CORPORATE PROFILE 2013 2013
3 Contents 01 04 05 06 06 No.1 16 CSR 18 6 19 26 27 08 09 28 10 11 12 13 29 6 30 32 33
3,500 AMEX 35
OPEN SAMURAI BLUE
30.com 201212 E UC 2 3,500.com 35 ASEAN ANNUAL REPORT 2013 01
ASEAN 21 ASEAN10 2012 6 20134 ASEAN ITASEAN WEB No. 1 Coiney 02 ANNUAL REPORT 2013
No. 1No. 1 No. 1 No. 13 29 3039 4049 50 71.8% 28.2% 50.6% 49.4% 42.5% 57.5% 51.8% 48.2% 48.7% 51.3% 0% 20% 40% 60% 80% 100% 2013 31302014330 ANNUAL REPORT 2013 03
2 3,500 2010 2006.com 2,000 2002 1997 AmericanExpress 4 1992 1,000 1982 2012 2001 E 04 ANNUAL REPORT 2013
2013 3 WEB 33830% 2,482 7 1,36263 35,470 4.2% 2013 3 2013 3 % 1,904 95.8 241 89.1 144 98.4 61 120.5 173 110.3 89 115.5 98 320.6 9 135 104.6 21 101.9 2,456 100.1 423 132.7 12 0 2,444 100.2 423 132.8 20133 % 338 130.0 251 128.1 2,482 (7) 1,362 (63) 100.3 104.7 38,071 103.8 35,470 104.2 2,600 97.4 2012 12 1,0538.8% 2,444 0.2% 24.6% 53237.9% 327246.6% 35 ANNUAL REPORT 2013 05
No.1 No.1 WEBWEB20133 54217% WEB HD PARCO MUJI Card LABI ANA JMBPonta Visa 06 ANNUAL REPORT 2013
PARCO5% 2013 O2O aucard SoftBank J:COMMUNITY Card J:COM WOWOW WOWOW SEIBU PRINCE CLUB MileagePlus Tokyo Metro To Me CARD JAF JAF UC JAPAN ANNUAL REPORT 2013 07
2783412% 56% 20118NEO MONEY 20134Visa Visa Visa Coiney20134 Coiney 5.7% NEO MONEY 24.0% 12.1% 278.7 56.0% Visa 2.2% Coiney UFJ& 2011 08 ANNUAL REPORT 2013
20133856 23%WEB 47536% 20.com 650050,0005002012 TVCM.com 2013.com 3,500 WEB 900 800 700 600 20109 20114 2012 850 500 400 300 200710 UC 200 100 0 200610.com 2006 2007 2008 2009 2010 2011 2012 ANNUAL REPORT 2013 09
35 2,000 OA LED 2013 1,200 1,000 800 968 1,053 1,200 600 400 1,20014% 200 0 2011 2012 2013 350 2,500 2,000 1,500 1,686 1,973 2,150 3 1,000 500 2013 252,1509% 0 2011 2012 2013 10 ANNUAL REPORT 2013
35 20124 35PLUS10 20133 1,535 20131 201335NO. 154012% 240 ASEAN 20126 20134 20133econtext ASIA Ltd. EC ANNUAL REPORT 2013 11
2013630 CS & AMEX T&E WEB 12 ANNUAL REPORT 2013
151 1 3 43 ANNUAL REPORT 2013 13
13 3 25 1 15 1 0 3 3 2013 3 495 375 120 14 8 8 1 39 39 4 1. 2. 20133154 21 97 1 J-SOX 14 ANNUAL REPORT 2013
2 IR IR IT IRURL corporate.saisoncard.co.jp ANNUAL REPORT 2013 15
CSR CSR CSR CSR 3 CSR 20065 CSR 3 16 ANNual RepORT 2013
36 20 201229,000 akagishizenen.jp 2013 SAMURAI BLUE J.LEAGUE PHOTOS 2013 2013.2.6 100POINT 200POINT 200POINT 100POINT 200POINT WFP NPOWFP 200POINT AWARE ANNUAL REPORT 2013 17
6 3331341331 3311 2013 2012 2011 2010 2009 2008 1 244,405 244,009 285,712 306,855 327,089 345,586 187,170 192,184 235,758 246,305 268,658 265,493 14,922 19,958 22,577 24,377 23,882 22,901 42,312 31,865 27,377 36,173 34,548 57,191 53,214 38,590 33,762 39,106 30,953 58,111 32,770 9,453 12,829 18,680 55,513 26,755 331 394,868 355,727 347,915 341,405 320,595 418,661 2,141,802 2,155,906 2,231,246 2,374,129 2,407,064 2,450,637 2 1,359,856 1,409,802 1,657,832 1,776,827 1,893,017 1,854,056 1 178.45 51.48 69.86 102.48 308.25 148.78 2,131.58 1,920.65 1,879.98 1,845.82 1,766.95 2,147.04 % ROE 8.8 2.7 3.8 5.7 7.1 ROA 1.5 0.4 0.6 0.8 1.1 18.3 16.4 15.5 14.3 13.2 15.8 3311 1 204,121 210,207 239,657 257,924 270,900 277,741 149,844 153,505 194,194 205,042 220,708 223,815 16,882 18,809 19,977 22,221 21,530 20,322 37,394 37,893 25,484 30,661 28,661 33,603 41,529 41,001 28,706 33,787 32,223 36,557 24,147 5,613 7,596 16,137 44,972 24,578 331 349,202 322,502 320,303 319,712 304,230 361,519 2,051,908 2,059,435 2,097,773 2,200,459 2,220,791 2,066,513 2 1,334,302 1,364,960 1,571,610 1,645,206 1,748,245 1,554,629 % ROE 7.2 1.8 2.4 5.2 6.9 ROA 1.2 0.3 0.4 0.7 1.2 17.0 15.7 15.3 14.5 13.7 17.5 3 3,547,050 3,402,494 3,953,411 3,844,670 3,891,076 3,758,545 260,089 266,904 371,403 604,347 765,385 836,623 32,949 34,596 36,514 43,768 326,170 279,970 4 2,166,062 2,112,431 1,362,275 1,310,419 1,347,260 1,269,578 105,356 96,852 92,709 100,893 100,272 88,273 115,297 92,837 73,375 85,637 107,532 103,302 23,868 20,482 22,894 23,380 22,475 22,278 6,250,675 6,026,599 5,912,587 6,013,118 6,560,174 6,358,572 1. 2. 3. 4. 5. 18 ANNUAL REPORT 2013
20133. 78% 4.2%35,470 23.0%856.com. 1 2012 2 0.2%2,4445 WEB 16.9%2,675 8.8% 1,053 17.0%1,973 2013 2012 23,130 30,672 24.6 14,235 20,736 31.4 2 2 9.6 5,729 6,974 17.9 3,162 2,958 6.9 164,040 161,512 1.6 17,263 13,580 27.1 7,908 11,719 32.5 42,354 40,686 4.1 52,441 49,197 6.6 187,170 192,184 2.6 % 331 ANNUAL REPORT 2013 19
3 24.6%23130 4.7%2,02093 32.8% 42312 4 58.6%11042 41.1%139 5 98.8%153 99.1% 555. 1 130. 1 4.2% 1,9048310.9%24192 28.2%251 0.3% 2,482 4.8%1,362 4.2% 35,470 0.7%2,603 16.9%2,675 2013 2012 % 2013 2012 190,483 198,874 4.2 24,192 27,161 10.9 14,434 14,669 1.6 6,147 5,099 20.5 17,327 15,715 10.3 8,985 7,781 15.5 9,807 3,059 220.6 954 10,173 13,597 12,999 4.6 2,103 2,064 1.9 245,649 245,317 0.1 42,382 31,933 32.7 (1,244) (1,308) 70 67 244,405 244,009 0.2 42,312 31,865 32.8 % 331 20 ANNUAL REPORT 2013
4 WEB 2011 8 NEO MONEY 23.0%856 WEB36.1%475 20.com.com 2 WEB 20126 20133 econtext ASIA Ltd. EC 20134Visa Visa Visa Coiney20134 ANNUAL REPORT 2013 21
20134 JPN 2 20133 6.0%48,754 LED 8.8%1,0531.6%144 34 20.5%6147 3 35 10.3%173 2715.5%8985 17.0%1,973 2009335 35S 0.4%1,764 2.8%482 6,0421,6701,500 2012435 35 10 9 1 35PLUS 20131 3.0%708 4 220.6% 987954 5 4.6%135971.9% 213 45 40348. 1 22 ANNUAL REPORT 2013
CP 2013331 300 4113,598 74.0% 19.2% CP1.1% 5.7% 113 811,23137 26814 17818 669 601,61236 41688 21230 R&I ACPa-1 60.3% 4 2 254457456 3 141421,4182 5324517,469 33 49946 391403,948 68283 47 7577225611 389 6615334 3 % 100 500,000 25 4.0 19.2 75 1.1 5.7 400,000 394,868 20 18.3 3.5 300,000 15 3.0 50 25 74.0 200,000 100,000 10 5 2.5 2.0 2.18 2.02 0 2009 2010 2011 2012 2013 0 2009 2010 2011 2012 2013 0 1.5 2009 2010 2011 2012 2013 CP 331 331 3 331 ANNUAL REPORT 2013 23
. 3 54.0%5544 31.8% 649103 200.5%185.2% 2013 2012 % 1,738,637 1,786,198 2.7 3 55,404 120,422 54.0 20,359 72,943 72.1 64,910 95,172 31.8 3 3.2% 6.7% 3 185.2% 200.5% 3 2.0% 2.7% 331 2013 2012 % 97,430 123,594 21.2 17,364 35,693 51.3 31,842 61,857 48.5 82,952 97,430 14.9 2 2 9.6 331 11,968 2011311 4,075. 1 2 3 4 24 ANNUAL REPORT 2013
5 6 7 8 9.20143 20143 2,510435513 3202,073 370420242 ANNUAL REPORT 2013 25
201332013331201232012331 2013 2012 57,524 60,085 1,291,731 1,379,146 219,571 218,389 645 629 13,846 16,616 79,902 183,784 9,303 10,315 1,339 1,251 10,120 12,467 5,561 6,310 19,717 21,092 64,910 95,172 1,644,355 1,814,916 23,793 25,584 30,965 26,486 4,222 4,968 260 150 5,595 5,946 64,837 63,136 970 970 13,589 18,041 328 95 99,407 79,831 114,296 98,938 109,358 84,365 11,207 10,237 5,223 5,966 137,956 68,445 76,174 3,662 4,077 18,042 2,257 317,811 178,563 496,945 340,638 500 350 500 350 2,141,802 2,155,906 2013 2012 256,283 240,949 212,960 234,190 1 118,937 192,124 1 30,225 10,225 15,000 32,000 1 35,714 41,079 1,941 1,973 7,744 9,465 2,083 1,984 146 153 9,290 13,246 175 182 6,278 5,840 39,112 41,298 735,893 824,713 230,437 210,662 673,874 619,722 8,548 44,872 2,217 2,953 74 92 4,209 4,067 19 16 71,532 70,661 9,744 11,573 853 830 4 329 9,523 9,683 1,011,040 975,465 1,746,933 1,800,178 75,929 75,929 84,838 84,838 217,882 189,535 6,118 6,116 372,531 344,186 20,391 10,044 1,496 1,535 18,894 8,508 0 0 3,442 3,032 394,868 355,727 2,141,802 2,155,906 26 ANNUAL REPORT 2013
201332012412013331201232011412012331 2013 2012 189,136 197,494 14,409 14,645 17,208 15,445 37,009 49,814 27,286 46,847 9,723 2,966 76,573 76,603 62,984 63,613 13,589 12,990 338 466 244,405 244,009 187,170 192,184 14,922 19,958 202,093 212,143 42,312 31,865 11,042 6,962 139 237 53,214 38,590 2013 2012 153 0 173 7,140 433 5,492 17 153 13,256 185 265 33 47 3 569 170 147 0 59,795 210 1,658 15 14 555 62,561 52,812 10,714 13,868 12,966 5,763 33,487 19,632 20,521 33,180 9,806 410 353 32,770 9,453 201332012412013331201232011412012331 2013 2012 33,180 9,806 8,127 2,010 39 72 2,220 1,478 10,387 3,561 43,567 13,367 43,155 13,015 411 352 ANNUAL REPORT 2013 27
201332012412013331201232011412012331 2012331 75,929 84,838 189,535 6,116 344,186 10,044 1,535 8,508 0 3,032 355,727 5,511 5,511 5,511 32,770 32,770 32,770 2 2 2 1,088 1,088 1,088 10,347 39 10,386 409 10,795 28,347 2 28,345 10,347 39 10,386 409 39,140 2013331 75,929 84,838 217,882 6,118 372,531 20,391 1,496 18,894 0 3,442 394,868 2013 2012 52,812 10,714 13,041 14,327 324 376 141 131 5,492 210 59,795 25 13,934 31,376 2,179 871 4,781 5,785 10,360 211 59 1,330 1,390 14,155 18,793 7,344 3,795 25 39 147 172 7,140 173 569 33 47 682 794 38,966 47,103 1,182 1,505 3,705 9,390 6,973 941 1,464 3,978 15,334 69,883 1,054 1,829 77 660 103,732 46,973 2,238 1,836 14,470 18,993 15,728 4,205 75,772 25,611 2013 2012 500 3,924 22 423 2,048 18,360 135,794 17,818 26,814 35,030 166 109 240 165 18 840 1,168 701 11,381 123,137 21,230 13,839 17,000 78,000 173,989 138,770 193,024 157,519 49,708 9,949 10,225 45,225-10,000 41,688 18,217 1,974 1,635 10 0 2 2 5,511 5,511 12 7 66,960 161,236 25 38 2,544 12,526 60,000 72,526 57,456 60,000 28 ANNUAL REPORT 2013
6 3331341331 2013 2012 2011 2010 2009 2008 1,646,613 1,561,470 1,584,025 1,677,424 1,757,702 1,667,074 404,794 497,614 513,316 522,706 462,667 398,923 17,900 19,166 20,886 20,968 20,866 185,914 57,207 49,151 38,389 30,443 24,532 45,041 329,686 429,296 454,040 471,294 417,269 167,967 500 350 431 328 421 515 2,051,908 2,059,435 2,097,773 2,200,459 2,220,791 2,066,513 710,456 788,279 738,871 756,657 877,361 731,598 992,249 948,653 1,038,598 1,124,089 1,039,199 973,395 1,702,706 1,736,932 1,777,470 1,880,747 1,916,561 1,704,993 336,762 318,128 318,028 316,189 302,308 351,841 75,929 75,929 75,929 75,929 75,929 75,684 84,386 84,386 84,387 84,387 81,227 80,985 182,279 163,644 163,541 161,462 150,736 200,753 5,833 5,831 5,829 5,590 5,584 5,581 12,439 4,373 2,275 3,523 1,921 9,678 13,936 5,909 3,883 5,050 2,879 10,059 1,496 1,535 1,608 1,527 957 381 349,202 322,502 320,303 319,712 304,230 361,519 2,051,908 2,059,435 2,097,773 2,200,459 2,220,791 2,066,513 2013 2012 2011 2010 2009 2008 204,121 210,207 239,657 257,924 270,900 277,741 37,394 37,893 25,484 30,661 28,661 33,603 41,529 41,001 28,706 33,787 32,223 36,557 41,416 16,133 15,073 31,270 22,955 35,135 12,390 12,225 7,171 10,580 12,142 21,809 4,879 33,972 306 4,552 9,875 11,252 24,147 5,613 7,596 16,137 44,972 24,578 ANNUAL REPORT 2013 29
1951 5 1968 6 1976 3 1980 8 1982 8 CD 1983 3 1985 5 1988 7 VisaMasterCard 1989 10 1991 1 1992 4 1995 6 JCBJCB 1997 10 2000 8 Net 2001 3 225 11 2002 2 GE 2003 1 SAISON CARD EXPRESS 8 044 mydoplus 9 Super Value Plus 2004 2 10ResonaCardS 4 9 8 2005 4 Ubiquitous 1999 9 30 ANNUAL REPORT 2013
2005 10 12 2006 1 UC 3 6 7LABI 7 10 074ALL-S 1011.com 075Heart One 2007 3 10YM 67 18% 10 084 SAISONUC UC 2008 6 9 2009 3 35 4 2010 3 & 114 4 6 AMERICAN EXPRESS 9 2011 7 NEO MONEY 8 11 2012 4 35PLUS 6 8 O2O 2013 1 4 Visa Coiney 10 Ubiquitous ANNUAL REPORT 2013 31
20137 Vietnam Saison Consulting Company Limited 170-6073 3-1-1 6052F 060-0005 6-2-2 3F 980-0021 3-1-24 7F 330-0802 1-114-1 ORE3F 16 SMARK cocoon 273-0005 7-11-5 KDX2F TOKYO-BAY 112-0013 2-10-2NS2F 220-0004 2-10-39 53F 450-0003 1-16-28 NOF4F 542-0081 1-12-11 4F 730-0051 2-8-5 5F 812-0011 2-19-27 9F No. 909. 9F, No. 409 459 Landmark East Nanjing Rd. Shanhai, China Vietnam Saison Consulting Company Limited 12th Floor, CDC Building, 25 Le Dai Hanh, Hai Ba Trung, Hanoi, Vietnam 32 ANNUAL REPORT 2013
2 JPN JPNJPN No. 1 VIP CONCERT HALL THE PRIME uraku AOYAMA SAISON UC80 1 Bulas HULFT e e 2013331 CO.,LTD. 195151 170-6073 3-1-1 6052F TEL 0339882111 www.saisoncard.co.jp 75929 3,6891,938 331 8253 300,000 185,444 ANNUAL REPORT 2013 33
クレディセゾン 会 社 概 要 2013