2 4 8 UFJ UFJ 3 CS 32 IT ALM UFJ 117 UFJ 153 UFJ

Size: px
Start display at page:

Download "2 4 8 UFJ24 1 14 24 UFJ 3 CS 32 IT 34 37 ALM 57 58 243 59 66 69 9 92 94 117 UFJ 117 UFJ 153 UFJ 29 259 264 215229"

Transcription

1 UFJ 24

2 2 4 8 UFJ UFJ 3 CS 32 IT ALM UFJ 117 UFJ 153 UFJ

3 24UFJ 247 UFJ UFJ UFJ

4 UFJ UFJ UFJ UFJ 13,629 13,715 11,982 1,641 13,623 9,352 7,914 7, ,82 1, ,65 1,672 1, , , , ,374 1, ,484 6,528 5,925 4, ,677 7,1 7,789 7, ,946 1,7 2,52 3,423 3,423 6,3 5,269 3, ,522 21,421 12,266 8, ,794 2,224 6,177 3, ,275 18,346 5,889 9, ,489 15,39 6,997 4, , , , , , ,21 11, , , ,755 UFJ 12,274 6,89 4, UFJ UFJ UFJ 24 3 UFJ UFJ UFJ 11.4% 9.96% 9.24% UFJ 1.69% 1.5% 8.36% UFJ 9.61% 7.54% 12.34% UFJ % % % UFJ UFJ A3 Baa1 & BBB BBB

5 UFJ UFJ 12, 6, 9, 6, 4, 3, 2, 2/3 3/3 4/3 2/3 3/3 4/3 8, 6, 3, 4, 2, 2/3 3/3 4/3-3, -6, -9, -12, 2/3 3/3 4/ /3 3/3 4/3 2/3 3/3 4/ UFJ UFJ UFJ 24 3 UFJ UFJ

6 UFJ UFJ UFJ

7 UFJ UFJ 5 UFJ 2533% %

8 UFJ ATM24UFJ24 6 UFJ WebUFJ UFJUFJ

9 2143 UFJ 247 UFJ 7

10 6 UFJ UFJ UFJ 24 6 () ,

11 UFJ 24 7 UFJ UFJ UFJ UFJ UFJ UFJ 9 UFJ UFJ

12 239UFJUFJ24 ATM ATM ATM24UFJ 248 6UFJACM UFJ UFJ NICOS

13 ATM U F J UFJ 98 15

14 UFJ ATM 2443ATM ICATM ACM ATM

15 25 UFJ24 ATM3 8

16 UFJ 24 3 UFJ UFJ UFJ UFJ , , , 8, 8,4 25 3

17 15, 12,5 1, 7,5 5, 2,5 7,521 13,115-2,5 3/3 4/ , % % /3 3/9 4/3

18 UFJ UFJ 4,195 12,8 25,359 3,732 12,18 21,165 2,742 12,572 2,248 (2,482) (12,289) (2,21) 31 2,264 1,364 3,44 14,836 21,612 41,635 37,79 35,563 (34,793) 3,93 39, ,343 11,198 42, ,381 7,92 38,42 387,463 4,997 24,527 (387,359) (4,984) (24,495) 37, , ,633 5,73 28,59 479, , ,26 (422,153) 41,1 464,127 UFJ UFJ UFJ 16 (1) (2) (3) % (1) (2) [(1)(2)(3)] 1 % (2) [(2)(3)] 1

19 %48.54% 54.11% 81.38% %.26%7.62% () % UFJ UFJ % () UFJ UFJ UFJ

20 UFJ % 3% UFJ UFJ UFJ UFJ UFJ 23 3 UFJ UFJ , UFJ UFJ UFJ

21 24 7 UFJ UFJ 1, 7%UFJ 3% 5% 95% 19 3% 7%

22 UFJ UFJ UFJ 2

23 UFJ UFJ UFJ 21 UFJ

24 (1)(2) (3) (4) UFJ UFJ UFJ UFJ UFJ

25 1A 1B 1C 2 3 I A II 8B 1 8C 3 8D 3 9 III 1A IV 1B I II III IV DCF IIIIV

26 UFJ UFJ UFJ CLO UFJ UFJ UFJ /9 2/3 2/9 3/3 3/9 4/3 3/3 4/3 UFJ CLO

27 UFJ 24 3 UFJ 729 2, % ATM UFJ ,4 1,6 8 3/3 4/ , 6, 3, 3/3 4/3 4,5 3, 3 2 1,5 1 3/3 4/3 ATM /3 4/3

28 UFJ IT ATM UFJ24 UFJ ATM UFJ UFJ 26 UFJ UFJ UFJ UFJ UFJ UFJ 24 8 UFJ UFJ

29 UFJ UFJ UFJ UFJ 1 UFJ.95 UFJ 28, UFJ UFJ UFJ () () UFJ UFJ 24 9 UFJ

30 UFJ UFJ UFJ UFJ UFJ ATMUFJ UFJ UFJ UFJ No.1 UFJ 24 5 UFJ ATM NICOS UFJ UFJ UFJ UFJ 4 UFJ JCB

31 UFJ 24 3 UFJ UFJ 2, UFJ 2, UFJ 25 3 UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ

32 UFJ UFJ UFJ UFJ UFJ 3 UFJ UFJ (1) UFJ (2) UFJ (3) UFJ 3 4

33 UFJ 4 UFJ UFJ 3 31 UFJ UFJ UFJ UFJ

34 CS No.1 UFJ UFJ UFJ 32 CS UFJ UFJ 2312ATM 24 UFJ

35 % % % /3 3/9 3/12 3/3 3/9 3/12 3/3 3/9 3/12 CS UFJ UFJ ATM CS CS ATM 33 ATM ATM ATM UFJ UFJ

36 IT UFJ UFJ UFJ 3 ATM 34 Hub & Spokes

37 UFJ Hub & Spokes Hub & Spokes : FITS21Financial Innovation Terminal System 21 ACM UFJ ATM

38 ATM ATM IT UFJ IT Linux Linux UFJ Linux OS Linux Linux 36 IP IP UFJ IP IP PBX() IP UFJ Broadband Banking UFJ UFJ Broadband Banking UFJ

39 UFJ

40 UFJ UFJ24 UFJ241 UFJ UFJ ACM UFJ UFJ ,6 1 6, ,7 3/3 4/3 UFJ UFJ

41 UFJ 2 9 UFJ ,7 2, 1, , /3 2/3 3/3 4/3 UFJ UFJ UFJ UFJ UFJ UFJ FAX

42 UFJ UFJ JCBVISAMasterCard UFJ UFJ UFJ ATM UFJ UFJ UFJ UFJ UFJ UFJ 2, 3.7 UFJNICOS UFJ UFJ 24 5 ATM UFJ NICOS 4 UFJ 29 PEANUTS United Feature Syndicate, Inc. Funny Face Funny Face 1957, 23 Paramount Pictures. All Rights Reserved. Licensed by Viacom Consumer Products. by Sean Hepburn Ferrer and Luca Dotti. Nippon Shinpan Co., Ltd. Authorized User. UFJ

43 UFJ UFJ UFJ UFJ UFJ ATM UFJ UFJ UFJ UFJ UFJ UFJ UFJ 3 UFJ W UFJ 41 UFJ 21 UFJ

44 UFJ UFJ UFJ UFJ UFJ ATM 23 9 ATM24 24 ACMUFJ UFJ24UFJ24 1 ATM UFJ ATM 24 3 ATM UFJ ATM - ATM 243UFJATM6,ATM1,7 ATM 26, ATMCD 3, ATM ATM ATM

45 ATM UFJ UFJ UFJ UFJ 24 E E Money UFJ 4, 3, 2, 1, 43 2/3 3/3 4/3

46 UFJ UFJ UFJ 44 CLO UFJ UFJ UFJ 3 3 1

47 UFJ UFJ UFJ UFJ 1 UFJ UFJ UFJ UFJ 45

48 UFJ 24 4 UFJ 46 UFJ ,247 UFJ UFJ

49 CLO CLOCollateralized Loan Obligation CLO MBO MBO (Management Buy-Out) LBO (Leveraged Buy- Out) PFI UFJ ,473 CLO CLO UFJ MBO UFJ PFI 47

50 UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ , ,28 UFJ

51 UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ 49 UFJ ERP UFJ

52 UFJ 24 UFJ 5 UFJ UFJ

53 UFJ EU UFJ

54 M&A M&A UFJ M&A M&A 3 UFJ 52 1 UFJ 4, UFJ UFJ

55 UFJ UFJ IPO UFJ UFJ 53 UFJ IR IR ,41 2,

56 54 UFJ UFJ

57 UFJ UFJ () UFJ UFJ UFJ 55

58 UFJ UFJ UFJ UFJ 56 CAPM Capital Asset Pricing Model UFJ UFJ UFJ UFJ UFJ 1..5 UFJ UFJ 7.5 3/3 4/ /3 4/ /3 4/3

59 ALM ALMAsset and Liability Management UFJ ALM UFJ ALM ALM ALM ALM 1 UFJ UFJ Value at Risk Earning at Risk UFJ UFJ UFJ 57

60 58 UFJ UFJ UFJ , , , 2 3 1, , 1, 2 2, 3. UFJ 24 3 UFJ UFJ 23 31, ,543 5, ,65 5, ,832 UFJ UFJ 25 3

61 UFJ 24 3 UFJ UFJ , UFJ UFJ UFJ UFJ UFJ 7, , , ,484 1, , , 8, 4, 18 7, ,522 6, 4, 2, 3/3 4/ /3 4/3

62 8,794 9,452 3,275 5, ,115 4, ,755 8, -5, -1, , 4, 2, 3/3 4/3-15, 3/3 4/3 5, -5, -1, 3/3 4/3 UFJ UFJ 95 2, ,

63 UFJ 6 4 UFJ 2 3, 3/3 4/3 2, 1, 3/3 4/3 UFJ UFJ 525 5,129 UFJ 1,5 1, 5 3/3 4/ , ,96 UFJ UFJ 1, , ,439 UFJ UFJ UFJ UFJ ALMUFJ 538 1, ,

64 UFJ 9 6 UFJ UFJ UFJ UFJ 189 1,641 UFJ /3 4/3 UFJ UFJ ,252 UFJ 1 3,76 4,28 UFJ UFJ M&A UFJ UFJ 1 2 UFJ UFJ /3 4/3-1 3/3 4/ UFJ UFJ22 4 5

65 UFJ UFJ 18 7 UFJ /3 4/3 UFJ UFJ , , UFJ 9, , , ,942 UFJ UFJ 24 3 UFJ UFJ 9, 1 1, UFJ /3 3/9 4/ /3 3/9 4/3

66 , , ,543 1, /3 3/9 4/ UFJ BIS , ,686 Tier1 3, ,752 Tier , , UFJ % UFJ %UFJ % UFJ % /3 3/9 4/3 Tier 1

67 UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ 46,173 42,82 3,363 51,21 45,21 4,596 42,686 35,3 5,71 Tier 1 25,64 22,568 2,174 28,126 24,225 3,236 21,752 17,89 3,61 Tier 2 21,289 2,197 1,233 23,87 21,738 1,399 21,752 17,89 1,54 463, ,687 44,559 45,746 47,336 43,45 461, ,499 41, % 1.5% 7.54% 11.36% 11.9% 1.59% 9.24% 8.36% 12.34% Tier % 5.39% 4.88% 6.24% 5.94% 7.45% 4.7% 4.27% 8.78% UFJ % % % UFJ 24 3 UFJ , ,957 UFJ 1 1,739 UFJ 1,956 UFJ /3 3/9 4/3

68 UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ

69 UFJ UFJ 24 7 UFJ UFJ 67 UFJ UFJ

70 UFJ RACAR: Risk and Cost Adjusted Return ROE: Return on Equity EP: Economic Profit

71

72 UFJ UFJ UFJ VaR UFJ 7 UFJ

73 UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ 71 UFJ UFJ

74 72 UFJ

75 UFJ UFJ UFJ UFJ UFJ UFJ ROE: Return on EquityEP: Economic Profit 73 UFJ UFJ UFJ UFJ UFJ

76 74 UFJ

77 UFJ UFJ UFJ 1A 1B 1C A 8B 1 8C 3 8D 9 1A 1B 4 UFJ UFJ UFJ UFJ 75

78 UFJ RACARRisk and Cost Adjusted Return

79 77 UFJ 7 UFJ

80 UFJ VaR 1 99% VaR VaR ALM EaR EaR 78 UFJ VaR VaR VaR 1 1 1% VaR

81 UFJ VaR UFJ UFJ 5 VaR (1 Day) /4 3/5 3/6 3/7 3/8 3/9 3/1 3/11 3/12 4/1 4/2 4/ VaR 1 VaR 1 UFJ UFJ VaR VaR VaR UFJ UFJ 99% 1 UFJ UFJ 2 79 UFJ 1,81 1,26 1,628 UFJ UFJ 1, ,152 UFJ UFJ

82 VaR VaR VaR VaR VaR VaR % VaR 5 UFJ 23 4/124 3/31 UFJ 23 4/124 3/ VaR 1% VaR UFJ VaR UFJ VaR

83 UFJ UFJ 81

84 BIS UFJ 1998 UFJ UFJ UFJ 82

85 83 UFJ UFJ UFJ UFJ

86 UFJ UFJ UFJ UFJ 84 BIS (BIS = Bank for International Settlements) BIS BIS 23 4 BIS BIS UFJ BIS

87 UFJ UFJ UFJ UFJ UFJ Open & Fair Open & Fair UFJ Open & Fair UFJ UFJ () 85

88 UFJ UFJ UFJ UFJ 86 UFJ UFJ UFJ

89 UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ 87 UFJ UFJ

90 UFJ UFJ UFJ UFJ UFJ

91 89

92 UFJ UFJ UFJ 1983 UFJ , , UFJ UFJ 9 UFJ UFJ 2 6, UFJ

93 UFJ UFJ UNHCR : 16: 15: , UNHCR UNHCR UNHCR UFJ 1961 UFJ UFJ UFJ UFJ ,

94 UFJ UFJ 1997 UFJ 22 7 UFJ 25 UFJ CDM 92 UFJ 12, 8, 4, 22 UFJ UFJ 2/3 3/3 4/3 UFJ

95 UFJ IT UFJ 93 UFJ

96 UFJ UFJ () UFJ UFJ UFJ UFJ

97 UFJ

98 96 UFJ

99 97 UFJ

100 UFJ K 98 p

101 UFJ

102 UFJ UFJ

103 UFJ ,54 1,57 1,438 1,456 1,68 2,92 2,13 2,32 1,967 2, ATM ,712 ATM ,146 ATM TEL (11) TEL (4) TEL (48) TEL (43) TEL (47) TEL (3) TEL (3) TEL (22) Ø Ø TEL (48) TEL (47) TEL (3) TEL (29) TEL (4) TEL (48) TEL (48) TEL (49) TEL (48) TEL (48) TEL (48) TEL (493) TEL (48) TEL (48) TEL (47) TEL (47) TEL (47) TEL (4) TEL (43) TEL (47) TEL (47) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3)

104 TEL (3) TEL (3) TEL (3) TEL (42) TEL (3) TEL (422) TEL (3) TEL (424) TEL (3) TEL (3) H TEL (3) TEL (42) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (424) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (42) TEL (3) TEL (3) () H H TEL (3) HH H TEL (3) H H TEL (3) B B TEL (3) TEL (42) TEL (42) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) H TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3)

105 TEL (3) TEL (42) TEL (44) TEL (45) TEL (3) TEL (426) TEL (3) TEL (3) TEL (3) TEL (422) TEL (42) TEL (42) TEL (44) TEL (76) TEL (584) TEL (3) TEL (422) TEL (45) TEL (58) TEL (3) TEL (3) TEL (45) TEL (572) TEL (3) TEL (3) TEL (45) TEL (573) TEL (3) TEL (3) TEL (42) TEL (42) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (45) TEL (46) TEL (467) TEL (45) TEL (45) TEL (45) TEL (45) TEL (463) TEL (466) TEL (44) TEL (44) TEL (45) TEL (45) TEL (538) TEL (54) TEL (543) TEL (55) TEL (53) TEL (55) TEL (52) TEL (566)

106 5-25 TEL (52) TEL (52) TEL (586) TEL (52) TEL (586) TEL (561) TEL (564) TEL (566) TEL (586) TEL (587) TEL (568) TEL (52) TEL (52) TEL (587) TEL (52) TEL (52) TEL (52) TEL (562) TEL (562) TEL (564) TEL (564) TEL (52) TEL (52) TEL (52) TEL (52) TEL (52) TEL (52) TEL (568) TEL (568) TEL (52) TEL (567) TEL (533) TEL (52) TEL (52) TEL (566) TEL (566) TEL (52) TEL (533) TEL (568) TEL (587) TEL (568) TEL (52) TEL (52) TEL (52) TEL (52) TEL (52) TEL (536) TEL (536) TEL (561) TEL (587) TEL (52) TEL (569) TEL (531) TEL (531) TEL (562) TEL (566) TEL (567) TEL (52) TEL (562) TEL (52) TEL (52) TEL (52) TEL (569) TEL (569)35-281

107 1737 TEL (562) TEL (533) TEL (52) TEL (52) TEL (52) TEL (52) TEL (77) TEL (565) TEL (565) TEL (565) TEL (532) TEL (532) TEL (532) TEL (52) TEL (52) TEL (52) TEL (52) TEL (568) TEL (52) TEL (52) TEL (52) TEL (563) TEL (568) TEL (561) TEL (52) TEL (52) TEL (569) TEL (52) TEL (586) TEL (52) TEL (52) TEL (52) TEL (52) TEL (566) TEL (52) TEL (561) TEL (561) TEL (52) TEL (52) TEL (567) TEL (52) TEL (52) TEL (596) TEL (594) TEL (594) TEL (59) TEL (598) TEL (593) TEL (75) TEL (774) TEL (75) TEL (75) TEL (75) TEL (75) TEL (75) TEL (75) TEL (75) TEL (75) TEL (6) TEL (6)

108 TEL (6) TEL (6) () TEL (72) TEL (72) TEL (6) TEL (6) TEL (72) TEL (6) TEL (72) TEL (6) TEL (6) TEL (6) TEL (725) TEL (6) TEL (6) TEL (6) TEL (72) TEL (6) TEL (6) TEL (6) TEL (724) TEL (72) TEL (6) TEL (6) TEL (72) TEL (72) TEL (6) TEL (6) TEL (72) TEL (6) TEL (6) TEL (6) TEL (6) TEL (6) TEL (6) TEL (721) TEL (6) TEL (724) TEL (6) TEL (6) TEL (72) TEL (6) TEL (6) TEL (6) TEL (6) TEL (6) TEL (6) TEL (6) TEL (6) TEL (72) TEL (6) TEL (6) TEL (6) TEL (6) TEL (6) TEL (6) TEL (6) TEL (72) TEL (6) TEL (721) TEL (6) TEL (72) TEL (72) TEL (6)

109 TEL (72) TEL (72) TEL (72) TEL (78) TEL (6) TEL (6) TEL (72) TEL (78) TEL (6) TEL (729) TEL (72) TEL (792) TEL (6) TEL (6) TEL (72) TEL (6) TEL (6) TEL (72) TEL (729) TEL (6) TEL (6) TEL (6) TEL (6) TEL (6) TEL (729) TEL (72) TEL (72) TEL (72) TEL (6) TEL (6) TEL (6) TEL (6) TEL (729) TEL (78) TEL (78) TEL (797) TEL (6) TEL (6) TEL (798) TEL (798) TEL (78) TEL (78) TEL (798) TEL (797) TEL (797) TEL (797) TEL (6) TEL (6) TEL (78) TEL (798) TEL (745) TEL (744) TEL (742) TEL (742) TEL (742) TEL (743) TEL (745) TEL (739) TEL (73) TEL (86) TEL (82)

110 TEL (836) TEL (88) TEL (87) TEL (942) TEL (92) FS UFJ TEL (3) TEL (52) TEL (12) TEL (476) TEL (476) TEL (724) TEL (3) TEL (3) TEL (52) CITY TEL (6) TEL (6)

111 UFJ TEL (11) TEL (22) TEL (27) TEL (28) TEL (29) TEL (48) TEL (47) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (3) TEL (422) TEL (3) TEL (463) TEL (45) TEL (58) TEL (54) TEL (52) TEL (52) TEL (59) TEL (75) TEL (6) TEL (6) TEL (6) TEL (6) TEL (6) TEL (78) TEL (798) TEL (792) TEL (742) TEL (73) TEL (82) TEL (88)

112 1-7 TEL (88) TEL (92) TEL (985) TEL (12)7-119 UFJ TEL (99)

113 UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ SCB UFJ UFJ 1 6 UFJ 1 UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ 111 UFJ

114 UFJ UFJ 843, % UFJ 28, % 44, % (7.1) UFJ 11, % (99.9) 2, % (1.) UFJ 6, % (1.) UFJ 15, % (1.) UFJ 47, % (1.) 1, % (79.7) UFJ 1, % (73.5) % (1.) UFJ 25, % (73.2) UFJ 15, % UFJ 2, % 112 1, % (64.3) UFJ 2, % (58.9) UFJ 1, % (55.1) UFJ 1, % (99.9) UFJ Bank Canada 153, % (1.) PT Bank UFJ Indonesia 817, % (96.2) UFJ Bank Nederland N.V. 51, % (1.) Sanwa Capital Finance 1 Limited 5, % Sanwa Capital Finance 2 Limited 13, % UFJ Capital Finance 1 Limited 9, % UFJ Capital Finance 2 Limited 118, % UFJ Capital Finance 3 Limited 1, % UFJ Capital Finance 4 Limited 111, % UFJ Preferred Capital 1 Limited 59, % (1.) Tokai Preferred Capital Holdings Inc. 125, % (1.) Tokai Preferred Capital Company L.L.C. 1,125, % (1.) UFJ Finance Aruba A.E.C % (1.)

115 Tokai Finance (Curaçao) N.V % (1.) TTB Finance Cayman Limited % (1.) Sanwa Cayman Treasury Fund Limited % (1.) Sanwa Cayman Monetary Fund Limited % (1.) Sanwa Cayman International % (1.) Investment Limited Sanwa Cayman Securities % (1.) Investment Limited UFJ International plc 384, % (1.) UFJ Investments Asia Limited 4, % (1.) UFJ Australia Limited 93, % (1.) 71 31, % (39.9) 18, % (21.3) 2, % (25.9) 6, % (14.) 1, % (29.) 2, % (5.) 5, % (5.) Dah Sing Financial Holdings Limited 493, % (15.1) () 1 UFJ UFJ UFJ UFJ Sanwa Capital Finance 2 LimitedUFJ Capital Finance 2 LimitedUFJ Capital Finance 4 LimitedUFJ Preferred Capital 1 LimitedTokai Preferred Capital Company L.L.C. 2. UFJ UFJ UFJ UFJ 3. UFJ 1 UFJ UFJ UFJ UFJ 9. UFJ 24 4 UFJIS 1. UFJ 25 4 UFJ UFJ UFJ UFJ

116 UFJ UFJ 1,, () 1.% 44, % UFJ 11, % (.) UFJ 6, % UFJ 15, % 1, % UFJ 1, % (39.) 1, % (5.3) UFJ 2, % ( 12.1) UFJ 1, % ( 45.1) UFJ 1, % 114 UFJ Bank Canada 153, % PT Bank UFJ Indonesia 817, % UFJ Bank Nederland N.V. 51, % UFJ Preferred Capital 1 Limited 59, %. Tokai Preferred Capital Holdings Inc. 125, % Tokai Preferred Capital Company L.L.C. 1,125, % (1.) UFJ Finance Aruba A.E.C % Tokai Finance (Curaçao) N.V % Sanwa Cayman Treasury Fund Limited % Sanwa Cayman Monetary Fund Limited % Sanwa Cayman International % Investment Limited Sanwa Cayman Securities % Investment Limited UFJ International plc 384, % UFJ Investments Asia Limited 4, %

117 UFJ Australia Limited 93, % 54 31, %.2 18, %.3 2, %3. 6, %4.1 2, % Dah Sing Financial Holdings Limited 493, % 15 () 1. UFJ UFJ UFJ Preferred Capital 1 Limited Tokai Preferred Capital Company L.L.C. 2. UFJ UFJ UFJ 7. UFJ 25 4 UFJ 8. UFJ UFJ UFJ

118 UFJ UFJ 1,, () 1% UFJ 19, % UFJ % (5) % % UFJ % 2, % UFJ % (9) % 116 UFJ 47, % UFJ Trust Company of New York % TTB Finance Cayman Limited % UFJ Baillie Gifford Asset % Management Limited 1, % 5, % UFJ 21 1, % United Leasing Company Limited % () 1 UFJ 2 UFJ UFJ 6 UFJ

119 UFJ

120 UFJ ,5 6,693 6,89 82,74 18, ,619 31,38 7,979 25,666 3,976 4,28 821,344 16, ,94 38,82 2, , , ,83 37,5 15,9 68,75 18,6 19,4 5,3 11,5 34, , ,269 37,5 15,9 68,75 18,6 19,4 5,3 11,

121 ,663,12 29,82 789,772 2,44, ,38 3,45,53 35,928 18,132,858 44,178, ,249 2,243,9 725,725 1,522,66 15,382 3,92,455 1,674,377 1,324 8,27,49 51,149,64 4,928,697 5,183,24 1,422,25 2,99, ,775 1,965,375 1,462,536 88,833 2,276,313 1,25,246 1,288,432 23,564 13,165 18, ,762 3,92,455 77,499,77 843,357 1,, 1,233,72 359,38 121,792 65,722 64,132 1,913 1,864,344 8,27,49 4,476,66 292, ,784 2,269,42 34,5 2,792, ,524 22,25,991 42,462, ,382 2,753, ,113 1,413,766 9,229 3,398,2 2,12,26 1,217 82,134,447 52,975,742 5,514,41 4,863, ,52 1,764,98 297,79 2,167,596 1,495,26 187,987 7, 2,686,367 1,754,77 1,668,144 17,16 14,354 5, ,985 76,958 3,398,2 79,643, ,41 1,, 1,233,725 76, , ,64 91,434 2,231 1,665,98 82,134,

122 ,566,68 1,27, , ,723 3,498 11, ,37 5,324 49,48 454, ,19 492, ,468 2,964,335 22,54 69,574 2,285 2,12 11,67 7, , ,298 26,37 66, , ,36 1,587,42 838, ,48 397, , , ,53 57,321 21, , ,745 14,127 36,929 2,3 42,86 2,4,575 1,156,993 85, ,289 5,47 33, ,797 48,272 58, ,47 14, , ,91 3,69, ,542 15,771 5,82 4,239 26,314 12,314 1,868 26,527 6, ,557 68, , ,121 1,622,881 41,771 1,221,19 669,392 12,83 1,81 79, ,732 69,637 28,743 4, ,946 7,675 37,93 2,24 68,923

123 ,266,626 32,924 32,924 1,233,72 254,225 18,67 6,158 12, ,214 23, , ,38 1,233, ,233, ,38 8,651 8,651 49,837 7, ,86 76,

124 ( 618,946 28,5 3, , ,99 579,157 1,277 21,968 1,156, , , ,893 26,941 17,428 27, ,41 1,932,23 354,979 1,437,14 171,72 1,113,153 54, ,167 2,539,721 25, ,87 15,244 78, , ,593 1,238,86 338,45 228,24 3,269,818 7,832 3,261, ,745 22,856 3,643 6, , ,87 5,57 6, ,884 1,27,517 22,54 36, ,411 2,834 4, , ,46 1,682,714 1,882, ,522 6, ,62 19,27 169,84 1,64,614 58,325 1,145,8 46,918 98,54 7, 219,293 53,831 1,76,42 221,657 2,338 3,499,683 5,62 3,494,62

125 ,778,318 36,361,278 11,152,674 7, ,818 25,215 41,337 13,275 9,487 3,138,59 163,5 465,5 34, , , 23,282 26, ,28 797,931 1, ,431 4,378,42 1, ,73,931 54,413,577 36,81,218 14,631,33 18,66 83,64 26,472 15, ,88,285 33,5 7,5 331,76 9,363 7,28 27, , ,638 1,519 86,13 3,73,931 3,617,

126 UFJ UFJ UFJ UFJ UFJ International plc Dah Sing Financial Holdings Limited 3 4 SCB Leasing Public Company Limited SCB Leasing Public Company Limited

127 ,498, , ,

128 , , , , ,

129 , , , , ,132 1,74,33 21, , ,26, ,83,48 21, , ,442,271 4,439,22 1,11,681 3, ,35 3,225, ,528 1,222, ,399 14,375 13,731 2,454,

130 ,911 42,864 16,96 15,1 1 23,514, ,831, , , , , , ,133, ,534,85 845, , , , ,34 99,93 55,139 52, ,887 25, ,692 9, ,476,66 858,832 3,617,

131 ,849 54,849 26,555 26,555 28,294 28, , ,713 3,138 7,92 9,594 1, , , , , , , , ,74 387, ,665 14,849 12, , , , ,66 129

132 ,699 11, UFJ UFJ ,152 2 A 687,19 B 515,828 C 381,53 DABC 29,772 E 197,57 F 3,336 G 366,297 H 2,577 IDEFGH 388,771 J 43,125 IJ 14, ,54 123,81 2 1,813 3, , ,98 18,567 17,93 4,699 38,684 26,541 1,643 91,714 91, ,428 4,

133 ,228,118 82,56 174,12 138,563 2,361,21 755,145 1,66,56 125,497 84,778 21,275 1,395, , , ,86 12, , ,669 5, UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ

134 ,557,872 2,292 2,44, ,462 37, ,556 38,576 1,94 1,94 1,192 1, ,422 18,422 18,686 18, ,62,713 2,42,76 1,848,239 11,1,74 1,293,26 1,417,759 31, , , ,145 3,6,694 3,67,424 16,511,647 16,489,26 182,6 152, ,733 17,777 1,324 6,729 22, , , ,195 17,777 1,361 51,17 349, ,484 3,499 3, ,44 372,424 1,764,291 14,16,972 13,531, ,291 28,934 3,117,229 18,898,493 2,122,914 13,959,325 13,464, , ,92 3,114,569 19,196,89 358,622 57,646 66,797 4,991 4,158 2, , ,967 54,273 44,731 5,95 4,446 33, ,714 71, , , , , ,332 2, ,547

135 ,192,21 313,75 337,62 37,171, , , ,64,14 43, ,818, , ,848,18 3,684,385 32,976 13, ,999 4,523,17 4,42,298 3,522,398 38, ,267 1,589,65 6,9,94 3,541,351 3,2, , , ,791 3,685, ,395 19,398 6,43 58, , ,629 5,7,747 5,576,66 13,299 11, ,52 6,652,267 4,596,975 3,349,551 29,79 1,217,714 1,6,61 5,63,576 4,997,281 4,173, , ,19 297,876 5,295, , ,976 5, , , , , , ,441 22, ,145 65, , , , ,25 172,472 3,987 4, ,64

136 134 ar 1VaR % 1 ( 2VaR UFJ UFJ UFJ International plc

137 ,25 23,926 3,345 4,28 1,971 2, , , ,18 17,94 15,595 16,972 UFJ UFJ UFJ International plc 135

138 ,896,723 22,199,19 13,79,285 12,13,648 1,738,979 1,592,441 41,737 82,172,7 8,14,686 1,117,785 51,229 98,262 4,743,231 4,547,852 4,76,721 3,833, , , ,9 71,891 3,41 57,16,212 54,135,72 5,868,849 51,229 98,262 3,842,114 3,614, ,4 176,58 16,691 19,974 2,85 2,876 1,767 2,389,315 2,432,797 2,36 1,675 2,438 5,748 74,383 9, ,4 176,58 1, 12,786 2,85 2,876 1,767 2,389,315 2,432,797 2, ,52 52, ,636,413 22,386,69 12,587,851 11,354,57 244,11 391,84 28,325 72,87,671 71,41,134 9,26,279 7,291,563 5,735,764 3,141,362 3,154, ,436 26,68 28,325 5,699,743 5,489,371 6,681,755 5,376,444 4,7,211 19, ,57 5,163 4, ,319,161 1,129,799 4,625 45,632 64, ,844 19, , ,319,161 1,129,799 4,625 3,62 31,24 226, ,828,183 4,714,827 32,716 32,716 6,225,292 4,765,9 41,295 41,295 51, , , ,489 1,129 7, ,13 1,545 2,292 2,539 29,793 1,13 1, ,365 5,196,548 5,61,551 4,342,269 3,936,141 82, , , ,988 56,878 95,48 128,685 15,241 11,453 56,878 95,48 25,923 5, , ,641,231 2,425 2,425

139 ,374 4,47,577 4,232,189 2,489,827 2,676, ,984 5,975 9,597 12,831 3,439 37,723 1,396 2,728 7,135 1,493 2,357 2,862 12,46 1,43 2,7 1, , , , ,618 2, ,672 4, , ,815 2, ,672 1,6 215,943 26,44 763, ,376 28,825 63,516 33,78 2,78 119, ,586 12,847 6,116 87, ,259 36,536 6,18 27,987 62,677 59,778 12,847 6,381 4,428 78,197 59,165 2,738 6,441 3, ,51 9,373 5, ,584 21,6 6,381 4,428 8,44 7, ,365 3, ,17 2,624 5, ,584 23, ,26,84 2,288,69 35,37 278,87 43,5 33, 44,243 42, ,89 44,243 42, ,87 1,645,446 1,528,796 63,93 378,371 2, 165, 4,742 1,76 1,541 1,472 2, ,816 4,742 1, ,

140 , , , ,277 1, , ,99 7,113 7, ,759 7,113 7,113 2, ,89 2, , ,436 1,82,69 8, 36,28 178,39 1,74,39 8, 31, , , , , ,412 1,137,32 6, 1, 225,993 1,11,51 6,

141 ,666,36 33,25 1,526,635 23,926 55,27 3,345 63,594 4,28 87,241 1,971 75,73 2,441 46, ,534 1,342 29, ,567 2,352 35, , ,18 17,94 1,919,85 15,595 1,778,128 16, ,19 26,12 161, , ,443 9,961 27,126 43, ,32,551 2,26,411 2,356,31 2,552, , ,145 3,924 33,982 25,37 11, ,846 28,

142 , 1,314,6 1, 1,537, , , , , UFJ UFJ UFJ Finance Aruba A.E.C. Tokai Finance (Curaçao) N.V. TTB Finance Cayman Limited ,8 24,363 1,999,7 ) 38,9 18,45 1,497,88 ) ,5 89,7 52,4 62,6 5,5 18,93 2,276, ,5 21,476 1,992,4 ) 69,8 286,941 2,716,233 ) 61, ,25 ) 27,7 81,6 5, 22,2 4,5 15,356 2,451 2,756, , , ,33 317, ,95

143 1,462, ,462,34 1,495,26 1,495, ,36 1,591 57,58 34,914 28,911 () 343, , ,354 15, ,87 42, , ,6 4,

144 ,749 3, ,176 4,191,691 1, 9 1, ,36,143 4,36, ,31,792 18, 213, ,441 1, 24, , ,318 1,, 1,882,953 1,, 1,722 2,884,676 66,478 66,478 3, ,953,474 4,31, ,395 3, ,95 3,971,599 1, ,78,53 4,78, ,82,737 11, ,941 1, 24, , ,484 1,, 1,882,953 1,, 1,73 2,884,657 62,86 62, ,946,252 4,82,737

145 ,286 11,136 4,475 1, ,86 3,186 2,674 12, , , ,54 58,96 7,64 62,86 2,416 15,593 4, ,791 2, , , ,587 8,464 8,464 8, ,489 1,646 55,831 66, ,86 7, ,75 ) ,95 ) 1, ,375 ) 1, ,3 ) 1, ,7 ) 1, ,65 ) ,75 ) 1,15 55,831 66,478 12, ,5 ) ,9 ) 3, ,75 ) 1, ,6 ) 2, ,4 ) 2,91 1 5,3 ) ,5 ) 2,3 53,616

146 ,996 4

147 ,9 6 Sanwa Capital Finance 1 Limited Sanwa Capital Finance 2 Limited UFJ Capital Finance 1 Limited UFJ Capital Finance 2 Limited UFJ Capital Finance 3 Limited UFJ Capital Finance 4 Limited 6 18, , , , ,5 1 15,9 1 68, ,6 1 19,4 1 5,3 1 11, , 1 36, ,

148 UFJ Capital Finance 1 LimitedUFJ Capital Finance 2 Limited UFJ Capital Finance 4 Limited ,87 198,511 15, ,87 198,511 15, , , ,54 2,23 2,23 1,

149 , ,646 12,861 12,861 2,214 5, UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ

150 18,, 13,542 2, 16,989 15, 15, 1,8 2, 7, 7, 2,131, ,156,579 18,, 14,69 2, 33,487 15, 15, 9,23 2, 7, 7, ,498 8,15 13,542 16,989 1,8 2,131, ,93, ,542 2, 16,989 15, 15, 1,8 2, 5,824, ,93, ,542 2, 16,989 15, 15, 1,8 2, 5,824,

151 131, ,858, ,429 17,571 2, ,149 15, 1, 1, 18, , 8, 2, 177, ,36, ,52 14, ,662 7,977 57, , 33,487 15, 15, 9,23 2, 5,93, ,542 1, 18, , ,498 16,989 15, 1, 18, , 8,15 1,8 2, , , , ,

152 , , ,421 1,15 1,519,33 23,478 1,447,422 1,596, ,151 5,69,38 24, , , , ,. 251, , ,41. 14, , , ,13. 57, , ,449,

153 UFJ 13, , , 1. 2, 1. () ( UFJ ) 16, , , 1. 15, 1. 15, 1. ( UFJ ) 15, 1,8 1,8 2, 2,

154

155 UFJ

156 UFJ ,849 15,888 17,25 16,882 19,13 3,266 2,53 4,559 4,466 3,611 1,754 1,648 5,85 5,841 3, ,48 3,17 5,439 3,42 451,85 515, ,74 688,244 77,125 3,81 297,25 415, , ,763 78, , , ,679 24, ,541 32,2 464,523 47, ,139 21,742 2,63 24,524 18,289 15,779 8,43 8,435 8,435 8,435 8, ,2 12,43 19,526 18,125 16,

157 ,127 1,424 1, , ,385 56, ,457 16,362 7, % 7, , ,844 72, ,744 15,427 7, % 5, ,661 7, ,75 1,

158 UFJ ,188 18,79 21,6 21,62 24,1 2,438 1,716 7,294 5,594 3,86 1,194 1,476 4,753 5,256 3, ,19 55, , , ,17 21,879 19,153 22,1 15,689 13, ,241 9,317 1, , ,532 15,846 14,

159 ,191,74 874,128 3,316,945 31, ,711 1, ,683 33, , , ,455,35 12,1,94 281,276 1,91,23 3,56,69 3,215,634 37,876, ,3 4,94,718 26,745,827 5,89,822 63,63 17,82 86,12 383,12 116,784 1,865, ,679 3, ,299 1,442 1,437,44 522,77 438, ,747 1,173,952 3,698,224 1,85,723 54,62 7,712,583 4,22,815 89,739 3,33,75 284, ,165 71,8 934, , ,65 16,76 4,588 16,767,956 9,128, ,929 1,198,736 2,95,27 3,22,63 39,721,61 386,91 6,615,45 25,748,31 6,97, ,66 24,558 99, ,561 11,76 1,711, ,112 5, ,854 1,819 1,193, , , ,359 1,256,748 3,242,752 1,32,181 1,848 68,824,42

160 ,813,94 4,131,64 23,572,621 1,53, ,357 15,486, ,986,79 5,315,911 2,17, ,51 796,698 2,44, ,4 167,211 11, ,21 1,814,574 1,814, ,67 174,839 7,918 1,63 5,218 7, 2,172,28 1,55, ,277 31, , , ,527 93,95 296,289 6,792 5,57 69,291 3,698,224 69,134, ,582 86,184 86, , ,858 11, ,889 1,577,965 7,712,583 47,39,365 3,926,567 22,13,43 1,135, ,1 15,58, ,841,787 4,73,792 1,538, ,981 1,579,556 3,6,37 257, 32,498 9, ,184 1,85, ,849,736 94,571 72,911 11,77 3,84 7,497 1,821,4 711,895 1, ,996 32, ,56 137, ,894 14,725 93,743 7,668 13, ,45 3,242,752 66,995, ,582 1,29, , , 445, 484,372 3, , ,646 19,568 69,633 1,828,969 68,824,42

161 ,91, , , ,269 3, ,985 33,948 13, ,818 94,87 172, ,667 3, ,585 1, ,533 9,91 29, ,8 6, ,42 33,31 28,1 2,275,73 184,292 56,697 2,97 1,118 2,58 6, , ,62 13,975 96,816 18,838 77,978 98,218 94,333 1, , ,88 1,366, ,27 292,828 26,114 1, , ,757 1,688,28 997, , ,587 5, ,98 19,175 24,93 214,147 92,39 121,837 97,825 8,193 88,335 1, ,984 33,59 223, ,484 2, ,287 57, ,76 2,272,41 249,51 91,381 5,42 2,657 2,962 12, ,65 32, ,134 89,623 18,853 7, ,222 25,999 18, ,328 2, ,92 1,347, , , , , ,47 584,193

162 , ,896 24,944 55,285 23,764 31,52 545, ,89 543,917 5,133 6, ,646 88, , ,953 39,516 15,852 23, , ,98 34,26 8,41 331, , , ,646 3, ,264 39, , 445, 445, 445, 331, , , , )

163 , , ,

164 , , , ,

165 ,26, ,32 112,64 897, ,811 1,33,836 14, , ,915, ,39,814 14, , ,14 3,998, ,71 676, , ,51 769,481 2,433, ,111 11,62 2,114, , ,658, ,15, , ,

166 , , , ,71, , ,, 913,542 7, 16,989 3, 4,528, ,542 16,989 3, 17 39, , , ,913 49,835 29, ,233 21, ,369 18,369 53,777 53,777 54,591 54, , ,985 63,555 17,196 16,988 1,891

167 , , , ,936 77,764 1,171 68,893 72,567 3, ,829 15,332 6, ,13, , , ,57 116,554 1,98, ,694 1,357,117 18,826 74, ,165 1,173, ,26 34,26 4,486, ,

168 ,49 1, ,621 2, ,647,22 9,471,937 9,3,523 34, ,19 2,625,839 13,744,996 1,558,825 9,623,765 9,128, ,59 173,695 2,664,7 13,846,661 88, , ,956 17,366 9,55 38,231 11, , , ,31 17,366 9,55 49,67 32,85 1,12,255 12,468,428 12,44, , ,11 2,665,62 1,382,494 12,433,592 12,1,94 271,677 16,82 2,671,838 28,238 34,835 43,368 4,813 3,718 6, , ,945 52,452 43,62 4,874 3,975 3,7 42, , , , ,14 16,236,34 16,487,926 39,77 87,287 86, ,789 15, ,217,88 276, ,783 34,274, ,23 12,448

169 ,218,145 14, ,839 1,25,4 1,25,96 14,341 88,432 1,74, ,758,683 3,644,966 32,976 8,74 47,86 4,229,544 3,481,714 2,638,618 36,388 86,78 1,498,398 4,98,113 3,355,379 2,844, , ,333 66,4 3,421,779 64,367 5,413 58, , ,96 5,646,48 5,552,18 13,297 8,93 754,835 6,41,243 3,763,534 2,598,486 23,18 1,141, ,95 4,659,63 4,656,562 3,85,428 24, ,816 22,37 4,876,87 117,95 4, ,543 25, , , , ,327 15,663 47,693 69, , ,716 16,95 18, ,889

170 ,34,22 22,35,512 1,288,592 9,759, ,11 391,84 1, 69,9,181 67,342,123 8,835,848 4,38,492 4,8,697 3,113,886 3,16,677 95,76 1, 48,563,6 48,443,418 6,382,387 3,61,672 3,634,974 19, ,73 2,154 2, ,265,527 1,82,922 1,254 35,668 51,679 23,76 187, , ,927 3, ,392,615 2,317,442 4,294 14,65 51,78 111,952 19, , ,265,527 1,82,922 1,254 5,27 33, , ,565,572 5,946,19 5,11,57 4,915,349 4,144,13 3,725,766 4,495,674 4,539,626 74, , , ,621 33,359 33,359 36,74 58,931 9, , ,272 88,682 33,359 33,359 36,74 58,931 9,526 27,37 46,221 14, ,64,68 2,49 2, ,729,719 3,743, , , ,987 61,522 4,139 54,633,859 52,23,748 5,59,418 3,538,429 3,292,438 21,482,35 21,351,74 1,534,41 9,97,18 1,51,527 1,375,375 13,443 79,58,28 77,655,282 9,797,387 4,373,713 4,159, , ,125 2,665 2,673 2,927 3, ,392,615 2,317,442 4,294 42,362 67,6 99,19

171 169 () () ,469,653 4,242,284 2,489,437 2,675, ,312 1, ,44,63 1,249,241 22, ,91 15, 5, 1,962,651 1,962,897 18, ,694 13,5 13,5 5, ,92 1, ,69 5, ,829 1, ,577

172 , , , ,277 1, , ,99 7,113 7, ,759 7,113 7,113 2, ,89 2, , ,436 1,84,69 8, 6, 178,39 1,76,39 8, 3, 85 2, , , ,38 262,728 1,137,39 6, 1, 225,8 1,11,58 6,

173 ,749 8, ,149 5,41 4,252 8, , ,38 6,887 7, ,597 1,998 7, , ,493 6,629 7, ,96 1,376 7,349 9,192 1,842 1,24 1, ,259 1, ,37 1, ,245 2, ,467 2, ,71 2, ,386 1,386 1,436 1, , ,413 1,57 1,473 1, , ,177 2, , ,413 2, ,443 2,18 11,551 9,489 2,393 11,883 9,113 2,796 11, , , ,21 141,385 7, , ,373 71,348 53,19 5,887 8,753 8, ,557 6,955 1, ,96 522,562 36,583 14,647 3, , ,535 46,231 57,494 34,166 3,72 6,578 3,511 7, ,39 6, , , ,735 1,647 15, , ,78 51,919 55,918 3,487 5,48 2,339 5,839 7,95 5,959 1, , , ,

174 ,992 56,964 28,349 2, ,55 15, ,452 87,327 2,54 5, ,271 5,41 1,985 1, , ,252 2, ,583 36,35 26,339 2,655 17,571 1,96 87,516 49,499 1,376 1,374 1,68 5,67 13,685 2,597 1, , ,326 25,828 25,221 2,428 12,188 73,586 49, ,87 4,11 12,77 2, , TT ,67 455, ,735 9, , , ,7 73,42 58,34 6,144 8,753 24,769 13,937 8,94 2, ,453 5,38 2, , , ,986 5, ,847 17,612 61,91 455,731 58,871 35,54 4,68 11,645 3,511 21,18 9,979 7,479 1, , ,14 367, ,956 4,75 15,135 12,222 63, ,718 52,126 56,783 5,574 9,582 2,339 17,917 9,192 6,589 1, , , , , ,

UFJ

UFJ UFJ UFJ () UFJ UFJ 2002 7 2 82 UFJ 2002 9 UFJ 2002 7 22 83 84 UFJ 1 2 3 4 1 2 16 15 14 90 6 5 2002 7 22 85 UFJ 1 2 DC 1 2 3 4 3 2 1 3 2 1 2 1 2002 7 22 UFJ 2002 7 22 CEO 188 2 7 2 UFJ UFJ p 86 p 18 1 2002

More information

UFJ ALM 49 5 UFJ

UFJ ALM 49 5 UFJ UFJ 22 UFJ 4 6 1 13 3 34 38 43 44 46 47 ALM 49 5 UFJ 54 57 58 6 8 82 16 17 21 22 UFJ UFJ 11 UFJ UFJ UFJ UFJ UFJ UFJ UFJ 4 UFJ 4 UFJ 35 36 UFJ 37 UFJ UFJ UFJ UFJ UFJ UFJ 22 6 1 47 UFJ FAX 24 35 227 226

More information

AT A GLANCE INDIVIDUAL GROUP 63.72% 1, % At a Glance INSTITUTIONAL GROUP 34.26% % GLOBAL MARKETS GROUP 5.56% % 2

AT A GLANCE INDIVIDUAL GROUP 63.72% 1, % At a Glance INSTITUTIONAL GROUP 34.26% % GLOBAL MARKETS GROUP 5.56% % 2 214 At a Glance 32 36 38 4 42 43 31 AT A GLANCE INDIVIDUAL GROUP 63.72% 1,293 32.4% 226 214 At a Glance INSTITUTIONAL GROUP 34.26% 695 76.26% 532 32 GLOBAL MARKETS GROUP 5.56% 112 4.2% 28 3 1% 1,5 5 1,

More information

,200,343 72,767,734 2,626,217 3,124,649 2,286,698 2,653, ,654 1,828,672 1,516,342 5,732,042 1,941,142 2,671,554 2,034,633 2,

,200,343 72,767,734 2,626,217 3,124,649 2,286,698 2,653, ,654 1,828,672 1,516,342 5,732,042 1,941,142 2,671,554 2,034,633 2, 19 193 2118 193 2 18 19 19331 20331 3,954,022 4,947,520 1,102,078 570,802 76,551 357,075 2,276,894 1,940,170 960,591 1,091,663 3,262,341 4,081,480 2,924 7,329 20,304,639 23,160,903 59,617,850 62,972,601

More information

untitled

untitled 215 7 7 72 9 9 91 92 92 94 96 126 129 13 131 133 133 134 136 137 137 141 141 143 144 146 15 153 166 167 169 169 17 3 174 218 22 224 69 215 7 26 2733127 179912 191 ALM 1 1 1 1 26 397,394 73,82 67,873 81,368

More information

,552,510 3,580,796 1,591,338 1,521,728 1,167,622 1,145, , ,396 4,040 7,095 2,542 3, ,687

,552,510 3,580,796 1,591,338 1,521,728 1,167,622 1,145, , ,396 4,040 7,095 2,542 3, ,687 193 2 15 16 16 3 31 17 3 31 5,328,950 4,989,814 360,509 1,004,512 152,070 124,856 1,009,328 568,340 480,847 606,032 3,306,780 3,769,073 3,749 3,832 27,049,901 24,233,701 55,382,800 54,799,805 743,957 895,586

More information

,420,877 1,229, ,064 38, ,927 41,475 4,393 4,454, ,010,575 1,420,877 57,773 1,386, ,454 2,741,632 1,262,135

,420,877 1,229, ,064 38, ,927 41,475 4,393 4,454, ,010,575 1,420,877 57,773 1,386, ,454 2,741,632 1,262,135 1932 17 18 18331 19331 7,107,469 4,036,856 651,905 1,107,078 117,474 76,551 1,956,650 2,276,894 633,760 963,916 4,078,025 3,277,885 2,912 2,924 25,505,861 20,537,500 57,267,203 58,689,322 947,744 881,436

More information

,156,224 72,690,624 2,589,217 3,078,149 2,286,698 2,638, ,654 1,832,467 1,516,342 5,732,042 1,942,973 2,671,316 3,214,137 4,

,156,224 72,690,624 2,589,217 3,078,149 2,286,698 2,638, ,654 1,832,467 1,516,342 5,732,042 1,942,973 2,671,316 3,214,137 4, 19 193 2118 193 2 18 19 19331 20331 4,036,856 5,017,325 1,107,078 595,802 76,551 357,075 2,276,894 1,940,170 963,916 1,153,070 3,277,885 4,123,611 2,924 7,329 20,537,500 23,517,501 58,689,322 62,144,874

More information

Page

Page Page Page 1 3 4 M&A DCF NPV 1-1 BIS 1-3 1-2 5 6 1-3 2 2 0 200 010 2-1 A B B A B 7 8 Coffee Break CAPM Capital Asset Pricing model 3 IRR NPV EVA BS PL 9 2 ROA 3-1 EBIT Earnings Before Interest,Taxes) 3-2

More information

212 1 2 ROE ROE 3 Tier I Tier I 24 2,58 1,4 49 51 6 8% 1% 5,43 1% 7% 5% III 22 2,921 1,566 1,354 1,428 683 11 426 23 24 2423 23 23 538 8.5% 12.4% 6,18

212 1 2 ROE ROE 3 Tier I Tier I 24 2,58 1,4 49 51 6 8% 1% 5,43 1% 7% 5% III 22 2,921 1,566 1,354 1,428 683 11 426 23 24 2423 23 23 538 8.5% 12.4% 6,18 212 22243 1 A~A- 1% 2 Tier I7% 2 Tier I5% 2 1. 22928 2. III 22 23 24 24 22 VBI* 23 24 * Venture Banking Initiative 16 212 1 2 ROE ROE 3 Tier I Tier I 24 2,58 1,4 49 51 6 8% 1% 5,43 1% 7% 5% III 22 2,921

More information

14 Passion for the Best 214 Passion for the Best 214 Passion for the Best 214 212 Turnaround 213 Growth 214 Expansion I II 1 [] [] 1,2 [] 5% 1 2 1 197

14 Passion for the Best 214 Passion for the Best 214 Passion for the Best 214 212 Turnaround 213 Growth 214 Expansion I II 1 [] [] 1,2 [] 5% 1 2 1 197 13 14 Passion for the Best214 18 CEO 23 COO 24 At a Glance 26 28 3 32 33 214 14 Passion for the Best 214 Passion for the Best 214 Passion for the Best 214 212 Turnaround 213 Growth 214 Expansion I II 1

More information

光学基金報告会資料 最終版.ppt

光学基金報告会資料 最終版.ppt 2012 5 17 AIJ 2012/5/17 Oval Risk-Management Services Inc., All Rights Reserved 1 2012/5/17 Oval Risk-Management Services Inc., All Rights Reserved 2 22 No.93 2011 November 3 86 63 1 49 9 18 56

More information

21322* IR * 2 * 1 *1 *2 *3 IRIR *4 *5 *6 *7 *8 * 4 * 3 * 7 * 3 FATCA VBI VBI M&A M&A * 4 * 7 * 5 ALM * 9 * 8 * 8 * 6

21322* IR * 2 * 1 *1 *2 *3 IRIR *4 *5 *6 *7 *8 * 4 * 3 * 7 * 3 FATCA VBI VBI M&A M&A * 4 * 7 * 5 ALM * 9 * 8 * 8 * 6 213 25121 6 J. J.C. M. 3 22 VBI 211 1 J.C. 21322*9 25126 IR * 2 * 1 *1 *2 *3 IRIR *4 *5 *6 *7 *8 * 4 * 3 * 7 * 3 FATCA VBI VBI M&A M&A * 4 * 7 * 5 ALM * 9 * 8 * 8 * 6 2312 3 213 6 13 5 15 4 16 2 4 5 9

More information

untitled

untitled 215 Way Way 215 2 3 4 6 225 6 11 12 13 14 19 24 24 25 VBI 26 28 32 14 26 33 At a Glance 34 38 4 42 44 45 47 48 54 55 56 CSR 64 69 21 1 215 2771 VBI ABSMBS 2 2763 1 ATM 1,754 1 ATM 2,915 12 ATM 6,184 1

More information

CEO Passion for the Best 217 CEO 22 No Passion for the Best

CEO Passion for the Best 217 CEO 22 No Passion for the Best 18 CEO 29 CFO 31 37 38 4 42 44 45 46 216 17 CEO Passion for the Best 217 CEO 22 No.1 2 3215 4 3 Passion for the Best 217 18 216 Passion for the Best 217 215 216 217 1 No.1 2 3 M&A 1 ROE: 1% 2 75% 1215

More information

1

1 浜松 信用 金庫 12 ディスクロージャー 表紙 オモテ 212 7.4 ANZ4E2 中村 33 43 デジコン 2 校 1 CONTENTS 1 3 4 CSR 5 7 CSR 9 1 1 11 12 13 15 16 17 19 21 22 24 25 27 29 32 6 74 2 3 24 514 24 423 54 1 2 23 829 533 1 4 5 C S R 21 FHA212

More information

2010_真岡信組A-1-A.indd

2010_真岡信組A-1-A.indd 21 DISCLOSURE 2010 227 3 3 4 4 4.5 6 7 8 8 9 10 11 14 15 15.16 1720 21 22.23 2426 27 28 30 3032 3335 36 37 38.39 4,161 1,1001 100 200 400 1131 500 50 600 55 700 2 22331 131 27310 222 11,083 73,743 24,635

More information

untitled

untitled 146,650 168,577 116,665 122,915 22,420 23,100 7,564 22,562 140,317 166,252 133,581 158,677 186 376 204 257 5,594 6,167 750 775 6,333 2,325 298 88 5,358 756 1,273 1,657 - - 23,905 23,923 1,749 489 1,309

More information

Copyright 2017 JAPAN POST BANK CO., LTD. All Rights Reserved. 1

Copyright 2017 JAPAN POST BANK CO., LTD. All Rights Reserved. 1 Copyright 2017 JAPAN POST BANK CO., LTD. All Rights Reserved. 1 Copyright 2017 JAPAN POST BANK CO., LTD. All Rights Reserved. 2 60 50 40 30 20 10 0 20173 20183 Copyright 2017 JAPAN POST BANK CO., LTD.

More information

2017 3 2017 5 18 Copyright 2017 JAPAN POST BANK CO., LTD. All All Rights Reserved. 1 1. 2017 3 2. 2018 3 2017 3 2018 3 3. Appendix BP SP TP LP GP GP GP Copyright 2017 JAPAN POST BANK CO., LTD. All All

More information

Channel to Discovery Plan &

Channel to Discovery Plan & 2007 Channel to Discovery Plan & 3 2007 3 2008 1 1 2 6 8 2006 10 14 1 2 16 19 20 22 24 26 28 30 32 34 36 42 43 44 45 70 71 72 2000 10 1 2007 2 2007 2000 10 3 2010 M 2007 M 2010 1,000 2006 2006 M&A 102006

More information

IT

IT IT 2013 2013 Sony Bank Disclosure 1 2 4 5 6 8 9 10 11 12 14 15 18 19 19 20 20 21 22 25 26 27 28 29 30 31 32 34 36 47 47 47 48 56 56 60 61 64 66 70 71 72 77 82 87 192 92 193 92 4 92 MONEYKit PostPet PostPet

More information

P50 12 P52 P60 P81 P88 P53 P87 49

P50 12 P52 P60 P81 P88 P53 P87 49 P5012 P52 P60 P81 P88 P53 P87 49 12 21 1 2 3 4............................... 9,958.44 10,133.23 10,546.44 11,089.94 1.......................... 1,721 1,519 1,464 1,507...........................................

More information

H1,H4.QXP

H1,H4.QXP 38 39 C o r p o r a t e B a n k i n g U n i t 40 41 42 43 44 45 46 47 48 49 T r e a s u r y U n i t 50 51 52 I n v e s t m e n t B a n k i n g U n i t 53 54 55 56 57 Securities & Asset Management Unit

More information

2

2 1 2 3 4 64,547 63,208 20,368 18,131 44,179 45,077 65,620 65,460 20,108 19,708 45,512 45,752 67,100 67,976 65,773 66,066 1,226 2,858 1,480 2,516 25,026 24,867 24,333 24,272 39,521 38,341 41,287 41,188

More information

1 2 1 4 11 12 13 14 2 16 21 22 23 24 25 26 3 35 31 32 4 45 41 42 43 44 45 46 47 48 49 1 5 86 51 52 2 99 101

1 2 1 4 11 12 13 14 2 16 21 22 23 24 25 26 3 35 31 32 4 45 41 42 43 44 45 46 47 48 49 1 5 86 51 52 2 99 101 経 済 学 部 池 尾 和 人 研 究 会 平 成 十 六 年 度 三 田 祭 論 文 プロジェクト ファイナンスの 現 状 と 課 題 金 融 パート 竹 下 慶 成 相 晋 一 郎 服 部 孝 洋 渡 邉 英 里 2004 年 11 月 1 2 1 4 11 12 13 14 2 16 21 22 23 24 25 26 3 35 31 32 4 45 41 42 43 44 45 46 47

More information

日立 統合報告書 2017 (2017年3月期)

日立 統合報告書 2017 (2017年3月期) MANAGEMENT & 2017 6 01 1972 Bharat Forge Limited 1983 1994 1997 2016 02 1991 Alcan Inc. 1996 1998 2002 CEO 2007 Anglo American plc. CEO 2013 4 2013 03 2002 2010 2013 2014 2015 2017 04 1993 Emerson Electric

More information

Sony Bank 11j_Master_IKM.indd

Sony Bank 11j_Master_IKM.indd 2011 201161110 10 2011 2011 Sony Bank Disclosure 1 2 4 5 6 7 7 8 8 10 13 14 15 16 18 20 23 24 2010420117 25 26 27 30 41 41 41 42 50 50 54 54 58 60 64 65 66 71 76 82 83 84 86 19 2 87 19 3 87 MONEYKitMONEYKit

More information

100 No Yahoo! BB ,22525%

100 No Yahoo! BB ,22525% http://www.softbank.co.jp/ 16 3 15 4 1 15 9 30 100 No.1 2001 9 Yahoo! BB2 300 2003 9 1,22525% 1 2 1 2 2003 11 1 Q&A Q1. A1. 1 Yahoo! BB 2 1% 1 3 Yahoo! BB 1 2 Q2. A2. ADSL ADSL 100Mbps1 100Mbps ADSL Yahoo!

More information

QX/..../IG/P1.`19/F

QX/..../IG/P1.`19/F President s Message (https://www.aozoraclub.com/ http://www.aozorabank.co.jp/ http://www.aozora-invest.co.jp/ (http://www.svb.com/) http://www.net-daibiki.com/ ... 34... 35...

More information

平成12年度 対日直接投資増加の理由と日本経済にもたらす影響に関する調査 第3章-2 各論・金融業

平成12年度 対日直接投資増加の理由と日本経済にもたらす影響に関する調査 第3章-2 各論・金融業 -- (1) 1998 5080 98 200 3- - M&A 982000 88 3-- 2000 2 OUT-IN M&A 1998-2000 98 99 2000 88 23 27 38 27 6 12 9 0 0 0 0 10 2 3 5 4 1 0 3 ( ) 47 14 12 21 MARR 44 (2) 98 88 46 3- -3 46 22 Private Equity Fund

More information

CONTENTS CSR

CONTENTS CSR 浜松信用 金庫 1 ディスクロージャー 表紙オモテ 21 7.8 132 L5 59925 9ABFPD 矢部 はましんは おかげさまで 平成22年4月に 創立6周年を迎えました 33 431 再校刷 創立 6 周年記念ロゴデザインについて はましんのコーポレートカラーを使ったハー トの形で お客様へ感謝の気持ちを表現 中 心にはましんイメージキャラクター はまた っち を配置しています 当金庫が

More information

2,347 232 01

2,347 232 01 27 194120331 JAPAN ASIA INVESTMENT CO., LTD. P01 P03 P05 P07 P08 P09 P10 P11 P13 P14 2,347 232 01 02 03 04 05 06 07 08 09 10 11 20,051 5,550 4,796 3,049 88,123 10,750 13,521 30,190 55,162 21,444 5,172

More information

untitled

untitled 18 9 1 5606 1 TEL 0537-36-3112 C 1. 1 172,032,512 2 1 206 3 35,438,697,472 4 1 103 17,719,348,736 5 1 103 17,719,348,736 6 18 11 17 19 1 16 7 18 11 17 19 1 16 8 9 C 1 RHJ 42,671,723 2 56,895,631 3 7,281,553

More information

Management Of Technology 1

Management Of Technology 1 Management Of Technology Management Of Technology 1 1.1 1.2 1.2.1 1.2.2 1.3 1.4 [ ] 2.1 2.1.1 2.1.2 2.2 2.3 [ : ] 3.1 3.2 4.1 4.2 5.1 5.2 6.1 6.1.1 6.1.2 6.2 2 7.1 7.2 7.3 [ ] 8.1 8.2 8.2.1 8.2.2 8.3 8.4

More information

Annual 2002 Report Financial Highlights 2002 2001 2000 2002 2,581,399 2,750,418 2,680,611 19,372 28,402 26,494 11,173 213 4.17 3.89 1.64 $ 0.031 907,150 979,695 889,220 6,807 4,030,596 4,232,011 4,172,459

More information

SFH P P P P SFH SFHSFH CSR At a Glance 042 SFH 100% 056 SFH 100% 058 SFH 100% SFH 061

SFH P P P P SFH SFHSFH CSR At a Glance 042 SFH 100% 056 SFH 100% 058 SFH 100% SFH 061 SFH P.001 039 P.040 059 P.060 211 P.212 215 SFH SFHSFH 001 3 008 010 016 1 018 CSR 021 041 At a Glance 042 SFH 100% 056 SFH 100% 058 SFH 100% SFH 061 SFH 2010 3 076 SFH 102 212 216 030 031 032 034SFH 035

More information

2018

2018 2018 The Trust Bank Future Bloom 4 1 2 3 4 The Trust Bank 6 2018 1 P.4 4 6 7 P.8 8 10 12 20 24 IIRC ESG ESG 2017 4 2018 3 2018 4 2 2018 28 32 P.26 35 36 40 42 44 46 48 50 52 60 64 66 RAF 68 72 P.50 74

More information

138 2 4 121 3 31 1 2 8 1 12 1. 2. 3. 4. 5. 6. 14 16 18 22 24 26 1. 2. 3. 4. 5. 28 Sumitomo Trust and Banking 138 1 Q 21 2 2,5 2, 1,5 1, 1,611 1,962 2,154 2,168 2,411 1,2 1, 8 6 4 968 1, 1,38 823 5 2 79

More information

Copyright 2017 JAPAN POST BANK CO., LTD. All Rights Reserved. 1

Copyright 2017 JAPAN POST BANK CO., LTD. All Rights Reserved. 1 Copyright 2017 JAPAN POST BANK CO., LTD. All Rights Reserved. 1 Copyright 2017 JAPAN POST BANK CO., LTD. All Rights Reserved. 2 60 50 40 30 20 10 0 20173 20183 Copyright 2017 JAPAN POST BANK CO., LTD.

More information

P. 2 P. 4 P. 5 P. 6 P. 7 P. 8 P. 9 P P.11 P.13 P.15 P.16 P.17 P.17 P.18 P.20 P.21 P.23 P P P P P P P.30 16

P. 2 P. 4 P. 5 P. 6 P. 7 P. 8 P. 9 P P.11 P.13 P.15 P.16 P.17 P.17 P.18 P.20 P.21 P.23 P P P P P P P.30 16 2018303 2018 5 15 P. 2 P. 4 P. 5 P. 6 P. 7 P. 8 P. 9 P.10 2018 P.11 P.13 P.15 P.16 P.17 P.17 P.18 P.20 P.21 P.23 P.24 10 P.25 11 P.27 12 P.28 13 P.29 14 P.29 15 P.30 16 P.32 1 2 20172016 Copyright 2018

More information

1 10 1113 14 1516 1719 20 21 22 2324 25 2627 i 2829 30 31 32 33 3437 38 3941 42 4344 4547 48 4950 5152 53 5455 ii 56 5758 59 6061 iii 1 2 3 4 5 6 7 8 9 10 PFI 30 20 10 PFI 11 12 13 14 15 10 11 16 (1) 17

More information

M&A / & 18 &

M&A / & 18 & 2005 1 23 2 24 6 26 8 9 10 M&A / 14 16 & 18 & 20 22 32 33 34 51 52 53 2000 10 3 2005 1 2010 1,000 2000 10 2001 8 M 2005 34 2010 1,000 45,000 37,005 40,091 30,000 22,654 15,000 14,346 0 1,351 2000 2001

More information

Sony Life Insurance Co., Ltd. 2017

Sony Life Insurance Co., Ltd. 2017 1... 082 1-01... 082 1-02... 083 2... 084 2-01... 084 2-02... 086... 086 3... 087 3-01... 087 3-02... 087 3-03... 088 1.... 088 2.... 088 3.... 088 3-04... 088 1.... 088 2.... 088 4... 088 5... 089 6...

More information

金融システムレポート(2008年3月号)

金融システムレポート(2008年3月号) inancial ystem eport 1 Box 1 5 1 1 1 1 3 17 5 7 Box 9 Box 3 3 Box 3 Box 5 36 Box 6 38 Box 7 1 1 1 3 3 5 Box 8 58 Box 9 6 6 1 6 66 Box 1 7 7 1 3 Box 1 7 7 8 1 1 3 Box Box 1 B1-1 B1-1 origination distribution

More information

,500 NCD 4 1, CSR

,500 NCD 4 1, CSR 196 22 4 1 22 9 30 22 9 2012 2010 42013 3 2012 2010 42013 3 1 2 3 4 5 2012 210 2 6,500 NCD 4 1,000 1 2 4 CSR 6 6 7 8 8 10 12 1 15 16 17 18 20 21 22 9 30 11 187811 19 11 12 4 21 27 200 2,498 103282 85 28

More information

P. 2 P. 4 P. 5 P. 6 P. 7 P. 9 P P.11 P.14 P.15 P.16 P.16 P.17 P.19 P.20 P.22 P P P P P P P P P

P. 2 P. 4 P. 5 P. 6 P. 7 P. 9 P P.11 P.14 P.15 P.16 P.16 P.17 P.19 P.20 P.22 P P P P P P P P P 201628 3 2016 5 13 P. 2 P. 4 P. 5 P. 6 P. 7 P. 9 P.10 2016 P.11 P.14 P.15 P.16 P.16 P.17 P.19 P.20 P.22 P.23 10 P.24 11 P.26 12 P.27 13 P.28 14 P.28 15 P.29 16 P.30 17 P.31 P.33 P.34 Copyright 2016 JAPAN

More information

P. 2 P. 4 P. 5 P. 6 P. 7 P. 9 P.10 P.12 P.13 P.14 P.14 P.15 P.17 P.18 P.20 P P P P P.25 P.27 P.28 Copyright 2016 JAPAN POST BA

P. 2 P. 4 P. 5 P. 6 P. 7 P. 9 P.10 P.12 P.13 P.14 P.14 P.15 P.17 P.18 P.20 P P P P P.25 P.27 P.28 Copyright 2016 JAPAN POST BA 201729 3 1 2016 8 12 P. 2 P. 4 P. 5 P. 6 P. 7 P. 9 P.10 P.12 P.13 P.14 P.14 P.15 P.17 P.18 P.20 P.21 10 P.22 11 P.23 12 P.24 13 P.25 P.27 P.28 Copyright 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

More information

untitled

untitled http://www.riskdatabank.co.jp The of Japan, Ltd. All rights reserved. 2 The of Japan, Ltd. All rights reserved. 3 The of Japan, Ltd. All rights reserved. 4 The of Japan, Ltd. All rights reserved. 5 The

More information

20 The Chuo Mitsui Trust and Banking Company, Limited

20 The Chuo Mitsui Trust and Banking Company, Limited The Chuo Mitsui Trust and Banking Company, Limited 19 20 The Chuo Mitsui Trust and Banking Company, Limited The Chuo Mitsui Trust and Banking Company, Limited 21 22 The Chuo Mitsui Trust and Banking Company,

More information

弥生会計/やよいの青色申告

弥生会計/やよいの青色申告 c c c c c 1 c c c c c c c c c c c 2 3 c c 4 a a a a a a a a a

More information

3 Passion for the Best

3 Passion for the Best 2007 3 5 7 2007 2006 3 2007 3 5 3 Passion for the Best 2008 9 2006 3 29 8601 1902 5 1 1943 12 27 1,783 13,643 14 466 2-6-4 GranTokyo North Tower 2006 12 2006 12 2006 12 SMBC 4 SMBC SMBC 17.5% 51.3% 2.8%

More information

FACT BOOK The No.1 Name in Broadband FACT BOOK 2003

FACT BOOK The No.1 Name in Broadband FACT BOOK 2003 FACT BOOK 2003 http://www.softbank.co.jp/ The No.1 Name in Broadband FACT BOOK 2003 2003 3 31 BB * * 2003 6 CDN 02 04 07 10 14 16 18 20 22 24 26 28 29 Morningstar SB FINANCE KOREA SOFTBANK INVESTMENT INTERNATIONAL

More information

44 4 I (1) ( ) (10 15 ) ( 17 ) ( 3 1 ) (2)

44 4 I (1) ( ) (10 15 ) ( 17 ) ( 3 1 ) (2) (1) I 44 II 45 III 47 IV 52 44 4 I (1) ( ) 1945 8 9 (10 15 ) ( 17 ) ( 3 1 ) (2) 45 II 1 (3) 511 ( 451 1 ) ( ) 365 1 2 512 1 2 365 1 2 363 2 ( ) 3 ( ) ( 451 2 ( 314 1 ) ( 339 1 4 ) 337 2 3 ) 363 (4) 46

More information

Contents LINK TO GOOD LIVING 1

Contents LINK TO GOOD LIVING 1 5938 216 3 215 4 1216 3 31 Contents... 2... 3... 7... 9... 11... 13... 14... 18... 19... 21... 22... LINK TO GOOD LIVING 1 LIXILCEO 5 3 IoT 6 3 INAX LIXIL CEO 2 196 6 1983 2 MonotaRO MonotaRO11 21 MonotaRO

More information

i ii i iii iv 1 3 3 10 14 17 17 18 22 23 28 29 31 36 37 39 40 43 48 59 70 75 75 77 90 95 102 107 109 110 118 125 128 130 132 134 48 43 43 51 52 61 61 64 62 124 70 58 3 10 17 29 78 82 85 102 95 109 iii

More information

untitled

untitled 2007 9 7 1 2 3 4 ( ) () FAS158 FRS17 IAS19 04 FTK 5 6 FAS 158 2006.12.15 FAS87 2005.11 2006.12.15 BS PL BS PL2 3 2 2 7 FAS15 8 9 2005 DB 2001 PBGC US LTV) DC 10 DB 90 100 30 10 20 (51515 )324 24 80 80%

More information

年次報告書2008年3月期

年次報告書2008年3月期 Reliability in a Challenging Environment Creating Value for Clients Creating Value for Business Partners Creating Value for Society ORIX is generating medium- and long-term growth by enabling value creation

More information

http://www.softbank.co.jp/ The No.1 Name in Broadband ANNUAL REPORT 2003 Contents 2 4 The Reason why SOFTBANK is No.1 in the Broadband Market 12 13 54 55 21 1876 1941 1970 IT20 ADSL Yahoo! BB No.1 2003

More information

untitled

untitled 28 28 P.02 P.16 28 P.03 P.17 1 P.04 P.18 1 P.05 P.19 29 P.06 P.20 P.07 P.21 P.08 P.22 P.09 P.23 P.10 P.24 P.11 29 30 P.25 P.12 29 30 P.26 P.13 29 30 1 P.27 P.14 P.28 P.15 P.29 28 28 P.31 P.43 28 / P.32

More information

Fuji Xerox Co., Ltd. All rights reserved.

Fuji Xerox Co., Ltd. All rights reserved. 2011 Fuji Xerox Co., Ltd. All rights reserved. 2 2011 Fuji Xerox Co., Ltd. All rights reserved. 2011 Fuji Xerox Co., Ltd. All rights reserved. 2011 Fuji Xerox Co., Ltd. All rights reserved. 2011 Fuji Xerox

More information

untitled

untitled 18 Daiwa Securities Group Annual Report 2008 1 12 * 2006 12 6 5.6 20076.2 1215.0 2008 * SMBC SMBC 2011 31,000 1. 1,000 2. 1,000 3. PE 1,000 SMBC 2007 11 2008 4 M&A 5-4.6 5.2 4.6 7.9 10.6 3.9 2005 2006

More information

P. 2 P. 4 P. 5 P. 6 P. 7 P. 9 P P.11 P.13 P.15 P.16 P.17 P.17 P.18 P.20 P.21 P.23 P P P P P P P P.31

P. 2 P. 4 P. 5 P. 6 P. 7 P. 9 P P.11 P.13 P.15 P.16 P.17 P.17 P.18 P.20 P.21 P.23 P P P P P P P P.31 201729 3 2017 5 15 P. 2 P. 4 P. 5 P. 6 P. 7 P. 9 P.10 2017 P.11 P.13 P.15 P.16 P.17 P.17 P.18 P.20 P.21 P.23 P.24 10 P.25 11 P.27 12 P.28 13 P.29 14 P.29 15 P.30 16 P.31 17 P.32 P.34 P.35 Copyright 2017

More information

, ,377 5,378 4,916 21,000 21, , ,447 1,596,376 1,744,103 9,346 8,471 52,372 51,685 1,709 1,

, ,377 5,378 4,916 21,000 21, , ,447 1,596,376 1,744,103 9,346 8,471 52,372 51,685 1,709 1, 2018 2019 3 31 287,752 344,377 5,378 4,916 21,000 21,937 672,244 694,447 1,596,376 1,744,103 9,346 8,471 52,372 51,685 1,709 1,633 658 628 0 1,051 1,004 5,652 6,903 5,637 6,888 14 14 138 1,305 806 903

More information

IT

IT IT 2017 2017 Sony Bank Disclosure 1 2 4 5 6 8 8 8 9 10 10 11 12 14 14 14 15 15 16 16 19 19 20 22 22 23 24 26 26 28 37 37 37 38 44 44 47 48 50 52 56 57 58 60 65 74 82 19 2 84 19 3 84 4 84 MONEYKit PostPet

More information

Excel IPO IPO

Excel IPO IPO ... 3... 4... 5... 7... 10... 10...11... 13... 15... 17... 19... 22... 24... 28... 29... 31... 37... 39... 40... 41... 43... 46... 48... 50... 52... 55... 58... 61... 66... 67... 67... 69... 71 1 /135

More information

Microsoft Word - Šv”|.DOC

Microsoft Word - Šv”|.DOC ª ª * E-mail : shinobu.nakagawa@boj.or.jp ** E-mail : tomoko.katagiri@boj.or.jp i ii iii 1-1 70 6 2 90 1 1 1-2 90 2 3 90 1-1 70 3 1 2 93 97 98 98 98 98/4 3 1 1-2 35 1 80 90 25060 510 4 4 90 5 6 or 7 1

More information

untitled

untitled 2003 11 ...1...6...6...7 1... 7...7...9...11...12...13 2...16...16...16...17 time inconsistency...17 3...18...18...18...19...20...25 70...25 80...25 90...25 90...26...27... 28 1 ... 28 5... 30 1...30...

More information

アニュアルレポート2014

アニュアルレポート2014 86 ITOCHU Corporation Annual Report 2014 Governance 13 2 5 3 1 HMC Headquarters Management Committee 1997 1999 2007 1 2011 2014 7 113 2 2011 62 HMC Headquarters Management Committee HMC 35 ITOCHU Corporation

More information

ANNUAL REPORT , ,526 d 252,815 12,788 a 26, , , b 53, , * 1 IFRS 4,

ANNUAL REPORT , ,526 d 252,815 12,788 a 26, , , b 53, , * 1 IFRS 4, ANNUAL REPORT 2017 049 1.0 12.9% 1.4 3 2016 9 2016 31 2016 2017................ 8,881,777 8,901,004 19,227 0.2.............. 908,907 1,025,999 117,092 12.9............. 919,161 712,526 (206,635) (22.5)......

More information

損保ジャパン日本興亜の現状2016

損保ジャパン日本興亜の現状2016 2016 2016 2015 2016 3 31 18882110 700 7 362 2 2,1842015 26,380 62,238 160-8338 1-26-1 TEL: 03-3349-3111 126559308 32211 2016 4 1 http://www.sjnk.co.jp/ 2 SOMPO 4 6 7 10 12 14 16 18 23 24 27 31 35 47 ERM

More information

untitled

untitled Shinsei Bank: Institutional Banking Group Evolution Merrill Lynch Japan Conference September 9, 2005 1 2 3 & IT 3 : 2003 2004 1,000 800 600 400 200 0 891 55 52 166 200 87 155 143 970 26 77 78 126 146 158

More information

証券市場の機能と証券業務

証券市場の機能と証券業務 I Kiyoshi Nikami / 2012 3 277 1 111 166 60% 2006 3 288 228 60 21% 2008 9 1 1 28 1 300 30 FX 072 2012 winter / No.394 II 1 1 2004 34 3 2012 3 2 2 1 2004 3 2012 3 2004 3 2012 3 108 97 3,096,639 2,472,091

More information

TK747取扱説明書

TK747取扱説明書 D D D D D D D E D D D D D D D D ; ; ; ; ; ; ; ; ; ; ; ; ; D D D D D D D D C C C C C ;;;;; ;;;;; ;;;;; ;;;;; ;;;;; ;;;;; ;;;;; ;;;;; ;;;;; ;;;;; ;;;;; ;;;;; ;;;;; C C C C C C C C C C C C C C C C C D D D

More information

伝統的な経済学では、「消費は重要ではあるが、気にしなくてもよい」と考えられてきた

伝統的な経済学では、「消費は重要ではあるが、気にしなくてもよい」と考えられてきた 2005 1 2004 SARS 2003 IMF 2004 5.0 2004 4.1 0.9 30 2005 2004 2005 2005 2005 2004 2005 IMF 2005 4.3 2004 IMF 2004 2003 3.0 4.3 2003 2 2003 2004 IT 2005 IMF 2005 2004 3.5 IT 1995 10 2.8% 10 2 1 IT IT 2004

More information

アニュアルレポート 2001

アニュアルレポート 2001 2001 2001 3 2000 2001 2001/2000 2001 6,686,661 7,314,824 +9.4% $58,518 223,204 225,346 +1.0 1,803 264,310 265,868 +0.6 2,127 121,835 121,227-0.5 970 121,835 16,754-86.2 134 1............................

More information

Becoming the Greatest Lifestyle Company FACT BOOK 2004

Becoming the Greatest Lifestyle Company FACT BOOK 2004 http://www.softbank.co.jp/ Becoming the Greatest Lifestyle Company FACT BOOK 2004 21 1 2 4 7 10 14 16 18 20 22 24 26 28 29 21 Yahoo! BB 30% 2004 6 21 IP 3 IP IT No.1 No.1 1 2004 3 31 >>see page 7 >>see

More information

DBJ08_C4-C1_0705.indd

DBJ08_C4-C1_0705.indd CSR DBJ DBJ DBJ DBJ DBJ DBJ W DBJ DBJ DBJ DBJ DBJ DBJ --- 1 DBJ,, - URL http://www.dbj.go.jp/,,.% Aaa MoodysAA- S&PAA R&IAAA JCR 2 ,,,,,,,,,,,,,,, %... %... ROE%... ROA%... OHR%...,,, BISBIS ROEROA OHR

More information

An Empirical Study of the Securities Firms' Dilemma on Financial Innovation through Diffusion of Internet Deals Yasugi Satoshi Bower, J. L., 1999, Disruptive technologies: Catching the wave,

More information

Nomura

Nomura () Global Markets Research 2019 1 21 () - NSC - NSC idx_mgr@jp.nomura.com +81 3 6703 3986 ( )() ()( )ROE( )( ) 5 (5%) Production Complete: 2019-01-21 06:55 UTC Appendix A-1 Nomura 2019 1 21 1.... 3 1.1...

More information

2018 年 1 月 31 日 取引所代表者御中 会社名株式会社東芝代表者の役職氏名代表執行役社長綱川智 ( コード :6502 東証二部 名証二部) 第三者割当により割り当てられた株式の譲渡に関する報告書 2017 年 12 月 5 日に第三者割当により割り当てた当社株式の割当先から 当該株式につ

2018 年 1 月 31 日 取引所代表者御中 会社名株式会社東芝代表者の役職氏名代表執行役社長綱川智 ( コード :6502 東証二部 名証二部) 第三者割当により割り当てられた株式の譲渡に関する報告書 2017 年 12 月 5 日に第三者割当により割り当てた当社株式の割当先から 当該株式につ 1. 当該割当先の氏名及び住所並びに割当株式数氏名 GREENLIGHT CAPITAL OFFSHORE MASTER (GOLD), LTD. 住所 c/o Intertrust Ritter House Wickhams Cay II Road Town, Tortola British Virgin Islands 割当株式数 6,990,000 株 535,300 株 2018 年 1 月

More information

Sony Life Insurance Co., Ltd

Sony Life Insurance Co., Ltd 1... 082 1-01... 082 1-02... 083 2... 084 2-01... 084 2-02... 086... 086 3... 087 3-01... 087 3-02... 087 3-03... 088 1.... 088 2.... 088 3.... 088 3-04... 088 1.... 088 2.... 088 4... 088 5... 089 6...

More information

アニュアルレポート2018

アニュアルレポート2018 ANNUAL REPORT 2018 Contents 001 009 110 001 a. 2017 3 31 2018 3 31 2018 3 31................................................................................ 8 2,183,102 3,334,650 $ 31,387,895...........................................................................

More information

8’¼‹ä127-141

8’¼‹ä127-141 - H.B. Lary Ilse Mintz - - - - - - - Aaa. %. % Baa. %. % Baa - Chase National Bank H. C. Taylor. % Annual Report of Board of Governors of the Federal Reserve System.(1933) 231 q Moody s - Aaa Aa A Baa.....

More information

BJ-No.7 01 三好秀和.indd

BJ-No.7 01 三好秀和.indd Vol. 72013 1 1 AIJ 1 AIJ AIJ AIJ AIJ 1 2 3 4 AIJ 2 1986 1986 1 21986 2007 7 2 Vol. 7 3 4 1986 1986 5 5 6 31981 1984 1986 23 3 23 3 247 502 6 22 17 26.4 19.8 5 4 18 7 12 16 10915 200737 41 AIJ 52007 7 62011

More information

19 3 15 18 4 1 19 3 31 6460 2% 27% 3,316 130 1.6 ROA* 1.2 3.9% 0.6% * ROA 1,014 4% 134 13% 2,196 6% 98 34% 105 6% 24 1 SEGA SAMMY HOLDINGS INC. / NSP 01, YRB-3 Sammy 3 Game Developers Choice Awards 19

More information

Inc.Inc. DBSLtd

Inc.Inc. DBSLtd P100 P101 P102 P103 P104 P111 99 91 57121 23422 2441 24 510 19930 191116 108 2471 1812 2310 24 4 34 6 12 39 4 12 43 4 45 2 12 47 6 48 6 50 8 Inc.Inc. DBSLtd. 56 3 57 8 5810 2 3 612 11 1 CorporationInc.

More information

中田真佐男 323‐352/323‐352

中田真佐男 323‐352/323‐352 IT FinTech Finance Technology e SNS (AI) (2013) (2015) ATM IC EMV VISA MasterJCB VISA Master (Union Pay) VISA Master JCB J-Debit J-Debit VISA IC Alipay QR POS nanaco WAON EdyJR Suica PASMO au Master au

More information

1 20 10 1 21 3 31 1 20 10 1 21 3 31 437444 20 10 121 3 31 1 1 20 10 1 3420 10 121 3 31 4 OEM 100 1 3,097 71 5,495 4 3 90 1414118 41 7 14 19 3 68 9 95 4 66187 95 269 2 PNDGarmin LtdAV 4 2008 2009 3 3 2

More information

01 2016 32 02 ICT ICT 1,431 103.2% 私 たちは 匠 の 技 と 心 を 大 切 にします ICT 42 2.9% 2,100 7,100 3 ICT

01 2016 32 02 ICT ICT 1,431 103.2% 私 たちは 匠 の 技 と 心 を 大 切 にします ICT 42 2.9% 2,100 7,100 3 ICT 7518 7518 100 IR 5 4 1 3 31 6 3 31 3 31 9 30 URL http://www.netone.co.jp/ http://www.netone.co.jp/ir.html IR IR PC QR Vol.33 4 19 30 2016 32 P01 P03 P07 P09 P10 4 1 4 1 168-0063 8 4 Tel: 0120-782-031 100-7024

More information

敵対的買収防衛策マニュアル

敵対的買収防衛策マニュアル 2007 2 25 IR 3 Passion for the Best 2008 13 2006 3 33 39 8601 1902 5 1 1943 12 27 1,783 13,643 14 466 GranTokyo North Tower 2006 12 2-6-4 2006 12 2006 12 1902 1943 1959 1968 1986 1992 MMF 1993 1996 1999

More information

SMBC Group Report 2018 CEO CEO SMBC Group Report 2018 1 SMBC 4 SMBC 6 7 ESG 10 SMBC 12 CEO 20 22 CFO 27 28 30 32 34 36 38 40 42 SMBC SMBC Group Report 2018 IIRC 2013 12 SMBC Group Report 2018 CSR 2017

More information