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2 IFC IFC 100 IFC Kathy Gaertner Beth Jenkins Groff Creative IFC International Finance Corporation 2014.All rights reserved. IFC

3 IFC IFC IFC IFC IFC IFC Ted Chu IFC

4 IFC Alqueria S.A. 29 Bankaool 13 ECOM 15 Engro Foods 9 Jain Irrigation Systems Ltd. 35 Kenya Tea Development Agency 11 Bridge International Academies 21 Ideal Invest 37 Trustco 39 Uniminuto 25 Fundacion Cardiovascular 31 salauno 21 Aadhar Housing Finance 35 Vinte 23 ICT Millicom 29 Roshan 23 Shanghai F-Road Commercial Services 41 Suvidhaa 31 Bakhresa Malawi Limited 25 Tribanco 39 2 BOP BOP AEGEA Sanemento e Particpacoes S.A. 37 Manila Water Company 41

5 BOP 1

6 BOP base of the economic pyramid IFC BOP BOP 45 BOP 5 1 BOP BOP BOP BOP BOP IFC 2011 IFC 7 IFC BOP IFC IFC IFC BOP BOP BOP 2 IFC PPP 2

7 BOP BOP 1 8 PPP BOP BOP BOP BOP BOP 3

8

9 BOP BOP Bankaool 13 ECOM 15 Engro Foods 9 Kenya Tea Development Agency 11 BOP

10 BOP BOP BOP BOP 6

11 BOP 調達 7

12 BOP 調達 解決策 : 8

13 Engro Foods Ltd Engro Foods Limited EFL 30 EFL 1,800 MCC 85% MCC MCC MCC 400 EFL MCC POS EFL EFL 360 MCC EFL MCC EFL MCC MCC 1,

14 BOP 調達 解決策 : 10

15 KENYA TEA DEVELOPMENT AGENCY Kenya Tea Development Agency Ltd. KTDA KTDA KTDA KTDA FFS FFS FFS FFS KTDA KTDA Partner Africa KTDA KTDA FFS 11

16 BOP 調達 解決策 : 12

17 Bankaool Bankaool ECOM Agroindustrias Unidas de Mexico SA AMSA 2005 SA AMSA 50 Bankaool Bankaool 99% 1,200 80% Bankaool Bankaool Bankaool Bankaool Bankaool Bankaool 50 Bankaool Bankaool SA AMSA Bankaool , ,

18 BOP 調達 洞察 : BOP 14

19 IFC BOP BOP BOP ECOM ECOM 30 ECOM 1 5,000 ECOM IFC 2,000 BOP ECOM ECOM IFC ECOM ECOM ECOM ECOM ECOM ECOM 15

20 Curt Carnemark ID NG013S18 World Bank

21 BOP Alqueria S.A. 29 Jain Irrigation Systems Ltd. 35 Bridge International Academies 21 Ideal Invest 37 Trustco 39 Uniminuto 25 Fundacion Cardiovascular 31 salauno 21 Aadhar Housing Finance 35 Vinte 23 BOP ICT Millicom 29 Roshan 23 Shanghai F-Road Commercial Services 41 Suvidhaa 31 Bakhresa Malawi Limited 25 Tribanco 39 AEGEA Sanemento e Particpacoes S.A. 37 Manila Water Company 41 17

22 BOP BOP BOP 45 BOP BOP BOP BOP 5 1 BOP BOP BOP BOP BOP BOP 1 3 > > > PPP 18

23 BOP 商品とサービスの開発 BOP BOP BOP BOP BOP BOP 1 BOP 19

24 BOP 商品とサービスの開発 解決策 : BOP BOP 20

25 Bridge International Academies Bridge International Academies 1 2 Bridge 8 Bridge Bridge Wi-Fi Bridge Bridge International Academies ,000 SalaUno salauno salauno 40% salauno salauno Aravind Eye Care salauno salauno

26 BOP 商品とサービスの開発 解決策 : BOP BOP BOP BOP 22

27 Roshan 2003 Roshan 95% 75% 70% Roshan 2008 Roshan M-Paisa 8,000 M-Paisa Roshan Malomat 40 Malomat SMS IVR Vinte Vinte Vinte Vinte Vinte 75% 23

28 BOP 商品とサービスの開発 解決策 : BOP BOP BOP 1 2 BOP 1 1 BOP BOP 1 24

29 Bakhresa Malawi Limited Uniminuto Uniminuto Uniminuto Bakhresa Malawi Limited 80% BOP Bakhresa BOP Bakhresa 1 2kg 50kg kg Bakhresa BOP Bakhresa 2kg 2 500ml 40%

30 Delmas 32 Toussaint Yanick PRODEPUR-Habitat 11 Dominic Chavez ID Haiti_Electricity_Story_EDIT_0018

31 BOP 流通と小売 2 BOP BOP BOP BOP 27

32 BOP 流通と小売 解決策 : BOP BOP BOP 1 E 28

33 Alquería S.A. Alquería Ultra-High Temperature UHT 3 Alquería 14 BOP UHT Alquería Alquería 2009 Alquería 1 UHT Alquería Millicom Tigo Millicom 14 Millicom Millicom 70 SIM 4 Tigo SIM Millicom Millicom Tigo Tigo

34 BOP 流通と小売 解決策 : BOP BOP BOP 30

35 Fundación Cardiovascular Suvidhaa Fundación Cardiovascular FCV 45% FCV FCV FCV FCV Suvidhaa Infoserve Private Limited 1 Suvidhaa Suvidhaa Point Suvidhaa Point Suvidhaa Point Suvidhaa 200 Suvidhaa Point Suvidhaa Point FCV

36 Jonathan Ernst ID JE-GH060622_33527 World Bank

37 BOP マーケティングとセールス BOP BOP BOP BOP BOP BOP BOP BOP BOP 33

38 BOP マーケティングとセールス 解決策 : BOP BOP BOP NGO NGO 34

39 Jain Irrigation Systems Ltd. Jain Irrigation Systems JISL JISL 30 65% 6,000 Aadhar Housing Finance Aadhar Housing Finance AHFL AHFL AHFL JISL 1,000 5 Jain Hills Research and Development 4,500 JISL 3,000 3,200 JISL BOP AHFL 1 2,

40 BOP マーケティングとセールス 解決策 : 2 BOP B2B BOP BOP 36

41 Ideal Invest Ideal Invest Ideal Pravaler 175 8,000 Pravaler Ideal Ideal Ideal 2013 Ideal Banco Itaú AEGEA Saneamento e Participações S.A. AEGEA Saneamento e Participações S.A. AEGEA) 3 6 AEGEA social tariff program 50% AEGEA AEGEA 37

42 BOP マーケティングとセールス 解決策 : BOP BOP 2 BOP BOP BOP 38

43 Tribanco Tribanco Grupo Martins Grupo Martins Tribanco Martins 46 5,000 Tribanco 70% 450 Tribanco Tribanco Trustco Finance Trustco Group Holding Institute for Open Learning IOL IOL 98% Trustco Bank Namibia Limited Trustco Finance IOL Trustco Finance IOL IOL Trustco Finance Trustco Finance IOL IOL 39

44 BOP マーケティングとセールス 解決策 : BOP 40

45 Manila Water Company Manila Water Company 600 Manila Water 1 Shanghai F-Road Commercial Services Shanghai F-Road Commercial Services B2B F-Road 5% F-Road SMS SIM SMS Manila Water F-Road 1, ,

46 IFC IFC IFC BOP IFC IFC BOP IFC BOP BOP BOP IFC 45 BOP 42

47 Curt Carnemark / World Bank ID ML119S17

48 IFC 2121 Pennsylvania Ave, NW Washington, DC ifc.org/inclusivebusiness

IFC IFC IFC 2012 IFC 200 IFC IFC IFC 2010 IFC 8 IFC 7 10% ,000 IFC IFC Afnan Ahsan Deji Akinyan

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