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2013 2013 Sony Bank Disclosure 1 2 4 5 6 8 9 10 11 12 14 15 18 19 19 20 20 21 22 25 26 27 28 29 30 31 32 34 36 47 47 47 48 56 56 60 61 64 66 70 71 72 77 82 87 192 92 193 92 4 92 MONEYKit PostPet PostPet So-net
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s age 2013 Sony Bank Disclosure 3 2013 5 20128 200512 20131 2012 20127 61HDI Japan 2013 2013
Corporate Out l 2013 Sony Bank Disclosure 4 IT IT
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Main Products 6 2013 Sony Bank Disclosure MMF 7 12 NZ 8 6.76 % 7.08 7.11 7.00 8 CNH 6 4.8 5.1 5.2 5.5 6 3 4 2 0 2009 2010 2011 2012 4 2 0 FX 12 NZ NZ 1211
Sony Bank Disclosure 7 2 3 235710152020 500110 1351 & Services 2013 JR 123111 3 11:00 20:00 9:00 17:30 3 No.1 20131 6 No.1 20137 3 3 2012 No.1 20127302012
2013 Sony Bank Disclosure 8 MONEYKit MONEYKit MONEYKit MONEYKit-PostPet ATM ATM http://moneykit.net/ MONEYKitMONEYKit-PostPet
- - http://moneykit.net/sphone/ http://mb.moneykit.net/ 6 PostPet 5 Android iphone 2013 Sony Bank Disclosure 9
2013 Sony Bank Disclosure 10 321022013 71 20 3 2013 71 MMF REIT
MONEYKit MONEYKit-PostPet ATM ATM ATM451105 ATM BNKBNK UFJATM ATM ATM ATMATMATM ATMATM HDI Japan 2 2013 Sony Bank Disclosure 11 24365 3
Environmental 2013 Sony Bank Disclosure 12
1 KWh 2 2011 0.000463 -CO2 3 JVER JVER CO2 WWF Indonesia ISOISO14001 ISOISO14001 2008 1 CO2() 2012127kWhCO2 588 2 2013 JVER 3 CO2100 20129 4 110 CO2 2013 Sony Bank Disclosure 13 Initiatives 4
14 2013 Sony Bank Disclosure Business Over 2012 201210 CNH 12 12 FX 4 6 8 20131 2 3 FX 20127 2012 CNH 201210 12 201212 FX 20124 REIT 201271020133 20131 LIXIL 20127 20131 20127 2013 2FX20133
2013 Sony Bank Disclosure 15 2012 2012 8 1532 20117 2013 31,154 2126 6 1,079 19,434 211 74691 4 44 2012 27 1 148 185 2 139 2 42 0.03 view 200 4 % 0.08 160 3 0.06 120 2 0.04 80 40 1 0.02 0 2008 2009 2010 2011 2012 0 2011 2012 0.00 108 149 164 183 185 103 116 126 138 139 0.03 0.03 2 2 4 29 33 40 42
16 2013 Sony Bank Disclosure 40 9,088 201331,145 129 1,940 250 3216128232,024 1,346 9,702 6414,491 1,1068,603 20 2461,033 50 10,000 10,000 9,000 9,000 8,000 8,000 7,000 7,000 6,000 6,000 5,000 5,000 4,000 4,000 3,000 3,000 2,000 2,000 1,000 1,000 0 2008 2009 2010 2011 2012 0 2008 2009 2010 2011 2012 4,683 5,551 6,560 7,496 8,603 AAA 5,726 5,582 5,308 3,783 3,012 87 315 664 859 1,098 AA 902 1,525 2,120 2,937 3,254 4,770 5,866 7,224 8,355 9,702 A 1,343 1,397 1,664 1,973 2,356 BBB 161 167 172 279 363 98 128 135 155 102 8,231 8,801 9,401 9,129 9,088 2011 2012 5,079 4,492 1,945 1,860 291 612 2,842 2,019 3,849 4,491 3,764 4,420 85 70 8,929 8,984 > <26> <97>
1,09519,372 9511 8,574 76614,672 501 1853,902 50 678 8 41 20,000 18,000 16,000 14,000 12,000 10,000 8,000 6,000 4,000 2,000 0 2008 2009 2010 2011 2012 7197 2013 32013 2 100 0.40 11.98 % 15 12 9 6 3 0 2008 2009 2010 2011 2012 2013 Sony Bank Disclosure 17 2,821 3,250 3,592 3,717 3,902 13.37 12.09 10.84 11.58 11.98 10,442 11,849 12,898 13,905 14,672 Tier1 12.88 11.64 10.41 9.63 8.85 13,263 15,100 16,491 17,622 18,574
Ensuring Fair B 2013 Sony Bank Disclosure 18 6 1 3 ALM
usiness Practices 2013 Sony Bank Disclosure 19
20 2013 Sony Bank Disclosure ADR 0570-017109 03-5252-3772 900 500 1. 1 1 2 3 2 2. 1
1 2 3 4 5 2 3 3. 0120-365-964 03-5805-7140 9:00 20:00 1231139:00 17:00 0120-365-723 03-6730-2700 77 9:00 17:00 123113 2013 Sony Bank Disclosure 21
2013 Sony Bank Disclosure 22 9
2013 Sony Bank Disclosure 23 Value at Risk a b c a b
2013 Sony Bank Disclosure 24
1 2 SA Reinsurance Ltd. 20025 BS7799-Part2 8ISMS2005 10BS7799 - Part2 ISO 20065ISMSJIS 20064ISO/IEC270012005 2006 6JIS Q270012006 1 2 2. 3. 2013 Sony Bank Disclosure 25
26 2013 Sony Bank Disclosure 4. 5. 1. 2. 3.
2013 71 Sony Bank Incorporated 26 20011342 200113611 310 620,000 100% A S&P A1 JCR AA 26 11 1 SmartLink Network, Incorporated 11 20061891 48,875 57 2013 Sony Bank Disclosure 27 Corporate Data 20 URLhttp://sonybank.net/disclosure/e_publicnotice/index.html
2013 Sony Bank Disclosure 28 20081 Life Planning SQUARE 3 2004 10 100% 57% 50% 50% 100% 100% SA Reinsurance 2013 71
2013 71 IT Web 639 2013 Sony Bank Disclosure 29
2013 Sony Bank Disclosure 30 2013 71 Web IT
2013 Sony Bank Disclosure 31 1 2 3 4 5 6
32 2013 Sony Bank Disclosure 2001 1 3 2001 4 6 MONEYKit ATM 9 S&P 12 MONEYKit-PostPet 2002 2003 12 UFJATM 2004 4 6 100237.5 10 12 2005 3 8 UFJ UFJ ATM 9 12 2006 2 25250 4 ISO/IEC27001 2005 6 12 ATM 2007 1 4 3 1 ATM 3 5 BS7799 -Part2 6 8 ISMS 5 6
10 2008 1 3 ISOISO14001 4 60280 5 10 JCR ATM 2 11 ATM 2009 60310 7 10 2010 6 10 2011 5 6 10 7 8 2012 7 8 2013 1 4 JVER 2013 Sony Bank Disclosure 33
2013 Sony Bank Disclosure 34 1 2 1 2 1 2 3 5 1 2 3 4 5 6 7 3 4 5 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 5 1 2 3 4 5 8 9 1 2 3 4 1 3 4 6 7 8 5 6 1 2 3 2013 71
Financial Section 2013 Sony Bank Disclosure 35 36 47 47 47 48 56 56 60 61 64 66 70 71 72 77 82 87
36Consolidated Fi 2013 Sony Bank Disclosure 2023961 2011 2012 2011 2012 89,567 62,322 1,761,136 1,857,447 10,000 10,000 10,000 10,000 14,760 18,182 12,000 22,000 905,882 906,796 35 87 836,100 970,226 50,134 52,338 8,936 7,954 608 619 24,427 32,997 440 516 1,071 1,108 92 108 193 262 95 98 1 117 6 876 729 275 5,034 4,587 1,000 4,601 4,325 1,835,550 1,943,493 338 258 93 3 31,000 31,000 2,047 91 21,000 21,000 1,000 9,212 12,489 1,634 1,641 61,212 64,489 1,767 6,536 2,597 3,231 830 3,304 1,260 1,339 61,642 69,134 1,897,192 2,012,627 1,897,192 2,012,627
Data 2013 2011 2012 32,553 34,328 24,871 25,954 13,270 13,877 11,540 12,007 13 13 45 55 1 0 4,885 5,444 2,740 2,815 56 114 13 15 42 99 28,589 29,874 8,825 7,886 6,879 6,296 10 10 146 222 1,789 1,356 2,437 2,648 698 2,534 16,054 16,419 572 385 536 325 35 60 3,964 4,454 99 99 457 367 52 51 250 315 153 0 3,606 4,086 2,049 490 204 240 1,845 730 1,761 3,356 13 78 1,747 3,277 2011 2012 1,761 3,356 485 4,135 1,340 4,768 855 633 2,246 7,492 2,232 7,413 13 78 Sony Bank Disclosure 37 nancial
382013 Sony Bank Disclosure 2011 2012 31,000 31,000 31,000 31,000 21,000 21,000 21,000 21,000 7,464 9,212 1,747 3,277 1,747 3,277 9,212 12,489 59,464 61,212 1,747 3,277 1,747 3,277 61,212 64,489 426 1,767 1,340 4,768 1,340 4,768 1,767 6,536 1,742 2,597 855 633 855 633 2,597 3,231 1,315 830 485 4,135 485 4,135 830 3,304 1,260 1,260 78 1,260 78 1,260 1,339 58,148 61,642 1,747 3,277 1,745 4,214 3,493 7,492 61,642 69,134
2011 2012 3,606 4,086 1,681 1,809 250 59 79 271 6 113 17 150 75 14 15 18 3 24,871 25,954 8,825 7,886 3,952 2,562 13 15 3,981 36,761 59 57 113,103 134,664 111,212 96,271 503 981 18 51 27,302 29,560 9,137 8,349 6,346 2,620 12,331 64,783 2,183 2,073 10,147 66,857 293,591 279,518 74,079 82,954 245,507 238,488 500 4,942 422 302 1,473 1,310 2,328 346 505 2 21,618 35,876 10,000 10,000 14 42 550 6,500 276 10,535 3,733 0 3 42,301 27,244 47,265 89,567 89,567 62,322 Sony Bank Disclosure 2013 39
402013 Sony Bank Disclosure 2842 1....1... 2....31 3. 5 1 2 3 318 220 5 4 4 5 6 10 17 7
9 10 24 11 12 1. 180180180 1. 2624 517 2524 517 1 2 2541 2641 3 1. 1501,534 4097 96134 2. 2,220 3 3. 3,9051. 3. 4....10,543...10,000 67,660 476 5. 21,275 117,892 8 Sony Bank Disclosure 2013 41
422013 Sony Bank Disclosure 2,256 6....1,838 7. 22,000 8. : 744 157 587 70 516 516 1. : 7,946 835 7,110 2,341 4,768 2,778 1,795 983 350 633 4,135 1. 620 620 620 620 620 620 1. : 62,322 62,322 2. : 3,914 1,342 315 1,751 505
2013 Sony Bank Disclosure 43 1. 1 ALM 2 ALM 3 (3 i ALM ALM VaR ALM ii iii i 250 10 2533199564
442013 Sony Bank Disclosure 4 2. 2. 25331 (1) 8,371 8,966 595 898,425 898,425 (2) 970,226 *1 1,422 968,803 1,059,289 90,485 1,875,600 1,966,681 91,081 (1) 1,857,447 1,859,093 1,646 1,857,447 1,859,093 1,646 (*2) 1 1 (12,675) (12,675) (12,674) (12,674) *1 *2
1 2 LIBOR 1 LIBOR 2. () 1 1 3 3 5 5 7 710 10 159,955 302,817 160,892 39,948 189,776 20,419 8,000 419 159,955 302,817 152,892 39,948 189,776 20,000 16,678 44,416 34,311 17,566 36,446 820,807 6,300 1,595 4,230 7,922 25,973 820,807 10,377 42,820 30,080 9,643 10,472 176,633 347,233 195,204 57,514 226,222 841,226 3. () 1 1 3 3 5 5 7 710 10 1,779,271 34,883 6,197 10,982 26,113 1,779,271 34,883 6,197 10,982 26,113 (*)1 1. 25 331 7,952 8,524 572 418 442 23 8,371 8,966 595 8,371 8,966 595 1. Sony Bank Disclosure 2013 45
462013 Sony Bank Disclosure 2. 25 331 393,611 385,108 8,503 136,251 132,193 4,057 61,251 59,359 1,891 196,109 193,555 2,554 356,788 349,098 7,689 353,713 346,812 6,900 3,075 2,286 789 750,400 734,206 16,193 55,670 56,180 509 49,796 50,259 462 5,873 5,920 46 92,354 94,011 1,657 88,352 88,965 613 4,001 5,045 1,043 148,024 150,191 2,167 898,425 884,398 14,026 3. 24 41 25 331 21,131 144 82 21,131 144 82 54,796 650 22 54,796 650 22 75,928 794 104 1. 25 331 442 2. 25 331 17,740 17,740 1....109,34658 2.... 5,28637
2008 2009 2010 2011 2012 1 33,378 30,520 29,559 32,553 34,328 2 70 2,429 2,908 3,964 4,454 3 1,196 1,127 1,582 1,747 3,277 4 510 2,246 7,492 5 45,432 57,638 58,148 61,642 69,134 6 1,411,029 1,611,506 1,760,070 1,897,192 2,012,627 7 13.25 11.87 10.60 11.28 11.96 2011 2012 174 150 1,369 1,534 3 2,068 2,220 3,613 3,905 2011 2012 Sony Bank Disclosure 2013 47
48Non-Consolidat 2013 Sony Bank Disclosure 2013961 2011 2012 2011 2012 87,053 61,936 1,762,282 1,857,447 29 30 331,606 382,611 87,024 61,905 1,056,957 1,082,392 10,000 10,000 373,719 392,444 13,240 18,182 10,000 10,000 912,933 908,847 12,000 22,000 206,964 194,000 12,000 22,000 29,149 61,251 35 87 284,790 202,401 1 7,050 2,050 34 87 384,977 449,142 41,300 46,238 835,582 970,226 46 67 828,865 963,371 1,215 5 6,716 6,854 4,565 4,224 8,936 7,954 0 0 8,936 7,954 14,090 16,975 18,132 26,062 20,467 24,188 72 74 1 0 72 62 80 118 4,209 4,751 831 657 5,458 11,514 519 561 4,610 5,385 381 461 3,709 4,273 92 98 794 838 95 98 179 238 275 1 0 1,000 613 598 1,827,706 1,937,270 2,624 2,674 2,621 2,671 31,000 31,000 2 2 21,000 21,000 1,840 21,000 21,000 1,000 11,627 12,506 1,634 1,641 11,627 12,506 11,627 12,506 63,627 64,506 1,767 6,536 2,597 3,231 830 3,304 62,796 67,811 1,890,503 2,005,081 1,890,503 2,005,081
2011 2012 30,075 31,351 24,859 25,948 13,260 13,871 11,540 12,007 13 13 44 55 2,384 2,465 176 148 2,207 2,316 2,740 2,815 1,764 1,874 975 794 0 145 92 122 12 14 80 107 26,042 27,068 8,777 7,850 6,880 6,297 10 10 101 186 1,784 1,355 2,188 2,344 79 93 2,109 2,250 698 2,534 251 2,091 447 442 13,808 13,955 570 384 536 325 9 11 24 47 4,033 4,282 99 99 2,791 2,743 47 4,132 1,491 1,941 487 148 125 2013 Sony Bank Disclosure 49 1,792 612 2,340 879 ed Financial Data
502013 Sony Bank Disclosure 2011 2012 31,000 31,000 31,000 31,000 21,000 21,000 21,000 21,000 21,000 21,000 21,000 21,000 9,287 11,627 2,340 879 2,340 879 11,627 12,506 9,287 11,627 2,340 879 2,340 879 11,627 12,506 61,287 63,627 2,340 879 2,340 879 63,627 64,506
2011 2012 426 1,767 1,340 4,768 1,340 4,768 1,767 6,536 1,742 2,597 855 633 855 633 2,597 3,231 1,315 830 485 4,135 485 4,135 830 3,304 59,971 62,796 2,340 879 485 4,135 2,825 5,014 62,796 67,811 Sony Bank Disclosure 2013 51
522013 Sony Bank Disclosure 1. 2. 3. 1 818 220 2 5 3 4. 5. 1 4 2 3 10 4 5 6. 24 7.
1. 172 172172 1....2,050 2. 1501,534 4097 96134 3. 2,220 3 4. 3,9052. 4. 5.... 10,543... 10,000 67,660 388 6. 22,275 118,892 7....1,664 8. 22,000 9.... 8 10.... 20,327 1.... 0...17... 8... 136...395 Sony Bank Disclosure 2013 53
542013 Sony Bank Disclosure 1. 25 331 7,952 8,524 572 418 442 23 8,371 8,966 595 8,371 8,966 595 2. 25 331 2,050 3. 25 331 393,611 385,108 8,503 136,251 132,193 4,057 61,251 59,359 1,891 196,109 193,555 2,554 356,788 349,098 7,689 353,713 346,812 6,900 3,075 2,286 789 750,400 734,206 16,193 55,670 56,180 509 49,796 50,259 462 5,873 5,920 46 92,354 94,011 1,657 88,352 88,965 613 4,001 5,045 1,043 148,024 150,191 2,167 898,425 884,398 14,026 4. 24 4125 331 21,131 144 82 21,131 144 82 54,796 650 22 54,796 650 22 75,928 794 104
1. 25 331 442 2. 25 331 17,740 17,740 1. 2. 1. 772 528 213 1,786 548 3,848 849 2,998 3,176 97 3,274 275 1....109,37317 2....1,41780 1. 2. 3. 4. Sony Bank Disclosure 2013 55
562013 Sony Bank Disclosure 2008 2009 2010 2011 2012 1 33,361 30,500 29,521 30,075 31,351 2 414 2,930 3,377 4,033 4,282 3 710 1,646 2,054 2,340 879 4 31,000 31,000 31,000 31,000 31,000 620,000 620,000 620,000 620,000 620,000 5 46,264 58,989 59,971 62,796 67,811 6 1,411,956 1,612,186 1,761,830 1,890,503 2,005,081 7 1,326,360 1,510,051 1,649,106 1,762,282 1,857,447 8 477,072 586,654 722,452 835,582 970,226 9 823,174 880,133 940,121 912,933 908,847 10 13.37 12.09 10.84 11.58 11.98 11 12 203 239 288 321 371 2011 2012 11,298 4,834 16,132 11,894 6,254 18,149 (174) (63) 16,809 8,223 24,859 17,049 8,962 25,948 (174) (63) 5,511 3,389 8,726 5,155 2,707 7,798 404 600 195 14 107 121 1,762 621 2,384 2,332 132 2,465 2,167 21 2,188 2,318 25 2,344 40 2,081 2,041 1,511 1,793 281 629 2,110 2,740 144 2,670 2,815 670 28 698 1,656 877 2,534 10,853 7,516 18,369 10,397 8,154 18,551 0.77% 1.78% 1.04% 0.69% 1.86% 0.97% 1. 2. 201150201251 3. 4. 100
2011 2012 () () () () 1,406,057 16,809 1.19% 1,491,347 17,049 1.14% 773,212 13,232 1.71% 893,524 13,835 1.54% 571,418 3,519 0.61% 529,695 3,145 0.59% 10,000 13 0.13% 10,082 13 0.13% 51,426 44 0.08% 58,045 55 0.09% % % (65,919) (174) (25,696) (63) 1,381,701 5,511 0.39% 1,475,200 5,155 0.34% 1,312,226 3,490 0.26% 1,440,120 3,587 0.24% 10,000 10 0.10% 10,000 10 0.10% 6,316 101 1.60% 13,616 186 1.37% 1. 2. 20113,09720123,090 201112,763 201214,233201150201249 2011 2012 (65,919) (174) (25,696) (63) 421,056 8,223 1.95% 436,698 8,962 2.05% 1,455 28 1.92% 2,170 35 1.65% 346,775 8,021 2.31% 400,021 8,862 2.21% % % % % % % () () () () 364,656 3,389 0.92% 373,405 2,707 0.72% 364,625 3,389 0.92% 373,576 2,709 0.72% % % % % 1. 2. 20112012 206 201120121 Sony Bank Disclosure 2013 57
582013 Sony Bank Disclosure 230 130 100 83 763 680 2011 2012 1,761,194 24,859 1.41% 1,902,349 25,948 1.36% 774,667 13,260 1.71% 895,694 13,871 1.54% 918,194 11,540 1.25% 929,716 12,007 1.29% 10,000 13 0.13% 10,082 13 0.13% 51,426 44 0.08% 58,045 55 0.09% % % 1,680,439 8,726 0.51% 1,822,910 7,798 0.42% 1,676,852 6,880 0.41% 1,813,697 6,297 0.34% 10,000 10 0.10% 10,000 10 0.10% 6,316 101 1.60% 13,616 186 1.37% 20113,09720123,090 201112,763 201214,439201150201251 2011 2012 1.19% 1.95% 1.41% 1.14% 2.05% 1.36% 0.39% 0.92% 0.51% 0.34% 0.72% 0.42% 0.79% 1.02% 0.89% 0.79% 1.32% 0.93% 2011 2012 763 880 116 1,019 779 240 2,612 1,789 822 2,058 1,455 603 484 447 931 256 117 373 1 0 1 0 0 0 2 4 7 5 4 10 391 2,293 1,902 372 728 356 330 1,953 1,622 340 242 97 1 0 1 0 0 109 58 51 117 32 85 2011 2012 589 589 1,178 305 432 738 12 6 6 13 5 7 1,024 334 1,358 1,231 390 841 10 10 30 30 230 130 100 81 763 682
2011 2012 1,494 288 1,206 1,992 903 1,089 2,623 1,794 828 2,071 1,460 611 277 704 427 144 322 467 7 4 11 0 0 0 2 4 7 5 4 10 30 30 689 2,346 1,657 739 1,667 927 553 2,076 1,522 561 1,144 583 1 0 1 0 0 109 58 51 117 32 85 2011 2012 2,690 2,983 95 81 343 398 1,342 1,274 1,198 1,149 1,861 2,446 5 5 206 163 27 32 5 12 674 726 887 795 76 16 2,079 1,552 538 543 1,012 894 763 877 13,808 13,955 2011 2012 0.22% 0.22% 6.57% 6.55% 0.13% 0.04% 3.81% 1.34% Sony Bank Disclosure 2013 59
602013 Sony Bank Disclosure 2011 2012 323,729 164,375 488,104 349,049 167,413 516,463 988,469 200,240 1,188,709 1,091,039 206,151 1,297,191 27 10 37 30 11 42 1,312,226 364,625 1,676,852 1,440,120 373,576 1,813,697 2011 2012 331,606 158,627 490,233 382,611 190,866 573,477 1,056,957 215,063 1,272,020 1,082,392 201,565 1,283,957 28 28 12 12 1,388,591 373,691 1,762,282 1,465,015 392,431 1,857,447 20111,4282012145 2011 2012 3 167,122 167,122 160,543 160,543 36 506,096 506,096 584,983 584,983 61 455,938 455,938 378,627 378,627 1 2 32,531 32,531 36,578 36,578 23 11,421 11,421 14,532 14,532 3 48,834 48,834 52,520 52,520 1,221,944 1,221,944 1,227,785 1,227,785
2011 2012 765,409 1,454 766,863 886,591 2,169 888,761 7,803 0 7,803 6,932 0 6,933 773,212 1,455 774,667 893,524 2,170 895,694 2011 2012 827,293 1,572 828,865 960,488 2,883 963,371 6,715 0 6,716 6,854 0 6,854 834,008 1,573 835,582 967,342 2,883 970,226 2011 2012 1 59 15,140 15,200 60 16,618 16,678 13 1,108 26,173 27,281 1,151 43,265 44,416 35 2,237 36,261 38,498 3,947 30,363 34,311 57 3,858 8,952 12,810 5,032 12,533 17,566 710 12,846 11,149 23,995 17,860 18,586 36,446 10 468,106 249,688 717,794 518,382 302,424 820,807 488,216 347,365 835,582 546,435 423,790 970,226 2011 2012 581,863 656,258 581,863 656,258 27,224 41,079 226,494 272,887 835,582 970,226 Sony Bank Disclosure 2013 61
622013 Sony Bank Disclosure 2011 2012 1,000 1,000 2011 2012 1,000 1,000 1,000 2011 2012 754,190 866,896 81,391 103,329 835,582 970,226 2011 2012 756,862 90.58% 866,830 89.34% 78,720 9.42% 103,395 10.66% 24,656 2.95% 37,919 3.91% 800 0.10% 1,670 0.17% 1,001 0.12% 1,001 0.10% 1,502 0.18% 1,996 0.21% 6,571 0.79% 10,661 1.10% 13,675 1.64% 13,876 1.43% 6,821 0.82% 8,276 0.85% 18,989 2.27% 22,177 2.29% 2,170 0.26% 2,777 0.29% 2,531 0.30% 3,039 0.31% 835,582 100.00% 970,226 100.00%
2011 2012 A) 835,582 970,226 B) 759,032 868,865 B)/(A) 90.83% 89.55% 31530010050 100 5 2011 2012 60.06% 0.42% 47.41% 66.02% 0.73% 52.23% 58.92% 0.39% 46.19% 62.04% 0.58% 49.38% 100 2011 2012 174 150 1,369 1,534 3 2,068 2,220 3,613 3,905 2011 2012 1,634 1,641 513 6 2011 2012 9 11 Sony Bank Disclosure 2013 63
642013 Sony Bank Disclosure 2012 1 1 3 3 5 5 7 7 10 10 24,034 21,739 35,857 12,926 76,310 23,131 194,000 1,511 3,826 2,554 53,359 61,251 40,153 87,989 10,991 10,306 52,541 418 202,401 2,050 2,050 96,527 198,399 115,996 17,684 13,457 7,076 449,142 96,527 198,399 115,996 17,684 13,457 442,065 7,076 7,076 160,715 309,639 166,672 43,472 195,669 23,550 9,127 908,847 2011 1 1 3 3 5 5 7 7 10 10 27,466 32,336 18,197 29,341 68,246 31,375 206,964 1,405 506 3,854 23,383 29,149 123,259 99,438 32,429 8,351 20,815 495 284,790 7,050 7,050 75,393 174,015 99,709 22,766 4,568 8,525 384,977 75,393 174,015 99,709 22,766 4,568 376,452 8,525 8,525 227,525 306,296 154,190 60,459 117,013 31,871 15,576 912,933
2011 2012 222,701 222,701 213,606 213,606 22,086 22,086 51,769 51,769 310,790 310,790 252,032 252,032 6,540 6,540 3,722 3,722 9,299 346,775 356,074 8,564 400,021 408,586 346,775 346,775 400,021 400,021 9,299 9,299 8,564 8,564 571,418 346,775 918,194 529,695 400,021 929,716 2011 2012 206,964 206,964 194,000 194,000 29,149 29,149 61,251 61,251 284,790 284,790 202,401 202,401 7,050 7,050 2,050 2,050 8,525 376,452 384,977 7,076 442,065 449,142 376,452 376,452 442,065 442,065 8,525 8,525 7,076 7,076 536,480 376,452 912,933 466,781 442,065 908,847 2011 2012 38.63% 100.73% 51.80% 31.86% 112.64% 48.92% 43.54% 95.10% 54.75% 36.78% 107.07% 51.26% 100 Sony Bank Disclosure 2013 65
662013 Sony Bank Disclosure 2012 7,952 8,524 572 418 442 23 8,371 8,966 595 8,371 8,966 595 2011 12,443 13,036 592 495 519 23 12,939 13,555 615 12,939 13,555 615 2012 393,611 385,108 8,503 136,251 132,193 4,057 61,251 59,359 1,891 196,109 193,555 2,554 356,788 349,098 7,689 353,713 346,812 6,900 3,075 2,286 789 750,400 734,206 16,193 55,670 56,180 509 49,796 50,259 462 5,873 5,920 46 92,354 94,011 1,657 88,352 88,965 613 4,001 5,045 1,043 148,024 150,191 2,167 898,425 884,398 14,026
421,648 417,478 4,169 136,122 133,659 2,463 23,739 23,423 315 261,786 260,395 1,391 232,066 226,609 5,456 229,524 224,323 5,200 2,541 2,286 255 653,715 644,088 9,626 86,316 87,388 1,072 58,397 59,277 879 5,410 5,414 3 22,507 22,697 189 152,911 155,575 2,664 146,927 148,530 1,602 5,983 7,045 1,062 239,227 242,964 3,736 892,942 887,053 5,889 2012 2011 2,050 7,050 2012 442 2011 2012 17,740 17,740 2011 Sony Bank Disclosure 2013 672011 13,240 13,240
682013 Sony Bank Disclosure 2012 2011 1 20,000 119 119 119 119 1. 2. 1 79,195 74,491 2,811 378,446 332,030 19,225 22,036 1. 24 2. 1 20,000 20,000 350 350 350 350 1. 2. 1 134,709 133,989 4,427 244,706 219,921 13,472 17,899 1. 24 2.
2012 1 45,200 117 117 91,703 297 297 47,646 619 619 10,587 916 916 1,036 6 7 7,559 10 10 120 134 1. 2. 1 45,300 3,500 9,361 9,361 1. 2. 2011 1 34,949 60 60 77,584 359 359 33,638 1,268 1,268 9,409 441 441 151 1 0 5,299 31 31 1,441 1,443 1. 2. 1 89,740 34,800 1,798 1,798 1. 2. Sony Bank Disclosure 2013 69
702013 Sony Bank Disclosure 2012 2011 1 1,367 0 0 0 0 1. 2. 3. 2011 2012 849 714 828 1,094 2,073 2,222 845,977 978,005 849,728 982,036
2013 Sony Bank Disclosure 71 17107 2835 2013627 1. 2012 41201333112 2. 1 2 3
72 Capital Adequa 2013 Sony Bank Disclosure 19215 19323 153 142 18327 191 1.. 326. 1. 9 32. 8123112. 16211112. 2. Tier1Tier220133 100 Tier1 620 Tier2 2,000 10,000 10,000 10 20186 295 10 20211026 5 10 202321 5
cy 2013 Sony Bank Disclosure 73 3. 2013311.96Tier18.87 4 4.. 1 1 2
2013 Sony Bank Disclosure 74 3. 5 R&IJCR MoodysS&P Fitch 5. 2.83 ISDA 6. Value at Risk
7.. 20133. 249436......... 8. 39 9.. 2013 Sony Bank Disclosure 75
76 2013 Sony Bank Disclosure. 10. 11.. BPVValue at Risk ALM. GPS 55 50% 52.5 5199%1%
1. 8123112 2. 2011 2012 31,000 31,000 21,000 21,000 9,212 12,489 1,260 1,339 338 258 A 62,134 65,570 45 835 834 12,000 22,000 12,000 22,000 B 12,835 22,834 C ABCD 74,970 88,404 2011 2012 3112 /O247 E DEF 74,970 88,404 625,538 697,568 6,254 5,398 8 1. 14 218 19 32,703 35,913 G 664,497 738,880 F/G 11.28 11.96 Tier1A/G 9.35 8.87 2013 Sony Bank Disclosure 77
78 2013 Sony Bank Disclosure 3. 1 2011 2012 625,538 25,021 697,568 27,902 23,966 958 24,854 994 54,258 2,170 49,080 1,963 160,889 6,435 179,840 7,193 192,566 7,702 231,924 9,276 173,909 6,956 192,399 7,695 266 10 282 11 19,681 787 19,185 767 ix 6,254 250 5,398 215 631,793 25,271 702,967 28,118 2 2011 2012 25,271 28,118 1,308 1,436 26,579 29,555 1. 4 2. 3. 3 4. 4. 1 2011 2012 2011 2012 2011 2012 2011 2012 669,152 582,326 2,531 3,039 589,901 529,890 206,620 226,751 3,850 3,350 127,973 152,577 264,055 323,718 72,338 97,005 188,007 224,328 262,194 318,721 260,454 317,082 285 290 496,883 549,712 496,926 549,747 19,751 19,265 1,918,658 2,020,496 836,100 970,226 905,882 906,796 285 290 1. 3290 2. 3. P.61P.64P.65
2 2011 2012 583 251 835 835 1 834 537 262 799 799 8 807 537 262 799 799 8 807 1,121 513 1,634 1,634 6 1,641 3 2011 2012 9 11 9 11 4 2011 2012 0% 470,538 29 392,831 30 10 % 163,503 138,030 20 % 254,655 86 328,593 99 35 % 496,883 549,712 50 % 143,446 15,463 187,188 27,487 75 % 246,483 290,958 100 % 90,841 36,726 64,996 39,482 150 % 1,084 350 % 1,122,985 795,672 1,112,724 907,771 1. 2. 5. 2011 2012 10,000 10,000 10,000 10,000 17,395 28,647 16,579 28,647 816 27,395 38,647 2013 Sony Bank Disclosure 79
80 2013 Sony Bank Disclosure 6. 1 2 2011 2012 3,304 9,759 6,287 5,000 9,591 14,760 5,597 10,297 3,965 4,462 28 6,970 11,645 2,621 3,114 2,621 3,114 1. 0 2. 3. 3 2011 2012 547 819
7. 1 2 8. 27 9. 10. 11. 2011 2012 1,717 1,435 1,864 1,621 10 41 157 144 0.0% 0.0% 1. 11. P.76 2. 2013 Sony Bank Disclosure 81
82 2013 Sony Bank Disclosure 1. 2011 2012 31,000 31,000 21,000 21,000 11,627 12,506 A 63,627 64,506 45 835 834 12,000 22,000 12,000 22,000 B 12,835 22,834 C A+B+CD 76,463 87,340 2011 2012 /O247 E DEF 76,463 87,340 622,548 690,590 6,254 5,398 8% 1. 14218 19 31,287 32,853 G 660,090 728,843 F/G 11.58 11.98 Tier1A/G 9.63 8.85
2. 1 2011 2012 622,548 24,901 690,590 27,623 23,966 958 24,854 994 53,449 2,137 49,003 1,960 160,889 6,435 179,840 7,193 192,292 7,691 231,924 9,276 173,909 6,956 192,399 7,695 266 10 282 11 17,774 710 12,284 491 ix 6,254 250 5,398 215 628,803 25,152 695,989 27,839 2 2011 2012 25,152 27,839 1,251 1,314 26,403 29,153 1. 4 2. 3. 3 4. 3. 1 2011 2012 2011 2012 2011 2012 2011 2012 669,119 582,326 2,531 3,039 589,901 529,890 202,574 226,365 3,850 3,350 127,973 152,577 264,055 323,718 72,338 97,005 188,007 224,328 261,829 318,721 259,935 317,082 285 290 496,883 549,712 496,926 549,747 17,843 12,364 7,050 2,050 1,912,307 2,013,209 835,582 970,226 912,933 908,847 285 290 1. 3290 2. 3. P.61P.64P.65 2013 Sony Bank Disclosure 83
84 2013 Sony Bank Disclosure 2 2011 2012 583 251 835 835 1 834 537 262 799 799 8 807 537 262 799 799 8 807 1,121 513 1,634 1,634 6 1,641 3 2011 2012 9 11 9 11 4 2011 2012 0 % 470,505 29 392,831 30 10 % 163,503 138,030 20 % 250,609 86 328,207 99 35 % 496,883 549,712 50 % 143,446 15,463 187,188 27,487 75 % 246,117 290,958 100 % 90,841 34,819 64,996 32,581 150 % 1,084 350 % 1,118,906 793,400 1,112,338 900,870 1. 2.
4. 2011 2012 10,000 10,000 10,000 10,000 17,395 28,647 16,579 28,647 816 27,395 38,647 5. 1 2 2011 2012 3,304 9,759 6,287 5,000 9,591 14,760 5,597 10,297 3,965 4,462 28 6,970 11,645 2,621 3,114 2,621 3,114 1. 0 2. 3. 3 2011 2012 547 819 2013 Sony Bank Disclosure 85
86 2013 Sony Bank Disclosure 6. 1 2 7. 39 8. 1 2011 2012 7,050 2,050 2 3 4 9. 10. 2011 2012 1,717 1,435 1,864 1,621 10 41 157 144 0.0% 0.0% 1. 11. P.76
1..20133311 1 2 2 5 1 1 7. a. 12013 31 22013 3 19 2 1 6 24 2012329212 1 35 120 2013 3 b. 1 20133 2013320133 20133 1 20133 c. 2013 Sony Bank Disclosure 87
2013 Sony Bank Disclosure 88 2.. 20133 3 2 (3).. 3.. a. b.
. 1 5 1 2 2 1 12013 31 7 22013 3... 4.... i 2013 Sony Bank Disclosure 89
90 2013 Sony Bank Disclosure 0%200% ii iii.. 5..
. 5 133 121 12 1 6 6 0 1 22 20 2 7 161 147 14 6.. 120133.. 2013 Sony Bank Disclosure 91
92 2013 Sony Bank Disclosure 192 30 63 27 63 29 64 27 64 34 65 31 65 14 22 56 19 56 21 56 20 56 48 56 49 56 50 57 63 57 63 58 3 63 58 63 59 72 60 66 60 67 61 68 61 63 62 63 62 48 62 87 63 193 27 47 27 47 14 3 47 47 47 36 72 37 47 38 36 87 4 70 70 70 70
91 http: //sonybank.net/ 2013 20137 101-005426 TEL 03-6832-5903