最終報告書HP.PDF

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13 HUD

14 10 Building Society

15 % % 57% 23% CP Centralized Mortgage LendersCML ,710 Mortgage Equity WithdrawMEW Independent Financial AdvisorIFA % 1.5 Council of Mortgage LendersCML 10 Financial Services Authority: FSA 11

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18 10 Real Estate Settlement Procedure ActRESPA Regulation X Good Faith EstimateGFE HUD1/HUD-1A Settlement Statement Truth In Lending ActTILARegulation Truth in Lending Disclosure Statement 14

19 MIRAS FSAFinancial Service Agency IDDInitial Disclosure Document KFIKey Facts Illustration 15

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21 17 1) 2) 1) 2) 3) 4)3)

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