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1 Main Topic 10: Health Care Lesson 59: Medical Insurance (20-25 minutes) Today, you will: 1. Learn useful vocabulary related to INSURANCE. 2. Review the form of verbs in Present Perfect Tense. I. VOCABULARY Exercise 1: What s the meaning? (5-6 minutes) Choose the meaning of the underlined words from the choices that follow. Then practice using the words in your own sentences. 1. Construction workers may file a claim ( 要求 ) if they meet an accident while at work. a. request b. complaint c. certificate d. lawsuit 2. This month s medical purchase ( 購入品 ) exceeded the budget. a. expense b. allowance c. acquisition d. effectiveness 3. The applicant ( 応募者 ) readies all the documents to speed up the processing. a. tenant b. claimant c. informant d. complainant 4. The medical examination should be done by a registered physician ( 医師 ). a. scientist b. doctor c. lawyer d. professor 1

2 5. An insured patient ( 患者 ) may no longer worry about his hospital expenses. a. one who keeps on waiting b. one who earns lots of money c. one who practices meditation d. one who needs medical attention Exercise 2: What s the word? (5-7 minutes) Read the following dialog with your tutor and try to use context clues to fill in the blanks with the most appropriate word. You can find the missing word from the pool of words at the bottom. An employee reports back to work after a week of being confined in the hospital. Employee: My medical exam results show that I have a high level of cholesterol. HR Officer: I m sorry to hear that. What was Dr. Yuri s (1)? Employee: She does not require me to take any medications for now, but I definitely have to be more careful with my food intake. She also said that a daily dosage of Vitamins C and E could help. HR Officer: You really have to take care of your health. That is a serious concern. A heart attack could lead to a severe (2) and even death. Just think about the people you will leave behind. Employee: I know. In fact, I called my insurance company to confirm that my six-year old daughter is my sole (3). I want her future to be secured just in case something bad happens to me. HR Officer: You signed the policy five years ago, right? Have you finished paying for it? Employee: I am already on my last (4) of payment. It has been helpful in paying for the different tests and the medical services. Having a medical insurance truly relieved me from additional worries. HR Officer: Wow! For such a small (5), it has been indeed a great investment. 2

3 Choices: a. beneficiary ( 受給者 ) b. disability ( 身体障害 ) c. relative ( 親族 ) d. premium ( 保険料 ) e. prescription ( 処方 ) f. term ( 期間 ) II. GRAMMAR REVIEW: Topic: Verb Form- Present Perfect (5-6 minutes) ( 動詞の時制 - 現在完了形 ) A verb in the present perfect tense is formed by using the helping verb have (has/have) and the past participle form of the main verb. This verb generally indicates either one of the two things: ( 現在完了形は助動詞 have もしくは has と本動詞の過去分詞から成り立ちますこの動詞は通常以下 2 つのうちどちらかの事柄を表します ) a. an experience that occurred at an unspecified time in the past b. an action or a situation that started in the past and continues to take place in the present. (a. 過去のある不特定の時点で生じた経験 ) (b. 過去のある時点から始まり現在まで続いている行動や状況 ) Remember: In stating experiences, words like ever/never are often used. In citing actions that started in the past and continues in the present, words like for and since may be utilized. In referring to situations that occurred unexpectedly, the word already is used; whereas, in expressing the completion or non-completion of an expected occurrence, the word yet is used. ( 経験について述べる場合 ever や never のような単語が頻繁に使われます過去のある時点に始まり現在まで続く行動について述べる場合は for や since のような単語が使われることがあります思いがけない出来事について言及する場合は already が用いられます一方予期した出来事が完了したこともしくは完了していないことを表すには yet が使われます ) 3

4 Examples: SUBJECT ( 主語 ) PREDICATE ( 述語 ) Has/Have Past Participle ( 過去分詞 ) Sakura has observed silence in the past hour. ( 桜は ) (~ した ) ( 捧げる ) ( この一時間黙とうを ) I have never been to Europe. ( 私は ) ( 決して ~ し ( 行く ) ( ヨーロッパへ ) ていない ) Mr. Kimura has not called since 1 p.m. ( 木村さんは ) (~ していな ( 電話をかける ) ( 午後一時以降 ) い ) The doctor and the nurse have already read my medical records. ( その医師と看護婦は ) ( 既に ~ して ( 読む ) ( 私のカルテを ) いる ) Comprehension Check: Have you ever experienced nausea after an accident? ( あの事故の後吐き気を覚えたことはありますか?) Exercise 1: Incomplete Sentences (5-6 minutes) Choose the word or phrase that would best complete the following sentences. 1. Kenichi not undergone any operation and used his medical insurance yet. a. is b. was c. has d. had 4

5 2. I a hospital in five years. a. has ever visit b. have ever visit c. has ever visited d. have never visited 3. The insurance policy effect since your purchase. a. has take b. has took c. has token d. has taken 4. Either Kikukawa or her children payment this term. a. has already make b. has already made c. have already make d. have already made 5. Aiko, the daughter of Ishihara and Ogata, a physician. a. has not saw yet b. has not yet seen c. have not yet seen d. have not saw yet 5

C. S2 X D. E.. (1) X S1 10 S2 X+S1 3 X+S S1S2 X+S1+S2 X S1 X+S S X+S2 X A. S1 2 a. b. c. d. e. 2

C. S2 X D. E.. (1) X S1 10 S2 X+S1 3 X+S S1S2 X+S1+S2 X S1 X+S S X+S2 X A. S1 2 a. b. c. d. e. 2 I. 200 2 II. ( 2001) 30 1992 Do X for S2 because S1(is not desirable) XS S2 A. S1 S2 B. S S2 S2 X 1 C. S2 X D. E.. (1) X 12 15 S1 10 S2 X+S1 3 X+S2 4 13 S1S2 X+S1+S2 X S1 X+S2. 2. 3.. S X+S2 X A. S1 2