdings inc
86 ,238 73, ,932 2, ,243 3, ,190 4, , , , ,936 2, ,470 5, ,789 94, ,400 74, ,437 10, ,416 2, , , , , ,659 5, ,671 1, ,823 10, , , ,813 99, ,567 11, , ,334 15, , , Sony Financial Holdings inc. 2010
87 ,758 55, , ,000 2,288,460 1,441,592 1,285, ,912 47,351 46,145 13,683 17,840 2,655 13, , ,151 27, ,073 2,413 2, ,745 6, , ,706 2,000 6,515 6, ,591 6, , , ,186 91,634 91, , SFH P P P P Sony Financial Holdings inc
88 Sony life insurance Philippines corporation Sa Reinsurance ltd. 2 Sa Reinsurance ltd. 1 3 Sony life insurance Philippines corporation Sony Financial Holdings inc. 2010
89 SFH P P P P Sony Financial Holdings inc
90 Sony Financial Holdings inc. 2010
91 , , , ,23611, , , , , ,000 69,256 SFH P P P P Sony Financial Holdings inc
92 , alm alm Sony Financial Holdings inc. 2010
93 a b c a alm alm b SFH P P P P Sony Financial Holdings inc
94 c alm 11alM VaRalM VaR a b c Sony Financial Holdings inc. 2010
95 , , , , ,292 3, , , , , ,346,789 2,327,483 19, ,757,936 1,757, ,486 * , ,898 69, ,723,225 5,773,139 49, ,509,295 1,508, ,000 10, ,519,295 1,518, * ,740 4, (7,525) (7,525) (2,784) (2,784) *1 * libor SFH P P P P Sony Financial Holdings inc
96 1 libor * ,236 * * 2 * , ,477 *1 *2 * % , , , ,745 45,939 9,127 2,298, ,645 45,239 9,022 2,243, ,103 38,007 8,817 2,220, ,542 7, , , , , , , , , , , , , , , , ,853 21, , ,693 25,920 1,242 * ,500 22,374 22, , , , ,002 3,230,071 * 127, Sony Financial Holdings inc. 2010
97 * ,440,003 26,619 17,241 3,307 2,028 20, , ,450,003 26,619 17,241 3,307 2,028 20,095 * , , ,619 3, , ,671 3, ,798 11, ,503 50,448 7, , ,068 11, ,013,099 1,982,022 31, ,992,857 1,962,100 30, ,241 19, ,013,498 1,982,415 31, ,346,789 2,327,483 19,305 SFH P P P P Sony Financial Holdings inc
98 ,171,105 1,140,664 30, , ,676 26, , ,987 3, ,198 40,242 10, , ,246 5, ,394,119 1,347,153 46, , ,139 4, , ,126 3, ,427 70, ,984 11, , ,825 2, , ,446 7, ,761,229 1,721,599 39, , ,100 8,112 7, ,599 4, ,500 3,972 7, ,028 6, , , ,516 15,559 10, , ,904 3* 8,353 * 096 Sony Financial Holdings inc. 2010
99 , , ,546 2,514 2, ,820 52, , ,793 4,197 4, , , ,974 4, SFH P P P P Sony Financial Holdings inc
100 ,564 6, , ,592 2, , ,398 7, , ,651 32,300 1, , Sony Financial Holdings inc. 2010
101 , , , , , , , , , , , , , ,915 SFH P P P P Sony Financial Holdings inc
102 , , % 1.5% % , , , , , ,126 2, Sony Financial Holdings inc. 2010
103 ,175 2, ,175 2, ,525 3, ,525 3, , , , ,593 2 SFH P P P P Sony Financial Holdings inc
104 Sony life insurance Philippines corporation 3 Sa Reinsurance Sony life insurance Philippines corporation 5 Sa Reinsurance 2 Sony life insurance Philippines corporationsa Reinsurance Tier 160.0% 40.0% Tier % Tier % 4% SFH 102 Sony Financial Holdings inc. 2010
105 SFHSFH SFH P P P P Sony Financial Holdings inc
106 2. 5 R&iJcRMoody s S&PFitch % isda 6 Value at Risk 104 Sony Financial Holdings inc. 2010
107 R&iJcRMoody s S&PFitch SFH P P P P Sony Financial Holdings inc
108 11 1. BPV Value at Risk alm 2. gps % %1% 106 Sony Financial Holdings inc. 2010
109 ,900 19, , , ,926 3, ,004 1,503 a , , ,000 2, ,000 2,000 B ,211 2,321 c a B c d , , , ,881 E , ,881 de F ,428 63, , , ,395 4,334 8%... 37,154 42,598 g , ,038 g4% ,453 20,961 Fg % 12.05% Tier 1 ag % 41.36% SFH P P P P Sony Financial Holdings inc
110 ,781 16, ,105 19, , , ,277 3,691 79,808 3, ,609 3,104 97,978 3, ,391 4, ,421 5, ,020 4, ,325 5, , , , , ,177 16, ,440 19, ,967 19, ,486 1, ,453 20, , , , , , , ,156 1,000 99, , , ,106 22, , , , , , , , , , ,584 9, ,426, , , ,630, , , Sony Financial Holdings inc. 2010
111 , , , , ,096 8,096 8, , , , , , ,151 8, ,273 1,164 2, ,100 2,121 4, , , , , , , ,244 8, ,306 7, ,798 12,760 14, ,576 6,343 8, ,575 6,575 13, , , , , , , , , , , ,305 5,305 7,050 7, , , , , , , ,331 8, , , , , , , ,848 16,163 24,011 8,826 3,292 12, , , , , , , ,240 80,343 25,374 9, , , ,193 2,112 5, , ,610 80,760 2, , , ,281 52,959 3,239 2,115 7, , , ,281 52,959 3,239 2, , ,163 7,848 24, , , ,093 6,105 14, ,342 7, , SFH P P P P Sony Financial Holdings inc
112 ,230 42,003 32,555 2,005 25, , , ,223 3,827 7, , ,309 33,118 4,206 1, , , ,324 75,329 16,692 7,511 8, , , ,324 75,329 16,692 7, , ,292 8,826 12, , , ,004 26,731 34, ,057 8, , % , ,788 10% , ,399 20% , , % , ,787 50% ,594 3,725 67,382 3,052 75% , , % ,076 22, ,327 18, % % , ,267 1,049, , Sony Financial Holdings inc. 2010
113 ,000 10, ,000 10, ,373 11, ,705 3, ,668 8, ,373 21, ,522 7, ,463 6, ,985 13, ,779 8, ,155 4, ,250 6, ,735 7, ,735 7, ,187 8,938 SFH P P P P Sony Financial Holdings inc
114 ,699 8, ,246 7, % 13.8% 1. 11P Sony Financial Holdings inc. 2010
115 SFH P P P P Sony Financial Holdings Inc
116 SONY LIFE ,675 46, ,800 91, , , ,818,578 3,538, , , ,806 80, ,076 33, ,499 46, , ,187 13, ,137 13, ,989 71, ,439 27, ,810,470 4,286, Sony Financial Holdings Inc. 2010
117 ,614,211 4,012, ,114 21, ,592,557 3,985, ,539 5, ,216 1, ,924 55, ,728 14, ,653 9, ,653 9, ,670,417 4,095, ,000 70, ,865 5, , , , , ,925 15, ,475 1, ,201 13, , , ,810,470 4,286,045 SFH P P P P Sony Financial Holdings Inc
118 , , , , , , ,041 70, , , ,145 15, , , , ,117 6, , , , , ,102 64, ,111 7, ,898 34, , , ,544 4, , , ,708 2, , , ,545 20, ,157 10, , , ,932 2, ,664 6, , ,091 97, ,198 14, ,540 79, Sony Financial Holdings Inc. 2010
119 , , , , , , , ,320 70, ,087 22, ,317 1, ,405 24, ,915 45,839 SFH P P P P Sony Financial Holdings Inc
120 ,000 70, , , ,000 70, , , , ,865 5, ,102 61, ,000 7, ,915 45, ,884 38, , , , , , ,000 7, ,915 45, ,884 38, , , Sony Financial Holdings Inc. 2010
121 ,898 3, ,972 11, ,972 11, ,925 15, ,475 1, ,475 1, , , ,209 2, ,008 11, ,008 11, ,201 13, , , , ,000 7, ,915 45, ,008 11, ,124 50, , ,553 SFH P P P P Sony Financial Holdings Inc
122 ,320 70, ,932 2, ,843 2, ,708 2, , , , ,820 2, ,446 5, ,041 70, ,082 75, , ,728 20, ,018 12, , , ,971 74, , ,903 4, ,480 15, , , Sony Financial Holdings Inc. 2010
123 ,758 45, , , ,520,347 1,111, , , ,351 46, ,683 17, ,655 13, , , ,699 89, ,122 1, ,000 9, ,908 4, , , , ,000 7, ,923 7, ,989 66, ,465 71, , ,912 SFH P P P P Sony Financial Holdings Inc
124 % % , % 45, % ,158 45, , , , , ,819, ,539, ,196,830 3,023, ,190 28, ,253 99, , , , , ,317 98, , , , , , , ,076 33, ,498 46, , , , ,136 13, , , ,096 41, , ,252 22, ,969 3, , , ,679 1, , , ,810, % 4,286, % 122 Sony Financial Holdings Inc. 2010
125 % % ,614, % 4,012, % ,111 21, ,592,376 3,985, ,539 5, , , , , ,530 16, ,032 16, ,883 12, ,252 5, ,560 2, , , , , ,653 9, ,670, ,095, , , , , ,865 5, , , ,478 9, ,847 91, ,847 91, , , , , , , , , , , ,810, % 4,286, % SFH P P P P Sony Financial Holdings Inc
126 , , , , , , ,368 1, , , ,803 70, ,033 54, ,732 4, ,632 10, , , ,115 15, , , , ,117 6, ,779 1, ,351 3, , Sony Financial Holdings Inc. 2010
127 , , , , ,090 64, ,111 7, ,898 34, , , ,172 1, ,370 2, , , ,706 2, , , ,777 20, ,157 10, , , ,932 2, ,664 6, , ,928 96, ,983 14, ,898 2, ,226 6, ,836 2, ,995 2, ,409 80,099 SFH P P P P Sony Financial Holdings Inc
128 , , , , , , , ,188 70, ,087 22, ,317 1, ,404 24, ,783 46, Sony Financial Holdings Inc. 2010
129 ,000 70, , , ,000 70, , , , ,865 5, , , , ,865 5, ,078 8, ,400 1, ,400 1, ,478 9, ,464 53, ,400 8, ,783 46, ,383 37, ,847 91, ,542 62, ,000 7, ,783 46, ,783 39, , , , , , ,000 7, ,783 46, ,783 39, , ,329 SFH P P P P Sony Financial Holdings Inc
130 ,739 4, ,723 11, ,723 11, ,015 15, ,475 1, ,475 1, ,263 2, ,723 11, ,723 11, ,539 13, , , , ,000 7, ,783 46, ,723 11, ,940 50, , , Sony Financial Holdings Inc. 2010
131 % , , , , ,295 7, , ,241 1, ,630 10, ,349 4, ,591 5, ,111 21,424 SFH P P P P Sony Financial Holdings Inc
132 ,373,573 3,750, ,129,779 3,419, , , , , ,084 81, ,584 32, ,499 72, ,499 72, ,546,884 3,937, ,278,505 3,573, , , ,491 48, ,592,376 3,985, ,323,997 3,622, , , ,416,915 3,801, , , ,491 48, ,592,376 3,985, Sony Financial Holdings Inc. 2010
133 % 100.0% % % , , , ,147, ,146, , , , , ,732 24, % 3.0% SFH P P P P Sony Financial Holdings Inc
134 , , , , , , , , , , , , , , , , , ,324 12,727 1,402 12,727 14,989 2, ,099 3,653 20,446 3,653 9,637 5, , , ,457 41, , , ,880 8, , , ,343 10, ,908 3, ,227 1, ,104 5, ,886 3, ,217 3, , , Sony Financial Holdings Inc. 2010
135 ,523 37,204 1,606 38, ,860 2, , ,217 19,119 19, ,760 3, , ,090 63,039 1,816 64, ,111 5, ,836 7, ,380 1, , ,086 8, , ,126 7,267 7, ,169 4,831 4, ,934 8, ,393 12, ,898 30, , , , ,838 2, ,694 SFH P P P P Sony Financial Holdings Inc
136 % , ,520 1, % 4, ,635 2, % , , , , ,736 1,517 3,598 12, ,818 1,823 5,003 13, ,449 1,836 5,128 13, % 23,230 2,334 6,650 16, % % ,547 46, ,001 11, ,380 38, ,928 96, Sony Financial Holdings Inc. 2010
137 A ,005 64, ,137 29, , , ,115 15, , ,914 11, , ,157 10, , , B ,776 18,591 AB ,228 83, , , , , C ,180 3,009 ABC ,409 80, A 11, A 8, ,871 4,318 5,711 SFH P P P P Sony Financial Holdings Inc
138 a ,399,011 1,425,713 26,702 28,991 2, ,675,529 1,699,732 24,202 56,286 32, ,546,918 1,573,911 26,993 51,624 24, ,950 58,371 1,421 4,510 3, ,210 60,569 3, , ,210 60,569 3, , ,450 6, ,074,540 3,125,446 50,905 85,277 34, ,904,503 2,958,363 53,860 80,615 26, ,950 58,371 1,421 4,510 3, , ,831 3, , , ,831 3, , ,450 6, ,275,629 2,255,176 20,453 10,572 31, ,126,543 1,166,944 40,401 42,252 1, ,061,593 1,090,012 28,418 29,677 1, ,723 62,183 10,459 10, ,084 8, ,084 8, ,140 6,738 1,597 1, ,402,172 3,422,120 19,947 52,824 32, ,295,318 3,295, ,323 32, ,723 62,183 10,459 10, ,989 57,843 7,853 7, ,989 57,843 7,853 7, ,140 6,738 1,597 1, ,289 2, Sony Financial Holdings Inc. 2010
139 b ,047 15, ,721 24, ,977 23, ,769 40,731 c. ba ,399,011 1,425,713 26,702 28,991 2, ,047 6, ,700,251 1,719,894 19,643 56,761 37, ,546,918 1,573,911 26,993 51,624 24, ,954 58,376 1,421 4,510 3, ,950 61,275 3, , ,210 60,569 3, , ,427 26,331 5, , ,105,310 3,151,656 46,346 85,752 39, ,904,503 2,958,363 53,860 80,615 26, ,954 61,376 1,421 4,510 3, , ,585 3, , , ,831 3, , ,787 3, ,427 26,331 5, , SFH P P P P Sony Financial Holdings Inc
140 ,275,629 2,255,176 20,453 10,572 31, ,847 15, ,151,426 1,188,138 36,711 42,946 6, ,061,593 1,090,012 28,418 29,677 1, ,766 62,225 10,459 10, ,970 8, ,084 8, ,095 27,090 2,005 2,292 4, ,442,904 3,459,162 16,258 53,519 37, ,295,318 3,295, ,323 32, ,066 72,525 10,459 10, ,422 64,189 7,766 7, ,989 57,843 7,853 7, ,433 6, ,095 27,090 2,005 2,292 4, , , , , ,020 4, , Sony Financial Holdings Inc. 2010
141 , ,554 8,306 17,478 9, , ,039 2,514 2, SFH P P P P Sony Financial Holdings Inc
142 SPEs CDO Alt-A CMBS RMBS CB ,272 77, ,302 73, Sony Financial Holdings Inc. 2010
143 a ,399,011 1,425,713 26,702 28,991 2, ,675,529 1,699,732 24,202 56,286 32, ,546,918 1,573,911 26,993 51,624 24, ,950 58,371 1,421 4,510 3, ,210 60,569 3, , ,210 60,569 3, , ,450 6, ,074,540 3,125,446 50,905 85,277 34, ,904,503 2,958,363 53,860 80,615 26, ,950 58,371 1,421 4,510 3, , ,831 3, , , ,831 3, , ,450 6, ,275,629 2,255,176 20,453 10,572 31, ,126,543 1,166,944 40,401 42,252 1, ,061,593 1,090,012 28,418 29,677 1, ,723 62,183 10,459 10, ,084 8, ,084 8, ,140 6,738 1,597 1, ,402,172 3,422,120 19,947 52,824 32, ,295,318 3,295, ,323 32, ,723 62,183 10,459 10, ,989 57,843 7,853 7, ,989 57,843 7,853 7, ,140 6,738 1,597 1, ,289 2, SFH P P P P Sony Financial Holdings Inc
144 , ,630 10, , ,797 2, ,904 49,832 7, ,009,572 1,978,546 31, ,009,572 1,978,546 31, ,336 1,016,588 42, , ,831 29, ,242 51,198 10, ,805 4, ,134 6,732 1, , ,356 1, , ,180 1, ,481 10, ,278 3, b ,047 15, ,721 24, ,977 23, ,769 40, Sony Financial Holdings Inc. 2010
145 c. ba ,399,011 1,425,713 26,702 28,991 2, ,047 6, ,700,251 1,719,894 19,643 56,761 37, ,546,918 1,573,911 26,993 51,624 24, ,954 58,376 1,421 4,510 3, ,950 61,275 3, , ,210 60,569 3, , ,427 26,331 5, , ,105,310 3,151,656 46,346 85,752 39, ,904,503 2,958,363 53,860 80,615 26, ,954 61,376 1,421 4,510 3, , ,585 3, , , ,831 3, , ,787 3, ,427 26,331 5, , ,275,629 2,255,176 20,453 10,572 31, ,847 15, ,151,426 1,188,138 36,711 42,946 6, ,061,593 1,090,012 28,418 29,677 1, ,766 62,225 10,459 10, ,970 8, ,084 8, ,095 27,090 2,005 2,292 4, ,442,904 3,459,162 16,258 53,519 37, ,295,318 3,295, ,323 32, ,066 72,525 10,459 10, ,422 64,189 7,766 7, ,989 57,843 7,853 7, ,433 6, ,095 27,090 2,005 2,292 4, SFH P P P P Sony Financial Holdings Inc
146 , , , , ,020 4, , , ,554 8,306 17,478 9, , ,039 2,514 2, Sony Financial Holdings Inc. 2010
147 4. SFH P P P P Sony Financial Holdings Inc
148 ,007,828 31,152,672 32,434,587 33,537,084 34,598, ,908,802 30,038,118 31,237,078 32,229,100 33,164, , , , , , , , ,241 1,019,424 1,127, ,400 72,633 73,307 73,499 72, , , , , , , , , , , ,401,226 3,437,215 3,808,542 3,888,906 4,056, ,361,271 3,396,867 3,744,680 3,834,610 4,017, ,864 32,590 57,908 39,100 31, ,090 7,757 5,953 15,196 7, ,791 65,541 63,475 61,693 68, ,543 14,479 13,358 13,443 16, , , , , , , , , , , ,438 78,722 87,493 98, , , , , , , , , , , , ,561 8,184 69, ,777 20, ,040 87,328 94,367 93,928 96, ,359 14,895 39,290 32,409 80, ,616 7,494 18,514 33,783 46, ,564 24,366 23,571 38,005 64, ,000 65,000 65,000 70,000 70,000 65,000 65,000 65,000 70,000 70, ,103,241 3,445,970 3,659,786 3,810,929 4,286, , , , , , ,739,264 3,088,888 3,375,090 3,592,376 3,985, ,918 96, , , , ,132,216 2,217,902 2,388,932 2,819,638 3,539, ,547.0% 1,852.0% 1,747.9% 2,060.5% 2,637.3% ,250 5,253 5,372 5,599 5, Sony Financial Holdings Inc. 2010
149 3 31 % % % % ,657, % 32,229, % 4,954, % 33,164, % , , , , ,019, ,127, , , % % , % 3,834, % 3,834, , , , , , % % , % 4,017, % 4,017, , , , , , % % , % 563, % , , , % 573, % , % 133, % % % , % 67, % , , , % 68, % , % 16, % SFH P P P P Sony Financial Holdings Inc
150 ,677,273 30,037,466 3,870,831 30,842, ,591 2,832, ,988 2,895, , ,771 17, , ,292 3,138, ,323 3,009, ,429 13,402 1,374 12, ,979 2,445, ,161 2,601, ,734 11,052 5,406 10, , , , , ,706 59,386 1,678 56, ,691 2,641, ,133 3,214, , ,289 5,043 97, ,045 2,700, ,294 2,402, ,262 1,093,035 55,085 1,032, , ,891 26, , , ,352 22, , , ,680 33, , ,581 2,181,437 64,247 2,217, , , , ,516 18, , , ,822 4, , , ,294 17, , ,707 2,609 4,394 3, ,091 94,414 33, , ,769 38, ,708 34, ,399 1,504 23,203 2, , ,414, ,014 1,464, , ,659 6,629 15,543 6, , , ,779 7,921, ,914 8,004, ,565 1,096, ,819 1,068, , ,543 42, , , , , , , ,292 45, , ,766 1,095, ,111 1,253, ,766 1,095, ,111 1,253, ,657,604 32,229,100 4,954,761 33,164, ,450 93,092 21, , , ,525 28, , ,717 42,941 5,255 45, , ,559 55, , , , , , ,670 86, ,460 82, ,700, ,414 2,430, , ,926,357 1,019,424 2,670,846 1,127, ,774 5,927 29,312 5, ,450 67, ,982 67, ,224 73, ,294 72, Sony Financial Holdings Inc. 2010
151 ,310 3,517, ,559 3,732, , ,186 47, , , , , ,808 55, , ,434 86,595 46, , , , , ,313 30, , , ,455 2,539 47, , ,890 5, , ,978 52,662 8,237 68, ,603 66, , , ,738 3,030 95, , ,967 8, , , ,684 4, , , , , ,678 11, , ,915 1, ,204 38,725 12,291 50, , , ,629 1,536 12,646 1, , ,613 67, ,442 39, , ,654 51, , , ,339 31, , ,396 20,857 3,923 9, ,149 88,758 21,037 79, ,675 19,723 6,733 18, , , , , , , , , ,766 3,834, ,712 4,017, ,114 15,755 4,297 20, ,258 23,345 2,199 11, ,372 39,100 6,496 31, ,262 2, ,216 15,196 3,188 4, ,216 15,196 11,450 7, Sony Financial Holdings Inc SFH P P P P
152 ,133,595 31,911, ,709 74, ,019,308 1,127, ,152,904 33,038, ,304,381 7,957, ,250 3, ,307,632 7,960, , , , , ,095,504 1,253, , , ,341,161 1,514, ,681 38, ,706 38, ,902 45, ,499 72, , , ,088 16, ,107 16, ,088 16, ,088 16, ,112 7, ,112 7, Sony Financial Holdings Inc. 2010
153 ,392,838 31,237,078 4,657,604 32,229, ,766 3,834, ,712 4,017, ,573 49,569 17,076 48, , ,021 21, , ,640 2, ,284 41,492 3,393 27, ,771 49,075 7,216 51, ,463 89,346 28,416 90, , , ,140 1,819, ,857 2,035, , ,966 45, , , ,363 7, , ,657,604 32,229,100 4,954,761 33,164,100 % % 3.2% 6.4% 2.9% , , , ,999 % % 17.3% 12.2% 5.7% , ,268 51, , ,372 39,100 6,496 31, , , , , , ,776 9,866 1,953 11, , , , , , ,559 55, ,661 % % 10.9% 8.8% 6.3% ,624 28,291 4,481 18,102 % % 47.5% 20.3% 36.0% SFH P P P P Sony Financial Holdings Inc
154 ,161, ,241 2,926,357 1,019, ,216 15,196 11,450 7, , , , , , ,446 61, , ,521 1,073 5,696 1, , ,432 1,294 11,956 1, , , , , ,828 40, ,768 56, ,381 39, ,899 42, , , , ,926,357 1,019,424 2,670,846 1,127,481 % % 8.8% 8.7% 10.6% ,077 82, , ,056 % % 31.5% ,386 73, ,224 73, ,383 1, ,185 1, ,034 2,913 20,005 3, , ,224 73, ,294 72,348 % % 0.3% 1.3% 1.6% , ,930 1,150 % % % % 2.80% 2.00% 2.50% % 2.70% 2.50% % 2.60% 152 Sony Financial Holdings Inc. 2010
155 % 1 11, , , ,726 39, , , , % % 2.9% ,279 6, ,919 6, % 12.5% % % SFH P P P P Sony Financial Holdings Inc
156 % % 7.47% % ,506 10, % % 13.9% 154 Sony Financial Holdings Inc. 2010
157 GDP4 66.0% % % % 1.2% % 0.047% 8, , , , ,129 3, % % % % 2, % 1, %1, % % SFH P P P P Sony Financial Holdings Inc
158 % % , % 116, % , , ,559, ,188, ,384, ,032, , , , , , , , , , , , , , , , , , , , , ,535, % 3,912, % , , ,055 58, , , , , , , ,936 21, ,516 39, ,485 43, ,030 3, , ,773 7, ,773 7, ,113 1, ,439 7, ,491 10, , , ,062 12, Sony Financial Holdings Inc. 2010
159 % 0.08% % 2.54% ,581 84, , , ,153,056 2,800, ,872,822 2,632, ,796 53, , , , , ,148 78, ,356,741 3,630, , , ,803 70, , , ,115 15, , , , ,639 % SFH P P P P Sony Financial Holdings Inc
160 ,157 10, , , ,932 2, ,664 6, ,564 20, ,033 54, ,228 51, , ,242 1, ,732 4, ,632 10, ,803 70, ,321 4, ,409 10, , ,115 15, ,725 7, , ,157 10, Sony Financial Holdings Inc. 2010
161 , , , % % ,138, % 2,955, % , , , , , , , , , , , , , , , , ,559, % 3,188, % ,120 44, , ,126 1,557,030 2,138, ,687 3,307 1,028 13,430 19, ,382 66,445 36,191 16,492 27,629 15, , ,974 50, ,024 19,503 22,604 6,810 11,830 45, , ,853 18,350 19,530 1,139 4,213 41,623 93, ,152 3,073 5,671 7,617 3,882 21, ,879 8, ,504 95, , , ,755 1,675,984 2,559, ,457 12,438 85, , ,490 2,655,835 3,188, , , ,419 2,506,883 2,955, ,648 4,401 13,702 19, ,997 10,058 10,427 7,306 21,726 57, ,525 72, ,544 4,404 4,063 10,196 6,115 47,961 75, ,068 3,113 1,116 1,712 41,904 49, ,291 4,063 9,079 4,403 6,056 25, ,738 8, ,457 12,438 85, , ,490 2,655,835 3,188, SFH P P P P Sony Financial Holdings Inc
162 % % 2.07% % % % % , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , % 72, % 160 Sony Financial Holdings Inc. 2010
163 , , , , ,170 14, , , % , ,076 % , ,892 47,498 11, , , ,651 2, ,190 82,793 12, % % ,076 33,076 % ,498 2, ,891 46,839 14, ,179 1, , ,793 2,642 1,299 3,213 80,923 15, % , ,686 76,767 13, SFH P P P P Sony Financial Holdings Inc
164 ,754 79, ,330 3, ,423 76, % % , % % , , , , , , , , , , , % 75, % % % % % , % 13, % 7, % % , , , , , , , , , , , % 103, % 21, % % 162 Sony Financial Holdings Inc. 2010
165 % % % % , % % 7, % % , , , , , , , , , , % 49, % 25, % % % % , % 12, % , , , , , % 21, % % % 2.22% SFH P P P P Sony Financial Holdings Inc
166 A , , , , ,653 9, ,491 48, % 100% ,679 33,040 85% 100% ,899 1, , , , , ,797 47, B ,571 47,792 R1 R8 2 R2 R3 R7 2 R4 R ,595 19,199 R ,008 7,094 R ,241 11,395 R ,689 18,932 R ,375 1,292 R ,243 8,023 A /B1/ ,060.5% 2,637.3% ,441 42, ,109 42, ,114 37, ,701 40, ,026 3,188 a ,022 3,165 b A ,326 5, B ,059 5,838 A BA 164 Sony Financial Holdings Inc. 2010
167 , , , , ,591 6,404, ,988 6,622, , ,557 42, , ,706 62,517 1,678 58, ,533 6,603, ,616 6,822, , ,525 28, , % % , % 21, % , , , , , , , , , , , , , , , , , % 373, % SFH P P P P Sony Financial Holdings Inc
168 ,854 6, ,865 1, ,727 93, ,712 8, ,344 26, ,298 3, ,212 62, ,401 73, ,302 67, Sony Financial Holdings Inc. 2010
169 3. 4. SFH P P P P Sony Financial Holdings Inc
170 ,112 2, ,237 1, ,362 4,517* ,336 4, * , Sony Financial Holdings Inc. 2010
171 SFH P P P P Sony Financial Holdings Inc
172 SONY Sony ASSURANCE Financial Holdings % % , % 3, % ,819 3, , , , ,502 29, ,870 25, ,797 12, , ,040 5, , , , , , , , ,018 1, ,384 9, ,169 2, , , , % 98, % 11, Sony Financial Holdings Inc. 2010
173 % % , % 75, % 9, ,729 17, ,791 58, , , ,847 2, ,839 3, , , , , , , , ,000 20, , , , ,147 24, ,147 24, , , , , , , , % 98, % 11,642 SFH P P P P Sony Financial Holdings Inc
174 ,882 68,174 6, ,137 67,468 6, ,106 67,440 6, ,704 65,609 5, ,211 49,185 4, ,952 34,573 4, ,632 4, ,063 1, ,482 1, ,079 7, ,308 16,389 1, ,178 2, , , , , ,617 1,702 3, ,556 1,604 3, Sony Financial Holdings Inc. 2010
175 ,000 20, ,000 20, ,000 20, ,000 20, ,000 20, ,000 20, ,591 26, ,556 1, ,556 1, ,147 24, ,591 26, ,556 1, ,556 1, ,147 24, ,408 13, ,556 1, ,556 1, ,852 15,456 SFH P P P P Sony Financial Holdings Inc
176 ,385 13, ,556 1, ,706 1, ,678 15, Sony Financial Holdings Inc. 2010
177 ,617 1,702 3, ,482 1, ,079 7, , , ,392 1, ,497 10, ,529 10, ,590 26,309 11, ,338 19,546 8, ,251 6,763 2, ,278 4,220 2, ,078 1, ,427 8,191 3, ,792 3, ,757 5, ,859 8,652 2,792 SFH P P P P Sony Financial Holdings Inc
178 ,875 16, ,729 17, ,731 18, ,539 38, ,223 1, ,791 58, Sony Financial Holdings Inc. 2010
179 , , ,012 9,527 34, ,223 1, ,304 10, , ,204 1, , ,555 10,712 38, ,333 1, ,220 11, , % 100.0% SFH P P P P Sony Financial Holdings Inc
180 ,252 5, ,154 13, ,063 1, ,004 21, , , Sony Financial Holdings Inc. 2010
181 ,106 42, ,594 43, ,571 1, ,181 2, ,776 45, ,151 12, ,151 12, ,514 4, ,514 4, ,666 16, % , ,040 SFH P P P P Sony Financial Holdings Inc
182 ,502 9,887 2, ,948 19, , ,586 7, , ,137 37,408 1,538 5, ,936 51, ,534 52, ,526 3, ,926 3, ,460 56, ,063 9, ,063 9, ,565 2, ,144 5, ,710 7, ,773 17, Sony Financial Holdings Inc. 2010
183 ,278 50,467 55,001 61,106 67, % 11.5% 9.0% 11.1% 10.4% ,108 1,610 2,277 1,665 1, % 26.9% 18.9% ,703 51,020 55,649 61,882 68, % 11.6% 9.1% 11.2% 10.2% ,044 2,817 2,178 2, % 22.7% 17.8% ,598 2,185 1,556 1, % 171.2% % 53.6% 53.5% 55.0% 57.2% % 26.3% 26.7% 26.7% 26.1% % 48.2% 30.9% 18.2% 0.6% % 0.86% 0.99% 1.06% 0.93% % 0.96% 1.02% 0.89% 0.94% ,067 51,155 56,237 64,309 73, ,785 36,104 42,711 50,791 58, ,000 20,000 20,000 20,000 20, ,709 13,320 15,385 13,678 15, ,103 67,468 78,645 86,698 98, % 19.7% 19.6% 15.8% 15.7% % 1,009.7% 1,073.9% 993.0% 1,018.5% SFH P P P P Sony Financial Holdings Inc
184 % % % % % 38.6% % 26.6% , , , , , % 11.4% 67, % 10.2% % % % % % % % 15.7% % 32.9% , , , , , % 11.1% 67, % 10.4% % % % % % 69.4% 0 0.0% 75.9% , , , , , % 55.0% 34, % 57.2% Sony Financial Holdings Inc. 2010
185 ,323 17, ,259 16, ,063 1, % 26.1% ,137 67, ,211 49, ,259 16, ,665 1, ,050 1, ,665 1, % 341.3% 271.8% 75.9% 152.5% 76.6% , , % 26.7% 81.7% 57.2% 26.1% 83.3% % SFH P P P P Sony Financial Holdings Inc
186 % % , % 3, % , , , , , % 98, % 184 Sony Financial Holdings Inc. 2010
187 % % % % % 0.94% * * * * % % % % , , , % % % 2.22% % 2.22% % 2.22% SFH P P P P Sony Financial Holdings Inc
188 A ,195 27, ,852 15, ,500 11, %100% x85%100% B R1 R2 2 R3 R4 2 R5 R ,872 5,388 R ,097 4,599 R R R R R C A /B 1/ % 1,018.5% B A C % 100 1/2 186 Sony Financial Holdings Inc. 2010
189 200% SFH P P P P Sony Financial Holdings Inc
190 SONY BANK ,164 51, ,909 55, ,163 3, ,220 11, , , , , ,355 5, ,129 15, ,668 3, ,665 3, ,106 1, ,411,029 1,611, Sony Financial Holdings Inc. 2010
191 ,325,320 1,509, ,000 10, ,000 2, ,699 31, ,365,596 1,553, ,000 31, ,000 21, ,754 5, ,754 57, , ,633 1, , ,432 57, ,411,029 1,611,506 SFH P P P P Sony Financial Holdings Inc
192 ,378 30, ,045 23, ,293 11, ,452 10, , ,180 1, ,035 5, ,449 28, ,394 10, ,501 8, , ,902 2, ,107 2, ,768 12, , , , ,125 1, ,196 1, Sony Financial Holdings Inc. 2010
193 ,000 31, , , ,000 31, ,000 21, , , ,000 21, ,951 4, ,196 1, ,196 1, ,754 5, ,951 56, , ,196 1, ,803 1, ,754 57,882 SFH P P P P Sony Financial Holdings Inc
194 ,055 9, , , , ,529 1, ,633 1, ,584 11, , , , ,366 45, , ,196 1, , ,065 12, ,432 57, Sony Financial Holdings Inc. 2010
195 , , ,045 23, ,394 10, , ,034 1, , , , , ,659 5, ,671 1, ,021 23, ,524 11, ,390 7, ,668 83, ,663 83, , , ,227 45, , , , ,748 1, ,416 43, , , , ,246 39, ,917 12, ,164 51,501 SFH P P P P Sony Financial Holdings Inc
196 ,705 51, ,705 51, ,909 55, ,163 3, , , , , , ,305 7, , , ,000 3, , , , , , , ,096 8, ,355 5, ,355 5, ,095 15, ,140 3, ,831 1, ,099 9, , , ,324 2, ,321 2, ,106 1, ,411,956 1,612, Sony Financial Holdings Inc. 2010
197 ,326,360 1,510, , , , , , , ,000 10, ,000 2, ,000 2, ,773 30, ,788 5, ,328 11, ,392 11, , ,365,692 1,553, ,000 31, ,000 21, ,000 21, ,586 7, ,586 7, ,586 7, ,586 59, , ,633 1, , ,264 58, ,411,956 1,612,186 SFH P P P P Sony Financial Holdings Inc
198 ,361 30, ,044 23, ,293 11, ,452 10, , ,171 1, ,973 1, ,035 5, ,938 4, ,947 27, ,397 10, ,503 8, , ,857 2, ,780 2, ,107 2, ,634 2, , ,309 11, , , , ,124 1, , Sony Financial Holdings Inc. 2010
199 ,000 31, , , ,000 31, ,000 21, , , ,000 21, ,000 21, , , ,000 21, ,296 5, , , ,586 7, ,296 5, , , ,586 7, ,296 57, , , ,289 1, ,586 59,232 SFH P P P P Sony Financial Holdings Inc
200 ,055 9, , , , ,529 1, ,633 1, ,584 11, , , , ,712 46, , , , ,551 12, ,264 58, Sony Financial Holdings Inc. 2010
201 , , , , , , , ,647 9,429 3,608 13, ,093 7,337 22,044 17,118 6,667 23, ,368 7,415 15,397 7,688 3,059 10, , ,200 1, ,074 1,096 2, ,017 1, , ,857 2, , ,762 6,690 3,927 2,010 4,146 2, ,095 9, ,006 5, ,702 1,405 5,107 2, , ,183 7,704 10,887 6,218 8,766 14, % 2.70% 0.80% 0.51% 2.54% 1.02% SFH P P P P Sony Financial Holdings Inc
202 % % ,132,451 15, % 1,199,962 17, % ,537 9, ,454 11, ,951 4, ,129 5, ,696 1, , , , , , ,096,313 8, ,167,561 7, ,025,596 7, ,067,370 5, , , , , , , , % % 56, , ,735 7, % 344,696 6, % ,541 5, ,908 5, , , , , ,770 7, ,570 3, ,764 7, ,555 3, % % ,360,968 22, % 1,466,184 23, % ,014 9, ,070 11, ,493 10, ,038 10, ,992 2, , , , , , ,300,864 15, ,397,657 10, ,286,361 14, ,375,926 8, , , , , , , , Sony Financial Holdings Inc. 2010
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208 ,651 32,300 1, , ,837 1,135 1, ,564 6, Sony Financial Holdings Inc. 2010
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