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Appendix A 3 3 1) CARVM 2) RBC 3) mutual fund GMDB VAGLB 4 16
5 )D) 6 X MCTE 7 Working Reserve GMWB VAGLB 8 Accumulated Deficiency )D) Accumulated Deficiency )D) 17
18 9 10 Accumulated Deficiency )B)4)
19 11 1 )D) 1 12 MCTE
13 a. Working Reserve b. RBC c. d. e. 20
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22 14 V)D)1) IX)A)1)IX)A)2)
15 16 23
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C-3 Phase II Methodology for Reserves (6 ) AG33 CARVM RBC proposal NAIC (Keel Method ) 25
(6 ) 90 MCTE( ) MCTE MCTE CTE (65 MCTE CTE ) New Business 26
(6 ) VARWG - ; - (EIAs ) - RBC - ( ) Appendix A (6 ) 27
RBC GPAF Fund Morningstar classes Index Fund S&P 500 (6 ) 28
CSV VARWG ( ) (GMIB, GMWB ) CSV VARWG Account Value (Account Value ) VARWG (6 ) 29
30 Appendix A XIV VARWG