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1 JETRO/IPA NY 1. (1) ChoicePoint Bank of America LexisNexis Polo Ralph Lauren 2005 ( ) ChoicePoint SS Bank of America 120 SS 2 DSW Shoe 10 Warehouse

2 LexisNexis 3 Boston College 3 Polo Ralph Lauren 4 31 SS SS 18 HSBC Computer Security Institute: CSI FBI Computer Crime and Security Survey (2) 2001 Toys R Us - 2 -

3 (Coremetrics) cookies California Business and Professions Code Section DSW DSW BJ s Wholesale Club Federal Trade Commission: FTC BJ FTC BJ 20 consent order - 3 -

4 Mark Rasch (3) Gramm-Leach- Bliley Act: GLBA Health Insurance Portability and Accountability: HIPAA Sarbanes-Oxley Act California Security Breach Information Act California Financial Information Privacy Act - 4 -

5 New Jersey Identity Theft Protection Act : Senate Judiciary Committee 1000 S Jeff Sessions Dianne Feinstein 2. (1) - 5 -

6 1990 Swiss Re 2000 E The impact of e-business on the insurance industry: Pressure to adapt chance to reinvent E E 4 E E E B2B AIG netadvantage CNA Pro CNA NetProtect Chubb Cyber Security - 6 -

7 AIG 7 AIG Insurance Information Institute: III Kennedy School of Government Workshop on the Economics of Information Security Rainer Böhme CSI FBI Richard Clarke 2003 National Strategy To Secure Cyberspace Electronic Industries Alliance: EIA - 7 -

8 CyLab Internet Security Alliance: ISAlliance Common Sense Guide to Cyber Security for Small Businesses (2) E Viznet Viznet ViZnet 34 AIG netadvantage - 8 -

9 errors and omissions Commercial General Liability: CGL CGL denial of service - 9 -

10 Terrorism Risk Insurance Act of 2002 first party third party (3) Palmer & Cay Meredith Pearl

11 AIG AIG netadvantage IT AIG netadvantage ISO17799 IT 10 IT AIG netadvantage

12 IT OS Yes No Yes No Yes No CNA Pro NetProtect a 3 b c d

13 13 (4) Lawrence A. Gordon A framework for Using Insurance for Cyber-Risk Management a b c a b c a b

14 c

15 (5) E E

16 Lloyd s of London SVB e-comprehensive Tripwire 10 AIG netadvantage ISAlliance 5 ISAlliance Best Practices Guide for Senior Managers 10 ISAlliance AIG netadvantage ISAlliance IT

17 3. (1) American Insurance Group AIG AIG e ebusiness Risk Solutions AIG AIG netadvantage Suite Network Security Liability Web Content Liability Internet Professional Liability 13 AIG netadvantage AIG netadvantage Complete 7 7 AIG netadvantage AIG netadvantage 13 Network Security Liability denial-of-service

18 Web Content Liability Internet Professional Liability errors and omissions Network Business Interruption Information Asset Identity Theft 24 AIG Identity Theft Call Center Extra Expense 10 Cyber Extortion Cyber Terrorism 10 Criminal Rewards 5 11 Crisis Communication Fund PR 5 12 Punitive, Exemplary and Multiple Damages 13 Physical Theft of Data

19 AIG Technology Panel Counsel AIG (2) CNA Pro CNA Pro CNA NetProtect NetProtect NetProtect a 3 b c d CNA Pro (1)

20 1 1 (2) CERT (3) (4) (5) (6) (7) (8) (9) (10) VPN (11) 1 1 (12) 30 7 (13) NetProtect 1000 (3) Safeonline ACE ACE Global Markets Safeonline 1998 SafeBusiness SafeCommerce SafeEnterprise

21 Safeonline SafeBusiness 100 HIPAA SafeCommerce SafeEnterprise B2B CRM B2C errors and omissions

22

23 David Bank Retailers rush to secure data against theft Wall Street Journal, April 25, Document J. Wylie Donald New Jersey Takes On Identity Theft New Jersey Law Journal. October 31, VFJQ3/$FILE/sigma5_2000_e.pdf Brian Kerbs White House pushing cybersecurity insurance Washington Post June 27, Lawrence A. Gordon, Martin P. Loeb, and Tashfeen Sohail A framework for using insurance for cyber-risk management Communications of the ACM March 2003 p Lawrence A. Gordon, Martin P. Loeb, and Tashfeen Sohail A framework for using insurance for cyber-risk management Communications of the ACM March 2003 p

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<4D F736F F D20836A B B834E82BE82E682E E31328C8E2E646F63> 情報セキュリティ保険市場の動向 渡辺弘美 @JETRO/IPA NY 1. 増大する情報セキュリティ リスク 近年 情報セキュリティに対する関心が高まっているにもかかわらず 情報セキュリティに関する事件や事故は多発かつ多様化している さらには こうした事件や事故が訴訟につながるケースも目立ち始めている 今年の春には大手企業による個人情報の漏洩事故が次々と明らかになり 情報セキュリティ リスクの増大が指摘されるようになった

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