バイオメトリックスによる個人認証技術の現状と課題―金融サービスへの適用の可能性―
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- ふじよし ひでやま
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1
2 ATM ATM SET SSL ATM
3
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6 CA Certification Authority ID ID Miller
7 biometrics physiological characteristicsbehavioral characteristics
8 Jain, Boille and Pankanti universalityuniqueness permanence bc biometrics, biometrics-based identification, biometric identification, biometric method The Biometric Consortium Automatically recognizing a person using distinguishing traits a narrow definition Davis and Price
9 verification ID ID identification ID Plamondon and Lorette semantic part Plamondon and Lorette
10 F F-ratio inter-writer variation intra-writer variation
11
12 FRR: False Rejection Rate FAR: False Acceptance Rate ωω ω ω
13 ω ω ω ω
14 ID ID ID IDID
15 ID ID
16 CPUIC ICIC Safe GuardProtective Technology Protective Technologyhttp://
17
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19 Galton Voice Phone Card
20 a Plamondon and Lorette 1989Yamazaki and Komatsu Miller Davis and Price Jain, Boille and Pankanti WG HMM: Hidden Markov Mode
21
22 ATM ATM ATM Bank of America Bank of Americ IC PCIC Riverside Health System Employees Credit Union ATM ATM ATM Conavi Conavi Fingerscan Fingerscan =press htm
23 Bank of Central Asia Nationwide Building Society ATM Nationwide Building Society ATMATM Sensa NCRATM PIN NCR ATM Royal Bank of Canada Bank UnitedSensar DieboldATM Mr. Payrollcheck-cashing machine ATMMr. PayrollMiros BancOne IC API Application Program Interface
24 API HA-API BAPI BioAPI API HA-API National Registry Rev Rev HA-API Novell Inc. SRAPI Speech Recognition API Committee API SVAPI Speaker Verification API
25 BAPI I/O Software MS-Windows BAPI Biometric API BAPIDevice Module Interface Specification BDMIVersion 1.3, Biometric API BAPI Software Developer s Kit SDKVersion Amano Cincinnati, Inc., Association for Biometrics, AuthenTec, Bergdata AG, Biometric Identification, Inc. BII, Biometric Sciences Corporation, Center for Signal Processing, Cherry GMBH, DelSecur, Fujitsu, I/O Software Inc., International Biometric Group, IriScan, Kent Ridge Digital Labs, MAG Innovision, Miros Inc., Precise Biometrics, PrintScan, Prologex Inc., Quality System, Inc., Sagem-Morpho, Inc., Siemens AG, Singapore Centre for Signal Processing, Sony Corporation, StarTek Engineering, Inc., TechnoImagia, Toshiba/TEC, Thomson-CSF, Veridicom Inc., Viisage Technology, Inc., Who?Vision MS-WindowsBAPIOS
26 Application BAPI-Level 3 (High-Level) BAPI-Level 2 (Mid-Level) BAPI-Level 1 (Low-Level) BAPI Device Manager (BD Manager) BAPI HAL Biometric Device Module (BDM) Port Driver VFilters IFilters VEngines IEngines Biometric Device BioAPI Compaq Computer, IBM, Identicator Technology, Microsoft, Miros, NovellBioAPI HA-API National RegistryBAPI I/O SoftwareNSA National Security AgencyNIST National Institute of Standards and Technology BioAPI BAPII/O SoftwareBioAPI BAPI Version BioAPINIST BioAPIHA-API contributori/o Software, IriScan, NIST, NSA, Printrak International, Recognition Systems, Saflink, Siemens, Unisys
27 BioAPI Application Framework Support Library BioAPI Runtime Level 4 Level 3 Level 2 Level 1 Programming Support Library Vendor Supplied Implementation Vendor Supplied Implementation Vendor Supplied Implementation Vendor Support Library Platform Abstraction Library HA-API Version BioAPI BioAP BAPIBioAPI HA-API API Version1.0 BioAPI BioAPI Open Group CDSA/UAS Common Data Security Architecture / User Authentication System Compaq, Miros, IBM, NIST, Intel, SAFLINK, I/O Software steering member X/Open CompanyOpen Software Foundation
28 API BioAPI ISO ISO/IEC JTC1/SC17/WG4 IC IC API ID
29 ATM
30 IDIC ID ID ID ID ID ID ICIC ID ID IC IC
31 revocation list ID
32
33 multimodal biometricsain, Boille and Pankanti FRR FRR FAR FAR a FRR FRR FAR FAR n Π n FRRK Π n FARK K=1 K=1
34 b FRR FRR FAR FAR a n Π n FRRK K=1 Π n FARK K=1 a bn m ID API APACS: Association for Payment Clearing Services
35 European Committee for Banking Standards
36 D D SCIS 92-8C b c Vol. PRMU Cyber-SIGN Vol.
37 FAIT (Forum on Advanced Information Technology) WG WG WG MIP MIP D-J79-D a b Things Thinking Vol.JBNo
38 Vol.PRMU Vol.PRMU V dpino BP D. W. Davis and W. L. Price, Security for Computer Networks, John Wiley & Sons, 1989, pp European Committee for Banking Standards, Biometrics: A Snapshot of Current Activity, F. Galton, Personal Identification and Description, Nature, 1888, pp A. Jain, R. Boille and S. Pankanti, Biometrics Personal Identification in Networked Society, Kluwer Academic Publishers, B. Miller, Vital Signs of identity, IEEE Spectrum, Institute of Electrical and Electronic Engineers, New York, , pp R. Plamondon and G. Lorette, Automatic Signature Verification and Written Identification-The State of the Art, Pattern Recognition, volume 22, number 2, 1989, p.109. Y. Yamazaki and N. Komatsu, A Proposal for a Text-Indicated Writer Verification Method, IEICE Trans., Vol. E80-A, No.11, 1997, pp
リテール・バンキング・システムのICカード対応に関する現状とその課題
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