UFJ ALM 49 5 UFJ

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Transcription:

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22 3 9,352 1,134 14,817 1,134 5,464 1,65 2,392 741 497 658 16 994 2,532 1,538 13,629 6,528 7,1 6,3 21,421 4,469 1,7 25,89 7 15,39 267 967 1,235 15,658 7 4,21 11,464 UFJ UFJ UFJ 21 4 1 22 1 14

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Q. 16 22 3 UFJ UFJ 38,117 64,821 1 8,59 2 8,685 1 3, 2 392 2 9,857

1/3 26,74 2/3 64,821 2, 4, 6, 8, 21 3 22 3 UFJ UFJ 6,613 5,295 983 6,278 1,626 26,378 2,37 28,685 9,464 25,922 3,934 29,857 26,74 57,596 7,224 64,821 569,741 42,965 42,19 445,156 596,446 46,562 49,415 59,978 21 3 22 3 UFJ UFJ 3 2,198 13,985 99 8,547 25,641 1,211 28,887 788 25,134 56,21 274 3,28 24 3,891 7,218 1,485 31,916 812 29,25 63,24 17 21 3 Q. 21

Q. 21 4 2 9 23 3 3 UFJ 29 19,68 6,893 (65 213 5,565 3,15 43 219 5,345 3,177 (4 21,743 18 223 1/3 2/3 3/3 4/3 5/3 22 3 UFJ UFJ UFJ UFJ 22 3 UFJ 7% 22 3 22 3 51.62% 22 3 67.12% 13.55 59.39% 12.79 72.35% 23 3

1.53 59.97%.26%.12 5.39%.3 (1) (2) (3) 19 () (1) (2) [(1)(2)(3)] 21 3 22 3 1.% 85.14% 1 UFJ 1.% 73.8% (2) [(2)(3)] UFJ 1.% 64.11% 1 1.% 72.35% 42.25% 42.91% 65.67% 45.29% 7.5% 58.9% 69.64% 59.97% 21 3 22 3 () UFJ UFJ 1.% 72.94% 1.% 6.4% 52.2% 68.24% 1.% 48.1% 46.43% 64.71% 1.% 59.39% 51.62% 67.12% 18.29% 18.21% 3.5% 19.11% 43.92% 36.51% 37.93% 36.62% 5.9% 5.39% 5.36% 5.39%.14%.26%.21%.26% 21 3

Q. (1) (2) (3) (4) UFJ UFJ 1 2 16 5 4 UFJ UFJ UFJ

1A 1B 1C 2 3 I 4 5 6 7 8A II 8B 1 8C 3 8D 3 9 III 1A IV 1B 5 4 21 3 3 3

UFJ UFJ 22 UFJ RACARRisk and Cost Adjusted Return RACAR UFJ 22 4

UFJ (1) (2) (3) (4) 23 (5) (6)

UFJ 24 () UFJ UFJ 22 4 UFJ MBO38M&A

25 UFJ

UFJ UFJ 26 UFJ 23 22 4

(22 2 1 ) UFJ 22 3 1 UFJ UFJ 3 EB ATM UFJ UFJ UFJ 27 75 1, 5 5 25 1/3 2/3 1/3 2/3 75 5 25 1/3 2/3

UFJ 21 9 21 11 24 9 (Tier1) UFJ 22 3 UFJ UFJ 1 4,8 22 32.8 Tier1 4.4 23 3 24 9 Tier1 UFJUFJ 8 28 6 4 2 /3 1/3 2/3 4/9 UFJ VaRValue at Risk

8% 4% UFJ 223 2 2,18 22 3 UFJ 11.4% 1 5 /3 1/3 2/3 2 3 21 3 UFJ UJF UFJ 21 3 29

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31 UFJ UFJ UFJ 6 2 UFJ

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UFJ UFJ 22 3 4 23 3 24 3 27 3 6 2,9 2, 1, 33-1, 2/3 3/3 4/3 5/3 6/3 7/3

UFJ UFJ 34 4 UFJ 4 3 UFJ 2 22 31 1/3 1/9 2/3 4,45 5 4,39 UFJ 3

消費者ローン UFJ グループにとって 消費者ローンは住宅ローンとならぶ個人向け貸出ビジネスの柱です モビット契約口座数と貸出残高 億円 プロミス アプラスとの共同事業による個人向けローン会社 モビット を中心に残高の増加に 千口座 取り組んでいます 6 9 4 6 感を活かすことで 順調に貸出残高を伸ばしています 22 年 3 月末時点における貸出残高は 2 3 641 億円 契約口座数は 11 万 3, 口座となりました また 地方銀行の個人向けローンに対す る保証業務も取り扱っています 22 年 3 月末までに地方銀行 8 行からの受託を開始し 保証 2 年 9 月の営業開始以来 モビットは消費者金融会社のノウハウ 銀行のブランド力と安心 1/3 1/9 2/3 残高は 59 億円となっています 貸出残高 これまで モビットはインターネット 電話 ファクスなどの手段でローン申し込みを受け付け 契約口座数 てきました これらに加えて 22 年 5 月には UFJ 銀行の無人店舗内に自動申込機の設置を スタートし 申し込み件数の増加を図っています 一方 UFJ 銀行では 22 年 4 月から郵便貯金のキャッシュカードと一体化した 郵貯 UFJ ジョイントカード の取り扱いを開始し UFJ 銀行とお取引のない郵便貯金の利用者にも UFJ 銀 行のカードローンをご利用いただけるようになりました 35 リ テ ー ル ビ ジ ネ ス に お け る 取 り 組 み オールワン UFJ 銀行の オールワン は お客さま一人ひとりのライフステージに合わせ 預金 運用商品 各種ローン ダイレクトバンキングなど さまざまな機能やサービスをひとつのパッケージにしたトータルマネーサービスです 資産構成からローン残高 入出金の状況から運用商品のお取引状況まで すべてのお取引情報をひとつにまとめた 総合ステートメント 総合取引明細書 を毎月お届けするほか お取引状況に応じて各種手数料の優遇サービスも 受けられます また オールワンカード キャッシュカード は 国内の加盟店においてデビットカードとして利用できるほか 世界 1 カ国以上の ATM CD にて現地通貨を引き出すこともできます 1ページ 1月分 22年 まことに 立てを賜り につ ご愛顧お引き とのお取引き 平素より格別の あなたさま ございます し上げます ありがとう ご案内申 ますよう 次のとおり きまして 立てください 銀行をお引き 今後ともUFJ 申し上げます よろしくお願い ートメント 総合ステ オールワン 1 1 手町1 代田区大 東京都千 オールワン顧客数と預り資産残高 UFJ銀行 株式会社 114 様 佐藤 一郎 万人 さい 必ずお読みくだ トメント留意事項を っては総合ステー ントのご利用にあた 本ステートメ 兆円 1.お預り 1 5 8 4 資産 お 借入れの 円 5,42,332 円 3,124,63 産の合計 3 2 4 料 A お預り資 ATM利用手数 高 ト 手数料 他行 の合計残 15ポイン 本支店間振込 B お借入れ ポイント ルワン取引 利用手数料 1 ① 試算値 総合利回り 高 3,371,398円 象残 計算対 ② 試算値 総合利回り 高 4,121,513円 象残 計算対 1.57 オー 時間外 3月当行ATM 22年 す が優遇されま 内訳 合計 り資産の 2円 5,42,33 A お預 ユーロ 1 通貨別 米ドル 15 円 84 円貨定期 55 円貨投信 24 外貨定期 7 円貨普通 5 B お借 1月末現在 22年 4,63円 合計 3,12 訳 入れの内 住宅ローン 97 ン カードロー 3 2 残高 ください 事項をご参照 トメント留意 総合ステー 1.76 きましては 計算式等につ 1月末現在 22年 高 入れの残 産とお借 お預り資 残高 商品別 外貨投信 9 6 ター 東京事務セン 8 1 1 100 営業部 手町1 店 東京 代田区大 お取扱 東京都千 毎月の推 円 越 1,654, 総合口座貸 限度額 円 ①ご利用可能 円 1,654, ②ご利用額 額 ① ② 能限度額は ①のご利用可 ③ご利用可能 合 用の場 期担保をご利 されます 外貨定 投信 終銀行営業日に見直 毎月最 移状況 単位 万円 A 計額 お預り資産の合 1, 8 B 計額 お借入れの合 6 99/3 99/9 /3 /9 1/3 1/9 2/3 4 2 顧客数 預り残高 在 21/ 8月末現 在 21/ 9月末現 在 21/1月末現 在 21/11月末現 在 21/12月末現 在 22/ 1月末現

UFJ 1,5 UFJ UFJ 22 3 761 5,679 UFJ UFJ UFJ 1, 5 1/3 1/9 2/3 36 UFJ ACM ATM UFJ UFJ 24 22 6 UFJ 21 UFJ UFJ

CRM UFJ FITS21 CRM 4 UFJ UFJ 6 1 4 ATM UFJ 22 3 UFJ UFJ 1,444 ATM 24 ATM UFJ ATM 37 ACM ACMAutomated Consulting and contract Machine UFJ UFJ 254 362 22 6 3

UFJ UFJ 38 MBO Management Buy-out PFI Private Finance Initiative CBOCLO CBO Collateralized Bond ObligationCLO Collateralized Loan Obligation CBO CLO M&ACMS UFJ MBOPFI CBOCLO 9 6 3 3 2 1 1/3 1/9 2/3

MBO 1998 UFJ UFJ UFJ 21 21 UFJ 39

4 UFJ UFJ CSDB UFJ UFJ UFJ

UFJ CMS TMS CMS Bolero Bill of Lading Electronic Register Organization SWIFT TT EDI Electronic Data Interchange UFJ Bolero Identrus 41

Identrus 1999 1 21 2 42 UFJ 22 3 1 UFJ UFJ UFJ UFJ 44 45 UFJ 1983 UFJ 1999 UFJ UFJ UFJ UFJ UFJ UFJ

UFJ 2 34 MBO WTO UFJ 1986 5 1 3 1 1 1 CMS 22 6 43

UFJ 2-11-3 1 UFJ 29 29 29 1 3 22 3 31 UFJ UFJ UFJ UFJ UFJ 44 IT 22 41 IT 225UFJ 4 1 IT 1,5 3 22 3 1,749 1, 5 1/3 1/9 2/3 UFJ

UFJ 4 UFJ UFJ UFJ ABCP OA 45 4, 3, 2, 1, 1 2 UFJ UFJ 1/3 1/9 2/3 1 2

UFJ 2 UFJ UFJ UFJ UFJ 4 2 UFJ UFJ 1/3 1/9 2/3 22 6 Bridgewater Associates 46 UFJ 1.5 1..5 1/3 1/9 2/3 UFJ 21 12 6 (Bridgewater Associates) 21 12 31 1975 UFJ 334 157 2 1 1/3 1/9 2/3 UFJ 5 UFJ UFJ

UFJ UFJ UFJ UFJ 22 6 1 UFJ UFJ IPO UFJ 5 126 9 34 28 UFJ 15 23 8 4 UFJ 22 6 3 47 1-1-3 251 UFJ 61.6 UFJ 6.1 UFJ 3.6 21 UFJ 6 4 IPO 3 SB 6 Deal Watch ABS 4 Deal Watch

75, 5, 25, 21 4 22 4 9 4 22 2 22 1 3 1/3 1/9 2/3 4 UFJ UFJ UFJ UFJ UFJ UFJ UFJ 3 48 http://www.kabu.com/

ALM ALMAsset and Liability Management UFJ ALM UFJ ALM ALM ALM ALM 1 UFJ UFJ Value at Risk Earning at Risk UFJ UFJ UFJ 49

UFJ 221UFJ IT UFJ 2 7 22115 UFJ 5 2 UFJ UFJ UFJ 53 UFJ UFJ ATM ACM 36 ATM

UFJ UFJ UFJ & 51

FITS21 UFJ FITS21Financial Innovation Terminal System 21 UFJ IT 52 22 5 IT UFJ IT 22 3 IT UFJ UFJ 1,9 FITS211, 1,5 1, 5 1/3 2/3 3/3 UFJ 23 3 85 1,

UFJ 22 1 UFJ 1 2 3 ATM 53

UFJ UFJ UFJ UFJ 54 UFJ

UFJ UFJ (1) UFJ (2) UFJ (3) UFJ 3 (2) UFJ 4 UFJ 4 UFJ UFJ 3 55 UFJ UFJ

UFJ UFJ UFJ UFJ 22 1 UFJ! ACM UFJ UFJ 63, UFJ 56 UFJ 22 3 UFJ 2 4 6 4 2 219 223

1 1, 22 3 22 UFJ UFJ UFJ 4 1 1, 23 4 1 1, 22 7 1 1, 57 UFJ 22 3 UFJ UFJ 1.2 26.4 3.1 12.9 1.8 13.1 22 4 UFJ UFJ

UFJ UFJ UFJ UFJ 58 UFJ 22 6 UFJ

UFJ 6 UFJ UFJ 3 RACAR: Risk and Cost Adjusted Return ROE: Return on Equity < > 59 EP: Economic Profit ()

UFJ UFJ 6 61 64 78

Open & Fair UFJ UFJ Open&Fair UFJ UFJ UFJ UFJ Open & Fair 1. 2. 3. 4. 5. UFJ 21 4 UFJ UFJ 61

UFJ UFJ UFJ 2UFJ UFJ UFJ UFJ UFJ UFJ 62 UFJ

UFJ UFJ UFJ 22 1 UFJ UFJ UFJ UFJ UFJ UFJ UFJ 63 UFJ UFJ

UFJ UFJ UFJ VaR UFJ 64 UFJ

UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ 65 UFJ UFJ

66 UFJ

UFJ UFJ UFJ UFJ UFJ UFJ ROE: Return on EquityEP: Economic Profit 67 UFJ UFJ UFJ UFJ UFJ

68 UFJ

UFJ UFJ 1 16 1A 1B 1C 2 3 4 5 6 7 8A 8B 1 8C 3 8D 9 1A 1B 8 1 UFJ 2 UFJ 1 1 69 4

7 99 UFJ RACAR (Risk and Cost Adjusted Return)

71 UFJ UFJ

UFJ VaR 1 99 (VaR) VaR ALM EaR EaR UFJ 72

22 3 22 3 VaR VaR 1 1 1 VaR 22 3 VaR 21 4/2 22 1/11 25 1 17 34 12 22 22 1/15 22 3/29 UFJ 43 16 24 UFJ VaR VaR VaRUFJ UFJ 1 99 21 4/2 22 1/11 1 2 2 21 1/15 22 3/29 UFJ 2 UFJ 2 73 UFJ VaR UFJ UFJ 8 6 VaR (1 Day) 4 2-2 -4-6 -8 1/4 1/5 1/6 1/7 1/8 1/9 1/1 1/11 1/12 2/1 2/2 2/3 21 4 1 22 1 14

VaR VaR VaR VaR VaR VaR 21 4 22 3 1 1 2 VaR 2111 VaR VaR 5 21 4/222 1/11 21 4/222 1/11 5 25 25 74 25 5 25 5-25 -25-5 -5 5 22 1/1522 3/29 21 4/222 3/29.5 25.25 25 5.25.5-25 -.25-5 -.5

12 VaR 99 VaR 1 VaR UFJ VaR UFJ VaR UFJ UFJ 4 219 75

76 UFJ 1998 UFJ UFJ

UFJ UFJ UFJ UFJ BIS BIS = Bank for International Settlements BIS 21 1BIS 3 3 BIS 26 UFJ BIS 77

UFJ UFJ UFJ UFJ 78 IT

79

UFJ UFJ () () 2 1983 ()UFJ 8 ( 173 5 7,6 )( 226 69 1,1 )UFJ UFJ UFJ () 3 18 5,364 () 19 17 16

UFJ UNHCR 1951 9: 16: 46-866 2-2-25 52-211-1111 UFJ 6, UNHCR UNHCR UNHCR UFJ 1961 1 3 UFJ UFJ 1989 11 UFJ 3 61 37,9 47 27 81

UFJ UFJ () UFJ UFJ 22 7 2 82 UFJ 22 9

UFJ 22 7 22 83

84 UFJ 1 2 3 4 1 2 16 15 14 9 6 5 22 7 22

85 UFJ 1 2 DC 1 2 3 4 3 2 1 3 2 1 2 1 22 7 22

UFJ 22 7 22 CEO 188 2 7 2 UFJ UFJ p 86 p 18 1 22 7 22

UFJ 22 7 22 UFJ 18 1 22 7 2 1 4 1 5 1 4 () 1 4 5 () 1 1 6 2 3 6 1 2 1 EC 2 2 5 5 87

UFJ 22 7 22 1 2 18 1 22 7 2 88

UFJ 1998 3 31 1999 3 31 2 3 31 21 3 31 22 3 31 588 572 548 539 534 UFJ 532 516 499 495 495 UFJ 56 56 49 44 39 18 93 87 15 19 UFJ 17 92 79 92 9 UFJ 1 1 8 13 19 696 665 635 644 643 UFJ 639 68 578 587 585 UFJ 57 57 57 57 58 12 12 1 9 9 UFJ 12 12 1 9 9 UFJ 1,424 1,458 1,51 1,513 1,444 UFJ 1,422 1,454 1,54 1,57 1,438 UFJ 2 4 6 6 6 2,132 2,135 2,155 2,166 2,96 UFJ 2,73 2,74 2,92 2,13 2,32 UFJ 59 61 63 63 64 UFJ 21 3 31 ATM 22 3 3,573 ATM 22 3 1,988 ATM 365 24 UFJ UFJ UFJ 3-3-7 TEL (11)221-4171 3 4 TEL (11)231-6141 2-2-3 TEL (17)773-14 2-2-21 TEL (18)831-11 2-1-7 TEL (22)222-7191 1-8-19 TEL (22)264-14 81 TEL (27)326-2711 3-2-1 TEL (28)633-7261 2-1-1 TEL (298)23-1151 1-1-3 TEL (29)225-6121 1-4-1 TEL (42)964-3111 2-81-2 TEL (48)645-1111 2-9 TEL (48)643-5261 1-2-1 TEL (48)644-511 22 8 1-1-7 TEL (48)754-311 1-2-7 TEL (49)222-2351 27-1 TEL (49)222-8511 2-1-1 TEL (48)21-3311 4-2-1 TEL (48)542-2111 14-15 TEL (48)964-33 13-23 TEL (48)966-3311 22 12 876 TEL (48)929-171 415-1 TEL (48)941-3838 18-1 TEL (42)928-3838 2-29-16 TEL (48)472-3431 Ø Ø 5-8-62 TEL (48)768-4111 1-13-14 TEL (493)23-5111 1598-1 TEL (48)466-3611 8-1 TEL (48)267-4811 1-1-2 TEL (4)7182-7111 1-7-13 TEL (47)322-3841 3-1-16 TEL (47)323-2125 1-17-11 TEL (47)352-3131 89

UFJ UFJ 3-2-7 TEL (47)353-311 1-1-3 TEL (3)3586-3811 3-13-2 TEL (424)24-3611 4-11-3 TEL (3)337-3111 4-1 TEL (4)7144-6131 1-21 TEL (3)3268-4131 5-13-2 TEL (3)3474-311 4-1-17 TEL (3)5374-3134 1656-45 TEL (43)487-2111 1-5-6 TEL (3)3984-2131 2-27-9 TEL (3)3371-7146 2-5-1 TEL (3)3291-3811 9 1-15-8 TEL (43)227-9261 2-3-1 TEL (43)227-821 1-1-51 TEL (47)475-1121 1-31-26 TEL (47)422-8251 1-9-25 TEL (47)443-7121 1-6-1 TEL (47)431-5555 15-1 TEL (47)362-2121 3-11-13 TEL (3)349-3211 3-2-6 TEL (3)3585-6131 2-16-4-11 TEL (3)3598-381 3-16-8 TEL (3)3258-311 3-1 TEL (3)3861-7341 3-35-15 TEL (3)3392-7131 1-12-16 TEL (3)3843-7151 3-27-12 TEL (3)5992-3811 1-6-4 TEL (3)3971-2176 23 1 1-18-6 TEL (3)3988-14 4-2-12 TEL (3)3978-5481 3-9-7 TEL (3)5248-31 9-11 TEL (3)3355-311 1-14-4 TEL (3)3831-8135 3-24-4 TEL (3)3831-2171 23 1 3-5-1 TEL (3)3323-2211 5-28-18 TEL (3)3323-411 1-9-12 TEL (3)3783-9311 1-9-3 TEL (3)3914-3811 4-2-12 TEL (3)3925-311 3-25-4 TEL (3)3997-31 1-2-3 TEL (3)3762-6311 5-11 TEL (3)3958-2311 5-26-7 TEL (3)3398-311 3-13-5 TEL (3)3622-3191 4-12-1 TEL (3)374-3811 H H 5-42-8 TEL (3)3686-3211 H H H 5-1-11 TEL (3)3686-3361 H H 3-1-6 TEL (3)3697-6161 H H 1-16-15 TEL (3)3692-2161 22 1 H 5-14-1-11 TEL (3)3738-1191 1-13-16 TEL (3)392-3333 1-13-9 TEL (3)3843-5141 23 1 H 3-26-1 TEL (3)361-3431 4-18-7 TEL (3)3681-2161 1-5-1 TEL (3)3292-3811 22 12 2-2-17 TEL (422)22-515 4-2-14 TEL (3)3649-5111 2-4-12 TEL (3)3281-851 4-6-1 TEL (3)3563-511 8-1 TEL (3)3545-31 7-8-2 TEL (3)3572-7331 22 1 3-13-1 TEL (3)3631-341 5-7-17 TEL (3)3333-1511 3-1-1 TEL (3)3239-1711 1-4-12 TEL (42)577-311 6-2-6 TEL (3)323-3221 2-1-9 TEL (42)321-2111 31-12 TEL (42)345-3511

3-2-17 TEL (42)325-383 22 12 5-26-5 TEL (3)3449-3211 2-16-7 TEL (3)3413-7211 4-1-1 TEL (3)3424-381 22 8 3-23-17 TEL (3)3473-31 1-23-1 TEL (3)3463-2121 2-11 TEL (3)3461-6151 22 11 3-9-1 TEL (3)5485-3771 1-1-5 TEL (3)3463-521 1-29-1 TEL (3)3491-7311 3-6-7 TEL (3)3965-383 22 8 1-1-2 TEL (3)396-3191 1-21-3 TEL (3)393-7777 3-41-5 TEL (3)3322-116 2-1-12 TEL (3)5729-3811 2-1-22 TEL (3)3718-1147 H 1-49-9 TEL (3)3651-5166 H 1-43-6 TEL (3)5662-381 22 11 3-4-8 TEL (3)3341-9181 1-6-1 TEL (3)3342-3251 1-17-1 TEL (3)3344-151 22 8 1-6-1 3-5-1 TEL (3)3325-1942 1-37-12 TEL (424)81-21 3-26-1 TEL (422)44-3191 1-18-1 TEL (3)3551-9641 1-11-7 TEL (3)3573-7211 2-19-1 TEL (3)3572-6261 22 1 3-3-7 TEL (3)3918-2131 6-14-8 TEL (3)3484-3841 1-1-7 TEL (3)3427-311 2-1-7 TEL (3)3426-7311 2-5-3 TEL (3)3881-131 8-4-4 TEL (3)3937-311 1-26-5 TEL (3)32-7231 1-41-1~11 TEL (3)3884-4111 2-8-3 TEL (42)521-381 4-2-11 TEL (424)65-3211 3-1-3 TEL (42)376-31 3-16-22 TEL (3)378-391 4-11-1 TEL (3)378-38 1-33-1 TEL (424)87-7111 2-9-15 TEL (3)3531-211 1-1-1 TEL (3)5252-1111() 1-4-2 TEL (3)352-3341 1 2-1-1 TEL (3)3272-6838 2 2-3-6 TEL (3)3584-577 3 1-17-1 TEL (3)3344-1326 22 8 1-6-1 1 2 3 1-9-1 TEL (3)3955-111 1-4-2 TEL (3)3591-3331 2-3-6 TEL (3)3584-7221 2-3-1 TEL (3)3529-2571 1-1-21 TEL (3)352-6451 23 1 1-4-6 TEL (3)5729-381 2-25-7 TEL (3)534-761 6-3-1 TEL (3)3781-171 2-1-2 TEL (3)3719-211 2-4-14 TEL (3)5396-21 22 1 2-3-12 TEL (3)3399-1121 1-2-1 TEL (3)3291-3841 1-14-11 TEL (3)3346-2731 2-7-24 TEL (3)3272-311 1-7-17 TEL (3)3272-1361 22 8 2-1-1 TEL (3)3272-6831 5-17-11 TEL (3)5984-5111 5-1-1 TEL (3)3976-311 1-1-11 TEL (3)3661-9661 91

UFJ UFJ 9-1 TEL (426)42-341 1-1-1 TEL (3)3631-511 2-8-1 TEL (46)222-2235 1-2-15 TEL (45)563-3821 92 6-7 TEL (426)23-4111 22 8 2-25-1 TEL (3)3551-941 22 11 2-2-1 TEL (3)3437-311 3-38-12 TEL (3)3478-341 1-9-1 TEL (3)344-3111 1-8-1 TEL (3)3212-6411 2-5-9 TEL (3)3641-5141 1-5-3 TEL (3)3646-1511 1-1-1 TEL (42)363-351 1-9 TEL (42)336-7111 22 12 142-1 TEL (42)552-2711 3-5-7 TEL (3)3675-3841 2-3-2 TEL (3)5243-31 2-4-3 TEL (3)3661-121 3-33-5 TEL (3)3813-5211 5-5-2 TEL (3)3944-3811 1-4-3 TEL (3)3287-2211 B B 4 TEL (3)3288-8855 1-13-15 TEL (42)723-3811 1-16-13 TEL (3)3891-8151 5-33-7 TEL (3)3453-3371 3-33-2-11 TEL (422)42-3811 3-25-3 TEL (3)3299-311 22 11 2-2-21 TEL (422)51-2121 2-4-3 TEL (3)3241-1251 1-1-11 TEL (3)5496-3811 3-14-3 TEL (3)5996-3811 2-9-1 TEL (3)3714-131 2-12-3 TEL (3)3357-1511 8-1 TEL (3)3353-831 1-38-5 TEL (3)3373-3851 1-9 TEL (45)982-311 1-26-29 TEL (467)44-3131 15-3 TEL (45)894-3111 2-1-2 TEL (45)783-211 4-5-26 TEL (468)73-8581 6-3 TEL (44)244-8311 1-8-9 TEL (44)233-6331 22 11 6-1-5 TEL (45)772-3111 3-4-1 TEL (42)745-1311 3-17-1 TEL (42)765-211 22 12 2-25-24 TEL (46)233-8111 3-2-1 TEL (42)754-3511 1-18-5 TEL (44)854-4111 1-11-1 TEL (44)855-3811 1-31-1 TEL (45)914-21 2-5-11 TEL (45)472-381 1-3-3 TEL (45)543-3811 1-4-1 TEL (45)51-1181 498-11 TEL (45)881-8521 89-2 TEL (45)932-3341 2-2-6 TEL (463)81-671 512-3 TEL (45)824-9911 2-1 TEL (463)22-2521 2-16 TEL (463)21-795 2-7 TEL (466)25-6811 2-21-1 TEL (42)754-1611 3-13-6 TEL (46)222-1161 22 8 1-5-3 TEL (466)26-3111 22 11 1-43-6 TEL (44)733-4171 3-3-1 TEL (44)751-1121 4-43 TEL (45)662-3811 1-1-8 TEL (45)311-311 3-63-1 TEL (45)681-5261 22 1

1-1-8 TEL (45)311-2421 1-6-11 TEL (54)252-151 1-2-2 TEL (586)71-2141 2-357 TEL (52)51-6111 419 TEL (45)785-1121 492 TEL (45)864-2551 1-11-7 TEL (45)432-1151 2-1-1 TEL (76)221-3121 1-8 TEL (584)78-215 1-33 TEL (583)82-121 2141-6 TEL (574)63-311 3-11 TEL (58)265-3211 9-19 TEL (58)265-1311 7-18 TEL (58)262-8133 9-2 TEL (58)262-5131 1-2 TEL (572)22-3211 2-6-3 TEL (573)66-111 3-1-9 TEL (538)37-3751 1-6 TEL (54)254-1641 7-16 TEL (543)52-2131 4-4-1 TEL (559)63-5141 5-5-5 TEL (559)62-7511 22 12 311-14 TEL (53)452-5141 1-36 TEL (559)75-3266 1 TEL (587)22-2221 8-17-2 TEL (52)851-3551 8-1 TEL (52)852-6631 22 11 6-1 TEL (566)76-3131 3-1-8 TEL (566)98-5115 5-25 TEL (52)833-8181 4-1 TEL (563)73-5111 3-11-1 TEL (586)73-9151 2-1-5 TEL (586)43-111 1-6-1 TEL (587)21-2611 313-6 TEL (568)61-5211 1-9-1 TEL (52)731-6151 2-1-2 TEL (52)722-221 7-22-2 TEL (52)732-2151 3-2-1 TEL (52)711-6141 27-2 TEL (587)37-1211 1-2-11 TEL (52)691-7131 7-1 TEL (569)62-31 2-4-4 TEL (52)981-5531 3-4-6 TEL (52)961-5251 3-59 TEL (562)46-1221 2-22-14 TEL (562)48-211 1-7 TEL (564)21-7111 64 TEL (564)31-531 38-1 TEL (564)51-641 1-1-2 TEL (52)521-5331 2-1-2 TEL (52)331-6461 241-1 TEL (561)53-3811 149-1 TEL (52)4-3711 15 TEL (52)443-3111 9-13 TEL (52)751-6136 5-14-1 TEL (52)764-2321 3-9 TEL (52)822-2111 5-83 TEL (568)81-5151 15 TEL (568)84-1131 1-14 TEL (568)31-2141 1-14-5 TEL (52)331-8411 5-1 TEL (5679)5-2141 196-1 TEL (52)443-1181 17-3 TEL (533)69-1311 1-5 TEL (52)981-8571 2-1-3 TEL (52)331-1311 3-45-21 TEL (52)262-3331 22 1 93

UFJ UFJ 4-29 TEL (566)21-311 3-1 TEL (52)611-5351 1-17-2 TEL (567)26-311 1 TEL (532)53-4418 1-516 TEL (566)23-515 1-1-1 TEL (52)531-5381 2-15-14 TEL (52)251-5251 13-1 TEL (532)48-3511 2-1-2 TEL (566)28-53 6-56 TEL (52)522-5371 36 TEL (562)32-1221 1-1 TEL (532)52-6351 11-1 TEL (586)87-2231 64 TEL (5362)2-2131 27-2 TEL (52)63-2131 39-1 TEL (533)72-611 1 TEL (52)444-1531 1-2 TEL (5366)2-55 1-123-2 TEL (562)34-5181 5-35 TEL (532)52-1221 6-15 TEL (564)23-7751 33-1 TEL (561)82-5111 3-21-24 TEL (52)211-1111 1-24 TEL (52)383-1211 65 TEL (563)32-111 1-5-1 TEL (561)83-3221 3-1-2 TEL (52)962-6521 4-29 TEL (52)481-2121 2-13-11 TEL (52)911-4451 29-34 TEL (587)97-2211 3-1-1 TEL (52)962-5961 3-43 TEL (52)482-6361 94 2-51-1 TEL (533)87-3151 2-5 TEL (568)91-7211 36-1 TEL (564)62-1881 46 TEL (587)56-4171 1-23 TEL (52)363-3211 2-55 TEL (52)361-2246 4-1-13 TEL (566)53-1221 1-5 TEL (52)871-6111 4-6-15 TEL (52)262-2211 1-1 TEL (569)35-281 6-66 TEL (569)42-1131 1737 TEL (562)97-1331 1-55 TEL (52)411-6231 3-21-24 TEL (52)211-1111 TEL (568)28-2266 3-28-12 TEL (52)563-8551 4-21 TEL (568)77-2161 2-33 TEL (52)851-8251 18 TEL (533)86-2141 1-17-11 TEL (52)653-2111 1-1 TEL (568)79-4171 27 TEL (569)72-1211 2-11 TEL (565)31-1651 5-5-1 TEL (52)383-321 3-4-5 TEL (52)262-6211 3-24-17 TEL (52)951-6441 22 8 2-2-19 TEL (52)231-7811 1-2-4 TEL (52)582-9111 1-1 TEL (531)22-1231 6-4 TEL (531)33-1181 83 TEL (562)56-21 2 TEL (566)81-1181 4-2-1 TEL (565)35-4536 5-12-15 TEL (565)8-2271 8-92 TEL (565)28-2511 3-63 TEL (532)54-5151 2-2-13 TEL (52)231-111 22 8 2-23-7 TEL (565)29-311 22 8 3-21-24 TEL (52)211-3411

1-8-8 TEL (52)731-8111 3-28-12 TEL (52)561-7711 18-3 TEL (52)623-3131 46-5 TEL (52)624-5111 1-1114 TEL (52)876-7711 3-52 TEL (563)56-2181 1 TEL (568)22-5121 2-156 TEL (5617)2-5311 2-444 TEL (52)896-8811 3-2 TEL (52)83-3311 1454 TEL (586)68-1125 46 TEL (569)21-2511 1-15-3 TEL (52)935-9321 19-14 TEL (564)21-2221 6 TEL (564)54-2721 8-1 TEL (586)62-7221 2-199 TEL (52)82-8221 39-35 TEL (52)83-2611 3-111 TEL (52)82-7511 2 TEL (52)52-8811 139 TEL (52)773-2111 111 TEL (561)62-8561 3-1 TEL (566)41-251 14-14 TEL (52)781-6326 2-8 TEL (52)73-721 5-4 TEL (52)774-7621 1-256 TEL (52)72-1351 8-27 TEL (52)871-9131 1-18-22 TEL (52)221-1411 14 TEL (5613)4-5151 7-16-3 TEL (5613)6-7979 12-23 TEL (52)791-5111 318 TEL (52)831-8181 55 TEL (567)67-141 1-16-3 TEL (52)582-8211 2-1-23 TEL (52)652-7271 13-3 TEL (596)25-4121 36 TEL (594)22-3411 1-22 TEL (594)23-3945 1-3-5 TEL (593)78-7741 21-1 TEL (59)227-3171 21-4 TEL (59)228-5151 16-16 TEL (593)65-1161 58-2 TEL (598)23-1122 8-17 TEL (593)53-6251 1-14-6 TEL (77)563-8811 11 TEL (75)211-111 45-1 TEL (774)44-5311 488 TEL (75)222-3676 15-3 TEL (75)921-8181 2-5-4 TEL (75)331-1331 721-1 TEL (75)371-2171 TEL (75)211-1261 19 TEL (75)81-1151 23-1 TEL (75)771-631 74 TEL (75)691-3141 364-1 TEL (75)431-2131 63 TEL (75)313-516 7-12-32 TEL (6)667-3811 1-5-3 TEL (6)6632-115 1-1 TEL (6)6771-3191 22 11 4-4-15 TEL (6)6322-4891 4-16-3 TEL (6)6712-381 1-7 TEL (727)51-481 1-2-24 TEL (725)43-3881 1-2-3 TEL (72)293-2772 95

UFJ UFJ 6-2 TEL (724)62-341 1-12-39 TEL (6)6345-451 1-1-8 TEL (72)223-5191 1-3-1 TEL (6)6551-2351 5-18 TEL (726)22-3345 2-3-51 TEL (6)6353-221 59-2 TEL (72)221-341 8-15 TEL (72)872-51 96 5-38 TEL (726)25-1131 3-15-18 TEL (6)6971-7731 1-2-1 TEL (6)6971-8213 22 1 6-3-31-138 TEL (6)6774-35 2-1-2 TEL (6)6762-271 1-1-21 TEL (6)6472-1121 8-47 TEL (6)6313-1222 1-1-3 TEL (6)6372-7777 1-1 TEL (726)33-3351 1-1-1 TEL (6)482-48 1-1-2 TEL (6)6364-1125 2-15-29 TEL (6)6312-8651 22 12 1-23-28-11 TEL (6)6386-3811 5-13-6 TEL (6)6632-2111 3-5-6 TEL (6)626-8111() 3-5-6 TEL (6)626-8375 3-6-3 TEL (6)6222-3111 2-1-99 TEL (6)6612-5511 81-2 TEL (72)236-31 6-2 TEL (72)881-3681 9-18 TEL (72)882-391 23 1 1-6-12 TEL (6)6328-3841 161-4 TEL (721)53-951 29-16 TEL (721)53-311 2-1-1 TEL (6)623-6293 1-18 TEL (724)31-2341 2-4-3 TEL (6)6581-8451 15-4 TEL (72)857-7121 1-1 TEL (6)6745-6681 2-2-3 TEL (72)298-131 7-3 TEL (72)831-121 2-1-24 TEL (6)6346-5831 23 1 2-1-2 TEL (6)6468-131 1-6-1 TEL (6)6532-5572 1-5-13 TEL (6)639-317 3-1-34 TEL (6)6932-1135 4-1-1 TEL (6)6399-4831 4-3-2 TEL (6)639-3821 1-6-27 TEL (6)6252-1112 4-1 TEL (6)6381-4341 5-1-1 TEL (6)6384-371 1-1-15 TEL (726)53-321 2-2-9 TEL (6)6262-7 2-2-15 TEL (6)6262-2361 23 1 1-4-1 TEL (6)6831-3633 1-3 TEL (6)6877-783 1-8-3 TEL (726)83-33 2-3-15 TEL (6)6941-5155 2-28 TEL (6)6764-31 2-1-1 TEL (6)6659-341 2-11-21 TEL (6)6573-5551 1-1-86 TEL (6)6469-733 2-25-12 TEL (6)631-2255 3-1-26 TEL (6)6974-6111 2-1-1 TEL (6)6719-1471 1-4-7 TEL (6)6351-1236 6-7-8 TEL (6)6351-7651 2-2-16 TEL (6)6341-5155 5-9-1 TEL (6)6451-591 1-1-1 TEL (6)6852-5555 2-1-4 TEL (6)6334-651 18-21 TEL (721)25-123

2-3-18 TEL (6)623-5233 3-428-3 TEL (72)259-3661. 5-1-6 TEL (6)6643-315 4-1-15 TEL (6)6632-3621 13-16 TEL (6)6771-9113 2 3-24 TEL (72)232-4521 5-2-48 TEL (6)6675-2197 1-6-8 TEL (6)6632-741 1-4-14 TEL (6)6213-3681 23-1-17 TEL (72)821-9551 3-27-19 TEL (6)6461-5351 1-4-1 TEL (6)6632-381 1-14-5 TEL (72)261-2131 1-1-54 TEL (729)62-341 3-21-47 TEL (6)6968-1811 5-23-16 TEL (6)6696-5531 1-1-3 TEL (6)6372-711 1-12-3 TEL (6)6726-315 2-1-36 TEL (6)6745-7771 1-12-8 TEL (6)6729-331 484 TEL (724)39-4881 4-2-17 TEL (6)6391-3161 3-3 TEL (729)81-3951 18-21 TEL (72)846-311 3-2-7 TEL (6)679-311 1-1-33 TEL (729)39-3 3-6-1 TEL (72)332-3331 3-15-58 TEL (72)333-31 239 TEL (721)65-1811 6-5-7 TEL (727)22-3811 1-1-22 TEL (6)6922-3181 8-31 TEL (6)6991-531 2-15-25 TEL (6)6952-3151 2-14-16 TEL (6)6725-3841 2-69 TEL (729)23-31 1-1-34 TEL (78)912-3355 2-4-11 TEL (78)927-2691 1-31 TEL (797)31-2111 4-6-25 TEL (6)6482-1139 11-1 TEL (727)55-383 1-2-2 TEL (727)66-1414 1-1-1 TEL (727)72-1471 1-1-1 TEL (6)6487-383 2-2-1 TEL (798)66-712 3-3 TEL (798)49-321 1-1-12-21 TEL (798)41-3841 2-3-13 TEL (78)331-424 44 TEL (78)331-7581 22 11 2-4-1 TEL (78)321-3161 2-12 TEL (78)79-721 8-3-1 TEL (78)231-4351 7-3-122 TEL (798)23-161 1-1-6 TEL (797)87-321 1-1-1 TEL (797)74-381 2-1-1 TEL (797)87-3811 1-18-2 TEL (6)6421-3866 1-2-2 TEL (6)6431-381 5-5-1 TEL (78)611-2141 1-35 TEL (798)26-5551 1-9-4 TEL (798)65-1141 3-4-7 TEL (78)851-731 1-13-7-12 TEL (78)451-8551 47 TEL (792)23-181 241 TEL (792)81-1313 23-1 TEL (794)25-6611 1-1-1 TEL (6)6421-2411 2-8-1 TEL (745)73-381 1-8-22 TEL (744)22-5252 1-9-1 TEL (742)46-2511 97

UFJ UFJ 98 2-1-2 TEL (742)48-4555 27-1 TEL (742)26-33 27-1 TEL (742)23-1171 529-3 TEL (743)52-331 7-6 TEL (745)52-561 45 TEL (739)22-158 1 TEL (73)422-1121 15 TEL (73)431-2341 22 1 1 1-1-7 TEL (86)222-6711 1-11 TEL (82)228-2321 16-14 TEL (82)221-441 2-5-17 TEL (836)21-3141 2-22 TEL (88)824-8111 2-16 TEL (88)622-3121 1-7 TEL (88)653-4181 9-6 TEL (87)851-33 1-1-1 TEL (93)541-4431 8-13 TEL (942)32-4521 1-1-24 TEL (92)713-825 1-12-1 TEL (92)712-2521 22 8 1-14-1 TEL (92)741-8135 3-1-2 TEL (985)2-8611 15-5 TEL (99)224-7451 1-1-1 1-1-1 1-1-1 FS 3-21-24 3-21-24 3-5-6 3-5-6 3-5-6 1-6-1 TEL (3)3342-581 3-21-24 TEL (52)211-734 4-1-1 TEL (12)365-37 1-1-1 15-1 TEL (531)45-3117 15-1 TEL (565)62-1 14-9 TEL (533)57-1721 38-1 TEL (569)87-2173 1-43-2 TEL (5675)2-1177 7-1 TEL (563)62-551 1-3 TEL (563)59-1611 495-4 TEL (533)93-6151 2481-3 TEL (587)36-351 3-2-7 2-2-3 9-19 14-4 1-1 1-1 TEL (476)33-981 1 TEL (724)56-711 1-5-6 TEL (3)3981-7147 1-23-1 TEL (3)3463-2417 CITY 5-1-6 TEL (6)6643-6815 1-1-3 TEL (6)6359-3817 1-1-1 1-1-1 22 7 31

UFJ 1998 3 31 1999 3 31 2 3 31 21 3 31 22 3 31 47 38 31 29 18 UFJ 41 34 31 29 18 UFJ 6 4 15 9 1 7 5 UFJ 15 9 1 7 5 UFJ 45 3 31 28 7 UFJ 41 27 27 26 6 UFJ 4 3 4 2 1 17 77 72 64 3 UFJ 97 7 68 62 29 UFJ 1 7 4 2 1 UFJ 21 3 31 UFJ UFJ UFJ UFJ UFJ 1 3 UFJ UFJ UFJ SCB UFJ UFJ 1 UFJ UFJ 7 1 UFJ UFJ UFJ UFJ UFJ UFJ UFJ 99 UFJ 22 7 31

UFJ UFJ 843,582 1933 12 9 1.% UFJ 28,536 1959 11 2 1.% 44,575 1951 1 25 69.8% (69.8) UFJ 11, 1977 9 1 99.8% (99.8) 26 1971 2 1 22.5% (22.5) 67.5 2, 1977 12 6 1.% (1.) 1, 21 2 1 79.7% (79.7) 1,18 1983 1 8 73.5% (73.5) 1 1987 3 23 3.% (3.) 26. UFJ 59,111 1994 1 19 1.% (1.) UFJ 15,174 1959 12 1 78.5% UFJ 2,526 1993 9 27 88.7% 1,31 197 7 9 6.4% (6.4) UFJ 2,2 1984 8 1 58.4% (58.4) 1 1, 1985 1 22 39.%39. 19. 2 1979 9 21 45.5% (45.5) 8. UFJ Bank Canada 17,51 1983 8 8 1.% (1.) PT Bank UFJ Indonesia 817,449 1989 2 21 96.2% (96.2) UFJ Bank Nederland N.V. 51,529 1976 1 9 1.% (1.) Sanwa Capital Finance 1 Limited 5, 1999 3 8 1.% (1.) Sanwa Capital Finance 2 Limited 13, 1999 3 15 1.% (1.) UFJ Capital Finance 1 Limited 9, 21 1 11 1.% (1.) UFJ Capital Finance 2 Limited 118, 21 1 24 1.% (1.) UFJ Capital Finance 3 Limited 1, 21 1 24 1.% (1.) Sanwa Finance (Aruba) A.E.C. 1 1991 3 7 1.% (1.) Tokai Preferred Capital Holdings Inc. 125, 1998 3 11 1.% (1.) Tokai Preferred Capital Company L.L.C. 1,125, 1998 3 11 1.% (1.) Tokai Finance (Curaçao) N.V. 2 1991 1 28 1.% (1.) TTB Finance Cayman Limited 1 1993 1 22 1.% (1.)

22 3 31 Sanwa Cayman Treasury Fund Limited 5 1998 7 28 1.% (1.) Sanwa Cayman Monetary Fund Limited 5 1998 7 28 1.% (1.) Sanwa Cayman International 5 1998 7 28 1.% (1.) Investment Limited Sanwa Cayman Securities 5 1998 7 28 1.% (1.) Investment Limited UFJ International plc 428,465 1973 5 15 1.% (1.) UFJ Investments Asia Limited 84,6 1977 1 2 1.% (1.) UFJ Australia Limited 93,275 197 6 3 1.% (1.) 84 31,844 1943 2 1 39.6% (39.6) 18,321 1942 5 1 2.9% (2.9) 2,689 1922 4 23 25.9% (25.9) 1, 1985 11 13 29.% (29.) 25,17 1948 4 23 39.% (39.) UFJ 1,399 1968 4 2 39.7% (39.7) 2, 2 5 17 5.% (5.) 2 1998 12 21 5.% (5.) Dah Sing Financial Holdings Limited 493,157 1987 4 22 15.1% (15.1) 14 11

12 () 1 UFJ UFJ UFJ Sanwa Capital Finance 2 Limited UFJ Capital Finance 2 Limited 2. UFJ UFJ UFJ UFJ 3. UFJ 1 UFJ 4. 22 3 22 6 UFJ 22 3 71,658 22 9 UFJ 5 6 2 7 22 1 UFJ 822 1 UFJ 9Sanwa Bank Canada Tokai Bank Canada 21 7 UFJ Bank Canada 1P.T. Bank Sanwa Indonesia P.T. Tokai Lippo Bank 21 1 PT Bank UFJ Indonesia 11. Tokai Bank Nederland N.V. 22 1 UFJ Bank Nederland N.V. 12. 22 1 UFJ UFJ UFJ 1322 7 UFJ 14UFJ 21 7 22 6 UFJ 15. Sanwa International plc Tokai Bank Europe plc 22 3 UFJ International plc 16Tokai Asia Limited 22 1 UFJ Investments Asia Limited 17 21 4 UFJ 22 9 18. 21 4 UFJ 19. 21 4 2 22 1 UFJ 2122 4 UFJ 22Sanwa Australia Limited Tokai Australia Finance Corp. Ltd. 21 9 UFJ Australia Limited 23. 22 1 UFJ

UFJ 22 3 31 UFJ 1,, 21 4 2 () 1% 44,575 1951 1 25 69.6 UFJ 11, 1977 9 1 99.8% (.) 26 1971 2 1 22.5 (17.5) 67.5 1, 21 2 1 79.7% 1,18 1983 1 8 73.5% (39.) UFJ 59,111 1994 1 19 89.8% 1,31 197 7 9 48.4% (2.4) 4.6 UFJ 2,2 1984 8 1 46.7% (12.) 9. 1, 1985 1 22 39.% (34.) 19. 2 1979 9 21 4.5% (35.5) 8. UFJ Bank Canada 17,51 1983 8 8 1.% PT Bank UFJ Indonesia 817,449 1989 2 21 96.2% UFJ Bank Nederland N.V 51,529 1976 1 9 1.% Sanwa Capital Finance 1 Limited 5, 1999 3 8 1.% 13 Sanwa Capital Finance 2 Limited 13, 1999 3 15 1.% UFJ Capital Finance 1 Limited 9, 21 1 11 1.% UFJ Capital Finance 2 Limited 118, 21 1 24 1.% UFJ Capital Finance 3 Limited 1, 21 1 24 1.% Sanwa Finance (Aruba) A.E.C. 1 1991 3 7 1.% Tokai Preferred Capital Holdings Inc. 125, 1998 3 11 1.% Tokai Preferred Capital Company L.L.C. 1,125, 1998 3 11 1.% (1.) Tokai Finance (Curaçao) N.V. 2 1991 1 28 1.% Sanwa Cayman Treasury Fund Limited 5 1998 7 28 1.% Sanwa Cayman Monetary Fund Limited 5 1998 7 28 1.%

Sanwa Cayman International 5 1998 7 28 1.% Investment Limited Sanwa Cayman Securities 5 1998 7 28 1.% Investment Limited UFJ International plc 428,465 1973 5 15 1.% UFJ Investments Asia Limited 84,6 1977 1 2 1.% UFJ Australia Limited 93,275 197 6 3 1.% 68 31,844 1943 2 1 39.6%.4 18,321 1942 5 1 2.9%.1 2,689 1922 4 23 22.4%3. 25,17 1948 4 23 29.6%.2 14 UFJ 1,399 1968 4 2 37.6%21.9 2, 2 5 17 5.% Dah Sing Financial Holdings Limited 493,157 1987 4 22 15.1% 16 () 1. UFJ Sanwa Capital Finance 2 LimitedUFJ Capital Finance 1 LimitedUFJ Capital Finance 2 Limited 2. UFJ UFJ 3. 22 3 22 6 22 71,658 22 9 UFJ 4. 5. 2 6. Sanwa Bank Canada Tokai Bank Canada 21 UFJ Bank Canada 7. P.T. Bank Sanwa Indonesia P.T. Tokai Lippo Bank 21 1 PT Bank UFJ Indonesia 8. Tokai Bank Nederland N.V. 22 1 UFJ Bank Nederland N.V. 9. 22 UFJ UFJ 1. 22 7 UFJ 1121 7 22 6 UFJ 12. Sanwa International plc Tokai Bank Europe plc 22 3 UFJ International plc 13Tokai Asia Limited 22 1 UFJ Investments Asia Limited 14. 21 4 15 22 1 UFJ 1622 4 UFJ 17Sanwa Australia Limited Tokai Australia Finance Corp. Ltd. 21 9 UFJ Australia Limited 18. 22 1 UFJ

UFJ 22 3 31 UFJ 1,, 21 4 2 () 1% UFJ 19,6 1964 5 1 1.% UFJ 1 1976 1 3 1.% 4 1984 8 31 1.% 1 1995 1 26 1.% UFJ 1 1999 7 14 1.% 2, 1977 12 6 1.% (5.)% UFJ 2 1988 1 14 55.% (5.) 1 1987 3 23 3.% (25.) [26.] UFJ Trust Company of New York 21 1988 9 29 1.% TTB Finance Cayman Limited 1993 1 22 1.% UFJ Baillie Gifford Asset 1989 12 21 51.% Management Limited 1,3 2 3 27 43.6% 32 2 7 26 1.% (1.) 1, 1985 11 13 29.% 15 2 1998 12 21 5.% United Leasing Company Limited 3 1985 9 9 3.% () 1. 2. UFJ 3 4 5. 6. 7. UFJ UFJ UFJ Toyo Trust Company of New York UFJ Trust Company of New York Toyo Trust Baillie Gifford Asset Management Limited UFJ Baillie Gifford Asset Management Limited

IT 52 16 VaR (Value at Risk) 28497273 4142 4244 1721 43135 3 1721 21 BIS 77 31 21 24 3839 1721 6715 67 PFI 38 37 4975 1819 ALM 49 22169 27 ACM 337 929 24 67 45 FITS21 3752 MBO 38 71 431 1721 678 45 235 21 5314515 1516 32 141825 76 34 1617 44 615 16 3798 41 9 9 1721 26 (CSDB) 4 9 6 5314748 IT 4452 25 24 161721 45 337 678 678 49 1721 19 CMS 4143 TMS 41 26 EP 59 67 678 4 58 22123 23 3289 45 616263 44 35 8 38 27 67 69 67 24 41 1721 21 67 67 4 531 531 36 43 51 Tier I 929 24 CRM 37 678 3233 46 67 67 78 531 531113 441115 44 39 43135 25 18 1819 28 Bolero 4142 453135 531 UFJ 5331461 UFJ 53311114 UFJ 53142113 UFJ 53115 UFJ 531 UFJ 2425 UFJ 336 UFJ 453314247 UFJ 5331461 UFJ 531 UFJ 35 161721 21 9 57 57 24 1721 67 37 4

UFJ UFJ 22 3 18 UFJ 112 113 UFJ UFJ 114 UFJ 115 UFJ 149 UFJ 217 273 278 17

UFJ 22 3 UFJ 22 3 1 6,475 1 445 UFJ UFJ 2 83 1 6,37 1 2,274 UFJ UFJ 1 1,464 89 21 3 3,494 IT 225 3,219 219 274 18 2 2 3 5,282 257 323 3,228 399 2,83 423 1,532 197 2,14 1,193 221 UFJ 5 158 25 8 55 615 35 8

UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ UFJ ALM 5, 4, 3, 2, 1, 213 223 3, 2, 1, 19 2 2 3 213 223 21 3

6, 4, 2, UFJ UFJ UFJ UFJ UFJ UFJ 22 3 21 41 22 114 863 1 3,629 /3 1/3 2/3 554 9,352 15, 23 6,528 177 IT 139 887 7,1 11 1, 5, 1,94 6,3 2 1,421 2,224 2 2 3 /3 1/3 5, -5, -1, -15, /3 1/3 2/3 2/3 UFJ 4,171 1,742 4,653 8,768 1 8,346 1,7 1 9,417 1 2,72 1 5,39 267 UFJ UFJ 55 444 349 UFJ UFJ 9,263 1 1,464

6 4 2 /3 1/3 2/3 UFJ UFJ 21 3 22 3 12,765 13,629 6,551 6,528 6,213 7,1 3,1 2,224 9,577 18,346 2,67 15,39 2,21 11,464 22 3 2 7 6,78 46 2,97 45 737 6 4 2 /3 1/3 2/3 1 2,17 3 7,791 29 4,24 69.3% 21 3 22 3 332,31 294,24 68.3% 69.3% 4,226 5 5,999 5685 52 4,27 1 2,995 26 4,13 111 2 2 3 21 3 22 3 574,892 524,27 251,134 264,13

UFJ 22 115 UFJ 2,171 7,177 21 4 1 22 1 14 942 1,777 1,496 6,696 7,661 7,129 112 21 4 1 22 1 14 942 1,496 1,777 6,696 7,661 7,129 213 UFJ 7,231 7,231 6,492 933 7,231 6,81 2,171 817 5,559 779 779 556 17 539 322 7,119 6,81 13 962 1,247 285 15,381 8,98 15 7,177

UFJ UFJ 1 UFJ 22 527 UFJ 21 1 UFJ 33,633 22 5 24.69% 14 UFJ 78.51% UFJ UFJ UFJ UFJ 7,177 5,559 UFJ 1 2,95 UFJ 213 8,436 UFJ 6,296 4,45 1,846 22 3 UFJ 1 7,442 2235,94 223 223 8,436 113 7,346 1,66 5,559 4,45 779 1,846 8,455 1,373 539 725 1,184 1,817 13 6,296 74 2,292 5,94 285 1,68 1,353 2,38 7,177 74 1,949 24,524

UFJ UFJ UFJ UFJ 22 3 UFJ 21 4 1 22 1 14 114 21 3 22 3 UFJ UFJ 6,731 4,16 1,873 12,765 11,551 2,77 13,629 5,323 3,77 397 8,798 8,898 454 9,352 959 959 1,134 1,134 778 512 47 1,699 1,259 39 1,65 276 145 4 134 486 1 497 352 716 15 1,174 96 87 994 () 3,357 2,295 899 6,551 5,656 872 6,528 1,318 1,59 352 2,73 2,213 339 2,552 1,841 1,113 511 3,466 3,14 52 3,66 196 122 35 354 338 3 369 3,373 1,865 974 6,213 5,895 1,25 7,1 87 1,64 189 2,124 726 344 1,7 2,53 81 784 4,89 5,168 861 6,3 4,152 1,757 851 6,76 18,68 2,74 21,421 2,68 968 63 3,1 1,174 1,49 2,224 3,11 1,7 246 4,328 3,699 472 4,171 576 29 152 759 1,366 376 1,742 366 72 3 468 3,57 1,145 4,653 5,876 2,452 583 8,912 16,715 1,11 17,826 2,792 1,722 566 5,81 5,233 491 5,724 2,69 217 23 2,311 6,564 173 6,738 164 15 269 162 162 79 193 2 275 141 2 144 352 37 391 214 6 22 51 3 55 119 1 129 27 172 379 1,1 1,1 264 264 3,576 451 4,27 2 4 6 4 59 4 63 398 398 442 442 556 556 76 76 71 27 17 116 17 26 196 1,648 956 66 2,67 13,511 1,879 15,39 17 16 56 68 298 3 267 1,755 972 9 2,738 13,89 1,848 15,658 154 24 1 179 25 18 7 428 314 26 716 3,688 512 4,21 1,48 682 37 2,21 1,147 1,317 11,464

UFJ 116 116 117 117 118 118 119 12 123 128 13 132 136 137 138 139 139 14 14 141 141 144 148 115

UFJ 22 3 3,78 16,37 12,274 797,729 26,7 11.4 79.4 29,132 55,364 2,452 116 1 1 1 1.1 2.1 22,44.34 262,851.12 34,698 37,5 15,9 68,75 18,6 19,4 5,3 11,5

117 22 14 3 6,44,825 383,919 614,314 127,674 2,68,244 111,429 15,66,367 46,24,625 551,5 3,584,12 77,63 1,458,282 21,534 3,16,55 1,671,269 663 79,772,98 5,794,85 6,365,82 3,561,5 54,186 575,262 1,743,44 1,355,518 167,519 2,672,663 1,692,839 3,294,49 2,425 8,599 56,716 579,157 82 1,992 83,936 3,16,55 76,584,726 587,474 1,, 1,266,626 13,638 254,225 6,11 37,834 2,673,766 28 72,779 2,6,779 79,772,98

118 22 14 3 3,7,81 1,652,315 1,99,57 38,145 5,53 23,35 139,427 76,381 68,944 315,361 14,847 58,86 42,534 4,674,536 67,751 328,75 17,845 33,236 24,512 3,378 31,397 71,661 19 97,453 65,537 373,685 855,239 2,772,322 834,921 1,937,41 1,63,726 92,621 1,52 33,232 3 57,865 127,31 47,59 32 8,218 1,638,415 21,266 455,793 23,534 1,227,424 22 14 3 417,25 1,72,875 1,, 72,875 8,252 8,246 5 1,227,424 254,225

( 22 14 3 1,638,415 36,881 4,18 18,893 348,911 2,859 67,87 579,157 84,214 2,74 1,652,315 67,751 134,618 477 197,55 45,539 5,527 1,77,746 424,21 7,193,312 3,496,13 3,434,516 327,183 2,642,773 557,76 152,345 2,649,86 257,448 2,111,371 78,387 31,233 661,81 1,97,385 1,89,39 715,95 118,958 2,883,885 29,317 2,913,22 41,899,542 3,91,98 16,183,9 86,784 132,833 11,535 147,44 25,298 188 5,536,44 162, 237,5 637,331 66,34 219,845 8,246 7,811 6,882 6,564 86,265 245,261 11,763 2,88,262 1,497,781 1 4,378,42 119

193 2 22 14 3 1. 112 UFJ UFJ UFJ UFJ UFJ UFJ International plc UFJ 14 6 UFJ 2 94 5 1 2 12 2. 1 2 23 Dah Sing Financial Holdings Limited 3 4 PT Bank Inter-Pacific Tbk. PT Bank Inter-Pacific Tbk.5 94 1 1 2 3. 1 11 1 12 56 11 24 5 13 58 211 12 1 24 12 1 3 4. UFJ 14 1 15 UFJ UFJ 14 1 15 UFJ

22 14 3 5. 1 2 3 4 3 6 2 2 5 5 5 55 2 1,789,721 6 7 8 185,17 5 9 1 11 3 78 121

22 14 3 82 29 51 35 12 13 14 15 15 6. 122 7. 5 8. 9. 1 2 2 2 2 UFJ UFJ 12 4 1 145

22 14 3 12 1 18 14 3 26 11,178 3 3 29 1,648 62,633,647 3,647 2,683 12 6 9 131 14 4 4 7,389 4,18 2,455 2,455 2,517 14 5 3 14 77 14 4 1 2 1. 1 114,934 2 15,327 414 1,233,686 4,45 36,266 3 147,234 3,37,594 4 97 96 1 3 4 43 82,979 3 3 5 2,893,24 3 63 6,431,48 36 7624,563 8 283 9 323 1,336,458 2,688,756 19,751 95 123

22 14 3 124 156,59 1,782,3 398,359 8,698 85 1,297,12 26,64 2,536,75 194,735 5,835 123,844 11,392 1,296,73 1 21,278,378 18,995,785 11 262,78 39,746 12 1 3 31 34 1 3 31 3 3 1 3 31 119 2 1 2 3 1 7,19 13 56,53 14 852,359 15 1,655,585 16 69,871 2,119,84 17 289 2 1,, 2. 1 381,963 2 6,99 176,515 4,391 424,527 1,147 69,5 3 435,53 34,419 3. 1 6,44,825 2,26,783 4,378,42 2 297,674 314,262 313,56 313,927 211 123

22 14 3 United California Bank 1,186,396 1,435,919 1,119,18 1,295,652 15,651 2,323 154,71 38,35 58,91 25,214 3 1,, 1,, 4. 1 44,582 44,582 18,356 18,356 26,226 26,226 1 6,74 1 24,325 31,3 5,928 7,48 684 84,257 84,257 437,162 437,162 43,94 43,94 125

22 14 3 1 146,7 1 288,548 434,555 162,3 152,843 11,554 2 1 13,726 1 128,86 141,813 1 1,155 1 7,113 8,268 126 5. 1 UFJ UFJ 14 1 15 UFJ 14 4 2 A 98,675 B 599,575 C 259,834 D=A+B+C 49,264 E 14,475 F 113,94 G 238,327 H 35,861 I=D+E+F+G+H 251,819 J 26,419 I-J 8,599 1. 2. 915 3. 4. 3,259 3 25,255 32,216 31,532 5 8,621 36,81 6,94 77,496 1. 57,865

22 14 3 2. 3. 4 2.8 3. 1.5 9.25 11 11 5 6. 1 1,87,116 293,52 24,374 164,124 4,52 18,647 115,556 1,958,925 356,134 1,62,79 86,259 6,24 146,499 1,456,29 2 42. 17..6.9 26.5 7. 127 8. 1 1 1 1 1 22,44.34 262,851.12 1. 1 2. 1 3. 1

22 14 3 31 2,194,333 7,188 22 14 3 31 2,2 23,981 2,1 24,34 7 52 7 68 15 25,984 26,45 6 76 15 128 4,37,18 7,917,619 7,85,85 574,842 257,691 1,849,417 14,74,54 4,411,761 7,93,11 7,9,785 578,459 26,865 1,842,679 14,184,551 14,743 12,49 5,699 3,616 3,174 6,737 11,496 22 14 3 31 542,569 23,954 13,299 6,259 4,395 52,8 618,531 437,825 11,463 7,599 2,642 1,221 58,745 58,35 22 14 3 33,89,672 42,849 26,418

22 14 3 31 2,383 771,631 211,29 26,673 54,621 33,148 61,634 21,287 12,948 22 14 3 31 1 1 5 5 1 1 2,136,849 1,981,34 45,526 11,287 1,3,543 3,167,392 2,65,279 1,91,116 129,582 574,58 698,572 3,33,852 3,667,914 2,957,696 555,97 155,119 219,65 3,887,564 293,71 25,937 5,744 37,19 75,848 369,549 129 22 14 3 31 111,429 11 22 14 3 31 11,496 11,496 5,777 59,718 57 962 6,11

13 ar 1VaR 21 13 4 1 22 14 1 14 () 22 14 1 15 22 14 3 31 () 99% 1 ( 2VaR 21 13 4 1 22 14 1 14 25 1 17 34 12 22

22 14 1 15 22 14 3 31 UFJ 43 16 24 UFJ UFJ International plc Sanwa International plc 22 14 3 31 29,7 4,314 3,334 789 569 413 24,351 14,77 UFJ UFJ UFJ International plc VaR 131

22 14 3 31 1 17,115,26 16,718,93 1,118,765 6,892,65 2,955,364 3,327,78 1,62 9,9,46 89,682,658 7,345,246 5,449,7 4,979,859 3,359,873 2,993,223 111,465 126,51 1,166,75 932,668 1,62 62,468,18 61,28,721 6,167,126 3,896,392 3,722,621 65,319 38,765 13,19 12,98 43 1,998 51 1,426,225 1,389,233 162 27,223 51,844 32,343 65,319 38,765 2,19 4,154 43 1,998 51 1,426,225 1,389,233 162 8,787 29,43 48,995 1. 2. 132 22 14 3 31 1 6,287,51 4,539,717 49,288 49,288 49,288 49,288 1. 3. 2. 3. 2 22 14 3 31 66,69 5,19 5,19

22 14 3 31 1,29 4,94,472 6,51,811 1,494,556 1,664,564 1. 2. 22 14 3 31 1 29,85 1,525 2,771 1,939 2,765 52,388 13,184 27,532 12,735 36,111 2,77 1,89 2,617 3,213 27,435 12,735 22,37 23 2 415 18 494 37 4,75 3,194 2 6 1,159 1,628 23 2 9 11 4 37 2,266 2,376 2 6 1,159 3,71 133

22 14 3 31 1 1,318,53 1,5,566 11,543 52,11 39,429 36,561 34,429 34,561 6,319 3,832 1,668 389 479 672 1,41 6,319 3,832 166 24 47 44 1,87 1. 2. 134 22 14 3 31 1 13,77 2,343 1. 2. 58 58 58 58 22 14 3 31 1 73,22 57,315 18,249 2,242 58,664 67, 8,958 9,31 171 429 146 165 277 171 429 129 115 272 1. 2. 3.

22 14 3 31 1 1,4 715 49 25 23 124 31 93 1. 2. 135

1,77,627 64,72 11,336 49,51 17,522 65,27 2,68,331 22 3 31 29,7 4,314 3,334 789 569 413 24,351 14,77 1. 2. 14 136 22 3 31 19,871 155,991 69,441 16,329 374 1,599,174 1,861,183 22 3 31 212,783 31,65 6,671 25,52

1 21 5 21 1,.65 28 3 31 2 21 5 21 1,.44 3 21 5 21 1,.99 4 21 5 21 5, 1.2 1 12 1999 1 28 22 3 26 942,.58 2.8 24 1 28 214 3 19 UFJ 1999 11 29 21 6 13 144,.7 1.27 29 11 29 213 3 13 21 6 15 266,4 2,, ) 7.4 211 6 15 UFJ 2 9 28 21 2 15 38,9.9 2.2 21 9 28 211 6 6 1999 7 199,8 1,5, ) 8.35 29 7 Sanwa Finance Aruba A.E.C. 1997 7 1998 3 1995 3 1999 6 17,449 131, ) 69,3 2.72 2.95.25 3.52 27 5 214 6 Tokai Finance (Curaçao) N.V. TTB Finance Cayman Limited 1995 8 1998 4 1997 9 1995 3 21 8 1993 3 1998 6 1993 2 1997 9 1997 6 1997 3 22 1 3,8 3,996 3, ) 14,8 16, 6,5 11,64 75,78 28,487.41 4.15 2.78.34 4.9.44 4.3 3.1 4..75.61 18.7 27 9 27 6 211 8 28 8 212 9 22 1 216 1 137 2,672,663 1. 2. 3. 4. 1 1 2 2 3 3 4 4 5 28,487 13,536 146,9 384,953 341,459

1,355,518 51 1,355,7 2.2 3.4 2.2 22 14 4 1. 2. 1 1 2 2 3 3 4 4 5 718,992 36,616 9,9 61,976 63,382 () 575,262.75 138 3 22 3 31 1,472 33,75 829 28,932 64,31 3 3 3

139 22 14 3 1,43 59 15,15 16,64 3 3 256 42 298 6,75 3,934,19 25, 1, 4 4,29,36 4,29,69 1,2 1,2 4,38,449 22 14 3 96 57 143 238 9 1 7 1,4 35, 96 35,96 351,11 1,, 1,882,953 1,, 1,, 74,62 1,74,62 28 3,957,348 4,38,449

14 22 14 3 84,725 73,993 7,969 1,734 1,28 9,149 6,316 2,763 7 75,576 19 13 5 444 2 3 19 13 75,152 75,152 649 1 74,62 74,62 22 14 3 74,62 15,641 1 37,5 ) 658 1 15,9 ) 3,18 1 68,75 ) 3,378 1 18,6 ) 2,79 1 19,4 ) 2,91 1 5,3 ) 424 1 11,5 ) 2,3 58,96

22 14 3 1. 1 2 2. 1 5 1 2 1 5 3. 1 5 2 4. 1 2 5. 6. 141 1. 1 2 3 4 5 18, 2,251 4,858 846 6 289 2 1,,

22 14 3 7 1 37,5 1 15,9 1 68,75 1 18,6 1 19,4 1 5,3 1 11,5 1 225, 1 36, 2. 1 2 84,725 1,619 3 2,781 1,186 496 48 142 3. 1 174 7 14 1 43 1 12 145 55 99 6 4. 5. 1 55 4 3 1 1

22 14 3 2 42. 41.3..7 6. 1 1 478,83.97 1 12,291.35 1 8,813.7 1.1 2.1 1 143

18,, 17,571 2, 49,149 15, 15, 8, 2, 7, 7, 2,246,72 22 3 31 144 22 2 14 5 2,251,85 18,, 21,858 2, 49,947 15, 15, 8, 2, 7, 7, 22 2 14 22 3 31 4,287 798 17,571 49,149 2,246,72 22 6 26 22 3 31 4,858,855.61 17,571 2, 49,149 15, 15, 8, 2, 5,75,575 22 6 27 4,858,855.61 17,571 2, 49,149 15, 15, 8, 2, 5,75,575 22 3 31 22 6 1

131,826.48 4,858,855.61 32,429 17,571 2, 21 4 2 22 3 31 851 49,149 15, 1, 1, 18,829 1 2 15, 8, 2, 1. 131,826.48 2. 22 2 14 289 2 1, 3 19 1 2,59.4 413 1,896,157 39.24 97 86,292 1.79 1,14 2,87,519 43.2 569 58 283,14 217 5.86 112,927 476,851 9.87 124,156 4,831,892 1. 22 3 31 26,963.61 1. 49.42 49.42 49.42 487.42 2. 1,374.12 3. 147 145

22 3 31 146 () () UFJ A UFJ 2,167. 161,48.57 152,78. 137,149.5 15,311.74 62,15.8 58,265. 57,26. 52,385. 47,113.2 44,48.52 43,414.86 43,121.82 42,897.88 39,678.55 37,361.97 34,5.2 33,5. 33,26. 32,592. 4.12 3.31 3.14 2.82 2.17 1.28 1.2 1.18 1.8.97.92.89.89.88.82.77.71.69.68.67 241 3 UFJ 1,418,15.16 29.19

UFJ 17,571 1. 17,571 1. 2, 1. 2, 1. () ( UFJ ) 49,149 1. 49,149 1. 15, 1. 15, 1. 15, 1. ( UFJ ) 15, 8, 8, 2, 2, 1. 1. 1. 1. 1. 147

22 3 283 3 52 12 52 13 148

UFJ 15 15 152 153 153 155 156 157 163 169 172 175 18 182 187 189 192 192 193 194 195 197 26 216 149

UFJ 1998 3 1999 3 2 3 21 3 22 3 23,959 2,128 19,849 15,888 17,25 3,519 2,464 3,266 2,53 4,559 4,133 6,534 1,754 1,648 5,85 3,49 3,944 83 1,48 3,17 527,83 475,926 451,85 515,922 688,74 335,263 318,685 3,81 297,25 415,528 71,22 65,794 78,259 118,546 131,917 298,513 276,772 282,541 32,2 464,523 14,386 21,51 21,742 2,63 24,524 5,418 8,419 8,43 8,435 8,435 11.14 12.16 1.97 11.57 15 13,695 13,747.38 12.26.17 5.6 26.6 13,2 12,43 19,526 1. 1999 3 2.1998 3 1999 3 21 3 22 3 3. 1 4. 1 2

21 4 1 1998 3 1999 3 2 3 21 3 22 1 14 12,966 1,729 444 56 12,82 1,63 3,392 1,857 15,127 1,424 1,189 447 7,991 81 956 682 5,899 69 7,661 7,129 319,435 23,12 44,155 198,569 7,784 3,619 33,631 186,768 46,778 184,81 16,111 7,229 292,151 184,385 56,288 185,457 16,362 7,231 326,165 187,844 72,396 199,744 15,427 7,231 12.78% 13.3% 12.48%.1.83.43 12.87.16 4.84 769.68 44.27 11,47 11,94 1,75 1,339 151 1. 1999 3 2.1999 3 21 3 1998 3 3. 1 2 4. 1 2

UFJ 1998 3 1999 3 2 3 21 3 22 3 27,244 23,78 22,188 18,79 21,6 3,7 6,86 2,438 1,716 7,294 1,823 4,75 1,194 1,476 4,753 569,512 53,721 469,19 55,164 723,333 18,3 2,821 21,879 19,153 22,1 9.6 11.6 12.25 1.51 1.69.51 17.23.24 8.26 1.1998 3 1999 3 21 3 22 3 2. 1 2 3. 1 2 152 1998 3 1999 3 2 3 21 3 14,857 13,8 16,241 9,317 51 3,984 1,46 917 142 2,867 416 622 349,27 318,397 35,497 347,532 1,657 15,644 15,846 14,766 1.25 12.6 12.61 12.8.35 11.96.4.14 1.47 4.75 1.21 4 1 22 1 14 2.1999 3 21 3 1998 3 3. 1 2 4. 1 2

153 21 13 3 22 14 3 UFJ 4,125,178 551,25 3,574,153 173,911 166,7 11,659 836,533 85,237 588 39 95 317,54 433,246 45,693 11,854,663 5,152,58 692,59 47,673 3,272,93 2 2,328,867 29,72,566 464,512 4,32,652 18,225,131 6,692,27 369,24 35,144 62,584 21,977 69,318 1,84,223 79 2,4 222,761 2,97 6,891 17,411 222,421 141 13,164 327,215 516,39 442,514 972 72,822 591,114 2,842,996 725,27 3,324 51,592,221 1,65,623 425,494 64,129 164,755 85,5 4,147 1,718,955 919,362 3 24 718,571 8,993 15,76 7,239,692 3,117,951 25,911 284,693 2,379,585 32 1,26,518 18,784,473 384,436 3,581,976 11,16,985 3,657,75 25,338 4,692 15,1 163,858 66,686 1,171,961 7,33 8,657 95,91 7,31 27,655 37,8 19,421 35,245 128,97 362,678 267,72 24,698 967 26,54 38,933 1,78,644 331,159 78 32,616,584 5,799,138 886,17 4,913,3 498,59 16,4 22,34 1,91,539 446,834 625 31 54 363,544 279,693 111,429 13,191,758 5,492,9 726,69 727,687 4,36,515 1,938,855 41,552,841 581,582 7,9,31 26,583,139 7,297,88 54,829 25,15 83,335 336,537 95,85 1,652,754 32 1,879 154,455 7,574 7,79 1 317,183 2,174 419,74 741,678 61,92 57,28 974 12,917 1,218,39 3,879,983 1,375,914 2,587 68,87,488

154 21 13 3 22 14 3 UFJ 3,22,18 2,85,89 8,24,37 779,797 2,64,674 13,898,493 2,79,872 7,25,859 3,52,622 26,33 49,5 31,349 5,788 375 153 34,32 1,72,94 5,962 1,714,978 111,96 65,56 4,67 2,694 3,584 891, 2,68,194 2,66 94 134,582 21,615 36,528 23 69 1,5 159,9 195,32 27,97 1,42,11 436,26 29,524 66,775 32,763 5 5 84,112 2,842,996 49,585,871 843,582 734,574 16,14 137,293 184,758 315,65 11 1,974 313,62 13,847 2,6,35 51,592,221 19,974,43 841,613 5,815,788 788,182 484,281 1,788,78 94 1,255,662 1,596,532 2,43,627 457,6 368, 784,744 436 784,37 1,87,34 1,87,34 3,468 1,557 17,12 935 1,873 2,56,3 13,775 7,77 76,841 18,71 27,557 14 51,7 256,1 143,738 1,85,853 32,986 71,249 47, 1 1 37,251 1,78,644 31,73,88 723,138 649,21 77,48 55,645 37,668 34,215 5 1,29 32,92 3,453 1,542,73 32,616,584 46,452,379 3,345,68 19,26,282 1,351,55 932,492 18,886,618 79 2,676,332 5,546,94 1,711,911 47,234 1,116,18 487, 369,791 3,426 54 22 366,288 2,38,642 51 2,38,132 171,34 16,438 4,963 856 5,81 1,597,4 1,892,493 1,868 343 13,51 28,785 12 1 2,137 98,975 242,599 39,882 874,91 472,465 8,895 47,632 569,57 3 3 76,224 3,879,983 66,355,75 843,582 845,556 118,474 59,46 445, 445, 3,277 13 3,264 61,129 135,392 2,452,413 68,87,488

155 21 13 3 22 14 3 UFJ 1,588,894 1,52,352 696,771 164,972 4,837 1 164,864 2,86 122,24 54,865 67,339 29,392 2,386 25,858 1,146 7,983 16,372 53,833 175 61 313,961 31,115 12,846 1,753,726 52,114 351,217 28,22 31,972 1,496 1,596 51,731 7,538 19 317 46,21 44,35 12,793 31,511 1,78 1,78 35,767 13,858 2,78 1,473 1,637 16,475 244 339,187 812,571 293,731 279,245 57,676 36,68 1,77 144,233 164,831 799,134 521,52 383,66 87,68 4,477 85 25,385 19,69 66,227 31,49 34,737 16,118 15,917 2 79,73 37,43 1,74 28,661 2,34 116,662 17,71 3,36 6,554 894,749 214,912 132,747 8,917 1,95 193 259 35,552 5,1 21,324 14,994 5,441 9,552 3,644 553 3,91 7,46 7,159 247 231,442 395,347 128,654 172,215 19,329 2,991 7,252 12,439 52,463 95,614 1,72,596 1,21,88 633,936 22,957 5,48 468 14 129,794 27,989 21,238 143,26 63,53 79,522 59,341 2,847 296 55,266 931 172,739 25,139 142,539 266 4,793 35,68 287,348 254 18,77 2,287,632 394,654 218,666 11,85 13,62 1,497 1,268 491 53,58 27,49 19 67,7 56,782 14,491 42,291 68,689 46,916 3,55 663 1,665 13,698 2,689 39,97 1,377,48 179,21 42,37 82,229 172,977 732 54,49 585,36

21 13 3 22 14 3 UFJ 16,57 156 16,42 12 27,312 15,792 11,52 175,574 15,4 42,895 148,79 16,374 16,91 12,694 2,538 13,847 44,529 641 121 2 43,667 97 46,21 2,59 25,71 97,294 2,426 31,424 68,296 53,94 32,75 12,45 2,49 3,453 82,798 344 27,535 3 54,915 9,564 4,949 49,614 592,83 3,523 294,547 31,779 179,742 72,55 184,69 73,993 61,129 156 21 13 3 22 14 3 UFJ 13,847 3,453 61,129 1 2 3 313,622 2 313,62 182,775 3,33 55 1 18 75 937 1 7 95 1,59 179,742 32,92 32,92 36,374 5,482 914 1 34 37 5 1,718 1 9 3 1,395 1 9 7 1,455 3,891 2 2 61,132 1,998 1 18 75 329 1 7 95 1,59 1 68 75 3,378 1 18 6 2,79 1 19 4 2,91 5,133 38 59 57 1 12 4 1 13 3 31 13 4 1 14 3 31 193 2 21 1 49 22

21 13 3 22 14 3 UFJ 1. 1 1. 2. 1 2 2 2. 1 1 2 2 157 3. 3 3. 4 1 3 5 2 2 4 1 1 41 3 6 2 2 4 1 3 6 2 2 13 4 14 15

21 13 3 22 14 3 UFJ 2 5 2 5 3,65 2 5 5 6 6 6 158 7 7 1 1 55 2 55 2 774,137 34,13 7 (1) 55 2 1,471,47

21 13 3 22 14 3 UFJ 2 4 57,62 5 2 4 1 6 16 14,975 2 3 4 161,699 162,43 5 6 7 82 29 5 7 82 29 5 6 7 82 29 8 65 2 751 32 159 8 8 8 9 9 9

21 13 3 22 14 3 UFJ 5 15 15 1 1 1 16 1 1 1 6 16 1 6 16 26,629 23,329 15,19 43,667 46,177 2 11 22 825 238,14 6,426 244,441 2 11122 7,829 97,847 2,266 1 1,115 2 ( ( 11 122 )) 15,458 31 26,86 125,861 15,663 9,531

21 13 3 22 14 3 UFJ 45,759 288 3 12 41 23,678 118 3 12 41 15,977 3,994 19,972 3 12 41 2 11 1 22 11,5 6,9461,782 2,77 2 2 4 161

21 13 3 22 14 3 UFJ 162 No 15 8,895 5 12 8 4 5 12 8 4 5,613,679 5,719,976 16,297 1,67,733 42,625 1,98,54 63,672 372,771 141,615 231,155 6 12 145 12 4 7,189 6 12 145 12 4 1 2,717 6 12 4 145 12 1 18 14 326 9,385 2 329 7,189 8,686 51,661 3,232 3,232 3,693 12 6 9 131

21 13 3 22 14 3 UFJ 14 4 4 6,751 37,34 2,316 2,316 2,647 14 5 3 14 77 14 4 1 2 163 1 1 699,149 1 1 166,673 1 1 816,772 2 8 2 21 223 2 8 2 21 223 315,643 4 4 4 1,68,21 1,773,3 15,327 414

21 13 3 22 14 3 UFJ 164 121,745 4,45 326,481 5 117,866 5 61,2 5 121,11 883,144 4 97 96 1 3 4 63 57,385 3 3 7 156,96 3 83 1,215,357 58 366,328 63 31,873 3 3 7 424,879 3 83 884,281 58 2,888,753 63 78,861 3 3 7 2,513,427 3 83 5,62,153 58 9 9 9 464,512 1 384,436 1 581,582 1 463,866 6,773 1,65,859 195,567 939,139 259,26 42,87 545,71 65,14 94,543 331,559 153,572 1,295 343,6 152,7 457,6 46,734 16,397 1,9,7 18,585 3,634,187 214 18,413 861,893 29 2,22,866 38,5 19,947 26,64 2,323,996

21 13 3 22 14 3 UFJ 11 12,372,631 1 11,72,357 12 153,352 181,26 131 331 34 1 3 31 3 3 1 3 31 119 2 1 2 1 56,269 14 297,293 15 48,158 16 169,652 11 8,59,27 1 8,118,683 12 123,355 88,11 131 331 34 1 331 11 331 3 3 1 3 31 119 2 1 2 3 1 3,168 14 18,57 15 28,549 16 136,863 33 11 2,57,115 1 18,21, 12 226,792 266,675 13 1 331 34 1 3 31 3 3 1 3 31 119 2 1 2 1 74,969 14 424,344 15 59,891 ( ) 16 165

21 13 3 22 14 3 UFJ 166 1,565,447 17 291, 18 7,, 1,, 4, 2,94,84 25, 1929 16 6,871 1,27,343 18 4,75, 5, 3, 3, 2,252,5 1 5, 215, 315, 1929 16 2 8 4 19 1 168 75 11 331 2 1 18 6 113313 1194 2,268,222 17 627,4 18 15,, 917,571 7, 49,149 3, 4,432,99 217,571 49,149 3, 1929 16 2,73 21 289 2 18 2 445, 184,69 445, 184,69 2 1 35,295 26,485 2,77 3 2 2 1 1 357,632 1,552 1,147 17,25 33,782 3,744 2 2 97 3 3 2,819 15,867 2,462 33,747 2,419 3 1 47,881 47,881 2,243 2,243 3 1 14,899 14,899 12,11 12,11 3 1 99,48 99,48 31,432 31,432

21 13 3 22 14 3 UFJ 27,637 27,637 2,798 2,798 67,975 67,975 1 1 7,926 28,16 35,942 1 1 1,459 1,572 3,32 1 1 15,239 56,39 71,548 6,879 9,355 935 2,734 2,262 216 12,46 12,263 1,625 2 2 2 1 1 3,63 22,848 26,452 1 1 2 64 84 13,259 127,922 141,182 4 1 46,473 37,86 25,368 12,446 33,278 37,62 66,49 8,844 597,645 6,531 591,114 2 39.8 16.6 3.7 3.8 15.6 4 1 28,414 51,838 24,317 18,847 29,674 333,92 6,645 326,446 17,51 3 17,513 38,933 2 4.1 4.7 2.8 1.3 1.2.3 29.8 3.3 2,759 343 4 1 919,378 249,23 222,785 61,954 18,647 88,185 1,559,975 22,172 1,357,82 87,19 52,31 139,411 1,218,39 2 39.1 8.1 3.1 1.3 49. 167

21 13 3 22 14 3 UFJ 4 12 6 9 131 12 6 9 13 4 39.837.9 29,252 4,54 4 12 131 12 6 9 13 41.4 3.3 3,159 38 168 51 1 432.5 51 1 374.2 51 1 248.46 1 52.72 1 34.38 1 96.85 1 1 1 1 1 1 1. 1 2. 1 3. 1 13 3 1. 1 2. 1 3. 1 13 3 1. 1 2. 1 3. 1 14 3 4. 1 6 6 1 13 425 1 13 425 14115 14 115 UFJ UFJ 2

2113331 2214331 UFJ 521,119 1,42 1,,356 4,262 726,829 715 2113331 2214331 UFJ 671,875 112,13 689,238 19,77 784,6 799,8 17,362 2,36 15,2 17,362 92 17,454 2,452 2,452 2113331 2214331 2,857,337 5,977,84 5,152,58 692,59 132,669 1,772,554 1,67,733 3,15,686 6,71,843 5,218,84 714,563 138,474 1,82,974 1,98,54 248,349 94,2 66,224 21,972 5,85 3,419 372,771 563,659 97,978 69,447 22,641 5,888 47,524 79,162 UFJ 315,39 3,975 3,223 669 83 17,15 336,391 2,226,921 2,51,257 2,446,75 13,228 41,953 885,499 5,613,679 2,344,732 2,512,24 2,454,716 13,728 43,579 863,219 5,719,976 117,81 1,767 8,641 5 1,625 22,28 16,297 36,414 11,415 9,289 5 1,625 8,29 379,859 242,63 648 648 3,39 273,562 3,587,825 6,21,69 5,488,574 565,856 146,638 1,35,434 3,769,158 6,21,799 5,492,9 569,198 149,591 1,366,21 181,333 9,729 3,434 3,341 2,953 15,775 51,659 18,85 9,68 5,961 3,28 47,733 32,326 9,12 6,245 2,619 255 31,958 11,139,329 11,346,168 26,838 568,243 361,45 169 1. 1 2. 21133 22143 UFJ 13,25,59 354,784 71,518 1,686,21 117,775 1,353 2,862,849 224,279 129,145

17 2113331 2214331 UFJ 613,224 1,61 25,191 275,4 185,262 844 212,328 28,59 86,717 242,739 735,534 16,819 144,221 578,96 2113331 2214331 UFJ 1 2,22,893 2,169,72 27,613 23,558 185,857 2,46,751 15 1,39,69 672,83 113,344 253,434 926,376 1,965,986 51 2,977,584 2,31,29 546,874 12,68 74,466 3,52,5 1 14,758 4,758 1, 459,916 474,674 1 1,676,269 1,634,32 2,122 22,114 38,145 1,714,415 15 682,511 415,429 81,64 185,477 31,37 983,548 51 1,26,784 98,57 149,174 77,11 36,47 1,566,831 1 87,991 87,981 9 346,928 434,92 1 2,52,125 1,944,423 45,53 62,198 619,814 2,671,94 15 1,485,986 876,718 127,89 482,177 5,18 1,986,4 51 3,366,81 2,67,867 548,917 146,296 1,25 3,466,287 1 42,194 5,179 37,14 72,188 114,383 2113331 2214331 UFJ 45,693 756 15,76 111,429 11

2113331 2214331 UFJ 372,771 372,771 141,615 231,155 231,155 16,297 16,297 42,625 63,672 63,672 26,838 26,838 8,977 125,861 9,531 135,392 171

2113331 2214331 UFJ 1 1 1 4,44,652 4,18,943 1,788,569 1,656,547 2,944,67 1,825,558 1, 6,67,459 46,251,14 2,89,71 6,646,739 3,948,46 737,211 88,44 495,719 532,945 248,569 47,739 1, 43,14,25 33,638,819 2,393,253 5,356,282 2,936,294 38,788 33,5 64 786 2,65 2,389 13 1,31,5 1,321,872 1,865 2,2 39,154 45,136 38,788 33,5 185 339 2,65 2,389 13 1,31,5 1,321,872 1,865 5,961 22,466 13,116 12,423,284 12,93,469 1,847,231 2,7,91 2,794,494 3,394,17 32,68,697 34,812,352 2,765,491 2,42,63 1,971,957 3,647,313 3,749,94 47,24 218,716 94, 1,497, 22,296,256 22,375,992 1,976, 1,17,574 996,962 12,547,3 13,28,63 1,62 933 2,963 4,698 674,364 641,54 334 7,965 6,168 25,67,361 124,16 97,593 69 151 2,963 4,698 674,364 641,54 334 7,965 6,168 3,861 14,988,83 14,334,493 5,698,792 4,996,155 2,859,797 3,217,994 5,22 88,725,888 87,43,99 7,216,773 5,79,668 4,752,577 2,6,357 1,95,82 111,465 126,51 1,166,75 932,668 3,22 61,488,962 59,6,88 6,8,137 3,624,136 3,532,871 51,478 45,218 3,28 2,822 41 1,996 3 1,392,856 1,354,545 1,178 25,671 46,86 5,183 51,478 45,218 179 255 41 1,996 3 1,392,856 1,354,545 1,178 5,867 27,24 62,798 172 1. 2. 3. 1 2113331 2214331 UFJ 1 1 3,759,498 3,42,487 17,547 17,547 1,97,48 1,717,171 25,35 25,35 5,828,29 4,25,69 6,329 6,329 17,547 17,547 25,35 25,35 6,329 6,329 1. 3. 2. 3.2 2113331 2214331 UFJ 1,95,533 28,761 28,761 429,442 589 137 579,435 6,714 6,714

173 284 283 568 224 251 26 () 1. 2. 1,998 1,997 1,991 1,991 3,983 6 5 6,75 5,618 16,781 6,365,633 6,22,84 734,577 829,545 2113331 17,458 5,189 1,6,425 1,419,334 2,51,741 2,78,176 2214331 UFJ 4,8,17 5,9,314 1,48,41 1,644,891 2214331 UFJ 2,2 1,91 () 1. 2. 2214331 UFJ 281,866 149,299 22,239 25,478 178 32 91 111 348 178 32 3 7 142 1 1 2113331 1,27,974 99,3 27,339 65,614 125,968 987,565 6 25 2,13,564 2,6 2,465 5 452 1 1,128,451 1,16,13 2,917 28,534 6,691 3,96 61 61 2,784 6,691 3,96 12 11 2,785 1 2113331 1 1

174 1. 2. 1. 2. 3. 1. 2. 2214331 UFJ 5,318 7 7 7 7 13,77 2,343 58 58 58 58 1 1 1 2113331 2214331 UFJ 26 26 1 1 2 38 13 24 1,4 715 49 25 23 124 31 93 1 1 1 2113331 2214331 UFJ 19,337 42,128 1, 8, 13,447 42,128 1, 8, 13 95 5 14 88 13 95 5 14 99 2,5 2,5 2, 2, 6 4 2 6 4 2 1 1 74,22 56,88 4, 7, 58,664 67,5 3, 6, 17 449 2 276 17 449 2 276 1 2113331

21 3 22 3 21 4 1 22 1 14 21 3 22 3 7,55 9,11 1,65 1,7 1,511 441 15 172 323 539 882 343 8,964 1.59 895 6,638 5,742 22 372 151 281 34 23 529 67 141 1,927 1.4 8,4 14 15,734 14 7,333 1,291 1,884 593 13 455 324 1,68 1,5 431 1,891 1.56 7,749 8,557 87 1,24 1,558 534 4 91 86 665 1,473 88 9,443 1.67 1,149 5,41 4,252 235 393 157 482 563 81 241 981 74 2,18 1.51 8,898 21 13,937 21 5,38 1,259 1,951 691 486 647 16 96 2,413 1,57 11,551 1.68 1. 2.21 3 17 22 3 16 3. 4. 5. 1 21 3 22 3 4,725 563,212 48,777 142,928 5,335 1,1 539,95 388,77 75,263 53,881 4,33 1,976 14 9,11 7,661 1,4 1 2 1,65 824 238 13 18 275 1.61 1.87.97.2.24.29.21.31.24.42 2.51 15,757 563,833 398,21 141,385 7,745 432 553,878 395,373 71,348 53,19 8,753 8,497 21 8,557 6,955 1,462 1 87 48 55 27 6 169 1.51 1.74 1.3.1.16.14.1.7.5.7 1.99 175 1.21 3 5,31 22 3 5,92 21 3 1,456 22 3 989 21 3 4 22 3 1 2.

21 3 22 3 137,271 74,28 21,583 1,437 34,153 4,725 128,95 97,142 2,61 5,65 17,86 6,638 3,143 1,119 91 1,9 14 5,742 4,15 132 315 596 4.83 4.24 5.18 6.37 5.56 4.48 4.13 6.41 6.22 3.34 138,992 56,964 28,349 2,249 44,55 15,757 131,452 87,327 2,54 5,321 16,271 5,41 1,985 1,355 69 1,452 21 4,252 2,453 91 183 578 3.88 3.48 4.78 3.1 3.26 3.23 2.8 4.44 3.45 3.55 1.21 3 194 22 3 232 21 3 313 22 3 169 21 3 12 22 3 4 2. 3. TT 176 21 3 22 3 695,74 482,86 164,511 6,773 35,163 662,465 485,912 77,325 58,946 4,33 28,837 15,734 1,84 2,52 12 1,92 7,333 4,839 371 445 18 872 2.26 2.23 1.53 1.51 5.41 1.1.99.48.75.42 3.2 687,67 455,175 169,735 9,995 44,938 669,573 482,7 73,42 58,34 8,753 24,769 13,937 8,94 2,818 71 1,453 5,38 2,862 146 211 6 748 2.2 1.96 1.66.71 3.23.75.59.19.36.7 3.2 1.21 3 5,496 22 3 6,153 21 3 1,77 22 3 1,159 21 3 17 22 3 6 2.

21 3 22 3 382 169 286 1 68 5 33 3 19 2,675 275 444 8 2,272 122 97 37 6 12 2,292 16 157 8 2,24 116 98 7 3 32 9 188 15 1 21 6 3 3 56 562 517 77 1 818 423 18 12 15 5 552 76 62 9 1 797 416 183 12 12 16 21 3 22 3 284 43 175 9 823 59 336 23 77 2 2,873 612 121 17 27 2,432 1,22 12 47 47 2,588 181 296 7 1,94 2,491 1,359 35 125 44 68 669 323 25 337 18 3 8 53 1,36 488 87 47 785 1,599 1,26 4 14 35 1,237 1,157 235 21 447 1,49 1,561 41 131 17 177 21 3 22 3 968 78 52 5 733 385 98 2 129 3 24 5,87 153 363 21 36 5,39 1,143 131 66 6 36 4,839 75 139 15 1,93 4,653 1,242 133 195 3 12 177 565 81 22 316 53 19 8 2 3 123 1,619 1,298 216 54 765 2,347 1,958 216 232 15 1 1,796 1,863 297 31 448 2,294 1,977 224 234 12 124

21 3 22 3 1,511 336 712 17 53 44 21 441 139 372 95 151 4 82 151 43 1,884 432 863 174 53 44 13 593 182 1,558 365 734 167 53 48 31 534 163 393 92 142 2 77 157 47 1,951 457 876 17 53 48 19 691 211 178 21 3 22 3 172 16 12 323 323 282 22 258 1 23 22 455 183 258 13 324 23 3 91 83 7 86 86 556 7 8 552 1 73 73 647 76 8 552 9 16 16 21 3 22 3 539 337 194 7 529 537 61 72 2 1,68 665 561 79 24 241 477 41 182 12 96 21 3 22 3 1,972 225 263 473 581 91 126 319 1,652 5,76 1,799 339 251 471 655 75 123 338 1,743 5,798

21 3 22 3 1.61 1.87.97 1.17 1.24.22 1.1.44.62 4.83 4.24 5.18 5.16 5.6 4.18.88.33.82 2.26 2.23 1.53 1.95 1.92.92.99.3.31 1.51 1.74 1.3.98 1.9.9.99.53.65 3.88 3.48 4.78 3.97 3.93 2.84 1.8.8.44 2.2 1.96 1.66 1.59 1.55.54 1..43.41 179

21 3 21 3 31 214,65 42.7 194,438 38.7 2,166 4. 246,873 49.2 199,44 39.7 6,225 1.2 198,577 39.6 751.1 47,468 9.5 4,465 8.1 5,991 1.2 34,473 6.9 51,9441. 399,835 79.7 12,18 2.3 88,473 85,986 2,487 59,418 485,821 14,596 22 3 31 248,893 53.6 246,548 53.1 2,345.5 188,866 4.6 158,928 34.2 6,456 1.4 156,933 33.8 1,933.4 29,938 6.4 26,763 5.8 5,115 1.1 21,647 4.7 464,523 1. 41,592 88.4 53,931 11.6 55,469 54, 1,468 519,992 464,592 55,4 18 1. 2. 21 3 198,89 4.8 175,984 36.2 153,485 22,14 4.5 21,368 25,942 51.6 29,76 43. 28,53 42.9 488.1 41,866 8.6 36,881 7.6 3,78.8 33,172 6.8 485,9121. 388,77 8. 97,142 2. 77,325 75,263 2,61 563,237 464,33 99,24 22 3 23,824 42.2 21,534 41.8 177,828 2,29.5 1,534 245,75 5.9 189,631 39.3 188,364 39. 1,196.2 56,118 11.6 33,126 6.9 4,27.9 28,918 6. 482,7 1. 395,373 81.9 87,327 18.1 73,42 71,348 2,54 556,13 466,722 89,381 1. 2. 3.

3 3 6 6 1 1 2 2 3 3 21 3 31 113,112 79,265 98 43,76 34,72 8 54,314 48,973 63 15,441 15,219 115 13,533 13,416 69 7,39 6,982 323 246,867 198,576 751 22 3 31 77,247 53,642 28 31,751 27,373 29 45,143 43,529 82 14,531 13,963 135 11,65 1,997 48 9,122 7,426 1,68 188,861 156,933 1,933 21 3 31 22 3 31 231,68655.4 16,33838.3 26,135 6.3 418,1611. 241,98456.8 158,43437.2 25,599 6. 426,181. 181

21 3 21 3 31 22 3 31 79,26 69,568 9,457 7,93 63,287 7,615 293,861 243,158 5,72 265,831 228,832 36,999 13,493 12,547 945 72,978 72,86 117 8,489 8,347 142 5,815 5,778 37 484,87 423,622 61,247 415,528 37,758 44,769 21 3 22 3 182 83,186 73,976 9,29 75,675 66,739 8,936 296,936 233,63 63,873 95,21 94,395 86 7,482 7,342 139 281,97 233,745 47,352 92,324 91,766 558 6,77 5,96 117 482,86 48,777 74,28 455,175 398,21 56,964 1 1 3 3 5 5 7 7 21 3 31 15,57 66,596 42,231 24,365 48,867 32,18 16,686 21,158 14,918 6,239 95,544 64,424 31,119 12,646 12,646 484,87 22 3 31 122,949 49,228 3,444 18,783 47,787 29,217 18,569 16,688 9,67 7,18 15,896 66,274 39,622 72,978 72,978 415,528 1

21 3 31 22 3 31 5,979 7,827 18 55,111 2,848 71,785 29,557 23,527 484,87 2,53 3,855 8,213 19 43,53 1,65 57,242 198,838 159,447 415,528 3,369 21 3 31 22 3 31 16 84 14 81 219 1,982 6,858 37,395 46,236 24 1,295 4 1,792 12 3,453 14,466 2,88 38,799 21 3 31 22 3 31 156, 32.2 328,869 67.8 484,871. 146,154 35.2 269,373 64.8 415,528 1. 183 21 3 22 3 88.9 87.19 74.62 58.55 85.71 82.12 85.32 79.8 63.73 8.81 81.85 79.91

184 21 3 31 22 3 31 43,1481. 376,5681. 6,138 13.98 49,368 13.11 789.18 686.18 63.1 6.1 25.5 152.4 824.19 768.2 19,82 4.61 15,656 4.16 2,576.6 653.17 18,62 4.33 17,795 4.73 68,834 16. 58,437 15.52 36,15 8.39 29,392 7.81 61,19 14.23 56,666 15.5 56,534 13.14 46,828 12.44 5,12 1.19 5,11 1.36 99,341 23.1 94,99 25.22 54,7211. 38,9591. 952 1.74 518 1.33 7,236 13.22 5,43 13.94 46,532 85.3 33,1 84.73 484,87 415,528 21 3 31 22 3 31 2,146 55,259 2,18 5,176 27 74 2 3 6 2 11 2,395 4,272 6 5 344 2,39 2,76 7,575 686 3,8 5,897 2,954 3,446 6,678 2,449 5,3 849 761 2,996 56,21

21 3 31 22 3 31 34,328 7.7 272,528 72.4 1. 2. 3 1 5 3 1 5 1 21 3 31 22 3 31 85,214 68,472 87,882 72,793 21 3 31 21 3 31 22 3 31 3 1,79 12,494 892 5,818 1,211 28,887 788 25,134 2,996 56,21 3 21 3 31 1,913 15,189 959 6,336 24,399 22 3 31 1,345 3,642 826 25,634 58,448 185 3 3 3

2,635 66 3,415 66 58 5 4 3,55 3,77 49 37 1,778 151 2,635 1,637 357 4 21 3 31 22 3 31 UFJ 52 3,55 2,218 1,154 2,218 3,55 9,4 1,154 3,313,4 3,4 22 3,77 23 2,113 3,729 11,439 1,511 1,13 4,16 796 1,13 3 22 49 26 24 26 24 431 529 84 37 74 79 74 79 2 39 87 6,76 5,825 485 67 6,469 7,229 39 59 1. 2. 21 3 22 3 4,514 5,233 186 21 3 31 22 3 31 825 778 5 23 5 17 848 795.1.11

213 21331 22331 157,9361. 82,75 52.4 9,435 5.9 6,923 4.4 56,525 35.8 2,347 1.5 113,477 1. 54,92 48.4 7,266 6.4 7,276 6.4 43,65 38. 948.8 33,61. 33,61. 25,786 78.1 7,22 21.9 18,439 1. 18,439 1. 12,151 65.9 6,288 34.1 19,9431. 82,75 43.3 9,435 5. 6,923 3.6 56,525 29.6 35,353 18.5 25,786 13.5 7,22 3.8 131,917 1. 54,92 41.6 7,266 5.5 7,276 5.5 43,65 32.7 19,388 14.7 12,151 9.2 6,288 4.8 21331 213 142,9281. 67,633 47.3 8,778 6.1 5,926 4.2 58,279 4.8 2,311 1.6 21,5831. 21,5831. 14,389 66.7 7,194 33.3 223 141,385 1. 73,568 52. 9,355 6.6 6,97 4.9 49,866 35.3 1,625 1.2 28,349 1. 28,349 1. 21,124 74.5 7,224 25.5 187 164,5111. 67,633 41.1 8,778 5.4 5,926 3.6 58,279 35.4 23,894 14.5 14,389 8.7 7,194 4.4 169,735 1. 73,568 43.3 9,355 5.5 6,97 4.1 49,866 29.4 29,974 17.7 21,124 12.4 7,224 4.3 1. 213 2. 3.

188 21331 22331 1 1 3 3 5 5 7 7 1 1 38,37 477 443 1,999 1,98 1,537 1,133 1,745 8,937 8,563 9,344 816 2,644 3,277 3,147 2,429 1,19 769 1,29 962 3,475 5,94 1,28 3,315 2,393 879 47 1 8,453 8,453 13 56,525 8,341 358 7,22 82,75 9,435 6,923 56,525 35,353 25,786 7,22 19,444 455 621 5,714 5,557 192 785 1,867 4,113 4,76 8,575 485 2,954 841 827 258 755 749 45 314 26,45 4,733 713 551 438 51 37 721 721 43,65 6,995 214 6,288 54,92 7,266 7,276 43,65 19,388 12,151 6,288 21331 213 223 3.8 32.5 21.75 31.55 29.2 32.34 3.29 24.42 31.71 33.28 3.52 25.36

22 3 31 15,,, 917,571, 7,, 49,149, 3,, 16,966,72, () 1.22 1 15 2. 22 1 15 3. 5 22 2 4 16,973,57, 15,,, 923,57, 1 1998 3 17 ) 7,, 5,, 3,, 22 2 4 22 3 31 5,486, 851, 917,571, 49,149, 16,966,72, 22 6 24 22 3 31 189 4,432,99,932 217,571, 17,571, 2,, 49,149, 3,, 15,, 15,, 4,999,629,932 4 1998 3 31 1999 3 31 2 3 31 21 3 31 2,92,59 2,92,156 2,94,19 2,94,84 5, 25, 25, 25, 1999 3 5, 2, 1998 3 31 1999 3 31 2 3 31 21 3 31 2,29,59 2,251,676 2,252,5 2,252,5 1 5, 1 5, 1 5, 1 5, 2 15, 2 15, 2 15, 3 15, 3 15, 3 15,

19 1997 4 1 538 2,92,59 1 75,338,466 541,842,454 75,338,293 432,834,347 1998 3 31 2 5, 5, 96 2,92,156 1998 4 1 1 3,6,427 841,92,882 3,6,422 732,894,769 1999 3 31 5, 3 2, 2, 1,863 2,94,19 1999 4 1 2 3 31 5, 1,166,268 843,69,15 1,166,136 734,6,95 1 2, 82 2,94,84 2 4 1 21 3 31 5, 513,64 843,582,791 513,584 734,574,49 1 2, 17,772 3,12,612 21 4 1 22 1 14 26,943 23,57 843,582,791 734,574,49 4 2, 1,396,243 4,48,855 23,57 22 1 15 2, 843,582,791 555,982,81 1,29,556,572 5 5, 5, 15, 15, 15, 15, 24,54 4,432,99 5,486 17,571 22 1 16 2, 6 843,582,791 445,, 845,556,572 22 3 31 7 851 49,149 15, 15, 1. 22 3 31 2. ( 1 3, 1 1,5 ) 3. ( 1 3, 1 1,5 ) 4. 5. 1.62 1 1 6. 7. 289 2 18 2

22 3 31 UFJ 4,432,99 1. 4,432,99 1. UFJ 17,571 1. 17,571 1. UFJ 2, 1. 2, 1. UFJ 49,149 1. 49,149 1. UFJ 15, 15, 1. 1. 191 UFJ 21 4 2 1 UFJ 2 UFJ % 3,154,84,36 1.% 3 21 4 2 15, 15, 1. 1.

192 21 13 3 22 14 3 UFJ 4,232,343 293,191 22,64 1,549,615 5,623 11,869,5 31,857,366 375,594 2,48,195 56,67 63,213 27,687 1,973,243 93,81 2,38 55,16,443 32,359,457 7,247,834 3,691,232 464,711 718,148 97,747 11,559 1,778,36 3,413,747 34,384 73,643 23 2,963 84,112 1,973,243 52,859,845 241,285 843,582 734,574 137,293 32,99 115,63 1,919,919 2 4,586 1,915,312 55,16,443 1,11,59 25,641 8,49 2,745,662 16,26 7,117,266 19,18,415 249,983 2,553,469 281,735 319,436 1,351,114 358,331 1,32 34,753,298 2,49,41 1,611,772 2,911,578 368, 1,432,772 611,978 25,361 446,847 4,239,495 2,254 47, 226 3 526 37,251 61 1,351,114 33,135,673 14,948 723,138 649,21 55,645 69,373 2,431 1,476,928 32 219 1,476,676 34,753,298 5,83,269 368,39 614,314 43,38 2,652,453 111,429 13,49,629 42,591,69 547,724 3,351,947 648,198 1,23,392 21,534 2,816,64 1,542,756 63 72,333,368 47,695,611 5,449,72 2,886,598 53,886 575,262 1,726,753 1,343,947 167,593 2,465,623 3,222,46 18,571 7,6 54,944 534,57 82 1,992 76,224 2,816,64 69,546,294 586,8 843,582 845,556 118,61 33,28 128,733 38,616 2,21,66 2,21,66 72,333,368

21 13 3 22 14 3 UFJ 1,879,96 1,172,695 84,712 172,161 1,149 161,917 23,754 186,987 48,844 134,998 335,57 2,5,79 569,939 378,261 29,42 41,476 5,14 25,119 41,478 19 49,525 48,594 1,78 11,632 439,152 889,69 289,22 6,668 171,693 19,421 16 16,795 2,465 28,216 16,377 11,838 18,488 28,279 61,57 453 147,652 931,777 569,557 412,25 88,82 5,598 29,852 33,818 8,455 39,267 83,89 158,688 1,23,549 25,639 139,291 9,81 12,12 259 22,843 8,726 57,596 1,937 32,179 11,28 237,491 481,93 144,154 336,938 91,771 44,471 645 142 43,684 45,27 21,137 24,7 92,58 7,288 37,85 259 62,26 2,1,654 1,175,819 781,313 21,862 6,345 1,317 129,955 55,24 28,438 82,11 36,623 273,76 2,83,129 442,912 252,38 13,597 17,824 3,382 3,263 26,756 57,661 19 67,925 51,458 257,42 521,992 1,556,363 254,16 1,32,23 729,475 84,13 798 28,386 3 54,915 93,73 42,733 32 5,37 738,444 21,17 299,679 15,373 475,39 193

21 13 3 22 14 3 UFJ 476,961 16,123 31 16,91 25,332 25,332 147,652 32,99 123,834 32,75 32,75 25,4 24,899 4 1 98 62,26 69,373 32,99 534,939 445, 72,55 17,388 76,521 76,521 475,39 33,28 194

21 13 3 22 14 3 UFJ () () () () () () () () () () () () ()() ()() () () () () () ()() ()() () () 18,488 2,216 7,396 17,788 16,328 1,429 3,857 3,372 2,399 1,172,695 569,939 227,15 1,14 16,217 532,25 266,873 135,257 2,113,334 1,633,437 5,831 32,3 146,866 859,96 173,963 638,447 129,969 67,957 421,852 1,144,436 626,672 16,848 5,647,31 76,71 5,57,33 92,58 15,13 328 276 7,825 1,13 8,455 36,34 2,224 46 569,557 25,639 95,36 9,379 33,289 2,492 43,667 1,8,596 388,5 325,796 1,276,799 423,291 36,838 7,251 154,3 225,991 7,187 7, 1,438,718 75,913 24,263 1,14 3,234 553,713 249,326 254,318 1,332,537 3,555 1,328,981 738,444 19,862 3,135 13,54 212,12 17,6 31,895 534,57 2,65 84,539 1,175,819 442,912 79,335 484 149,433 41,934 54,915 1,434,414 836,339 5,73,31 1,256,916 1,827,69 243,167 1,857,451 43,76 88,583 4,462,42 11,551 1,344,596 9,937 15,582 323,486 1,327,68 57,215 93 1,694,249 24,165 1,718,415 195

21 13 3 22 14 3 UFJ 21,46,542 13,154,68 4,386,473 1,564 716 28,668 28,512 136,823 7,338 2,341,976 1,599,615 8,23,19 55, 52,313 21,567 56,819 318 33 23,833,739 19,229,251 7,922,41 774 51,91 6,548 12,748 292,879 3,275 3,376,96 1,479,334 3,724,226 196 36, 56,5 6,497 23,36 2 25,332 5,95 498 477 221,421 115, 8,3 6,5 24,899 117 246 22 138,243 153, 173,5 357,331 319,49 219,845 76,521 7,6 153,55 6,821 1,978,823 2,255,358 1,538 287,57 791,122 11,41 2,17,726 4,232,343 3,33,153 6 1,839 2 736,42-6,783 = 4,232,343 54,65 3,843,124

51 28 57 1 14 1 15 12 4 1 13 3 31 12 4 1 13 3 31 13 4 1 14 3 31 193 2 12 4 1 13 3 31 193 2 21 13 3 22 14 3 UFJ 1 (1) 85 Sanwa Bank California Sanwa International Finance Limited Sanwa International plc Sanwa Bank Canada Sanwa Australia Limited 2 92 512 2 1 216 3 4 PT Bank Inter-Pacific Tbk. PT Bank Inter-Pacific Tbk.4 1 135 Tokai Bank Nederland N.V. 34 1 197 UFJ UFJ International plc 6 2 CS Networks ComputerSingapore 2 12 Tokai Deutsche Asset Management Ltd. Tokai Deutsche Asset Management Ltd. 25 Global Business Bank, Inc 1 3 CS Networks ComputerSingapore 4 2 94 512 2 1 223 Dah Sing Financial Holdings Limited 3 4 PT Bank Inter-Pacific Tbk. PT Bank Inter-Pacific Tbk. 5 197

92 1 1 2 21 13 3 22 14 3 UFJ 94 1 1 2 198 3 1 3 1 3 1 1 24 2 1 1 11 1 3 29 11 3 12 47 1 1 12 15 1 24 5 12 53 3 16 3 44 21 12 124 3 12 P.T.SRIC Indonesia 13 1 3 21 11 1 211 12 124 3 4 1 4 1 4 1

21 13 3 22 14 3 UFJ 2 3 4 3 5 2 2 5 2 3 4 1998 4 1 3 6 2 2 5 5 2 3 4 3 6 2 2 13 4 14 1 15 3,65 5 5 5 199

21 13 3 22 14 3 UFJ 2 55 2 843,858 6 8 65,629 55 2 374,218 6 8 1 616 16,17 5 162,43 55 2 1,619,942 6 7 8 171,723 5

21 13 3 22 14 3 UFJ 9 9 11 11 5 17 1 28 82 29 82 29 51 35 65 2751 32 51 35 12 12 13 13 14 14 15 15 9 1 11 3 78 82 29 51 35 12 13 14 15 21

21 13 3 22 14 3 UFJ 15 15 15 5 5 5 22 6 5 6 5 6 5 7 8 7 8 7 8 13 414 1 15 1,857,451 245,41 1,612,49 573,277 1,987,144 1 1 1 6 16 1 6 16 26,981 23,189 15,187 43,667

21 13 3 22 14 3 UFJ 45,637 2 11 1 22 1,831 286,813 46,345 288 3 12 41 11 1 22 2 11 1 22 7,85 11,93 24,866 3 12 4 1 11122 2 11 122 15,458 42 216,116 128,733 1 15,977 3,994 19,972 3 12 41 2 11 1 23

21 13 3 22 14 3 UFJ 24 22 4,553 1,782 2,77 2 2 2 4 No.15 18,571

21 13 3 22 14 3 UFJ 5 12 9 3 5 12 9 3 5,662,372 5,772,29 11,241,345 19,917 11,631,643 44,133 39,297 1,513 148,273 5,438 111 64,382 866 237,452 6 12 145 12 4 1 7,189 6 12 145 12 4 1 2,717 6 12 4 1145 12 1 18 14326 9,385 2 3 29 7,189 8,686 5,681 3,232 3,232 3,693 12 6 9131 14 44 25

21 13 3 22 14 3 UFJ 26 6,751 36,332 2,316 2,316 2,647 14 5 3 14 77 14 4 1 2 1. 1 61,928 1. 1 8,938 1. 1 1,16 2 2 2 1,436,118 1,778,3 15,327 414 1,233,686 4,45 36,266 3 128,684 362,72 3 134,55

21 13 3 22 14 3 UFJ 1,111,448 4 97 96 1 3 43 61,293 3 3 5) 191,792 3 63 1,493,218 (3)(6) 47,549 4334,688 3 3 5) 441,831 3 63 946,771 36 3,64,278 4 97 96 1 3 4 4 82,62 52,563,464 63 5,844,895 36 7 7 7 57,414 8 281 9 384,436 9 613,618 8 283 9 368 59,372 323 547,22 7,634 1,336,458 41,754 939,139 1,695,441 2,235 42,87 268,226 65 93,24 332,235 116,855 81,2 156,59 9,417 16,397 113,663 59,552 1,293,1 398,59 8,698 3,813,848 2,23,998 85 81,44 44,8 19,947 1,297,12 6,37 642,265 9,227 29,963 8,643 525,324 26,64 2,357,68 136,863 5,797 112,194 27

21 13 3 22 14 3 UFJ 1,66 1,296,73 28 1 13,332,974 1 11,829,259 11 153,847 181,26 12 1 3 31 34 1 3 31 3 3 1 331119 2 1 56,269 13 331,896 14 1 8,496,91 1 8,47,655 11 123,355 88,11 12 1 3 31 34 1 3 31 11 3 31 3 3 1 33111921 2 3 1 3,168 13 194,431 14 1 2,41,422 1 18,123,829 11 226,927 273,64 12 1 3 31 34 1 3 31 3 3 1 33111921 2 1 74,969 13 457,847 14

21 13 3 22 14 3 UFJ 574,791 15 1,95,837 462, 15 425,956 863,359 151,448,545 16 289 2 18 2 445, 2. 2 312,585 62,857 6,61 59,765 3 2,453 4 11,828 2. 118,84 2 1,552 17,25 3,744 3 43,667 4 21,219 1,863 2. 1 25,968 2 429,947 89,45 176,643 379,427 1,147 54,513 3 4 15,888 34,419 3. 1 1,59,731 1,694,3 1,338,61 1,687,133 37,634 3,764 136,865 136,865 3. 1 13 3 31 1,11,59 66,444 54,65 3. 1 14 3 31 5,83,269 1,987,144 3,843,124 2 ( 16,812,683 ) 3,478,431 ( 17,518,751 29,696,854 781,576 736,42 736,42 ( 297,674 ) 314,262 313,56 313,927 211 123 United California Bank 1,186,396 1,435,919 29

21 13 3 22 14 3 UFJ 1,119,18 1,295,652 15,651 2,323 154,71 38,35 58,91 25,214 UFJ 36,825 7,46 2,554 1,315 17,97 13 5,272 5,31 42,591 42,591 3 3 513 513 445, 1,27 445, 21 4. 4. 4. 1 3,551 3,551 2,387 2,387 1 21,771 376 22,148 15,37 191 15,229 1 39,574 39,574 16,623 16,623 1,164 1,164 6,734 184 6,919 22,95 22,95 1 1 1 1 1 1 59 1,3 1,62 2,753 4,555 7,39 5,915 21,825 27,74 717 4,261 1,516 558 3,616 2,367 75 435 183 2 1 1 118 348 466 1

21 13 3 22 14 3 UFJ 254,727 254,727 76,213 76,213 145,389 145,389 27 399,17 399,17 19,337 19,337 21 6 361,42 361,42 1 1 43,674 96,561 14,235 1 1 5 2 7 131,75 26, 391,75 49,714 144,49 45,299 68 136,367 4,772 57 9,566 1 2 2 2 1 1 1 1 5,78 3,587 36,368 13,722 128,83 141,85 1,381 7,441 8,822 1,74 5,655 6,729 5. 1 5. 1 5. 1 211 14 1 15 14 4 2 2 2 ( 13 3 31 ) ( 13 3 31 ) 14 3 31 ) A 415,489 A 391,831 A 84,37 B 299,922 B 236,76 B 529,969 C=A+B 115,566 C 162,239 C 233,942 D 53,538 D=A+B+C 6,484 D=A+B+C 4,458 E 44,524 E 6,76 E 14,475 F 5 F 84,868 F15,74 G=C+D+E+F 17,554 G 42,132 G 211,797 H 16,83 H H 35,861 G-H 34,384 I=D+E+F+G+H 126,725 I=D+E+F+G+H 226,75 J 128,98 J 233,675 I-J 2,254 I-J 7,6 1. 1. 1.

21 13 3 22 14 3 UFJ 212 2. 286 3. 4. 1,582 3 12 4 1 13 3 31 11,155 14,23 15,839 5 14 11,828 1,725 22,962 1. 2. 4 13 3 31 2.8 7.75 1.5 9.25 12 12 5 2. 229 3. 4. 6 3 12 4 1 13 3 31 1,484 13,23 11,758 21,219 1,477 34,653 () 1. 43,667 2. 3. 4 13 3 31 3.5. 5. 12 5 2. 286 229 91 3. 4. 1,582 6 3 13 4 1 14 3 31 13,968 18,156 18,594 5 4,578 16,466 4,329 38,853 1. 43,667 54,915 2. 3. 4 14 3 31 2.8 3. 1.5 9.25 11 11

21 13 3 22 14 3 UFJ 5 6. 1 527,8 45,737 28,255 59,176 46,88 76,339 67,112 639,226 11,976 627,25 2 39.8% 16.2% 8.1% 3.% 18.4% 6. 1 217,14 53,28 29,161 18,847 31,495 349,888 12,379 337,58 17,51 3 1,85 18,599 318,99 2 4.1 2.9 5. 2.4 1.3 3.8.8 33. 3 3.3 12 6 9 2,747 1311269 13 4 1 343 4 12 6 9 39.8% 13112 69 37.9% 29,349 13 4 1 4,54.43.3 3,145 6. 1 985,49 251,24 222,785 117,36 18,647 99,45 1,694,22 324,787 1,369,433 86,132 54,9 141,32 1,228,4 2 213

21 13 3 22 14 3 UFJ 38 214 7. 7. 1 224 1. 2. 13 3 31 7. 8. 1 1 42.9 8. 1 1 344.94 1 1 1 ( 1 ) 31.68 52.69 1 1 1. 1 1. 1 2. 3. 9. 1 13 4 25 14 115 UFJ 2. 1 3. 1 9. 13 4 25 14 1 15 UFJ 2 8. 1 1 191.76 1 1 15.23 1 1. 1 2. 3.

13 5 29 93,366 45,834 143 21 13 3 22 14 3 UFJ 215

22 3 2 21 1 2 216