2014.11.12 E-mail kubonenkin@company.email.ne.jp 2014 2004 2014 36.8 E 2043 26.0 13 G 2072 14.7 7.4 2004 50 10 1980 2003 2014 20 70 50 10 30 70 1
2014 6 2004 2014 2014 6 3 26 1 2004 2009 2009 2004 2004 2023 26 1 20 2024 A H C E G H 1 http://www.mhlw.go.jp/stf/seisakunitsuite/bunya/nenkin/nenkin/zaisei-kensyo/index.html 2
A 1.8 2.0 4.3 2.3 3.4 5.4 1.1 B 1.6 1.8 3.9 2.1 3.3 5.1 1.2 C 1.4 1.6 3.4 1.8 3.2 4.8 1.4 D 1.2 1.4 3.0 1.6 3.1 4.5 1.5 E 1.0 1.2 2.5 1.3 3.0 4.2 1.7 F 1.0 1.2 2.5 1.3 2.8 4.0 1.5 G 0.7 0.9 1.9 1.0 2.2 3.1 1.2 H 0.5 0.6 1.3 0.7 1.7 2.3 1.0 A 50.9 2044 B 50.9 2043 C 51.0 2043 54.4 2038 47.3 2047 53.0 2040 49.0 2046 51.1 2043 50.8 2043 D 50.8 2043 E 50.6 2043 54.2 2038 46.8 2047 52.6 2040 48.4 2046 50.7 2042 50.2 2044 F 45.7 2050 G 42.0 2058 47.4 2049 35.0 2072 44.7 2051 38.9 2065 41.9 2058 39.5 2072 H 35 37 2055 50 2051 50 50 50 3
2004 2004 2009 2004 2009 2014 E G 2004 2009 2014 2004 2009 2014 E G 1.0 1.0 1.0 1.0 1.2 0.9 2.1 1.8 1.1 0.8 3.2 3.1 1.1 1.3 1.36 1.39 1.36 1.10 2050 2050 77.64 80.95 84.62 89.22 2000 2050 50.2 2023 45.3 2033 2.5 2.1 1.5 1.1 4.1 3.9 1.6 1.8 1.26 1.26 1.26 1.06 2055 2055 78.53 83.67 85.49 90.34 2005 2055 50.1 2038 43.1 2048 2.5 1.9 1.3 1.0 4.2 3.1 1.7 1.2 1.39 1.35 1.39 1.12 2060 2060 79.55 84.19 86.30 90.93 2010 2060 50.6 2043 2100 2105 2110 35.0 2072 50 50 2014 2010 2009 50 2014 E 50 10 2014 2004 4
2014 2014 2014 E G E G 2014 2020 2030 2036 2043 2050 2072 34.8 35.3 40.8 44.1 48.2 52.7 69.8 9.0 8.7 10.0 10.8 11.8 12.9 17.1 E () 12.8 12.3 13.0 12.9 12.5 13.7 18.2 21.8 20.9 23.1 23.7 24.4 26.6 35.3 62.7 59.3 56.5 53.8 50.6 50.6 50.6 25.9 24.5 24.5 24.5 24.5 24.5 24.5 36.8 34.8 31.9 29.3 26.0 26.0 26.0 34.8 35.2 39.1 41.4 44.4 47.6 59.1 G () 9.0 8.6 8.6 8.4 9.0 9.6 12.0 12.8 12.3 12.4 12.0 11.2 10.6 8.7 21.8 20.9 21.0 20.4 20.2 20.2 20.7 62.7 59.4 53.8 49.2 45.6 42.5 35.0 25.9 24.5 22.1 20.3 20.3 20.3 20.3 36.8 34.9 31.8 28.9 25.3 22.2 14.7 E 50% E 2014 36.8 2043 26.010 2020 2014 25.9 2020 24.5 1.4 G 2014 25.9 2036 20.3 5.6 2014 36.82072 14.7 5
2004 100 1 50 2009 50(2038) 31(2019) 2009 36.8 2038 26.8 2 2014 34.8 2014 3 E G 2014 2020 2030 2036 2043 2050 2072 E () 9.0 8.5 8.5 8.5 8.5 8.5 8.5 12.8 12.1 11.1 10.2 9.1 9.1 9.1 21.8 20.6 19.7 18.7 17.6 17.6 17.6 G () 9.0 8.5 7.7 7.1 7.1 7.1 7.1 12.8 12.1 11.1 10.1 8.8 7.7 5.1 21.8 20.6 18.7 17.1 15.9 14.8 12.2 2014 34.8 12.8 6.4 E 2043 4.6 G 2072 2.6 2 21 http://www.mhlw.go.jp/stf/shingi/2r9852000001kr28.html 3 6
50 2000 4 2004 50 2004 2004 2004 2004 10 2015 4 2004 2014 10 15 4 7 7
5 6 10 2004 2009 2014 7 5 http://www.mhlw.go.jp/stf/shingi2/0000061265.html 1 6 8 7 13 8
E G 2014 4 5 8 2014 Basic pension 8 2014 7 1 AOW ANW WAO 15 65 2 65 2020 66 2025 67 18 65 WAO/WIA Wajong 15 65 1,104.95 70.87 762.88 50.61 25.12 5 1 1,395.13 91.11 18.25 2014 AOW17.90 ANW0.6 2010 4 9 8 http://www.nensoken.or.jp/pension/pdf/holland2012.pdf SVB AOW pension https://www.svb.nl/int/en/aow/ 9 IMF Pension Sector Issues Technical Note Netherlands (2011 6 ) Table5 DNB www.imf.org/external/pubs/ft/scr/2011/cr11209.pdf 9
10 50 70 90 100 80 70 11 2002 2005 45 50 65 22.5 45 70 45 31.5 45 70 2010 36.8 12 15 65 50 20 60 40 8 50 66 67 Adequacy SustainabilityIntegrity 13 2014 14 15 2014 1978 10 356 http://www.waseda.jp/sanken/publication/sankei/file/21_8.pdf 11 5 77 CBS http://www.jil.go.jp/institute/siryo/2009/documents/050_05.pdf 12 43 13 Mercer 2014 3 14 26 8 http://dl.ndl.go.jp/view/download/digidepo_8729625_po_076301.pdf?contentno=1 15 16 10
2014 10 10 2014 16 2.5% 2.5% 2013 4 18% 1992 17 16 17 16 11
2.5% 1980 18 2011 19 1980 2017 4 11 11 20 35 7 10 21 65 60 2018 2020 66 2026 2028 67 2044 2046 68 2014-15 148.35 2.5% 153 5,885 16 18 15 19 16 4 20 8 9 2014 Pensions Act 2014 impact assessments: May 2014 https://www.gov.uk/government/publications/pensions-act-2014-impact-assessments-may-2014 21 24 5 12
2003 guaranteed minimum amount 22 23 40% 3 1 24 2014-15 113.10 148.35 75% 25 1985 22 13 23 24 17 25 22 13
2004 2004 65 65 65 10 2014 2014 34.8 30 50 20 70 50 70 14
70 50 10 40 8 2014 6.4 12.8 2010 21 26 65 18.74 70 14.96 70 40 8 1,436.16 65 40 6.4 1,439.23 27 65 70 2014 50 10 70 20 70 50 70 14.96 28 10 3 50 1 5 2014 15,250 2004 2017 16.900 2004 26 21 http://www.mhlw.go.jp/toukei/saikin/hw/life/21th/ 27 65 23.80 70 19.43 28 2025 15
29 30 50 10 70 2014 40 20 60 45 20 65 30 65 60 65 65 60 40 40 60 31 C E G 2 4 12 12 () 40 (20 60 ) 65 18.74 6.4 18.4 3.0 (1.5 ) 45 (20 65 ) 65 18.74 7.2 20.7 3.0 (1.5 ) 50 (20 70 ) 70 14.96 10 28.7 3.0 (1.5 ) 2014 34.8 60 65 29 30 31 50 70 10 16
C E G 60 65 45 C E 15 2042 G 12 2053 65 70 70 E 85.4 C 72.6 70 13 13 32 32 http://www.mhlw.go.jp/shingi/2003/12/dl/s1224-3a5.pdf 17
60 33 2 34 2004 2014 1985 33 23 34 20 60 18
35 36 35 9 36 http://www.mof.go.jp/tax_policy/summary/income/073.htm 19
37 38 2014 70 33,280 44,690 77,970 65 70 50 2004 50. 19 37 http://www.mhlw.go.jp/stf/seisakunitsuite/bunya/hukushi_kaigo/seikatsuhogo/seikatuhogo/ 38 http://www.mhlw.go.jp/file/06-seisakujouhou-12000000-shakaiengokyoku-shakai/kijun.pdf 20
26 2014 10 15 21 IMF Pension Sector Issues Technical Note Netherlands (2011 6 ) Pensions Act 2014 impact assessments: May 2014 21 26 8 21