214 At a Glance 32 36 38 4 42 43 31
AT A GLANCE INDIVIDUAL GROUP 63.72% 1,293 32.4% 226 214 At a Glance INSTITUTIONAL GROUP 34.26% 695 76.26% 532 32 GLOBAL MARKETS GROUP 5.56% 112 4.2% 28 3 1%
1,5 5 1, 24 25 6, 2, 4, 1,293 24 25 973 24 25 319 24 25 93 24 25 226 24 25 16,74 5,917 3, 1, 2, 24 25 24 25 24 25 24 25 24 25 24 25 1, -1 5 248 446 85 532 695 24,267 3,648 2-1 1 6, 2, 4, 24 25 24 25 24 25 24 25 24 25 24 25 112 89 23 4 28 2,19 3,932 At a Glance 214 33
INDIVIDUAL GROUP INSTITUTIONAL GROUP GLOBAL MARKETS GROUP M&A 5 2 1 4 3 24 25 6 6 324 151 124 49 24 25 5 2 1 4 3 3-1 1 2 24 25 85 65 127 27 19 237 24 25 3-1 1 2 1-5 5 24 25 15 11 32 15 16 49 24 25 1-5 5 At a Glance 21434
17 18 61 24 25 5 2 1 4 3 65 134 481 24 25 5 2 1 4 3 11 9 17 24 25 5 2 1 4 3 137139 179 24 25 3-1 1 2 95 69 151 24 25 3-1 1 2 58 14 1 24 25 3-1 1 2 3 4 31 24 25 1-5 5 At a Glance 214 35
21436 25 5 25 CCCT CCC T 25 6 9T T ATM- ATM ATM ATM9 7,26 5 3 156 2 9 GE 1,75 GE26 3 31
INDIVIDUAL GROUP 2 26 25 T 24 1,26425 1,293 24 93325 973 24 6225 93 24 26925 226 26 2 3 26 1 W 25 3 1 916 26 3 1 1,84 26 3 1,1883 T T 25 214 37
25 VBI 25 4 25 7 PI 25 Pre-IPO VBI 21438
214 INSTITUTIONAL GROUP 262 24 568 25 695 25 REIT 24 242 25 248 26 4 5 REIT Real Estate Investment Trust REIT 26 REIT 1, 24 63 25 85 24 26325 532 IPO Yes Bank 25 9 26 4 Military Commercial Joint-Stock Bank 26 4 PFI Private Finance Initiative 26 7 26 3 5 ips Cell Innovation Partners, L.P.26 1 39
25 ABL 2144
GLOBAL MARKETS GROUP NISA 24 142 25 112 24 9 25 89 24 75 25 4 24 127 25 28 25 9 21 25 214 41
VBI 198 19 22 26 EV EV EV 21442
214 ABI Asset-backed Investment 18 121 2 3 2% 22 6 18 1 GE 1 M&A M&A LBO 43
214 ALM ALM FTP SPC 5% ALM ALM Asset Liability Management CLO CLO Collateralized Loan Obligation LBO J-REIT J-REIT Japanese Real Estate Investment Trust LBO LBO Leveraged Buy-Out M&A Merger and Acquisition MBO MBO Management Buy-out LBO RORA RORA Return on Risk-Weighted Assets 44 M&A
46 48 49 54 CSR 62 214 45
25 6 46 214 26 7 15 6 47 4 12 6 13 5 14 4 14 11 19 6 22 5 22 6 53 4 12 1 19 4 2 6 21 1 22 6 25 4 54 3 63 12 12 3 14 11 J.C. 19 8 M. 1,3 1,3 1,3 51 4 41 4 56 9 58 4 4 5 4 11 2 4 8 11 8 5 21 5 11 5 22 2 14 4 16 6 22 6 18 4 23 3 26 4 23 4 J. 1 J.C. 2 9 24 5 NIBC 12 7 18 6 23 6 3 56 4 13 12 18 1 21 4 21 9 22 6 22 9 22 1 24 6 1 2 3 2,3 42 11 5 4 1 4 11 8 14 6 17 1 19 4 21 9 22 6 2,3 58 1 3 1 6 1 14 1 IBM 16 2 19 12 RHJ 22 4 24 8 26 6
214 25 VBI 1 1 HSH Nordbank AG J.C. 47
48 26 7 1 214 IR * 3 FATCA * 2 * 7 VBI VBI * 9 * 1 M&A * 9 * 7 * 9 * 4 * 5 *1 *2 *3 IR IR *4 *5 *6 *7 *8 *9 * 3 * 6 * 6 ALM * 8
214 24 12 2 26 6 18 24 26 6 18 64 * 1 * 2 32 * 2 2 * 1 4 J. M. * 1, * 2 *1 *2 49
5 214 6 4 66% 5 26 6 6 97.6% 25 7 26 6 18 23 ALM J. M. * * * * M. ALM IT
1 2 * * * 7 12 1% 1% 25 214 51
25 Plan Do Check Action 214 52
e IT IT 214 53
2554 214 25 25 GDP 2% 25 26 6 18 ALM 8 : ALM
25 25 25 25 214 55
56 214 ALM CEOCFO CRO 1 Unexpected Loss) VaR Credit Value at Risk VaR VaR Market Value at Risk VaR VaR Interest Rate Value at Risk BPV VaR 1bps 1 VaR Operational Risk Value at Risk VaR
2 3 2 1 CRO 214 57
25 & 214 58
214 ALM VaR VaR VaR VaR 99% 125VaR VaR VaR 1 25 VaR 1 GPS 24 25 VaR 1,642 1,627 1,29 1,189 VaR 2,77 2,724 3,265 3,243 1,539 1,498 1,735 1,71 1,53 988 752 713 VaR 25 VaR 2,222 2,189 VaR 4,314 4,249 2,834 2,76 1,375 1,319 VaR 25 1,5 1, 5-5 -1, -1,5 25 4 5 6 7 8 9 1 11 12 26 1 2 3 VaR 12.33 VaR VaR VaR VaR 2.33 99% 1 25 59
1bps =1.%6 214 GPS a. b. ALM 2 1 2 ALM 214 3 ALM 2 2 ALM 26 3 2% 578 224 22 22 27 27 628 274 7.69% 3.9% bpv 1bpv ALM
1. 2. 3 25 ISO271 214 61
25 24 4 1 25 7 Pay for Performance CSR 214 62
36 26 3 26% 214 63
64 214 221 26 3 57 7 18 24 1 25 5 25 12 24 25 11 5 59 23 7
214 1 23 7 23 2 23 1 3 23 11 4 24 3 5 24 7 24 6 24 1 24 11 7 24 11 25 8 25 7 9 25 12 9 268 6 25 5 138 129 LED 2 2 2 27 Kato Music World 25 2 25 1 17 26 5 2 121531 65
662424 3. 214 23 3 25 1 75% 26 5 CO2 25 9 29 26 4 2 23 1 24 2 25 1 22 23 24 25 CO2 t 9,29 6,687 3,16 3,748 kwh 23,411,98 17,475,64 6,159,462 6,658,612 25 9 m 3 99,194 6,476 112, 114, The Ocean t 56,984 32,764 1,29 1,481 1. CO2 Conservancy 2. 128256kg 26 435 21 138 276kg 4 Earth Day 22 23 24 25 t 516 273 184 238 t 39 181 111 148 t 28 92 73 9 % 59.8% 66.4% 6.4% 62.1% 1. 2.