Vol. 2002 10
... 5...5... 5... 7... 8... 8... 9 (1)... 9 (2)... 9...10...12 (1)...12 (2) GDP...14...15 (1)...15 (2)...17 (3)...18...21...21...21...22...22...24...27...28...29...31 (1)...31 (2)...33 (3)...35 (4)...35 (5)...36 10...36 11...38 (1) préretraite...38 (2) retraite progressive...41...42...42 (1)...42
(2)...43 (3)...43...43 (1)...43 (2) ARRCO...43 (3) AGIRC...45...47 (1)...47 (2)...48 (3)...49 (4)...50 (5)...52 a)...52 b)...52 (6)...53...54...54 (1)...54 (2)...55...56...57...57...59 1...59...59 (1)...59 (2)...60 (3)...61 (4)...61 (5)...61 (6)...62 a)...62 b)...62 (7)...63 (8)...63 a)55-64...63 b)...63 c)...64...64...65 (1)...65
a)...66 b)...67 (2)...67 (3)...69 a)gdp...69 b)...70 c)...70 d)...73...74...74...74...75 (1)...75 a)...76 b)...76 c)...76 d)...76 e) fonds de pension...77 f) fonds de réserve...77 g)...77 h)...77 (2)...78 a)...78 b)...78 c)...79 d)...79 1 2000... 9 2...10 3... 11 4 10...13 5 GNP...17 6...19 7 2000...29 8 2000...29 9...31 10...56
1 10...14 2 GDP...14 31999 2000...15 4...16 52002 FOREC...20 6...24 7...24 82000 7 1...27 9...28 10 2000 12 31...30 11 1997...36 12...37 1360...38 142002 1 1...42 15...45 16...45 17AGIRC...46 18...48 19...50 201999...51 21 2000 12 31...54 22EU 20-64 65...60 23GDP...62 24...64 25...65 26...66 27...68 282040 4...69 29GDP...70 30...71 31...71 32 42.5...73 33...79
1945 10 4 1 1898 Code de la Sécuirité socialel.111-1 19 1910 1930 1930 1932 1938 1942 1946 1 1970
1970 régime de retraite complémentaire 1945 couverture maladie universellecmu 2000 1 2 1948 1950 3 contribution sociale généraliséecsg minimum vieillesse allocation aux adultes handecapéaah familles monoparentales allocation de solidarité spécifique Revenu minimum d insertionrmi 4 2 CMU 3 3 2001 7 4 RMI 1988 12 RMI Contrat d insertion
CSG 2 1945 10 4 1946 1947 AGIRC 1948 1952 1956 1957 UNIR 1958 UNEDIC 1961 AMEXA ARRCO 1966 1967 1972 1974 1978 1984 1988 RMI 1994 Fonds de solidarité vieillessefsv 2000 CMU Ministère des affaires socials, du travail et de la Solidarité Direction de la Sécurité Sociale; DSS 1 2 3 4 5 6 6
4 régime général 80 4700 régimes spéciaux 250 régime agricole 500 CNAMTS Mutualité Sociale AgricoleMSA 350 1 2... 100... 3 2015...3300...6000 1800 4200 DSS 1998
(1) CMU 46 1 2000 10 10 F 176.68 1159.0 136.80 897.3 35.67 234.0 25.12 165.3 2000 : 3999 9000 ARRCO 2000 (2)
prestation en nature prestation en espèces 2 1999 5706 84.9 4847 15.1 859 86.3 2 ARRCO 2000 1967
3 URSSAF ACOSS CNAMTS CNAVTS CNAF CRAM CPAM CAF
Agence Centrale des Organisations de Sécurité SocialeACOSS Union de Recouvrement des cotisations de Sécurité Sociale et d'allocations FamilialesURSSAF URSSAF Caisse nationale de l assurance maladie des travailleurs salariés CNAMTS 129 Caisse primaire de l assurance maladiecpam Caisse régionale de l assurance maladiecram 16 Caisse nationale de l assurance vieillesse des travailleurs salariéscnavts CRAM Caisse nationale des allocationscnaf RMI Union des Caisses Nationales de Sécurité SocialeUCANSS 1996 Union régionale des caisses d assurance maladieurcam 3 22 (1) 1945
1970 1980 1990 1999 4 10 2001 6
1 10 1999 2000 2001 CNAMTS -8.9-6.1-3.7 CNAMTS +1.1 +2.4 +3.2 CNAVTS +3.7 +1.0 +2.0 CNAF +4.8 +7.9 +6.4 +0.7 +5.2 +7.9 2001 6 1990 1998 2000 52 2001 2001 79 2000 50 5 6 (2) GDP GDP 2 GDP 1959 4.7 5.4 4.1 0.3 14.5 1965 6.1 6.6 4.1 0.5 17.3 1970 6.6 7.3 3.5 0.5 17.9 1975 7.8 9.1 3.7 1.0 21.4 1980 8.4 10.3 3.8 1.9 24.2 1985 9.3 11.4 3.8 3.0 27.3 1990 9.2 11.2 3.4 2.6 26.4 1994 9.8 12.4 3.7 2.8 28.6 5 35 6 1 2002 7
GDP 1996 GDP 28 1947 12 31999 2000 1999 2000 2000 1,709,800 1,700,900 259,301 GDP 8,856,500 9,214,700 1 404,772 2,521,300 2,587,700 394,492 147.46 152.14 152.14 GDP 28.47 28.08 28.08 CNAV 1967 3 1990 CSGRDS 9 (1)
1980 1991 Contribution Sociale Généralisée CSG 7 1996 1 3 0.5 Contribution au remboursement de la dette socialcrds 8 8 2001 1 9723... 1 2864 contribution publique... 674... 5544 transferts reçus... 26 revenus des capitaux... 32... 583... 1 9723 4 1999 2000 66.8 66.5 14.6 12.7 17.6 19.9 1.0 0.9 100.0 100.0 CNAV 7 URSSAF CNAF 1993 7 FSV 1.3 1997 1 8 CDC ACOSS
(2) 90 GNP 5 GNP 1967 1980 80 1980
(3) 1970 1994 Contribution Sociale Généralisée CSG Contribution au remboursement de la dette socialcrds RDS 1991 CSG 1993 5 9 RMI 1996 9 2002 9 3 2002 9 2003 8
remboursement de la dette socialerds 6 1996 * RMI FOREC 35 Vol.1 2002 Le Fonds de financement de la réforme des cotisations patronales de sécurité socialforec 10 10 FOREC
2002 2001 2002 2002 11 Fons de solodarité vieillessefsv 12 FOREC 13 52002 FOREC 10 2000 2001 2002 FOREC 75.0 95.0 102.0 42.3 45.0 48.9 2.7 3.5 3.3 FOREC 3.8 6.0 5.9 7.2 9.2 4.5 4.6 48.8 66.2 71.9 26.2 28.8 30.1 FSV 11.9 12.7 13.0 CNAMTS 5.9 5.8 CNAMTS 6.3 2.7 CNAMTS 5.9 2.9 FSV 16.0 14 27.9 24.9 30.3 2001 2002 FSV CNAMTS 11 12 FSV minimum vieillesse Fonds de réserve pour les retraites 13 CNAMTS 14 2001 12 18
538 1947 Caisse de retraite complémentaireagirc 15 1681 1910 4 5 1910 65 1912 60 1928 4 5 1930 4 30 1930 1945 10 19 2 15 1 2
1975 7 4 1978 1 2 4 3 régime générale 70 régime spécial 20 régime des non-salariés 10 3 les régimes de base les régimes complémentaires les régimes supplémentaires 1 régime général 150 CANCAVA ORGANIC
2 1975 387 16 2 association des régimes de retraite complémentirearrco 50 association générale des institutions de retraite des cadres AGIRC 1 3 2
6 MSA 83 ARRCO 44 90 CNAV AGIRC 43 CNAV IRCANTEC MSA 83 CAVIMAC CANCAVA 32 ORGANIC 53 COREVA CNAVPL12 +CNBF 7 CNAV CNAV retraite de base ARRCO ARRCO AGIRC retraite complémentaire retraite supplémentaire 1
2000 www.espaceretraite.tm.fr Caisse nationale d assurance-vieillessecnav...990 2000...52 5,020 1999...1,494... 569 4000 2001...2,279 association des régimes de retraite complémentirearrco...953 5,000...1,870...570... 270... 265 2,000 2001 4 1 1...1.0364 association générale des institutions de retraite des cadresagirc...180...330...53...116 2002 4 1 1...0.3737 Caisse autonome nationale de compensation de l assurance-vieillesse artisanalecancava...79 3,161...50 3,814... 26... 18 264 3,000 2001 1 1 1... 7.45 2001 4 1 1...0.2844 Mutualité sociale agricolemsa...435 8,082...209 7,742...226 340
... 124 3,000... 80 1,000... 4 2,000 Caisse de compensation de l organisation autonome nationale de l industrie et du commerce Organic...93 8,000...64 3,000... 15 8,500... 30 6,700 Caisse nationale de retraite des agents des collectivités localescnracl...63 3,099...166 661... 97 7,430... 71 2,080 Fonds spécial des pensions des ouvriers des établissements industriels de l'etatfspoeie...11 5,391...6 4,110... 4 5,487... 14 7,568 Institution de retraite complémentaire des agents non titulaires de l Etat et des collectivités publiquesircantec...143...219... 14 3,592... 10 9,062 2001 1 1 1...0.38021
82000 7 1 15,515,499 79.79 20,649,366 90.07 9,700,735 49.89 15,413,792 67.23 2,268,453 11.67 659,519 2.88 1,714,806 8.82 2,407,520 10.5 110,035 0.57 63,081 0.28 619,833 3.19 1,623,270 7.08 397,449 2.04 21,355 0.09 SNCF 320,200 1.65 177,716 0.78 RATP 43,105 0.22 40,555 0.18 111,456 0.57 34,763 0.15 EDF-GDF 140,539 0.72 149,746 0.65 CRPCEN 45,551 0.23 39,583 0.17 14,473 0.07 15,484 0.07 28,864 0.15 2,982 0.01 3,930,254 20.21 2,275,938 9.93 2,054,460 10.57 687,000 3.00 Organic 927,424 4.77 620,831 2.71 CANCAVA 712,584 3.66 492,326 2.15 CNBF 167,758 0.86 457,843 2.00 CAVIMAC 68,028 0.35 17,938 0.08 19,445,753 100.00 22,925,304 100.00 CNAVhttp://www.cnav.fr/5etude/statistiques/cotisants.htm 7 15%
9 1999 F 2000 F 2000 ( ) 2000 2000/1999 123,920 130,082 19,831 31.6 +4.97 164,286 165,653 25,254 40.2 +0.83 18,789 23,639 3,604 5.7 +25.81 5,241 3,625 553 0.9-30.83 35 - - - - 22,570 23,046 3,513 5.6 +2.11 63,640 59,735 9,107 14.5-6.14 145 429 65 0.1 +195.86 5,611 5,793 883 1.4 +3.24 404,237 412,002 62,809 100.0 +1.92 CNAVhttp://www.cnav.fr/5etude/statistiques/recettes.htm 2000 1,687 8,000 42.26 572 900 34.32 14.5
7 2000 2002 Les chiffres ARRCO 60 65 8 2000 CNAVhttp://www.cnav.fr/5etude/statistiques/retraitreg.htm 2000 7 1 1,944 5,753 79.79 20.21
970 735 226 8,453 11.67 171 4,806 8.82 10 2000 977 3,234 436 1,120 541 2,114 987 4,818 79 8,416 65 75 72.08 71.89 74.14 60 967 9,552 1217 9789 8 CNAV 10 2000 12 31 AVTS * 1960 1,479,613 149,210 1,628,823 610,267 105,402 715,669 2,089,880 254612 2,344,492 1965 1,973,299 248,670 2,221,969 384,931 71,719 456,650 2,358,230 320,389 2,678,619 1970 2,671,634 377,691 3,049,325 226,085 46,094 272,179 2,897,719 423,785 3,321,504 1975 3,424,977 577,307 4,002,284 118,370 24,622 142,992 3,543,347 601,929 4,145,276 1980 4,232,082 690,275 4,922,357 56,552 9,918 66,470 4,288,634 700,193 4,988,827 1985 5,186,977 782,845 5,969,822 28,272 3,814 32,086 5,215,249 786,659 6,001,908 1986 5,467,992 794,159 6,262,151 24,787 3,101 27,888 5,492,779 797,260 6,290,039 1987 5,751,162 800,654 6,551,816 21,415 2,480 23,895 5,772,577 803,134 6,575,711 1988 6,032,741 809,207 6,841,948 18,928 2,010 20,938 6,051,669 811,217 6,862,886 1989 6,325,842 813,028 7,138,870 16,579 1,627 18,206 6,342,421 814,655 7,157,076 1990 6,648,959 815,572 7,464,531 14,462 1,291 15,753 6,663,421 816,863 7,480,284 1991 6,949,943 814,987 7,764,930 12,751 1,022 13,773 6,962,694 816,009 7,778,703 1992 7,261,818 812,355 8,074,173 11,199 818 12,017 7,273,017 813,173 8,086,190 1993 7,546,501 810,473 8,356,974 9,853 650 10,503 7,556,354 811,123 8,367,477 1994 7,811,198 809,927 8,621,125 8,715 479 9,194 7,819,913 810,406 8,630,319 1995 8,039,104 806,403 8,845,507 7,716 383 8,099 8,046,820 806,786 8,853,606 1996 8,264,374 805,623 9,069,997 6,818 286 7,104 8,271,192 805,909 9,077,101 1997 8,474,375 801,877 9,276,252 5,967 226 6,193 8,480,342 802,103 9,282,445 1998 8,680,735 802,198 9,482,933 5,349 178 5,527 8,686,084 802,376 9,488,460 1999 8,879,067 801,674 9,680,741 4,738 131 4,869 8,883,805 801,805 9,685,610 2000 8,970,632 798,309 9,768,941 4,186 107 4,293 8,974,818 798,416 9,773,234 * CNAVhttp://www.cnav.fr/5etude/statistiques/retraitreg.htm
9 CNAVhttp://www.cnav.fr/5etude/statistiques/retraitreg.htm 16 (1) 3 2 2002 1 1 17...7,056...2,352 2...1,176 16 CNAV 17 2001 11 16 2001-1069
1... 543... 109...43.72 6.67... 7,388.68 169 150...525.63 54 60...236.98...569.37...1,176.00...635.04...583.14...1,021.41...532.32...1,156.16...629.05 1...503.24 2...503.24 Allocation supplémentaire...335.40 2...553.46...50.82...916.31 1...80.45... +2.2 1...1334.00
(2) 40 25 x 50 x / 40 + ARRCO 12 + 2008 1 1 1934 10 1934 11 1935 12 1936 13 1937 14 1938 15 1939 16 1940 17 1941 18 1942 19 1943 20 1944 21 1945 22 1946 23 1947 24 2008 1 1 25
50 60 2003 1 1 1936 153 1937 154 1938 155 1939 156 1940 157 1941 158 1942 159 2003 1 1 50 160 40 50 60 65 18 30 3 65 25 50 150 65 1 1.25 25 150 2001 1,281.18 1 4 5,124.73 18 3
3 16 9 1 8 ) 65 150 65 150 2.5 (3) 50 200211 525.63 150 150 50 2002 1 1 1,176 (4)... +10 16 9 3 3 10... 916.31 / 3 65 2002 1 1 916.31... 50.82 / 65 60 65 2002 1 1 532.32
150 50.82 (5) 1997 12 1 1,037.26 60 1,283.31 1,289.41 767.42 1.7 60 3 85 39 301.39 1997 335.84 509.17 1,362.89 1,876.64 19 11 1997 * ** 1272.03 5.79 4.72 6.86 1289.41 593.63 27.89 134.91 10.97 767.42 912.10 42.38 73.78 8.99 1037.26 * ** SESI CNAV 2000 1 4 1,845 6379.23 531.6 10 19 DREES 1999
taux de revalorisation 2002 1 1 1.022 1970 20 1980 65 1988 12 12 1960 100 1960 100 + + 1960 1,020 1,206 100.0 100.0 100.0 1965 2,033 2,285 199.3 189.5 120.2 1970 3,273 3,560 320.9 295.2 148.5 1975 6,732 7,471 660.0 619.5 226.9 1980 13,897 14,788 1,362.5 1,226.2 373.1 1981 15,795 16,851 1,548.5 1,397.3 423.1 1982 18,204 19,749 1,784.7 1,637.6 473.1 1983 20,636 22,210 2,023.1 1,841.6 518.7 1984 22,130 23,627 2,169.6 1,959.1 557.1 1985 23,672 25,107 2,320.8 2,081.8 589.6 1986 24,822 26,142 2,433.5 2,167.7 605.2 1987 25,828 27,060 2,532.2 2,243.8 624.3 1988 27,148 28,287 2,661.6 2,345.5 641.1 1989 28,133 29,166 2,758.1 2,418.4 664.2 1990 29,342 30,293 2,876.7 2,511.9 686.6 1991 30,399 31,278 2,980.3 2,593.5 708.6 1992 31,406 32,213 3,079.0 2,671.1 724.0 1993 32,362 33,114 3,172.7 2,745.8 739.0 1994 33,153 33,861 3,250.3 2,807.7 751.4 1995 33,834 34,512 3,317.1 2,861.7 764.4 1996 34,740 35,400 3,405.9 2,935.3 779.5 1997 35,302 35,915 3,461.0 2,978.0 789.0 1998 35,854 36,444 3,515.1 3,021.9 794.5 1999 36,419 37,011 3,570.5 3,068.9 798.5 2000 37,115 37,708 3,638.7 3,126.7 812.0 2000 5,658 5,749 - - - CNAVhttp://www.cnav.fr/5etude/statistiques/retraitreg.htm
1970 1984 1.5 1991 61 70 15 1984 1994 INSEE 13 2 1360 1984 1994 10.5 8.6 64.1 65.1 5.0 3.8 20.2 22.3 0.2 0.2 100 100 INSEE 11 (1) préretraite Fonds national de l emploifne allocations FNE
60 160 12 1 12 65 40 *4 * 9 (1) FNE R322-7 FNE 57 65 65 60 2002 159 50 1997 5 3 2 10 1 * 9 (1)
FNE R322-7 FNE 50 FNE 20 55 65 60 2002 159 30 / 25 1998 11 16 10 1 2 * 9 (1) cessation partielle d activité 2000 2 5 35 55 65 1 15 200 15 40 20 1999 4 20
60 (2) retraite progressive 60 1 30 50 70
minimum vieillesse (1) 1951 allocation aux vieux travailleurs salariésavts 1956 fonds national de solidarité 65 minimum vieillesse AVTS allocation supplémentaire 2 2002 6,997.74 12,257.01 AVTS ASV AVTS 2,807.72 233.97 21 allocation spéciale de vieillesseasv allocation supplémentaire 1994 1 1 fonds de solidarité vieillesse 1993 7 22 14 142002 1 1 335.40 4024.86 553.46 6641.57 50.82 609.8 80.45 916.31 10995.78 CNAV 21 2002 1 25 2002-115
(2) 1959 1999 250 72 6,500 10 1 79 68 70 60 4 90 30 (3) 2001 7 1 557.12 1981 (1) ARRCO 22 AGIRC ARRCO 1972 AGIRC AGIRC 1974 ARRCO1993 2 10 AGIRC1994 2 9 2005 ARRCO 56 4,000 AGIRC 198 1,000 1996 4 25 (2) ARRCO ARRCO 45 1999 1 1 ARRCO 22 ARRCO AGIRCO
2001 1 1 2002 12 31 2001 158 2002 159 60 65 1 2001 4 1 1 1,0364 6,7983 1 2001 11,7076 76,7965 ARRCO 1999 1 1 6 taux contractuel taux appelés 2000 125 6 x 125 = 7.5 7.5 taux d appel 1952 1965 100 1966 1978 100 1979 100 125 152.44 1000 190.56 1250 1997 1 1 3
16 20 2002 2 8224 1999 1 1 6 4 6 4 15 3 6% 10% 7.5% 12.5% Les chiffres Arrco2002 6% 16 7.5% AGIRC 16 Les chiffres Arrco2002 (3) AGIRC CNAV ARRCO AGIRC 3 CNAV39 ARRCO24 AGIRC37 AGIRC 2002 4.1494 AGIRC 16 10 6 ARRCO 125 16 x 125 = 20 20
contribution exceptionnelle et temporairecet 0.35 0.22 0.13 17AGIRC 16% 10% 6% 20% 12.5% 7.5% AGIRC 2002 2 8224 2 8224 11 2896 B 11 2896 22 5792 C 2 C 16 8 4 6000 1 7776 46,000 28,224 = 17,776 B AGIRC 17,776 x 16= 2,844.16 2,844.16 x 125= 3,555.20 0.35 46,000 x 0.35= 161 3,555.2 + 161 = 3,716.2 685 2844.164.1494 = 685
5 (1) 2 ARRCO AGIRC 18 (5) (6)
18 1 ARRCOAGIRC IRS IRS 39 83 2 82 CREF 83-2 154 2 (2) 10 2
23 24 + 8 19 3 25 26 (3) 1989 12 31 4 Code de la sécurité socialecss CMU 3 institution de retraite complémentaire par répartitionirc institution de retraite supplémentaire par capitalisationirs institution de prévoyenceip 2001 75 1,280 190 Code rural MSA IRC IP Code de la mutualité 5,693 4,500 3,500 300 1,300 3,500 23 39 24 82 25 83-2 26 39
4 3 Code des assurances FFSA société d assurance mutuelle mutuelle sans intermédiairesmsi 3 (4) 19 19 10 1997 1998 1999 9998 104.1 88.8 101.9 + 15 2.5 5.2 19.9 + 383 20.2 14.7 0.9-94 -7.8-6.6 0.8-28.1 14.0 10.0-29 72.0 52.1 55.0 +6 11.9 11.5 11.5 +0-22.5-10.0-1.9 - -10.8-3.7 2.7 - -3.4 6.4 4.7-27 13.9 5.2-1.7 - Sesof-TOF 98 1999 550 19 opérations d épargne-assurance assurance en cas de vie bon de capitalisation 4,561 20 15 1987
20 1996 70 1996 4 1 1987 10 45 3 1 201999 1999 1999 98 ( 10 ) 10 456.1 69.5 + 16.1% 438.8 66.9 + 16.5% 17.3 2.6 + 3.6% 93.3 14.2 + 2.1% 34 5.2 + 4.6% 59.3 9.0 + 0.7% 549.4 83.8 + 13.3% 16.6 2.5 + 9.9% Fédération Franaise des Sociétés d Assurances99 20 1999 1996 1998 CSG CRDS 0.5% contrat en euros contrat multi-support DSK DSK 1998 5 29 DSK 1999 12 31 8 3 6 7.5
(5) a) 6 75 3 complément d épargne retraite de la fonction publiquecref 44 comité de gestion des oeuvres socialescgos Préfon 3 27 b) Préfon 1967 CFDT CFTC CGC FO CNP 11 2001 1,881 3,257.23 40 16 1,524.49 1 31.75 348.5 2,286 1,524.49 27 83-1 2
1,175.99 7,714 60 55 60 (6) 1994 Contrat Madelin 10 3 1,904.53 208,104 2 4,391.84 16 3 489.80 20 Palissandre 2000 26 8,128 1,000 25 148 7,680 6,174.64 5,764.39 5 5,596.04
21 2000 12 31 CNAV ARRCO AGIRC CNRACL ( ) IRCANTEC 9,046,544 8,780,000 1,313,153 1,354,846 448,146 1.170,749 * 446,174 494,000 78,219 69,267 28,316 63,563 437.38 202.91 685.26 1,486.38 1,006.01 67.08 ** 502.78 239.50 721.54 1,590.35 1,058.00-476.56 241.17 641.51 1,655.60 1,063.18 72.57 487.07 246.66 669.10 1,715.36 - - ** - 16,210,000 3,277,478-1,678,537 2,350,000 MSA ORGANIC CANCAVA SNCF RATP 1,931,476 721,672 495,937 199,157 30,016 * 55,135 4,895 25,254 5,868 827 269.07 244.83 204.13 1,407.56 1,584.40 ** 327.77 251.08 267.85 1,428.14-232.64 266.02-1,584.25 1,829.08 260.23 272.12-1,606.51 - ** - 642,338 502,333 178,431 40,840 *2000 ** + + + FSV DREESEtudes et Résultats No.1472001 12 (1) CNAV ARRCO 2 AGIRC 3
CNAV 2000 1 437.38 2869 2000 9 ARRCO 1 239.5 1571 19 AGIRC 1 721.54 4733 7 1997 AGIRC 1979 1999 6.2 19.6 AGIRC2001 AGIRC 1989 garantie minimale de points GMP CNRACL 2000 1655.60 1486.38 55 2000 EDFGDF SNCF RATP (2) MSA 200 1996 1999-12.1 2000 269.07 232.64 ORGANIC CANCAVA 2000 251.08 267.85
1974 Compensation démographique généralisée vieillesse 10 10 1999 11,924 26,114 11,776 9,735 EDF-GDF 751 RATP 180 38 36,634 11,776 SNCF 9,735 751 180 CNAVPL 2,572 CNBF 288 4,802 1,967 1,124 17
Le Fonds de Réserve des RetraitesFRR 1999 CNAVTS Organic CANCAVA UMTS 2000 49 28 CSG 1999 20 CNAVTS FRR 1500 2020 2040 130 fonds de solidarité vieillessefsv 1993 1993 29 OrganicCANCAVA CSG 82.4 13.7 28 L245-14 L245-16 29 1993 7 22 93-936
taxe sur la prévoyance complémentaire 2002 8 3.7 0.1
1 2002 2 14 2005 GDP 1.5 2050 3.2 2002 5 2002 2 21 2001 30 EU (1) EU 65 2050 2 22 30 EU
1 31 GDP 2030 15 12 22EU 20-64 65 2000 2010 2020 2030 2040 2050 29.5 31.1 38.0 48.8 53.5 52.0 25.5 29.6 35.7 42.0 47.0 43.7 28.0 34.1 38.6 50.3 57.0 56.1 30.2 33.6 38.0 44.4 54.7 61.6 28.7 30.7 35.2 44.7 59.8 68.7 28.5 29.5 38.1 46.4 52.1 53.2 20.3 20.5 26.2 32.1 38.4 46.4 30.7 35.5 42.1 52.9 67.8 69.7 24.8 27.6 33.0 42.5 47.2 43.5 23.1 26.2 34.7 44.2 50.1 46.9 26.3 30.1 34.5 47.0 57.0 57.7 26.7 28.5 32.2 37.2 46.3 50.9 25.9 29.7 41.4 49.5 49.7 50.6 30.9 33.8 39.8 45.4 48.9 48.5 27.8 28.5 33.9 43.1 49.1 48.5 EU15 28.3 31.4 37.3 46.8 55.0 55.9 (2) EU 3 a) b) 31 Le Nouvel Observateur 2040 9300
c) EU a (3) EU 2010 63 70 60 3 5564 (4) (5) 24 EU 2007 GDP 3 2045 83 2045 4 2050 EU
23GDP 1996 2000 2005 2010 2020 2030 2040 2050 9.2 7.9 7.6 8.7 10.3 10.8 10.4 10.2 10.7 11.8 12.8 13.0 12.1 11.3 10.3 9.8 9.5 10.5 12.2 12.6 12.3 12.6 12.1 11.9 14.0 16.8 20.2 20.6 9.4 9.2 9.2 9.8 12.0 14.9 15.8 12.1 11.3 11.7 13.6 14.7 14.8-4.6 4.6 5.5 6.7 7.4 8.3 8.2 14.2 13.9 13.9 14.0 14.6 14.5 14.1 7.4 7.4 7.5 8.2 9.2 9.5 9.3 7.9 8.3 9.2 11.5 13.3 13.9 13.4 14.5 14.4 14.4 14.7 15.8 15.2 13.5 9.4 10.1 11.0 12.7 13.5 12.7 11.0 11.3 10.9 11.6 13.6 15.1 15.4 15.6 9.0 8.6 8.7 9.4 9.6 9.4 8.9 5.1 4.8 4.4 4.0 4.0 3.8 3.4 (6) 2 a) 55-64 8 b)
2 (7) GDP (8) a)55-64 b) EU
EU c) 1 2020 INSEE 2000 5,889 1,913 60 1,211 8,535 20.6 65 941 3,390 16.0 60 2020 27.3 1901 12.7 24 20 20-59 60 1901 34.3 53 12.7 32.4 1910 33.6 53.7 12.7 32.6 1920 31.3 54.9 13.8 34.4 1930 30.1 55.7 14.2 34.1 1946 29.5 54.5 16.0 35.6 1950 30.1 53.6 16.2 35.3 1960 32.3 51.0 16.7 34.9 1970 33.1 48.8 18.0 34.8 1980 30.6 52.4 17.0 35.7 1990 27.8 53.2 19.0 36.9 1995 26.1 53.8 20.1 37.8 1998 25.8 53.7 20.5 38.4 1999 25.7 53.7 20.6 38.6 2000 25.6 53.8 20.6 38.7 2001 25.4 54.0 20.6 38.9 INSEE TEF2001/2002p.35 1900 2000 0 45 75.2 47 82.7 60 20 25.3
2050 6,400 2000 500 60 2011 20 2050 35 75 3 85 4 25 20 20-59 60 2005 59,983 24.7 54.3 21.0 +179.3 2010 61,061 23.8 53.1 23.1 +145.9 2015 61,975 23.2 51.5 25.3 +113.2 2020 62,734 22.5 50.2 27.3 +86.6 2025 63,377 21.8 48.9 29.3 +67.7 2030 63,927 21.3 47.6 31.1 +45.4 2035 64,326 20.9 46.3 32.8 +1.4 2040 64,468 20.6 45.9 33.5-56.2 2045 64,337 20.3 45.3 34.4-101.3 2050 64,032 20.1 44.8 35.1 - INSEETEF2001/2002p.35 2040 2040 GDP GDP 12 46.5 (1) 1995
26 1995 2000 2005 2010 2015 2015/1995 60 11,582 12,152 12,611 14,102 15,617 35% 25,998 27,055 27,739 27,739 27,481 5% 1 2.24 2.23 2.2 1.97 1.75-22% 8,052 9,207 10,226 11,884 1,359 69% 14,056 15,276 16,582 16,854 16,581 18% 1 1.75 1.66 1.62 1.42 1.22-30% 821 948 1,118 1,309 1,481 80% 2,075 2,075 2,075 2,075 2,075-1 2.53 2.19 1.86 1.59 1.4-45% 426 576 794 984 1,177 176% CNRACL 1,541 1,561 156 156 156 1% SNCF ARRCO AGIRC 1 3.62 2.71 1.96 1.59 1.33-63% 215 205 192 188 186-13% 183 167 153 139 127-30% 1 0.85 0.83 0.79 0.74 0.68-20% 51 81 653 726 87 71% 138 1,501 1,633 1,658 1,633 18% 1 2.71 2.58 2.5 2.28 1.88-31% 1,063 1,277 1,523 193 2,384 124% 276 3,081 3,427 3,728 14,016 46% 1 2.6 2.41 2.25 1.93 1.68-35% 2,104 2,007 1,819 1,691 1,588-25% 911 821 739 666 600-34% 1 0.43 0.41 0.41 0.39 0.38-13% SENAT 1995 No.459 1999 6 a) 1993 1994 2005 3 ARRCOAGIRC 1 1995
2005 7 2005 2015 25 1 1995 1.75 2015 1.22 20-30 1 +70 +20 60 +35 +25 60 ARRCO AGIRC 2005 2015 1 1995 2015 1 35 1995 2005 178 2010 554 2015 107 b) 1960 1994 63 2015 75 1 2015 3 1 1993 37.5 1 5 2020 3 2 2005 342 2010 560 2015 802 (2) 1995 27
27 10 1995 2000 2005 2010 2015 2015 /1995 276.2 318.4 363.8 441.8 525.8 90 266.7 299.9 346 386.4 418.8 57 9.5 18.4 17.9 55.5 107.0 104.8 122.7 148.6 182.2 219.6 110 101.0 106.2 114.4 126.2 139.4 38 3.8 16.5 34.2 56.0 80.2 CNRACL SNCF ARRCO AGIRC 37.3 50.3 71.2 93.4 119.2 220 34.5 36.7 39.8 43.9 48.4 40 2.8 13.6 31.4 49.5 70.8 26.4 25.6 25.4 26.0 27.3 3 8.3 8.0 7.9 7.9 8.0-4 0.1 0.2 0.3 0.4 0.7 119.8 146.1 166.3 189.8 235.3 96 117.0 151.8 175.3 195.4 212.4 82 2.8-5.7-9.0-5.6 22.9 58.7 72.1 86.0 102.5 129.1 120 57.8 68.6 80.3 91.7 103.9 80 0.9 3.5 5.7 10.8 25.2 40.5 37.9 33.8 31.0 28.7-29 4.7 4.3 4.0 3.7 3.4-27 25.8 33.6 29.8 27.3 25.3 4.1 5.6 2.2 1.6 2 SENAT 1995 No.459 1999 6 Le Nouvel Observateur 2040 28 1 3 1993 75 64
282040 4 1 +9 = = 2 = +15 = 3 = = -45 4123 +2 +6-18 Le Nouvel Observateur2002 3 14-20 P.16-26 (3) 1999 4 29 32 2040 70 1995 40 1995 69.6 2020 2040 GDP 1 9 2 6 3 3 25 +1.25 1.7 2040 2 GDP 1998 2 7400 a)gdp GDP 98 12.1 2040 1 16.7 2 15.8 32 L avenir de nos retraites Documentation Française
29GDP 1 2 3 1998 2020 2040 2020 2040 2020 2040 CNAVTS 7.1 9.0 101 8.5 9.5 8.1 9.1 0.9 0.6 0.4 0.5 0.4 0.5 0.4 3.5 4.9 5.6 4.6 5.4 4.4 5.1 0.5 0.6 0.6 0.5 0.5 0.5 0.5 12.1 15.0 16.7 14.1 15.8 13.5 15.1 Commissariat général du Plan b) 1998 1 1.5 2040 1 30 c) 2000 2040 CNRACLIRCANTEC 1998 2020 4 1998 2040 7 2 GDP 1.8 1.5 31
30 1 2 3 1998 2020 2040 2020 2040 2020 2040 Cnavts 1.7 1.1 0.8 1.2 0.9 1.3 0.9 0.4 0.3 0.2 0.3 0.2 0.3 0.2 AGIRC 2.4 1.3 0.9 1.4 1.0 1.5 1.0 ARRCO 1.7 1.1 0.7 1.1 0.8 1.2 0.8 IRCANTEC 1.7 0.7 0.4 0.8 0.4 0.8 0.5 CNRACL 3.3 1.4 1.0 1.4 1.0 1.4 1.1 1.9 1.1 0.9 1.1 0.9 1.2 1.0 1.3 0.8 0.8 0.8 0.8 0.9 0.9 CRPCEN 1.0 0.7 0.6 0.7 0.6 0.8 0.7 IEG 1.7 0.9 1.0 0.9 1.0 1.0 1.1 0.6 0.6 0.7 0.6 0.7 0.6 0.7 0.1 0.0 0.0 0.0 0.0 0.0 0.0 1.0 0.5 0.7 0.5 0.7 0.6 0.8 RATP 1.5 1.2 1.2 1.2 1.2 1.3 1.3 SNCF 0.9 1.0 1.0 1.0 1.0 1.0 1.1 CANCAVA( ) 1.0 0.6 0.5 0.6 0.5 0.6 0.5 CANCAVA( ) 1.2 0.6 0.5 0.7 0.5 0.7 0.5 0.4 0.3 0.4 0.3 0.4 0.4 0.4 ORGANIC 0.9 0.8 0.8 0.9 0.9 0.9 0.9 CNAVPL 3.6 1.5 1.1 1.5 1.1 1.6 1.2 CARCD 4.2 1.4 1.1 1.4 1.1 1.5 1.1 CARMF 5.0 1.6 1.3 1.6 1.3 1.6 1.3 CARPIMKO 7.9 1.7 0.9 1.7 0.9 1.8 1.0 CANP 2.9 1.3 1.0 1.3 1.0 1.3 1.0 Commissariat général du Plan 31 1 2 1998 2020 2040 2020 2040 Cnavts A -1,400-149,000-403,200-124,800-379,600 B -0.1-5.5-11.2-4.3-9.8 A -15,399-17,063-22,008-17,063-22,008 B -21.8-18.0-18.4-18.0-18.4
AGIRC A -6,008-31,806-31,554-22,442-20,989 B -1.7-5.3-3.9-3.5-2.4 ARRCO A 6,208-16,926-44,841 471-25,916 B 0.3-0.5-1.1-0.0-0.6 IRCANTEC A 344-7,448-13,291-7,324-12,664 B 0.3-4.5-6.0-4.4-5.5 CNRACL A 16,399-45,825-110,269-45,825-110,269 B 9.2-16.7-28.9-16.7-28.9 A 0-136,651-280,883-131,256-254,785 B 0.0-26.4-40.9-24.7-33.5,A 0-1,829-2,323-1,829-2,323 B 0.0-67.2-74.7-67.2-74.7 CRPCEN -528-943 -582-943 -582 IEG A 0-11,957-7,601-11,957-7,601 B 0.0-39.4-18.4-39.4-18.4-5,470-6,848-7,333-6,848-7,333-13,663-9,138-4,509-9,138-4,509 A -7,436-9,518-9,087-9,518-9,087 B -77.4-127.6-94.8-127.6-94.8 RATP A -2,496-4,428-5,771-4,428-5,771 B -40.3-49.8-46.3-49.8-46.3 SNCF A -18,270-19,918-24,348-19,918-24,348 B -73.6-56.1-49.0-56.1-49.0 CANCAVA( ) A -6,961-10,256-12,851-10,016-12,973 B -17.5-17.4-16.4-16.5-16.0 CANCAVA( ) A -471-2,277-3,110-2,165-3,123 B -1.0-3.3-3.3-3.0-3.2-39,804-30,444-24,820-30,444-24,820 ORGANIC A -9 843-12,436-16,970-12,094-16,514 B -19.3-17.1-17.5-16.1-16.5 CNAVPL 2,526 554 1,140 554 1,140 CARCD - -476-429 -476-429 CARMF( ) A 666-2,937-4,439-2,937-4,439 B 1.7-6.1-7.0-6.1-7.0 CARPIMKO 189-1,120-2,641-1,120-2,641 CAVP 114-53 -229-53 -229 Commossaroat général du Plan A B
d) 60 Régie autonome des transports ParisiensRATP 53.5 Société nationale des chemins de fer françaissncf 54.1 Electricité de France Gaz de FranceEDF-GDF 55.6 40 RATP 30 SNCF EDF-GDF 32.5 737 170 2 2010 42.5 170 32 6 32 42.5 42.5 42.5 2020 2040 2020 2040 4.3 9.8 1.4 4.0 21.5 32.0 10.0 19.0 CNRACL 17.0 29.0 5.3 17.0 Commossaroat général du Plan
1980 1974 12 24 1953 SNCF 1995 1112 60 2059 38 2020 53 2040 10 7 1970 60 60 1970 50 59 83 1997 68 1980 1993 1993 7 1993 7 22 1
1993 8 27 37.5 40 150 160 période de référence 10 25 52 54 1995 11 4 1 1994 (6) 1994 9 6 915 10 1997 3 25 33 (1) 33 Le Nouvel Observateur 2002 3 14-20
a) 1999 37.5 150 40 160 42.5 170 2040 32 b) GDP 2040 3.5 1972 1982 2.8 1983 1999 1.97 3.5 1945 1975 30 3.5 3.5 c) d) 1
1.7 60 20 1995 2005 2300 76 6000 32 5000 e) fonds de pension f) fonds de réserve 2 g) participation intéressement 3 (2) h) préretraite 55 1971 73 2000 40
11 (2) a) 1993 78 40 64 FO Force Ouvriére CGT 2001 Sofres 53 15 FO 40 15 0.37 GDP MEDEF MEDEF RPR 34 PS b) 1993 37.5 40 MEDEF 5564 34 55 2001 3 10 55 64 34 50 37.5 GDP 0.3 34 1967 1995 2002 RPR DL UDF UMP 2002 6 UMP 11 17 RPR
c) 20 2002 RPR DL UDF (5) fonds d'epargne salariaux collectifs sous contôle des syndicaux 3 1 2 7075 CGTFO SUD-PTT 2005 d) 33 FO, MEDEF RPRPS MEDEF 37.5 55-64 Le Nouvel Observateur2002 3 14-20 P.16-26
25 MEDEF MEDEF 2002