モバイルプリペイド決済の実現モデルの調査研究

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1

2 ECOM

3 2005 Gift

4 G-Book i

5 Gift Gift Gift Gift Gift Gift ii

6 Suica dy Korea Pass Card iii

7 Gift Edy K-Cash iv

8

9

10 3

11 2 2.1 ( ) ( ) ( ) ( ) ( ) 4

12 Suica Suica Suica Suica Suica Suica Suica Suica 500 Suica FeliCa 0.1 Suica

13 500 FeliCa S.M.A.P e S.M.A.P.(Sapporo Multi Access Port) e- S.M.A.P. 6

14 SPICA KANSAI KANSAI 2003 KANSAI FeliCa 2,000 1 KANSAI () () () KANSAI

15 10,000 50, , Edy Edy FeliCa ( AII W Edy ) My Sony Card Edy 8

16 Edy Edy Edy Edy 50,000 e ISO14443 TypeB 5,

17

18 Edy

19 Edy

20

21 PolyEthylene Telephthalate 0.76mm 14

22 ECOM 14 15

23 3 7,800 5,800 60% Web 1 (Java ) 16

24 (1) (2) Bluetooth (3) 2 (4) (5) 17

25 (6) UIM Mzone IEEE802.11b 11Mbps 1 Bit Stand 18

26 NeoMobile Windows PocketPC IEEE802.11b VoIP 2002 PocketPC WindowsCE.NET IEEE Bluetooth M50SC M50SC VoIP 19

27 CDMA2000 1xEV-DO CDMA2000 IMT CDMA2000 1xEV-DO Evolution-Data Only CDMA Mbps 600kbps Qualcomm High Data Rate CDMAOne/CDMA2000 1x Bluetooth (Infrared Data Association) 2 (Infrared Financial Messaging) Version 1.0 V ms Bluetooth

28 Bluetooth Sony Ericsson, Nokia (Personal Area Network) Bluetooth Suica N504i FOMA N

29 France Telecom France Telecom 22

30 Ink Ink 50 70um 10 1mm Ink 4,

31 (1) (2) FOMA IMT-2000 (User Identity Module) (Kei-Credit) (3) i- 24

32 (4) (5) VISA International WindowsCE3.0 Stinger z100 sendo z100 Web 2002 Windows Smartphone 25

33 microjblendi JBlend 1,000 Java 2,000 JBlend Mobile Information Device Profile microjblend-ver2.0 JBlend Connected, Limited Device Configuration Mobile Information Device Profile JBlend J-Phone The Real-time Operating system Nucleus 1984 T-Engine T-Engine M32R µt-engine Board SuperH T-Engine Board TRON

34 Qualcomm Binary Runtime for Wireless Linux Microsoft Windows Powered Smartphone Wake on Ring Wake On LAN musea Web Auto Web Recorder Wake On Ring AICON Wake-Up IMT ,295 2,

35 6 SH251i 1 Sandy Technology N504is 8 SH251i DoCoMo Location Platform

36 DoCoMo 504i , c-mode i G-Book G-Book Data Communication Module G-Book

37 x ( packet access) IP-VPN G-Book 144kbps E-Tower CA G-Book G-Book E CA Will G-Book i

38 (Mobile Passport) Ingentix GmbH&Co.Ltd 5 ( ) Global Platform 5 Global Platform

39 KeiCredit Credit

40 (1) (2) (3) (4) 50,000 33

41 58,000 8, (1) (2) 24 (3) (4) 34

42 (5) (6) (1) (2) 35

43 (3) (1) (2) (3) Suica 1 (4) (1) (2) 36

44 (1) (2) (3)

45 1 38

46 39

47 e-japan

48

49 (1) 42

50 5-1 (2) (3) (4) 43

51 (5) (6) 1 (7) 44

52 5.4 Gift Gift Gift

53 ( ) 5-3 Gift Gift Gift (1) 46

54 (2) (3) (4) 47

55 (5) 500 5,000 (6) 1 (7) ,000 Max 48

56 (1) Suica 49

57 (3) 1,000 1,200 1,000 1,000 50

58 Gift Gift 51

59 Gift 52

60 6 6.1 Gift Gift Gift (1) (2) 1 53

61 (3) (4)

62 Gift 55

63

64 1 1.1 Suica 1 "Suica " (1) Suica Super Urban Intelligent CArd Suica Suica Suica 2 (2) Suica Suica Suica Suica Suica ( ) 56

65 Suica Suica 1.2 dy (1) Edy Edy 1 11 (2) Edy Edy FeliCa Edy Edy Edy Edy

66 Edy 1-1 Edy (3) Edy Edy 1 ( ) elio (4) Edy Edy Edy Edy EC So-netGazooSonyStyle bitway e

67 Edy Edy (5) Edy Edy Edy 1.3 (1) (2)

68 2 4 (3) (4)

69 (1) ,773 (2) 4 (3) Organization for Road System Enhancement 61

70 (1) 34 (2) (3) 16 TOLL-GATE 62

71 (4) % 20% (5) (1) K-Cash 63

72 (2) *SEED *SEED algorithm K-Cash K-Cash 21 K-Cash 64

73 2-1K-Cash (3) ISO7816 ISO14443 (4) K-Cash 65

74 2.3 Korea Pass Card (1) ,100 3 (2) Korea Pass Card (1) 66

75 (2) ATM

76

77 (3) a) Express Payment e-commerce Payment Gateway b) Mobile e-commerce a) b) 69

78 c) 1 d) (4)

79 (1) Smart Communication Inc. ( MasterCard SMART Money MasterCard Electronic SMART s Mobile Banking Service SMART Money MasterCard Electronic SMART Money MasterCard Electronic ,

80 SMART Money MasterCard Electronic 2,900 MasterCard ( ) MasterCard 2 5 MasterCard MasterCard SMART 1. M-Commerce 2. P2P

81 e.g. A 5 ex GS AND

82

83 ETC ETC

84 500 amazon.co.jp etc AB 3.6 etc e.g

85 ,000 BtoB BtoB e.g.

86 ECOM 2 URL

87 i e.g. e.g

88

89 ,

90 Bluetooth

91

92 / 1,000 / 84

93 85 2 5, ,000 5,850

94 500 i-mode 86

95 VPC IrDA CD LAN POS POS H EC

96 POS IrDA IC Value LAN 100 PC 88

97

98 89

99 TEL TEL

Gift型モバイルプリペイド決済ビジネスモデルの研究報告書

Gift型モバイルプリペイド決済ビジネスモデルの研究報告書 Gift Gift Gift Gift 2 1 3 Gift 2 Gift 2 7 2 Gift 1....1 2....3 2.1...3 2.1.1 Kei-Credit...3 2.1.2...4 2.1.3 LaQua...6 2.1.4 Moog...7 2.1.5 DoCommerce...8 2.1.6...8 2.1.7...9 2.1.8...11 2.2...11 3....

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