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Sumitomo Trust and Banking 138 1

Q 21 2

2,5 2, 1,5 1, 1,611 1,962 2,154 2,168 2,411 1,2 1, 8 6 4 968 1, 1,38 823 5 2 79 17 18 19 2 21 17 18 19 2 21 Q Sumitomo Trust and Banking 138 3

Q Q 4

5 5 Q 12 Tier 8% ROE 7% 9% ROE 8%~1% 2, 2,2 8 1, Sumitomo Trust and Banking 138 5

Q 1 2 16 17 17 21.7 25 2 1 12 8 12 12 1 15 1 4 17 2.6 2. 18 19 27.4 34.6 2 21 5 Q 6

Q Sumitomo Trust and Banking 138 7

CSR 8

12 Sumitomo Trust and Banking 138 9

2 1

N N Sumitomo Trust and Banking 138 11 2 5 96 355-3211 6 8 72 992-6111

21 12

Sumitomo Trust and Banking 138 13

ISO141 TOPICS 14

96 TOPICS Sumitomo Trust and Banking 138 15

2 21 15, 12, 15, 12, 12 1 8 6 4 5 6 7 8 9 1 11 12 1 2 3 4 5 6 2 21 21 56 9, 9, 6, 6, 4 5 6 7 8 9 1 11 12 1 2 3 4 5 2 21 16

Sumitomo Trust and Banking 138 17

21 21 242 2,411 74 79 1 71 21 19 2A 21B 2,154 2,168 2,411 242 11% 1,71 1,369 296 1,73 78% 1,38 823 79 743 9% ROE 1 11.3% 8.3%.8% 7.6% EPS 2 62.4 49.17 4.74 44.43 9% 1 2 3 19 1,759 1,62 1,159 197 1,218 4 1,345 2 818 2A 21B 1,738 2,1 271 16% 1,574 1,638 63 4% 1,163 846 317 27% 319 858 539 169% 1,319 1,332 13 1% 755 1,213 457 6% 793 731 62 8% 1,39 379 659 63% 93 235 142 152% 699 389 39 44% 19 2A 21B 1 17 17 1 7 27.4% 34.6% 21.7% 176.1% 18

Sumitomo Trust and Banking 138 19 2,5 2, 1,5 1, 5 17 18 19 2 21 1,611 1,482 2,154 1,759 1,962 1,646 2,1 2,411 1,738 2,168 17 18 19 2 21 1,772 1,751 1,764 1,62 1,75 1,625 1,574 1,737 1,638 1,823 17 18 19 2 21 1,166 873 1,619 1,159 1,56 1,114 1,319 846 1,163 1,649 17 18 19 2 21 968 847 1,38 818 1, 884 389 79 699 823 2, 1,5 1, 5 2, 1,5 1, 5 1,2 1, 8 6 4 2

17 18 19 2 21 11.1 9.7 12.9 11.2 12.4 1.9 11.7 12.6 11.3 12.7 17 18 19 2 21 1,842 1,176 1,94 1,164 1,71 1.8 1..9.9.9 17 18 19 2 21 14.8 8.6 18. 1.2 15.9 9. 1.6 16.8 1.7 12.5 11.36 1.9 12.9 11.84 7.23 6.44 6.21 7.63 7.33 17.3 17 18 19 2 21 11.9 15.9 14.6 13.9 14.6 13. 11. 9. 12. 1. % 2, 1,5 1, 5 2. 1.5 1..5 Tier I % 2 15 1 5 15. 12. 9. 6. 2. 15. 1. 5. Tier I 18 18 2 8 Tier Tier Tier

17 18 19 2 21 172 144 296 273 199 171 197 226 275 33 17 18 19 2 21 728 671 962 694 931 721 61 953 599 928 17 18 19 2 21 382 394 394 1,37 398 17 18 19 2 21 213 189 331 285 24 26 275 313 334 396 17 18 19 2 21 177 165 27 226 296 264 48 56 239 269 4 3 2 1 1, 8 4 6 2 1,5 1,2 9 6 3 4 3 2 1 4 3 2 1 Sumitomo Trust and Banking 138 21

IR 27 1 http://www.sumitomotrust.co.jp/ir/company/jp/disk_html/disk_index.html 22

IR IR Q&A IR http://www.sumitomotrust.co.jp/ir/company/individual/index.html Sumitomo Trust and Banking 138 23

2 12 3,892 IR 21 1 7.9 24

Sumitomo Trust and Banking 138 25

14 7 28 2,875 3,717 4,46 5 33 6... 6 622-2121... 6 6315-1151 i-station... 12 134-189 i-station... 12 194-54... 798 66-3122... 6 6633-6331... 6 6633-6337... 6 6632-2121... 72 233-1761 i-station... 12 524-189... 6 6841-111... 6 6873-2121... 72 846-2131... 72 684-1... 72 632-3711... 72 992-6111... 73 431-9391... 742 34-1171... 75 211-7111... 72 757-2361... 78 231-2311... 78 917-2311... 79 289-211... 11 251-2171... 22 224-1144... 86 231-2121... 84 931-111... 82 247-7221... 835 22-23... 89 932-2211... 52 261-1351 52 582-5171... 54 254-6411... 76 261-7171... 92 781-1531... 96 355-3211... 99 227-1131 12 897-117 12 328-682 26

... 3 3286-1111... 3 3286-8111... 3 358-1... 3 3831-3121... 4 7147-511... 3 3984-6611... 3 3354-2111... 42 375-111 i-station... 12 71-528... 3 3463-7121... 45 984-2611... 422 22-3681... 42 548-2311... 42 645-1611... 43 225-6111... 47 478-6111... 48 965-8121... 48 643-6311... 4 2924-6111... 45 311-571... 45 832-1171... 466 27-31... 42 765-1311... 55 226-3... 25 224-2111 8 The Sumitomo Trust Finance H.K. Limited Sumitomo Trust and Banking Luxembourg S.A. Sumitomo Trust and Banking Co. U.S.A. STB Consulting China Co., Ltd. Sumitomo Trust and Banking 138 27

1 2 4 5 6 7 12-176-417 8 1 2 4G THE BANK OF NEW YORK MELLON AS DEPOSITARY BANK FOR DEPOSIT RECEIPT HOLDERS THE CHASE MANHATTAN BANK N.A. LONDON SECS LENDING OMNIBUS ACCOUNT NORTHERN TRUST CO. AVFC SUB A/C AMERICAN CLIENTS 111,546 17,981 85,631 38,847 26,634 24,331 21,984 2,21 6.66 6.44 5.11 2.31 1.59 1.45 1.31 1.2 SSBT OD5 OMNIBUS ACCOUNT CHINA TREATY CLIENTS 19,1 17,778 1.13 1.6 28

1,5 1,25 1, 75 5 25 2, 17,5 15, 12,5 1, 7,5 16 17 18 19 2 21 4 7 1 1 4 7 1 1 4 7 1 1 4 7 1 1 4 7 1 1 4 Sumitomo Trust and Banking 138 29