4
1 1999 1995 6876 3.22.4 26.320 1.61.2 2040 1718 3524 1916 3%7 5048 4.83.5 4041 0.3n.a. 94% (95.6%) 2.2% (1.3%) 3% (3%) 1995 239.3305.8 2,1361,842 824.83671.8 n.a. ) Statistics on payment systems in the Group of Ten countries Figure for 1999 2 5
6
4 3 2000 5 Miller,R., and D. VanHoose, Modern Money and Banking, 3rd ed. New York McGraw-Hill International, 1993 7
6 7 2000 12 8
( 14 3 19 ) 8 Vol.5 (2003 ) 9 4 350 14 170 10 HSBC paydirect HSBC IT 11 http://www.ebank.co.jp/ 9
12 http://www.nttdocomo.co.jp/p_s/service/felica/ 13 EDI 137 1997 10
14 154155 2004 1358 44 1993 15 206 1995 16 203 151 1989 1984 11
17 18 12
19 9 1985 20 25 1986 21 1361 117 1993 22 263 1990 23 24 1984 ( 59 )2 14 1066 36 106 2 13
25 X 558 D O A U B A B 1 X X A X D A A X A A Y X Y 1460 11 1996 8425 1455 11 1996 1452 4 1996 123 2000 26 () 171 2001 14
27 137 28 725 1996 15
29 16
30 31 ( ) 32 () NTT NPONTT 2003 80 R2003 33 183 1975 I101 1990 34 17
II 28 2003 35 57 91 2001 1992 10 56 1011 1988 12 5 84 2003 () 164 54 35 100 105 1194 2001 36 206 2002 37 211 38 1686 2003 39 I IV No.1692,1693,1694,1695 (2004 ) 7 18
40 79 2003 41 3637 100 42 () 43 80 19
123 6 2002 811 44 1 229 2000 378 1952 45 45411 20
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