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1 2016 5

2 API ISO20022: FinTech ISO ISO FinTech FinTech

3 IC ATM E BIS Payment, clearing and settlements systems in Japan

4 , , ,120 SWIFT 260 8, RTGS CHATS ,279 6,346, :30 21:00 8:30 15: RTGS = SWIFT SWIFT1 2,500

5 STP ERP ISO20022 ISO20022ISO20022 remittance information ISO20022 SWIFT ISO20022 ISO ISO

6 API TPP PSP PSD2 PSR PSD 2 Visa ID ID 8 SWIFT - The Global Adoption of Real-Time Retail Payments Systems (RT-RPS) 9 SWIFT Guidelines for the next generation of Real-Time Retail Payments Systems (RT-RPS) 10

7 API API API API ISO20022 ISO20022 ISO20022 ISO20022 NZ PNZ ISO20022 ISO DHL Fedex DHL Fedex 3.3. ISO20022: ISO20022 SWIFT gpii ERI=extended remittance information ISO20022 ERI gpii ID 13 STP 11 PNZ Re-mastering Payments Messaging: A Study of New Zealand s strategic opportunity to adopt the ISO payments messaging standard ISO20022 ISO gpii swift.com/gpii 13 SWIFT Canada Payments Association CPAAdoption of ISO for Payments and Extended Remittance Information in Canada ERI ISO20022

8 8 SEPA CHIPS Common Global Implementation CGI Initiative ISO20022 SWIFT SWIFT for Corporates SCORE ISO20022 SCORE CGI CHIPS ISO FinTech FinTech , FinTech D T SWIFT 15 FinTech FinTech FinTech MAS NRF 2015 MAS 2 2,500 MAS RTGS SWIFT Market Infrastructure Resiliency Service MIRS RTGS 3 SWIFT RTGS 2 CHAPS Fintech and the evoling landscape: landing points for the industry FinTech 15 SWIFT SWIFT 16

9 ASEAN 4.3. ISO20022 ISO20022 ISO ISO ISO EDI B2B EDI FinTech 4 1 FinTech FinTech 18 FinTech HP

10 API ISO APAC ASEAN FinTech 5.4. ISO20022 ISO20022 ISO20022 ISO20022 SWIFT BIC IBAN

11 FinTech FinTech API FinTech FinTech SWIFT yuji.takei@swift.com SWIFT Micheal Moon michael.moon@swift.com

12 SWIFT SWIFT SWIFT ,000 SWIFT SWIFT SWIFT LinkedIn SWIFT May 2016 SWIFT 2016

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中田真佐男 323‐352/323‐352 IT FinTech Finance Technology e SNS (AI) (2013) (2015) ATM IC EMV VISA MasterJCB VISA Master (Union Pay) VISA Master JCB J-Debit J-Debit VISA IC Alipay QR POS nanaco WAON EdyJR Suica PASMO au Master au

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