2009 4
34 1 34 87.6 88.0 81.7 82.5 88.5 83.5 89.2 84.8 55 60 65 70 75 90.1 86.4 91.4 88.5 80 19 1 4 5 4
910 4 55 0.2% () 20 15 10 5 0 6569 7074 7579 8084 85 20 8 2.60% 95 0.2% 0.4253% 0.4050% 1% 7 1% 7% 2
55 59 60 64 65 69 70 74 75 79 80 84 85 89 90 94 95 2.0% 2.5% 3.0% 3.5% 4.0% 4.5% 5.0% 5.5% 6.0% 2.0% 2.5% 3.0% 3.5% 4.0% 5559 6064 6569 7074 7579 1,000 55 20 25 30 35 40 100 225 375 550 750 8 8 76 7 3 7 10
1 1 90 55 2 10% 6.0% 5.5% 5.0% 4.5% 80 84 8589 9094 95 45 50 55 60 975 1,225 1,500 18 12 20 4 15 20 9 12 4
A 8 8 A B 5
B B 8 8 2 6
40 SMAM 40VA 20% 40% 10% 30% 5 2002 12 2008 9 11 1,909 40%60% 2.60% 0.4253% 1987 12 1,000 1 1,218 885 592 7 1987.12 66 30 35 1992.12 70 40 1997.12 75 335 540 45 2002.12 80 50 2007.12 85 2008.12 820 TOPIXMSCI-KOKUSAI MSCI- KOKUSAI MSCI-KOKUSAI NOMURA-BPI 10%30%40%20% 1987 12 2008 12 Bloomberg TOPIXTOPIX TOPIX TOPIX TOPIX NOMURA-BPI NOMURA-BPI
2.60% 0.4253% + + 65 0 1,000 1,000 1,000 1,000 1,000 1,000 1,000 66 1 30 30 999 999 1,029 940 970 1,000 970 67 2 30 60 999 999 1,059 882 940 1,000 940 68 3 30 90 999 999 1,089 825 910 1,000 910 69 4 30 120 999 999 1,119 771 880 1,000 880 70 5 35 155 994 994 1,149 713 845 1,000 845 71 6 35 190 989 989 1,179 656 810 1,000 810 72 7 35 225 983 983 1,208 601 775 1,000 775 73 8 35 260 978 978 1,238 548 740 1,000 740 74 9 35 295 972 972 1,267 497 705 1,000 705 75 10 40 335 961 961 1,296 442 665 1,000 665 76 11 40 375 950 950 1,325 389 625 1,000 625 77 12 40 415 939 939 1,354 337 585 1,000 585 78 13 40 455 927 927 1,382 287 545 1,000 545 79 14 40 495 915 915 1,410 238 505 1,000 505 80 15 45 540 897 897 1,437 186 460 1,000 460 81 16 45 585 879 879 1,464 136 415 1,000 415 82 17 45 630 860 860 1,490 86 370 1,000 370 83 18 45 675 841 841 1,516 325 1,000 325 84 19 45 720 822 822 1,542 280 1,000 280 85 20 50 770 796 796 1,566 230 1,000 230 86 21 50 820 770 770 1,590 180 1,000 180 87 22 50 870 743 743 1,613 130 1,000 130 88 23 50 920 715 715 1,635 80 1,000 80 89 24 50 970 687 687 1,657 30 1,000 30 90 25 55 1,025 653 653 1,678 1,025 91 26 55 1,080 617 617 1,697 1,080 92 27 55 1,135 581 581 1,716 1,135 93 28 55 1,190 543 543 1,733 1,190 94 29 55 1,245 504 504 1,749 1,245 95 30 60 1,305 460 460 1,765 1,305 96 31 60 1,365 413 413 1,778 1,365 8
4.0% 3.5% 3.0% 3.0% 2.5% 2.0% 5559 6064 6569 --- --- --- 20 25 30 100 225 375 3 3 95 1 = 55 59 60 64 65 69 70 74 75 79 80 84 85 89 90 94 4.0% 3.5% 3.0% 2.5% 2.0% 1.5% 1.0% 0.5% 9
2.5% 3.5% 2.0% 4.0% 1.5% 4.5% 1.0% 5.0% 0.5% 5.5% 6.0% 7074 7579 8084 8589 9094 95 1,000 55 75 4 --- 20 15 10 5 --- 35 40 45 50 55 60 550 850 1,150 1,450 1,750 1 4 27 2 1 6,000 3 4 0.2 4 10
7 7 100 50 7 1 2 3 1 2 3 7 8 8 8 8 8 11
52 75 200 3 1 5 200 6,000 1 5 8 8 1 90 55 7 3 4 95 55-59 2.0%60-64 2.5%65-69 3.0% 70-74 3.5%75-79 4.0%80-84 4.5% 85-89 5.0% 90-94 5.5% 956.0% 55-59 4.0%60-64 3.5%65-69 3.0% 70-74 2.5%75-79 2.0%80-84 1.5% 85-89 1.0%90-94 0.5% 100 1 8 8 76 2.60% 0.2% 0.4253% 0.4050% 1/365 1/12 1% 1 1 2 2 3 3 4 4 5 5 6 6 7 7 7% 6% 5% 4% 3% 2% 1% 0% = 7 8 8 12
21 1 6 3 5 5 A A A A 500 12 A A A A A 500 12 13
9 12 17 123 18 9 40 65 1 40 64 2 1 2 1 2 1 2 2 3 4 5 1 65 2 40 64 14
THE HARTFORD 200 Variable Annuity 2008 12 2,875 1 90.21 25 9,428 200812 2000 122008 93.4 No.1 21.6% 50,000 45,000 40,000 39,197 74567,276 1 190.21100 1 TIAA-CREF 21.6% 34,644 20089 2008125 35,000 30,000 25,000 20,000 15,000 10,000 5,000 0 20019 20029 20039 20049 20059 20069 20079 20089 03-6219 - 3784 900 1800 http://www.hartfordlife.co.jp 2007 TEL0332862820http://www.seihohogo.jp 105 -- 0022 1-2-20 15 TEL : 03-6219-3784 http : //www.hartfordlife.co.jp 09.01M001MSVN99M02-02-0904O