2.1...3 2.2...3 2.3...4 2.3.1...4 2.3.2...6 2.3.3...9 2.3.4...16 2.4...18 2.4.1...18 2.4.2...22 3.1...27 3.2...28 3.3...32 3.3.1 Public Key Infrastructure Card Consortium...32 3.3.2 BuySmart Web for i-mode...33 3.3.3...34 3.3.4...34 3.3.5...34 3.3.6...35 3.3.7...35 3.3.8...35 3.3.9...36 3.3.10 Check-bitway...36 3.4...37 3.4.1...37 3.4.2 icepay Internet Certification Payment...37 3.4.3...40 3.4.4...41 3.4.5...43 i
3.5...43 3.5.1...43 3.5.2...46 3.6...46 3.6.1...46 3.6.2...47 3.6.3...50 3.6.4...50 3.6.5...51 3.6.6...52 4.1...55 4.2...59 4.3 CHINA UNICOMCDMA...59 4.4...61 4.5...62 5.1...64 5.1.1...64 5.1.2...64 5.1.3...64 5.2...65 5.2.1...65 5.2.2...65 5.2.3...66 5.3...67 5.3.1...67 5.3.2...67 5.3.3...68 5.4...69 5.5...72 5.6...73 5.6.1...73 5.6.2...74 ii
5.6.3...76 5.6.4...78 5.7...79 5.7.1...79 5.7.2...86 5.8...88 5.8.1...88 5.8.2...96 5.8.3...97 5.8.4...103 5.8.5...105 5.9...111 5.9.1...111 5.9.2...128 5.9.3...148 5.9.4...166 5.10...168 5.10.1...168 5.10.2...172 5.10.3...175 6.1...186 6.2...187 6.3...188 1.1....191 1.1.1....191 1.1.2....195 1.2....199 1.2.1....199 1.2.2. or...199 iii
1.2.3....199 1.2.4....204 1.2.5....206 1.2.6....207 1.3....208 1.3.1....208 1.3.2....208 1.3.3....209 2.1....212 2.2....212 2.3....213 2.4....213 2.5....214 2.6....215 2.7....217 3.1....220...221 3.3....223 3.4....224 3.5....224 3.6....225 3.7....225 3.8....226 iv
2-1...11 2-2...12 2-3...14 2-4...15 2-5...21 2-6...25 2-7...26 3-1...33 3-2...37 3-3...40 3-4...41 3-5...42 3-6...45 3-7...53 5-1...63 5-2...65 5-3...66 5-4...67 5-5...68 5-6...68 5-7...72 5-8...75 5-9...76 5-10...77 5-11...78 5-12...86 5-13...87 5-14...89 5-15...89 5-16...91 5-17...92 5-18...94 5-19...94 5-20...98 v
5-21...99 5-22...99 5-23... 100 5-24... 101 5-25... 108 5-26... 149 5-27... 150 5-28... 153 5-29... 176 5-30... 178 5-31... 180 5-32... 180 5-33... 182 5-34... 182 5-35... 183 2-1...4 2-2...5 2-3...5 2-4...6 5-1...69 5-2...70 5-3...71 5-4...71 5-5...73 5-6 ISO14443...74 5-7...75 5-8...81 5-9...82 5-10...84 5-11...88 5-12... 173 5-13 2000 2003... 174 5-14... 176 5-15... 178 vi
1-1... 196 2-1... 216 2-2... 217 2-3... 218 3-1... 223 3-2... 225 1-1... 203 1-2 ISO14443... 209 2-1... 214 3-1... 220 3-2... 221 3-3... 221 3-4... 222 vii
1-3 1
3 2
2 2.1 2005 Electronic Commerce 50 2.2 2-1 3
4 2-1 2.3 2.3.1 2 3,168 2000 73.6 0.6 34.7 9.2 39 2.3 1998 2000 0.6 2.4 19.4 21.8
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3 7,000 1,173 98 6,000 2.3.2.2 2003 7
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(1) i-escrow Japan i-escrowjapan Tradenable Inc. (2) 96.net S96.net (3) -deposit e-deposit 24 365 17
300 2.4 2.4.1 (1) 18
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(2) a) 1999 2001 4 2002 1,000 2002 b) c) 2001 2002 2002 20
(3) a) 1 2-5 21
2.4.2 2001 11 18 2 200 2003 2003 8 250 450 4 21 7 5 K-Cash ISO/IEA14443 K-Cash ISO/IEA14443 (1) ISO/IEA14443 22
2001 3 2,500 2001 1 2001 6 1.0 (2) a) p.211(5) 23
b) ISO/IEA14443 1 10 2002 (3) Co. 24
2-6 a) 1 25
2-7 26
3 3.1 27
28 3.2
29
30
31
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3.3.3 2001 9 10 70 500 3.3.4 2001 10 3.3.5 Web Secure Electronic Transaction Web 34
2001 11 Web 36 e-mail 2,000 11 2002 3.3.6 PayCounter 2001 Ezweb 5 3.3.7 3.3.8 1 35
1 1117 50 3.3.9 3.3.10 Check-bitway Check-bitway 2001 11 @ir Bitway Check-Bitway Check-Bitway WindowsMacintoshPocket PCPalm OS 36
3.4 3.4.1 2001 12 17 5 3-2 3.4.2 icepay Internet Certification Payment icepay Japan Woori Technology icepay 2002 2001 11 1 37
cdmaone icepay EZweb Woori Technology icepay icepay 3 C309H cdmaone C309H C401SA C404S C405SA C406S C407H C409CA C411ST C412SA C413S C451H 2002 3 11 6 icepay Japan icepay Woori Technology icepay icepay 38
Woori Technology icepay Japan 2002 icepay Japan a) 2001 11 2002 b) c) 17 d) e) 10,000 39
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3-4 3.4.4 Web (1) 1 13 23 41
(2) 2001 31 18 358 38 62 DoCoMo D209i 3-5 (3) 100 42
3.4.5 3.5 3.5.1 2001 912 2 C (1) 43
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525 3.6.5 3.6.5.1 503 503 4 3.6.5.2 Information Technology 2001 9 4 1 1 750 51
2 58,000 100 3.6.6 3.6.6.1 2000 5 411 52
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(3) 2001 10 24 2002 2003 54
4 4.1 55
56
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4.4 61
4.5 62
5 5-1 5-1 63
5.1 5.1.1 5.1.2 5.1.3 64
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5-4 5.3 5.3.1 5.3.2 67
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(3) 5.7.2.1 5.8 5.8.1 3 5.8.1.4 5.9 5-11 88
5-14 5-15 5-14 5-15 89
5.8.1.1 (1) JAPAN 90
(3) 1 2 3 (4) 5-16 5-16 91
(5) 5-17 5-17 92
5.8.1.2 (1) (2) 128 (3) 93
5-18 5.8.1.3 5-19 94
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5-21 5.8.3.2 5-22 99
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1 Harex InfoTech 5.8.3.2 CAFI S 5-24 101
102
5.8.4 5.8.4.1 (1) (2) (3) 5.8.4.2 (1) (2) 103
(3) 1 5.8.4.3 (1) 5.8.3 (2) 5.8.4.4 (1) (2) 5.8.4.5 5.8.4.6 104
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5.8.5.4 5.8.5.5 (1) 109
(2) (3) Co. (4) 5.8.5.3(2) (5) 110
5.9 5.9.1 5.9.1.1 (1) User Identity Module 2 nd 2 nd 2 nd 2 nd 2 nd 111
(2) 1 (3) a) 112
b) c) 113
d) (4) 2 nd 1 2 nd 2 nd 114
(5) 24 5.9.1.2 (1) 24 (2) 115
(3) (4) 5.9.1.3 (1) 3 116
2 3 (2) (3) 117
(4) 118
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(3) (4) 24 (5) (6) 120
a) b) 24 5.9.1.5 121
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24 (2) 24 (3) 7 13 16 (4) 2030 123
1/3 100 5.9.1.6 (1) 1 (2) 1 124
1/2 1/2 (3) a) b) c) d) 125
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2 nd 2 nd (2) 2 nd 2 nd 1 (3) 144
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(4) (5) 146
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b) 5.9.3.4 (1) a) b) a) 162
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(2) (3) 5.9.4 Oberthur 2 E- 2 166
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E- 2 Paiement CB Oberthur 100 B0 E- 5.10 5.10.1 5.10.1.1 (1) (2) 168
(3) 5 169
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c) 5.10.1.4 (1) (2) (3) IF 5.10.1.5 (1) 171
(2) (3) (4) 5.10.2 5.10.2.1 5.10.2.2 (1) Credit Authorization Terminal Credit And Finance Information System Credit Center Terminal Simple-CAT 172
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185
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6.2 3 1,000 1,000 1,000 1,000 0.8 0.9 187
20 1 1 1 6.3 188
189
7 190
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TEC VerifoneVISA InternationalViVOtechZiLOG ARTS 192
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198
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1-2 1.3.3. 1.3.3.1.1. 100 13.56 MHz 1/16 847 khz 106 kbit/s 847kbps 1.3.3.1.2. - 10 209
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2002 Global PlatformOpen Platform 3 User Identity Module 2.3. ISO7816 EuropayMasterCard Ver3.1.1 2000 VISA International Circuit Specification MasterCard Ver3.1.1 2000 Open Platform Master VisaCash Mondex 2.4. MasterCardEuropay ISO/IEC 7816 213
2-1 2 ARQCAuthorization Request Cryptogram Authorization Response Cryptogram 2.5. 214
2.5.1.1.1. 2002 VISA 2.5.1.1.2. 2.6. VISA 3 215
2-1 1 216
2.7. 2-2 217
2-3 218
1 219
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3-4 Cash SuperCash FeliCa 100 100 120 232 232 222
3.3. 15 5 62 20 3-1 14 4 5 223
3.4. 2001 3.5. 3.5.1.1.1. 3.5.1.1.2. 120 3.5.1.1.3. 3 3.5.1.1.4. 224
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3.8.1.1.4. 227
229
230
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