untitled

215 Way Way

215 2 3 4 6 225 6 11 12 13 14 19 24 24 25 VBI 26 28 32 14 26 33 At a Glance 34 38 4 42 44 45 47 48 54 55 56 CSR 64 69 21 1

215 2771 VBI ABSMBS 2

2763 1 ATM 1,754 1 ATM 2,915 12 ATM 6,184 1 ATM 2,82 1 ATM 4,177 9 ATM 7,243 1 ATM 2,56 1 ATM 1,26 1 ATM 4,221 ATM 434 7 ATM 1,521 19,646 13,179 1,843 VIEW ALTTE 295 35 43,963 ATM 215 3

24 215 2222412333126264127331 22 23 24 25 26 1 1,566 1,169 1,116 1,15 1,264 1,354 86 873 925 1,88 26 252 191 224 246 116 136 2 139 115 977 472 481 56 726 2,921 2,29 1,99 2,3 2,353 1,428 1,279 1,286 1,328 1,416 1,492 749 73 71 936 683 122 55 2 118 88 627 648 698 818 426 64 51 413 678 2 538 16 64 498 754 1. 2. 3, 2,921 1,5 1,492 2,353 2, 2,29 1,99 2,3 1, 936 749 73 71 1, 5 22 23 24 25 26 22 23 24 25 26 1 8 8 683 754 678 6 6 64 538 51 498 4 4 426 413 2 2 16 4 22 122 23 55 24 2 25 118 26 22 64 23 25 26

215 22 23 24 25 26 32,863 18,734 18,423 15,57 14,773 42,914 41,368 42,924 43,198 44,612 12,315 86,96 9,293 93,211 88,898 56,16 53,624 54,575 58,54 54,527 3,482 2,941 2,623 417 323 96,23 79,82 83,456 85,985 81,36 6,111 6,276 6,836 7,225 7,537 12,315 86,96 9,293 93,211 88,898 22 23 24 25 26 1 1 25.83 212.67 233.65 247.82 275.45 1 3 25.83 212.67 233.65 247.82 275.45 1 21.36 2.42 19.24 15.59 25.57 1 4 15.59 1 1. 1. 1. 1. 1. 1 1 26.96 6.5 22.77 18.78 28.42 1 26.96 6.5 22.77 18.78 28.42 % 22 23 24 25 26 5.4%.1%.6%.5%.7%.5%.2%.7%.5%.8% 6 8.5% 1.2% 8.6% 6.5% 9.8% 7 12.4% 3.2% 11.1% 8.3% 11.4% 48.9% 63.1% 64.6% 65.4% 6.2% 9.76% 1.27% 12.24% 13.58% 14.86% 6.78% 6.66% 5.32% 3.81% 1.42% 3. 1 4. 1 5. 6. 7. 1 3 2 25.83 212.67 233.65 247.82 275.45 8 % 6.78 6.66 6 5.32 4 3.81 1 2 1.42 22 23 24 25 26 22 23 24 25 26 5

215 27617 26 277 6

26 2 26 26 678264 22 26 3 26 26 1.42% 2% Tier 11.9% 262,353 323 215 7

*826 215 52226 52, 52.5 2,5 25 239 2.5 212 23 2, 2, 2 678 26 69 1.42% 1,5 15 22 2,796 6.78% 1, 98 18 413 1 261,72 5 64 51 5 4.3 426 26.3% 2.25%* 22 23 24 25 26 22.59% 2.19% 26 W CCCT T NISA NISA REIT 26 27

Tier7.5% 273Tier 11.9% 3 3 11 12 273 2,169 17.67% 2 215 9

27 26 67855 27 7 27 28 225 277 215 1

12 13 14 19 24 24 25 32 VBI 26 28 215 11

12 215 2527 5 5 3 7 1 76 RORA 2 1.% 5% ROE 1% 2% Tier I 3 7.5% 27 1. 2. RORA 3. 277 76

24 25 26 27 * 51 413 55 678 7 7 * 64 498 62 754 76 76 RORA**.69% 1.21% 1.% 64.6% 65.4% 6% 6.2% 59.5% 5% ROE 8.6% 6.5% 9.8% 1% Tier *** 9.2% 11.9% 7.5% 5.32% 3.81% 1.42% 2% * 27 ** *** 226 156264678 7545562 27129637 215 26ROE9.8%6.2%25ROE6.5%65.4%26 RORA1.21%327 5% 2731.42%2633.81% 2% 283Tier 7.5% 27311.9% 27 272537 7627 13

27414 215 M. M. 64 276177 5

215 1 1 ASEAN ASEAN264 98% 4 212 27617 5 2 15

16 215 1 1

215 17

18 215 27 28 15

215 62 4 13 5 2 15 8 17 5 18 6 MID 19 1 19 6 22 9 23 4 25 4 27 4 27 6 53 4 121 19 4 2 6 1% 9 211 22 6 25 4 27 4 19

2 215 12 1 27 J. 18 J.C. 54 3 6312 12 3 1411 J.C. 19 8 2 9 1% 24 5 NIBC M. 1% 51 4 58 4 2 4 21 5 22 2 22 6 23 3 25 6 27 4

215 1% 41 4 4 5 8 5 11 5 14 4 16 6 18 4 26 4 1% 5 4 56 9 411 811 12 7 18 6 23 6 26 9 21

22 215 581 31 6 1 141 IBM IBM 16 2 1912 RHJ 22 4 24 8 26 6 27 6 1% 56 4 1312 181 21 4 21 9 22 6 22 9 221 24 6

215 27 255 5 46 4 49 4 52 7 KPMG 3 5 12 5 2 8 22 6 23 5 26 6 27 6 1% 1 4211 5 4 1 4 11 8 14 6 171 21 9 22 6 27 6 27 6 23

261 WW W W 141 4 1215 3 W 274 214 4 215 24

231 ATM 23 272 ATM 215 25

26 Electric 215 VBI Venture Banking Initiative 2 Terra Motors Vehicle EV EV EV EV VBI

215 5 IPPIndependent Power Producer 24? 24 1 28 VBI 27

株式会社 新生銀行 年次報告書 215 新生銀行の目指す姿 迅速 実践 外貨の新生 新生銀行のグループ力を発揮した価値創造チェーン お客さまが新生銀行へお預けいただいた外貨が 連結財務ハイライト どのような商品 サービスに姿を変えて 外貨資金やサービスが必要なお客さまのもとへ付加価値を提供しているか リスクを 管理する 新生銀行の特徴ある 外貨 商品 サービスを中心に お金のライフサイクル 価値創造チェーン をご紹介します 新生銀行の 社長メッセージ 外貨関連リスク管理 EUR ユーロ 新生銀行の目指す姿 特集 CAD 調達する カナダドル お客さまの ビジネス展開に伴う 外貨資金ニーズをサポート 事業概況 AUD BRL 豪ドル ブラジルレアル マネジメント体制 日本円 ニュージーランドドル 為替リスクを ヘッジする 資料編 お客さまの リスクヘッジをサポート 28 JPY NZD GBP HKD 英ポンド 香港ドル

株式会社 新生銀行 年次報告書 215 還元される 連結財務ハイライト の ま さ 向上 客 お 価値 資産 USD 米ドル 社長メッセージ 預ける お客さまの 外貨運用ニーズに応える 人民元 トルコリラ NOK 使う 事業概況 ノルウェークローネ 南アフリカランド SGD シンガポールドル 外貨使用の利便性向上を図る マネジメント体制 ZAR お客さまの 運用する 資料編 お客さまの 外貨運用ニーズに応える 29 特集 TRL 新生銀行の目指す姿 CNY

13 13 21 24365 261 577.5% 1257 IFC Visa23ATM 27 GAICA GAICAFlex GAICA2 Flex GAICA 215 3

ASEAN ASEAN ALM 215 31

REIT3222 6 215 12 3 25 7 6 8 13 5 1 15 4 16 2 JRVIEW ALTTE 4 ATM 5 1 12 9 2241 26 1 W 2 17 3 5 18 7 GE 19 4 2 12 3 ASEAN 2 1 Military Commercial Joint- Stock Bank 4 2 J.C. Flowers & Co. LLC 7 9 GE2141 REIT 21 1 5 NISA 3 7 1 6 2 11 YES BANK LIMITED 23 1 3 9 1 24 3 VBI 4 7 9 1 1 4 11 25 1 3 Go 4 Healthway Medical Development 5 6 T 27 9 1 12 2 1 W 214 RHB Bank Berhad 2 ATRNVCC 17 3 ASEANAIGF 4 W T Nippon Wealth Limited, a Restricted Licence Bank 5 REIT

215 At a Glance 34 38 4 42 44 45 33

AT A GLANCE 1,366 157 177 58.6% 1,366 21.65% 177 At a Glance IPO 759 39 529 32.28% 759 64.71% 529 215 34 159 52 65 6.77% 159 7.96% 65 31%

1,5 5 1, 25 26 6, 2, 4, 25 26 25 26 25 26 25 26 25 26 1,366 1,31 334 157 177 17,425 48,562 3, 1, 2, 25 26 25 26 25 26 25 26 25 26 25 26 1, -1 5 27 489 39 529 759 24,846 3,23 2 6, 2, 4, 25 26 25 26 25 26 25 26 25 26 25 26-1 1 159 93 65 65 2,34 2,76 At a Glance 215 35

M&A 6-2 2 4 25 26 39 41 33 6-2 2 4 25 26 121 24 484 3-1 1 2 25 26 45 67 135 198 132 185 25 26 3-1 1 2 1-5 5 25 26 11 12 35 52 53 86 25 26 1-5 5 At a Glance 21536

6-2 2 4 25 26 6 17 62 6-2 2 4 25 26 78 146 51 6-2 2 4 25 26 9 7 14 21214 262 25 26 3-1 1 2 8 68 149 25 26 3-1 1 2 9 1 26 25 26 3-1 1 2 38 25 26 1-5 5 At a Glance 215 37

21538 26 2 26 42631,188 2731,667 627

26 W 27312,28 W 274 NISA NISA265 NISA 5 261 27 GAICA GAICA FlexGAICA 2 Flex Nippon Wealth Limited, a Restricted License BankNWB274 27 CCC T CCC TT 26 251,29326 1,366 25973 261,31 2593 26157 25226 26177 27 T 215 39

215 4 26 262 2645 REITReal Estate Investment Trust 275 REIT

26 2 1,2 25 IPO 26 IPO 263Military Commercial Joint-Stock Bank263 RHB Bank Berhad271 PFIPrivate Finance InitiativePPP Public-Private Partnership 261 26 2569526 759 IPO 252482627 2585 2639 2553226 529 27 274 275 VBI 215 41

26 NISA 42 215

NISA IFC 274 26 25112 26159 25892693 25 426 52 25282665 27 215 43

M&A 21544

215 ABI Asset-backed Investment 18121 2 3 2% 226 181 1 M&A M&ALBO 45

ALM ALM FTP PPP PFIPPP 5% PFI M&A ALM ALMAsset Liability Management LBO LBOLeveraged Buy-Out M&A Merger and Acquisition MBO MBOManagement Buy-out LBO RORA RORAReturn on Risk-Weighted Assets SPC 21546

CSR 64 48 54 55 56 215 47

276 2 5 7 2 12 25 6 215 48

215 27618 75 32 2 5 J. M. J. M. * * 27618 27 * * * M. 71% 75 6 276 1% 9 49

5 * 215 ALM ALM 1 2 IT * * 26 * * 9 12 96% 1%

275 Plan Do Check Action 215 51

e 215 52

IT IT 215 53

54 215 2771 7 J. J.C. M. 3 27 1 1 1 HSH Nordbank AG J.C.

215 2771 * 2 * 1 *1 *2 *3 IRIR *4 *5 *6 *7 * 3 * 5 * 3 IR FATCA * 6 * 6 M&A * 4 * 5 ALM * 7 55

56 215 26 26 4-6GDP 26FRBQE3 7-9 152 ECB EU EUGDP 27617 8 : ALM ALM

26 27 25 215 57

58 215 ALM CEOCFO CRO 1Unexpected Loss) VaRCredit Value at Risk VaR VaRMarket Value at Risk VaR VaRInterest Rate Value at Risk BPV VaR1bps 1 VaROperational Risk Value at Risk VaR

2 3 26 2 1 CRO 215 59

25 & 215 6

215 ALM VaR VaR VaR VaR99% 125VaR VaRVaR 1 26VaR 1% GPS GPS 25 26 VaR 1,29 1,189 976 594 VaR 3,265 3,243 1,662 1,534 1,735 1,71 977 789 752 713 468 397 VaR 26 VaR 2,595 1,627 VaR 4,939 4,17 3,65 2,537 1,673 1,492 VaR26 6 4 2-2 -4-6 26 4 5 6 7 8 9 1 11 12 27 1 2 3 VaR1 VaR VaR VaR VaR 99% 1 25 61

12.9% 7.8%62 215 a. b. 2 ALM 1 2% 273 ALM 2% ALM 2% ALM 273 2% 1,6 651 14 15 14 14 1,9 681 ALM

1. 2. 26 326 PDCA 215 63

3 64CSR 215 27 28 Pay for Performance 274 3 27 1 2

36 27 4129% 3235% 215 65

66 215 2736282,465 22 18 1 24 2711 NPO 241 2552512

261127331 546275 W W 3 W W 237 11 315 7 26 2 24 25 1 26 4 CSR 117 261 4 2612 215 67

68 23 24 25 26 215 253 7 4,5123 273 75% CO2 231* 1 242251 1 26PCVDI* 2 *1 272 2 *2 PCVDI SEGO Initiative PC CO2 t 6,687 3,16 3,748 3,395 kwh 17,475,64 6,159,462 6,658,612 6,29,536 m 3 6,476 112, 114, 9, t 32,764 1,29 1,481 1,638 1. CO2 2. 3. 23 24 25 26 t 273 184 238 22 t 181 111 148 131 t 92 73 9 88 % 66.4% 6.4% 62.1% 59.9% 1. 2.

215 7 7 72 9 9 91 92 92 94 96 126 129 13 131 133 133 134 136 137 137 141 141 143 144 146 15 153 166 167 169 169 17 3 174 218 22 224 69

215 7 26 2733127 179912 191 ALM 1 1 1 1 26 397,394 73,82 67,873 81,368 512,24 753,762 8,889,853 5,452,733 189,86 4,461,281 1,477,352 275.45 25.57 14.86% 9.77% 59,29 6,395 91,889 826,365 5,3 [1,378] 375,232 44,147 41,374 49,181 512,24 722,59 9,321,13 5,85,447 218,995 4,319,83 1,557,2 247.82 15.59 15.59 13.58% 6.48% 524,817 37,431 4,118 1,366,71 5,64 [1,424] 25 386,79 54,495 51,79 62,713 512,24 683,644 9,29,335 5,457,535 436,628 4,292,464 1,842,344 233.65 19.24 12.24% 8.62% 16,65 87,769 6,23 574,47 4,863 [1,456] 24 413,232 16,75 6,43 24,6 512,24 627,657 8,69,672 5,362,411 462,936 4,136,827 1,873,493 212.67 2.42 1.27% 1.16% 1,321,27 1,368,571 15,19 332,798 4,83 [1,51] 23 465,823 24,441 42,65 14,977 512,24 611,154 1,231,548 5,61,687 527,881 4,291,462 3,286,382 25.83 21.36 9.76% 8.5% 94,562 14,99 24,144 3,474 5,718 [1,692] 22 1. 2. 11111 214 222324261 11 3. 26 179 19 184 19 25 186 15 24

215 71 262,32,353 1,151,264 ALM 9251,88 1,3281,416 1182 26678 413 2693,21188,898 1,41444,612 79614,773 3,97754,527 3117,537 26 2,353 1,264 246 115 726 1,416 936 118 818 84 5 727 24 9 15 678 2,3 1,15 224 139 56 1,328 71 2 698 96 142 46 24 7 29 413 1,99 1,116 191 2 481 1,286 73 55 648 17 1 538 5 13 35 51 25 24 26 317,399 1,477,352 4,461,281 788,647 18,232 8,889,853 5,367,167 85,565 32,3 267,976 481,359 8,136,91 753,762 8,889,853 249,115 1,557,2 4,319,83 724,963 137,358 9,321,13 5,733,223 117,223 41,747 218,585 497,84 8,598,512 722,59 9,321,13 25 287,97 1,842,344 4,292,464 77,95 161,81 9,29,335 5,252,935 24,6 262,342 24,99 63,759 8,345,69 683,644 9,29,335 24

215 72 GAAP %1 26264127331 1 26 3 2311

215 73 2.38% 2.7% 263 13.58%27314.86% Tier2639.2%11.9% 1,38 27369 2633.81%1.42% 267 186261245 26 678413 264 2 55 2,353 1,2641,15159 1,88 925163ALM 1,442 1,35 118 2 4 156 26343,19827 344,6121,414

215 74 1 1 1 1 1 Tier ROA ROE 1 2 1 26 25 24 23 22 2226 1. 2. 1,116 191 2 481 1,99 1,39 18 1,417 55 516 21 538 5 13 35 51 2,879 18,423 42,924 5,11 1,618 9,293 54,575 2,623 2,4 7,192 5,11 83,456 5,122 6,836 9,293 233.65 19.24 12.2% 1.4% 2,143 42,462 88,195 7,54 81,638 6,556.6% 8.6% 65.4% 65.8% 2,426 5.3% 1,15 224 139 561 2,3 1,35 97 1,448 2 579 119 46 24 7 29 413 2,491 15,57 43,198 3,584 1,373 93,211 58,54 417 2,185 6,434 3,584 85,985 5,122 7,225 93,211 247.82 15.59 15.59 13.6% 13.8% 12.2% 18,927 42,415 91,752 74,655 84,721 7,31.5% 6.5% 68.% 66.5% 1,647 3.8% 1,264 246 115 726 2,353 1,442 86 1,528 118 75 21 727 24 9 15 678 3,173 14,773 44,612 2,917 1,82 88,898 54,527 323 2,679 8,52 2,917 81,36 5,122 7,537 88,898 275.45 25.57 14.9% 16,49 43,268 91,55 73,464 83,673 7,382.7% 9.8% 67.% 61.3% 69 1.4% 1,566 26 116 683 2,626 1,453 13 1,584 683 358 219 577 19 52 79 426 1,953 32,863 42,914 5,757 1,992 12,315 56,16 3,482 1,477 16,727 5,757 96,23 5,122 6,111 12,315 25.83 21.36 9.8% 7.8% 3,564 46,87 18,41 85,72 11,811 6,23.4% 8.5% 58.3% 55.3% 2,796 6.8% 1,169 251 136 472 2,29 1,33 119 1,423 122 483 329 153 29 24 35 64 2,26 18,734 41,368 5,626 1,86 86,96 53,624 2,941 1,76 4,767 5,626 79,82 5,122 6,276 86,96 212.67 2.42 1.3% 8.8% 23,946 41,598 94,26 72,375 88,12 6,194.1% 1.2% 67.2% 64.2% 2,959 6.7%

215 75 1,2641,15159 1EPSEPS 1EPS EPS ROEROTE ROEROTE 1 26 ROEROTE 28 1 57 75 678 75 754 25.57 2.84 28.42.7%.1%.8% 9.8% 1.1% 1.9% 9.8% 1.6% 11.4%

215 76 1 A 1 B AB 2 C DBC AD 2.89% 5.62 1.29 *** 2.68%.19%.13.66 2.78.46 2.85 3.29.76 ***.3% 2.38%.32% 2.36% 1,25 38 27 28 1,867 18 47 17 3 51 49 2 13 221 1,645 221 1,645 43,268 6,783 16,49 3,578 69,68 56,545 376 7,221 617 6,63 1,817 1,499 317 7,52 73,464 1,527 6,742 3,784 69,68 26 2.93% 5.99.83 *** 2.51%.35%.24.77 2.26.54 3.9 3.31 1.12 ***.44% 2.7%.46% 2.5% 1,244 365 156 31 1,798 26 1 49 19 29 59 57 2 1 327 1,47 327 1,47 42,415 6,13 18,927 4,235 71,681 58,219 646 6,429 882 5,546 1,924 1,725 198 7,435 74,655 9,375 6,41 2,973 71,681 25 2.68% 5.62 2.36% 1,867 38 1,486 221 1,264 69,68 6,783 62,896 26 2.51% 5.99 2.18% 1,798 365 1,432 327 1,15 71,681 6,13 65,578 25 1. 2. 1. GAAP GAAP GAAP 2.7% 2.38%.35%.19% 2.51%2.68% 1,471,645 1,7981,867 327221

215 77 139115 224246 2 22 45 1 24 61 1 56 115 26 63 23 11 1 139 25 2. 26 67 5 9 8 59 6 26 17 8 195 365 561 74 63 84 73 49 2 4 6 4 345 38 726 6 13 75 65 1 8 14 11 4 149 15 165 25 3.

215 78 561726 ALM 2,32,353 1,442 1,35 596552 798846 2194 181188 1 114 61 78 3435 219234 44 5 6 13 17 15 92 11 8 596 194 188 114 78 35 234 1,442 86 1,528 26 552 2 181 1 61 34 219 1,35 97 1,448 25 4.

215 79 26 52 3 8 27 1 86 11 11 63 3 8 27 1 97 25 5. 97 86 22331 8 1182 89 8 19992 8 2147 9 17 115 27 87 1 8 115 49 143 6 15 1 8 118 26 31 28 34 62 2 89 2 25 6.

215 8 46 727 1633 24 9 247 4 6 2 51 21 115 1 2 14 9 5 3 51 4 14 4 21 26 14 12 1 22 156 15 2 119 25 7. SPC 26 16 1 15 14 14 31 1 29 25 8. 214 1529

215 81 413678 498 754 GAAP Financial Statement GAAP 13 23 2 2 1 1,264 1,88 2,353 1,416 1,416 936 118 84 5 727 48 678 25 86 112 112 84 27 1,264 1,88 2,353 1,442 86 1,528 824 118 21 727 48 678 26 1,15 925 2,3 1,328 1,328 71 2 96 142 46 46 413 21 97 119 119 96 23 1,15 925 2,3 1,35 97 1,448 582 2 119 46 46 413 25 9. 1. 2. 3.

215 82 1. 26 336 422 759 27 489 39 529 35 123 159 93 65 65 888 478 1,366 1,31 334 157 177 3 64 67 21 46 46 1,264 1,88 2,353 1,416 936 118 818 6 4 64 21 42 46 3 3 5 46 4 42 5 37 34 37 72 57 14 64 49 67 71 139 4 135 135 159 163 323 88 234 115 119 276 418 695 248 446 85 532 39 73 112 89 23 4 28 853 44 1,293 973 319 93 226 64 7 71 16 88 88 1,15 925 2,3 1,328 71 2 698 25

215 83 11. 1 2 2 26 12 33 135 68 67 21 45 129 55 185 53 132 65 198 13 131 262 51 21 3 214 21 171 149 81 68 12 8 4 3 26 15 1 2 9 336 422 759 27 489 39 529 7 8 3 4 42 37 26 26 52 5 57 14 72 77 5 82 9 73 1 74 2 4 1 1 14 15 1 29 27 4 23 23 46 6 4 64 21 42 46 3 94 32 127 64 62 2 83 156 81 237 47 19 8 27 52 126 179 42 137 2 139 24 176 151 82 69 26 95 2 1 1 11 12 44 56 276 418 695 248 446 85 532 25 1. 2. 2641

215 84 695 759 276336 418422 127135 237185 179262 126 24827 8539 532529 958 151149 2612

215 85 12. 26 14 2 35 23 12 11 19 66 86 32 53 52 2 35 38 37 35 123 159 93 65 65 1 4 2 1 4 3 3 4 37 36 37 5 6 2 4 1 3 3 5 46 4 42 5 37 15 16 32 21 11 4 15 22 26 49 32 16 15 1 3 31 35 4 1 3 39 73 112 89 23 4 28 25

215 86 112 159 32 35 49 86 31 38 89 93 4 52 2865 1 2 26 33 135 24 51 91 484 62 51 14 1,366 2 21 2 2 74 1 2 2 72 324 156 27 49 9 49 61 481 17 1,293 25 13. 1. 2332311 2.

215 87 226177 14. 1 1. 2332311 2. 3. 1 2 3 26 238 65 33 344 41 2 39 55 21 484 28 24 83 121 67 5 62 44 17 11 6 64 437 51 355 146 67 78 12 2 14 6 7 1 9 888 478 1,366 1,31 334 157 177 15 4 2 26 47 1 45 63 11 74 22 52 56 3 1 1 1 1 1 3 2 8 11 12 2 2 1 2 34 37 72 57 14 64 49 253 7 324 317 6 6 442 33 49 258 151 26 124 67 5 61 42 18 1 17 75 46 481 347 134 68 65 14 2 17 7 9 2 11 853 44 1,293 973 319 93 226 25

215 88 324 33253 238 ATM7 65 317 344 46 2 6 39 124121 49484 2683 176 65 7851 481 7564 264 46437 347 355 6867 156 4 26 4 54 97 346 GE 1,75 54 1,8731,473 45 41 3132 4 54 46 27318

215 89 15. 26 3 61 64 16 48 48 3 3 5 2 2 3 64 67 21 46 46 36 72 18 18 18 31 3 3 26 26 67 71 139 4 135 135 33 1 44 15 59 59 31 3 27 1 28 28 64 7 71 16 88 88 25 26 48,562 323 5,965 54,85 5,917 399 7,587 18 58,921 25 46,949 2,538 7,625 84 57,198 24 16. 4464 ALM ALM 46

215 19321 223961 25 26 9,1 2,9 9 1, 2, 9, 1, 19 3, 4, 5, 6, 7, 8, 9,1,11 7 9 3, 4, 5, 6, 9, 1, 12 13, 14 9, 15 16 15 1,451,492 36,451 53,216 23,651 15,857 249,115 199,117 1,557,2 4,319,83 25,656 227,764 724,963 5,143 19,142 5,914 17,81 545 6,731 57,643 18,693 28,949 3 9,182 815 1,567 32 16,519 358,414 137,358 9,321,13 881,776 3, 53,216 8,75 93,412 317,399 233,918 1,477,352 4,461,281 18,537 227,47 788,647 46,285 17,174 3,949 17,615 465 7,79 49,655 19,437 23,197 3 6,35 667 3,625 12 15,373 291,795 18,232 8,889,853 9 9 9 9 9, 1, 17 9, 1, 18 9 9 5,733,223 117,223 41,747 18, 317,599 218,585 643,431 37 86,9 177,248 497,84 7,782 67 1,116 119 28,21 9 358,414 8,598,512 512,24 79,461 146,2 72,558 665,11 6,288 8,769 267 5,195 7,49 1,221 63,667 722,59 9,321,13 5,367,167 85,565 32,3 23, 29,152 13,369 267,976 85,217 27 96, 157,55 481,359 8,774 88 8,749 95 17,25 694 291,795 8,136,91 512,24 79,461 29,419 72,558 728,526 1,83 11,51 3,682 515 2,496 1,211 21,528 753,762 8,889,853 9

215 91 1 2 3 4 5 6 7 26 375,232 143,27 124,4 15,694 131 197 28 1,52 1,766 43,63 16,517 142,64 29,2 8,938 2,261 331,85 32,752 2,358 247 155 125 1 394 4,964 548 5,94 7 21,165 2,542 1,438 144,814 6,441 3,35 135,67 29,371 6,279 23,92 44,147 3,879 1,631 2,247 2,6 214 1,558 233 46,2 2,464 795 1,668 44,351 2,976 41,374 25 397,394 148,626 125,85 2,713 142 174 8 1,289 1,212 45,869 11,716 154,695 36,485 8,56 28,428 324,311 22,164 1,749 17 48 18 12 243 4,73 416 5,175 499 21,171 189 99,715 152,895 5,78 2,832 144,282 28,175 15,6 13,114 73,82 1,357 1,23 153 1,679 211 1,415 52 72,76 2,45 98 3,358 69,42 1,528 67,873

215 92 1 26 44,351 4,83 2,83 2,835 655 153 49,181 45,466 3,715 25 69,42 11,966 4,559 2,731 1,556 5,329 3,251 81,368 78,426 2,941 25 626,395 626,395 2,653 41,374 5 38,714 665,11 72,558 72,558 72,558 17,288 17,288 2,653 41,374 5 38,714 146,2 79,461 79,461 79,461 512,24 512,24 512,24 25 683,644 683,644 2,653 41,374 5 23 38,945 722,59 62,315 62,315 1,351 1,351 63,667 1,238 1,238 17 17 1,221 6,35 6,35 1,13 1,13 7,49 5,195 5,195 5,195 1,475 1,475 1,27 1,27 267 11,65 11,65 2,835 2,835 8,769 3,825 3,825 2,463 2,463 6,288

215 93 26 665,11 1,799 663,311 2,653 67,873 2 65,215 728,526 72,558 72,558 72,558 146,2 1,799 144,23 2,653 67,873 2 65,215 29,419 79,461 79,461 79,461 512,24 512,24 512,24 26 722,59 2,447 72,142 2,653 67,873 2 31,595 33,62 753,762 63,667 63,667 42,139 42,139 21,528 1,221 1,221 1 1 1,211 7,49 648 8,57 1,553 1,553 2,496 5,195 648 5,844 5,328 5,328 515 267 267 3,414 3,414 3,682 8,769 8,769 2,731 2,731 11,51 6,288 6,288 4,541 4,541 1,83

215 94 26 46,2 1,274 6,441 3,35 1,558 2,623 24,459 162 1,567 3,31 173,217 112 143,27 32,752 2,745 2,547 2,741 1,417 38,791 21,514 24,921 48,33 87,376 22,594 54,298 2,667 8,818 7,645 12,474 4,568 9,95 27,53 8,63 4,1 44 141,57 59,34 53 3,327 24,84 46,71 526,99 1,281 524,817 25 72,76 1,46 5,78 2,832 1,415 4,52 29,126 99 834 5,38 37,95 3 148,626 22,164 9,496 2,475 2,123 992 68,283 49,391 141,544 366,57 31,657 9,446 173,896 17,567 3,826 6,451 16,552 14,91 79,152 214,23 7,19 9,1 171 139,5 45,443 85 17,669 734 48,961 55,668 3,36 59,29

215 95 1 26 693,493 782,676 217,897 84,311 91,765 4,88 5,638 3,344 37,431 2,4 25, 24,787 37,288 851 41 2,653 3,173 4,118 18 792,239 574,47 1,366,71 25 7,356,545 7,62,79 411,24 162,286 112,91 4,2 6,62 28 3,46 6,395 11, 33,2 1,165 42,962 2,653 3,238 91,889 178 54,345 1,366,71 826,365

215 1. 1 179 P22 1 2 Galaxy Asset Management Co.,Ltd.5 2 2 91 64 512 2. 1 2 19 Comox Holdings Ltd. 23 3 3 91 64 112 4 1 BH BH 3. 1 3 136 7 1 9 3 11 1 12 35 1 1 2 2 2 373 26 4. 1 2 3 4 5 ATM 35 22 1 2 1 1 223 2 5 96

215 97 6 7 133,1 155,632 8 9 1 11 12 5.14.74 5. 14.74 9,8115 13 78 78 78 13 2331 183 364 14 15 2424

215 25 25 2425 16 17 18 26 24517 25 27326 3567 37 1,223 3,6711,799 648 1 25913 1 2 2741 2741 3 1 43,56 51,449 2,45 2,248 2 3 4 5 6 38,571 41,3 28,32 32,187 1,49 3,248 177,786 87,796 4979613 4 496 151 9,154 9,27 3 3 1,177 1,366 33 3 3 271 87 31,719 29,114 3 731 56 3 22,732 121,526 3 1,653 1,492 3.6. 7 24 5,875 4,963 98

215 8 9 3 14,439 17,161 21,864 7,927 2,433 2,55 8,814 26,377 1,767 2,648 88,841 772,14 97,593 78,272 71,676 6,786 48,212 56,331 2,285 2,11 692 1,26 18, 23, 29,152 36,843 11,28 353,3 445,268 12,727 1,495 58 16 961 963 17,124 19,52 1,481 7,139 14,72 14,611 4,633 14,482 2,619 8,581 1 95,335 9,7 12,727 1,495 2,28 2,385 121,26 115,815 44,955 3,713 14,374 13,167 9. 11 3,746,826 3,571,47 1 3,539,92 3,343,715 12 421,92 459,133 13 52,577 54,676 14 3 3 15 16 33,847 27,732 4,897 4,534 28,949 23,197 17 69,4 58,4 18 153,97 116,659 19 23 23,433 3,897 1 87,289 9,373 2 3 4 5 6 7,32 7,453 4,923 7,248 5,122 2,623 4,52 78,61 81,557 55,231 59,669 3,172 4,952 15,64 4,53 2,23 99 99

215 7 1,166 ATM 391 1,557 ATM 1,116 68373 68 ATM 483 1,163 ATM 664 9444 1 2,378 12,682 1,96 7,234 4,285 5,448 1,481 888 2,83 4,559 1,19 4,943 1,51 2,262 2,61 2,68 225 5 2,835 2,731 3,934 1,587 4,58 31 646 1,556 9 655 1,556 3,9 2,32 5,329 5,329 18 3,278 333 26 153 3,251 153 3,251 4,83 11,966 1 2,75,346 2,75,346 2,75,346 2,75,346 96,427 96,427 96,427 96,427 2. 3. 1 1 2558 2,653 1. 25331 2553 2 1 2658 2,653 1. 26331 26529 1

215 1 2,75,346 2,75,346 2,75,346 2,75,346 96,427 96,428 96,427 96,428 2. 3. 1 1 2658 2,653 1. 26331 26529 2 1 27512 2,653 1. 27331 27528 1 1,451,492 881,776 84,782 55,411 1,366,71 826,365 1. 1 2 4. 5 1 18,8 167,415 6,57 6,272 21,587 19,867 315 36 165,37 154,125 2 1 18,867 55,1 23,566 5,63 12 15,758 42,285 18,83 4,63 23 12,56 31,49 13,332 29,513 34 8,762 21,163 9,92 19,619 45 5,968 11,742 6,543 1,166 5 4,926 18,227 5,874 17,422 66,34 18,8 77,32 167,415 2. 1 4,62 4,922 1 16,253 17,141 2,316 22,64 1 4,252 3,933 1 19,885 19,917 24,137 23,851 1. 1 2 26331 15% 13%5 11

215 12 27331 14% 12%5 ALM (i) (ii) (iii) (iv) (v) (i) (ii) (iii) 3 1 ALM VaR & ALM VaR VaR 199%25 27331VaR 1,221,29 VaR VaR

215 13 1 27331 1.1% 5,3462,6451.1%3,327 1,519 ALM 4 1 2 3 4 5 *1 6 7 *1 8 9 *2 1*1 11 1 2 3 4 6 7 8 9 1 *3 1,451,492 36,451 53,216 23,651 51,259 53,142 14,362 199,115 131 545,675 895,444 4,975 4,319,83 92,484 4,227,346 223,85 421,92 13,672 1,7 397,547 8,213,618 5,733,223 117,223 41,747 18, 317,599 14,29 643,431 86,9 177,248 7,311,664 17,867 8,76 25,943 1,451,492 36,451 53,518 23,651 51,259 53,93 14,362 22,915 131 551,548 895,444 31,163 4,39,89 225,471 411,144 8,312,351 5,738,116 117,216 41,782 18, 317,599 14,29 645,895 86,9 181,687 7,323,488 17,867 8,76 25,943 31 761 3,8 5,872 9,812 82,544 1,665 13,597 98,732 4,892 7 35 2,463 4,439 11,824 2. 2 *4 *1 *228,21 *3 *422,831 358,414 3,171

215 1 2 3 4 5 *1 6 7 *1 8 9 *2 1*1 11 1 2 3 4 5 6 7 8 9 1 *3 881,776 3, 53,216 8,75 4,473 51,424 37,954 233,791 46 644,533 72,533 49,453 4,461,281 7,548 4,39,732 222,871 459,133 14,963 1,996 433,173 7,798,732 5,367,167 85,565 32,3 23, 29,152 13,369 1,349 85,217 96, 157,55 6,916,627 15,411 9,474 24,885 881,776 3, 53,418 8,75 4,473 52,459 37,954 238,593 46 649,541 72,533 36,434 4,499,552 224,768 451,169 7,925,473 5,375,455 85,563 32,322 23, 29,152 13,369 1,349 85,47 96, 16,33 6,927,716 15,411 9,474 24,885 22 1,35 4,82 5,7 13,18 18,819 1,897 17,996 126,741 8,287 1 22 252 2,528 11,89 *4 291,795 1,376 *1 *217,25 *3 *422,21 14

215 15 28 *1*2 *1*2 *1 *22733 683114 1,538 52,246 62,785 11,51 63,292 74,793 1 1 6 24 3 3 3 3 CDS 5 6 7 8 9 CDS 1 11 12 6 31 MTN 3 CDS 456 3 7 8 CDS 9 6

215 16 3 5 35 13 1 23,345 66,93 3, 36,93 43,141 36, 5 6,641 1,78,96 22,88 32,43 1,896,843 34,853 5,919 58,622 55, 3,622 687,19 592, 34,33 6,779 655,538 43,482 48,936 1,534,463 18,362 13,19 131,31 12, 11,31 82,83 5 48,53 33,8 99,967 92,588 15,212 1,398,354 1,448,146 36,451 23,651 12,222 29, 29, 57,18 35 4,217 16,766 865,55 67,779 163,186 2,964,7 5 35 13 1 23,979 244,961 223, 21,961 19,38 11, 5,6 74,78 1,859,244 21,582 47,766 2,387,915 4,879 245,941 24, 5,941 365,918 272, 46,789 47,128 756,729 42,763 53,945 1,47,177 53,216 11,977 63,213 5, 13,213 77,186 5 33,254 43,431 857,789 92,766 162,597 1,318,746 877,6 3, 8,75 12,13 8, 8, 5,58 3,897 46,683 93,698 67,913 166,14 2,196,662 4 (*) *1 5 35 13 1 34,456 53,756 91,59 179,721 712,935 8,9 143,932 3,844 868,82 41,387 26,36 133,919 47,41 618,14 4,575,444 117,223 7,35 18, 317,599 311,823 86,9 34,527 5,63,869

215 17 (*) *1 5 35 13 1 16,531 7,421 81,815 168,768 56,416 543 117,32 6,548 684,829 399,416 17,273 21,31 32,271 658,992 4,39,82 85,565 14,483 23, 29,152 13,369 47,444 96, 36,897 5,393,715 P131132 P133 P133 1. 6231,129951,8 1 1. 2. 1 143,784 12,446 29 7,956 3,267 433 333 28,97 143,784 12,446 29 13,47 8,346 275 139 18,113 682 639 4,643,282 4,261,538 557,544 652,788 1,315,767 55,944 8,926 2,495 9,582 639 5,76,971 5,336,252 694,348 883,245 1,449,667 96,755 12,172

215 18 2 1. 2. 1 26,39 25,619 44,78 9,31 21,886 38,65 26,39 25,619 44,78 33,859 8 41,87 725,663 18,948 142,497 542,9 527,61 839,527 879,171 589,755 1,452,721 1,441,375 1. 2. 1 9 186,23 164,243 1,33 3,35 5,596 18 263 2,792 9 186,23 164,243 1,33 1,16 3,664 187 94 16,53 1,479 591 4,694,556 4,378,688 1,412,251 538,59 1,92,99 3,873 54,127 6,471 3,597 746 6,143,32 5,678,687 1,853,984 77,69 1,252,215 34,824 78,676

215 19 1. 2. 1 33,15 37,348 47,268 14,616 1,474 39,185 33,15 37,348 47,268 27,196 12,124 38,167 512,261 14,71 128,221 384,82 376,886 849,626 873,45 55,357 91,317 893,142 3 1. 2. 1 343 286 4,74 4,999 7,119 11,857 5 1,162 3,943 343 286 34,63 37,56 15,8 22,193 5 1,162 7,79 6,938 3,9 176,262 163,425 48,523 57,79 68,9 13,377 12,3 14,13 625,42 624,831 77,568 82,96 68,9 13,377

215 11 1. 2. 1 2,546 821 18,955 14,962 1,918 21,436 1,97 1,52 4,395 2,546 821 37,244 35,145 16,449 29,8 1,97 1,52 8,33 4,995 5,796 77,585 72,95 27,585 3,851 48,4 68,177 25,563 15,331 273,885 266,286 51,27 6,474 5,4 7,877 4 1. 2. 1 1 15 16 1 15 16 5,42 13,525 1. 2. 1 19 1 18 19 1 18 2,356 2,987

215 5 6 1 294,763 288,62 242,814 237,995 3,571 3,792 22 3,571 3,792 22 1. 2. 3. 263,89 259,83 1 186,89 22,862 3,538 3,587 48 3,538 3,587 48 1. 2. 3. 2. 1 76,794 247,34 8,125 1 477,794 232,411 4,525 3,743 11,61 3 7,317 1. 24 2. 3. 111

215 112 2 1. 25 2. 1 677 677 41,252 47,516 1. 25 2. 1 758 758 1,329 1,329 1. 24 2. 3. 1 4,545 14,696 3 1,151 45,4 227,188 14,925 482,869 246,188 2,525 3 4

215 1. 2. 1 1 78,73 8,87 2,447 83,255 2 3,488 3,732 953 977 1,729 1,831 4,12 3,442 7 26 1 8,87 86,381 1. 2. 23 66,455 72,258 1,554 1,696 3,45 5,74 5,5 5,362 3,846 3,134 72,258 81,257 3 74,633 79,528 72,258 81,257 2,374 1,728 6,173 6,852 8,548 5,123 1,116 8,749 1,567 3,625 8,548 5,123 4 3,488 3,732 953 977 1,554 1,696 2,322 1,992 517 511 65 65 138 25 5,436 5,125 5 3,9 3,9 6 1,977 1,466 7,23 1,967 65 5,83 51 7 27.3 25.2 11. 1.6 17.3 18.6 17.3 17.4 19.3 17.5 7.8 1.7 1. 1. 2.5%2.6% 2.2% 8 1.1.75% 1.1.4% 2.3.5% 2.3.5%.19.71%.19.71% 113

215 1. 2. 17 3. 1 1 1 4 11 2,185 1 1 5,343, 4,112, 125, 125, 1671 1761 2 2 167 1 167 1 176 1 176 1 187 1 197 1 187 1 197 1 187 1 197 1 187 1 197 1 26623 26623 26623 26623 5 6 15 5 1 35 437 1 2,69, 2,313, 1,439, 1,417, 17627 17627 2 2 17627 17627 17627 17627 197 1 27 1 197 1 27 1 197 1 27 1 197 1 27 1 27623 27623 27623 27623 7 8 8 1 127 34 1 678, 69, 287, 274, 17627 17627 2 2 17627 17627 17627 17627 27 1 227 1 27 1 227 1 27 1 227 1 27 1 227 1 27623 27623 27623 27623 9 1 2 2 1 79, 78, 27, 26, 17928 17928 2 2 17928 17928 17928 17928 197 1 27 1 27 1 227 1 197 1 27 1 27 1 227 1 27623 27623 27623 27623 114

215 13 15 14 559 14 3 28 1 2,854, 2,488, 1,522, 1,55, 18525 18525 2 2 18525 18525 18525 18525 26 1 216 1 26 1 216 1 26 1 216 1 26 1 216 1 27623 27623 27623 27623 15 16 12 19 159 1 749, 69, 17, 161, 18525 18525 2 2 18525 18525 18525 18525 216 1 236 1 216 1 236 1 216 1 236 1 216 1 236 1 27623 27623 27623 27623 17 18 12 3 13 23 11 1 1,691, 1,615, 747, 733, 19525 19525 2 2 19525 19525 19525 19525 216 1 236 1 216 1 236 1 216 1 236 1 216 1 236 1 295 8 295 8 295 8 295 8 19 2 32 12 8 14 1 86, 54, 1,445, 1,385, 1972 253 2 2 197 2 197 2 253 253 217 1 237 1 226 1 246 1 217 1 237 1 226 1 246 1 29619 29619 3513 3513 21 22 1 43 29 1 1,49, 1,32, 121, 82, 253 271 2 2 253 253 271 271 226 1 246 1 227 1 247 1 226 1 246 1 227 1 247 1 3513 3513 3624 3624 115

215 23 17 1 54, 43, 2121 2 212 1 212 1 2212 1 2412 1 2212 1 2412 1 31111 31111 1. 2. 2 1 4 5 6 7 8 9 4,665, 25, 2,36, 1,496, 434, 17, 18, 4,665, 25, 5, 2,31, 1,496, 434, 17, 18, 1 13 14 15 16 17 18 36, 1,975, 1,717, 43, 19, 1,224, 85, 27, 2, 36, 1,948, 1,717, 428, 19, 1,224, 85, 19 2 21 22 23 14, 1,171, 42, 188, 54, 32, 14, 1,139, 42, 188, 54, 116

215 1 4 5 6 684 551 61 61 7 8 9 1 61 61 697 697 13 14 26 1 216 1 26 1 216 1 27623 27623 27623 27623 825 825 163 173 163 173 15 16 216 1 236 1 216 1 236 1 27623 27623 27623 27623 825 825 173 192 173 192 17 18 216 1 236 1 216 1 236 1 295 8 295 8 295 8 295 8 555 555 131 143 131 143 19 2 217 1 237 1 226 1 246 1 29619 29619 3513 3513 527 416 121 132 158 169 21 22 226 1 246 1 227 1 247 1 3513 3513 3624 3624 416 47 158 169 127 137 23 2212 1 2412 1 31111 31111 221 53 57 11 4. 5. 117

215 1. 147,663 145,661 123,773 97,316 76,957 59,945 27,679 18,73 17,218 12,371 4,85 4,764 34,96 24,899 431,475 363,662 46,4 341,119 25,471 22,543 8,951 7,169 16,519 15,373 2 1,966 2,855 3,58 2,211 1,464 1,524 1,18 1,16 839 166 8,96 7,864 8,951 7,169 9 694 38. 35.6.6.1 2.8 1.4.1. 5.3 2.8 2.2 1.9 57.3 43.4 1.2 2.4 1.7 24.2 11.8 4.7 1.9 3.6 4.6 3 279 272273312741 35.64% 2741 33.6%2841 32.3% 944147 1661,258 2741 1652941 15 881 1. ALM 2641 2 118

215 119 1. 2. 3. 4. 5. 6. 7. 32,42 25,391 7,28 31,792 46 673 1,197,176 5,131,667 47,72 5,971 3,899 3,18 2,782 14,18 373,187 5,278 48,152 7,51 4,651 34,726 6,83 6,596 818,485 341,578 1,72 1,478 242 757 227 1,19 21,53 73 2,756 3,16 35 139 2,894 4,424 3,342 1,81 1,54 5,964 1,142,864 2,387 23,36 11,518 92,518 132,875 279 69,882 7,456,855 6,469,194 2,623 45,857 3 36,522 25,98 11,424 11,247 1,16 35,382 2,474,481 365,8 17,948 5,297 12,651 4,224 246 13,969 291,447 5,552 1,45 43,746 15,19 2,468 17,658 8,275 2,662 9,577 452,221 16 25 143 1,11 4,418 5,635 71,452 1,74 1,291 3,251 1,571 1,679 2,136 44 1,555 174,128 36,353 16 4,92 2,246 2,655 3,252 97 1,552 391,462 22,614 11 2,111 3,142 129 3,13 3,563 118 32 48,443 52,867

215 32,115 23,246 8,869 12,146 4,4 24,37 2,664,49 39,456 3,343 23,811 6,532 34,463 216 3,92 1,241,858 4,888,57 26,228 13,51 13,176 5,151 352 21,429 21,487 18,37 2,25 52,83 54,668 57,345 2,677 32,469 9,411 12,787 4,916 9,15 14,995 2,168 17,164 8,165 1,236 8,66 456,889 5,199 6,455 43,744 35,575 6,741 7,883 796,519 269,471 2,639 435 3,75 1,552 2,23 936 54,493 1,179 1,657 1,44 1,226 213 666 164 938 21,214 25 3,514 1,427 2,87 2,39 11 1,193 159,517 258,4 171 6,46 34 6,119 1,6 4,86 1,33,171 157 8,65 1,939 6,666 3,296 39 5,268 461,152 255,859 19 1,458 37 5 312 523 4 211 3,822 226 3,595 3,768 53 78,689 34,423 235,342 126,462 18,879 141,689 11,852 81,8 7,578,959 6,44,85 4,52 53,541 1. 2. 3. 4. 5. 6. 7. 8. 273 1,284 4 1 69,882 81,8 6,3 5,64 3,35 2,832 2,332 2,679 15,64 4,53 1,845 6,487 44,147 73,82 2 7,456,855 7,578,959 1,451,492 881,776 36,451 3, 53,216 53,216 23,651 8,75 25,656 18,537 33,43 329,513 32,333 28,669 57,64 49,652 1,567 3,625 32 12 16,519 15,373 137,358 18,232 9,321,13 8,889,853 12

215 3 6,469,194 6,44,85 18, 23, 29,152 317,599 13,369 643,431 85,217 37 27 86,9 96, 177,248 157,55 497,84 481,359 7,782 8,774 67 88 1,116 8,749 119 95 28,21 17,25 9 694 8,598,512 8,136,91 1. 133,338 87,289 22,856 46,523 85,223 375,232 2. 1 9 2 9 3. 1 1. 133,141 9,373 33,287 49,129 91,461 397,394 2. 1 9 2 9 3. 1 121

215 86 39 5 936 25 5 46 1,558 21 61 273 19 499 1,415 2,176 597 23,61 2,391 14 269 3,266 2,78 3,356 6,79 859 1,717 5 6,441 3,35 28,949 9,182 122

215 123 2,146 564 21,464 1,827 14 128 2,66 2,267 749 4,522 887 858 4 5,78 2,832 23,197 6,35 1. 1

215 J.C.Flowers II L.P. 1 J.C.Flowers III L.P. 1 5,951,697 1,129,228 1. J. J.C.Flowers&Co.LLC 2. 2 3. 34,975 2 3 22 163 394 414 J.C.Flowers II L.P. 1 J.C.Flowers III L.P. 1 6,763,99 1,316,636 2 3 229 478 1. J. J.C.Flowers&Co.LLC 2. 2 3. 34,975 2 2. 124

215 125 1 1 1 1 275.45 25.57 1 753,762 22,739 1,211 21,528 731,23 2,653,918 247.82 15.59 15.59 722,59 64,889 1,221 63,667 657,71 2,653,919 1 1 1 67,873 67,873 2,653,918 17 11,979 41,374 41,374 2,653,919 2 2 18 16,96 1. 1 2. 11 1 27526 1 Shinsei Finance V (Cayman) Limited 2 3 9, 4 27723 5 3567 37 1921

215 126 1. 2. 254 3 36 61 12 23 3 26 16,43 1,724 2,23 1,624 2,378 5,745 29,541 16,583 1,976 5,729 2,494 1,599 7,385 35,769 25 14,87 1,849 5,483 5,215 2,93 2,993 32,55 24 3 2 1 12 23 34 4 26 144 12 69 5 323 73 153 19 75 5 417 25 455 442 568 572 585 2,623 24 4 26 58,4 746,817 85,217 69,4 574,31 643,431 25 92, 627,292 719,292 24 5 26 5,367,167 2,48,344 2,954,16 364,662 85,565 5,452,733 5,733,223 1,741,833 3,576,937 414,451 117,223 5,85,447 25 5,252,935 1,584,511 3,25,536 417,888 24,6 5,457,535 24 1 1 12 23 34 4 26 4,74 921 1,179 826 1,5 8,52 3,118 697 641 76 1,216 6,434 25 3,9 637 517 544 1,592 7,192 24 6 1. 2. 254 26 32,3 32,3 41,747 39,947 1,8 25 262,342 26,442 1,9 24 3

215 127 26 4,845 116,659 157,55 23,278 153,97 177,248 25 2,61 153,675 174,286 24 7 1 1.% 4.52....25 4.67.9 4.29 2.27 14.35 12.54 7.86 2.15 46.2 1.% 1.41 98.59 4,38,268 197,853 125 2 113 1,757 24,697 39,613 187,957 99,239 628,662 549,83 344,451 94,215 2,23,478 81,12 1,146 79,866 4,461,281 26 1.% 4.96.1...23 3.97.95 4.74 2.8 15.45 13.53 7.41 2.43 44.24 1.% 4.8 1.7 93.5 4,288,294 212,482 188 5 15 9,974 17,176 4,71 23,296 89,24 662,682 58,73 317,914 14,32 1,897,97 31,535 1,515 536 29,484 4,319,83 25 1.% 5.74.1..33 2.95.75 5.44 1.76 17.1 14.12 7.42 2.7 41.77 1.% 3.15 1.51 95.34 4,232,715 242,995 252 113 13,97 124,825 31,778 23,72 74,418 72,43 597,731 314,255 114,73 1,768,185 59,749 1,884 899 56,965 4,292,464 24 1. 2. 241,561,39 251,657,52261,727,142 2 3 (1.%) (.7) (1.97) (.3) (.65) (2.72) 4,461,281 3,248 87,796 1,366 29,114 121,526 18,232 89.1% 26 (1.%) (.23) (4.12) (.3) (.73) (5.11) 4,319,83 1,49 177,786 1,177 31,719 22,732 137,358 62.2% 25 (1.%) (.48) (5.89) (.3) (.89) (7.29) 4,292,464 2,577 252,916 1,258 38,117 312,869 161,81 51.7% 24 1. 2. 1 12 23 34 4 26 368 14 218 8 875 1,575 345 368 15 29 923 1,772 25 15 345 611 46 723 1,742 24 8

215 128 1 99,81 514 84,1 31,571 37,454 1,477,352 119 98,282 98,42 26 25 24 99,81 514 84,1 31,451 272,172 1,378,95 1,126,84 523 116,162 26,249 287,28 1,557,2 7 93,637 93,77 1,126,84 523 116,162 26,179 193,642 1,463,312 1,337,362 532 183,673 27,237 293,539 1,842,344 2 82,214 82,234 1,337,362 532 183,673 27,217 211,324 1,76,11 1. 2. 26 6,283 47,947 18,232 59,89 77,548 137,358 25 67,77 94,12 161,81 24 4 3 3 3 3 3 3 6,889 729 55,626 1,166 3,367 25,164 1,816 7,832 12 15,53 2,771 1,15 1,755 22,85 127 13,368 1 8,488 1,615 574 9,954 86 121,526 26 15,722 7,241 138,624 986 3,87 25,79 1,54 7,3 5 17,159 2,318 3 83 1,483 23,365 145 13,92 111 9,25 18,616 1,118 17,425 72 22,732 25 225,86 8,18 211,219 1,147 4,538 29,237 1,129 6,443 17 21,646 2,781 1 791 1,988 25,182 79 15,119 39 9,943 3,582 11,186 19,342 53 312,869 24

215 129 1 3 3 3 3 3 6,945 22 5,725 71 486 3,364 21 3,226 96 19 182 17 75 1,492 151 9,27 87 56 26 7 1 4 1 6,235 9 5,242 253 729 4,22 378 3,824 17 19 17 83 1,653 496 9,154 271 731 25 17 2 11 2 6,242 13 4,86 24 1,91 4,449 5 4,318 2 6 343 17 236 11,52 263 9,372 261 1,155 24 26 1,74 2 167 232 185 325 2,185 3331 32331 33331 34331 35331 36331 2 22 23 24 25 26 1

215 13 26 2 21 22 23 26 2 2 21 22 23 24 25 2 21 22 23 24 25 26 31331 32331 33331 36331 29331 3331 31331 32331 33331 34331 35331 3331 31331 32331 33331 34331 35331 36331 72 228 261 216 1,427 15 2 8 39 76 8 79 231 92 56 14 53 27 28 31 43 127,297 118,326 8,971 13,627 31,934 12,857 7,135 5,721 19,77 11,412 7,665 1,517 4,376 178,753 18,547 7,135 7,135 11,412 11,412 18,547 26 25 24 127,297 118,326 8,971 13,627 13,387 5,721 5,721 7,665 7,665 1,517 4,376 16,25 143,418 134,95 8,513 14,18 47,148 16,335 9,19 7,226 3,812 17,627 13,185 19,99 4,944 229,682 26,736 9,19 9,19 17,627 17,627 26,736 143,418 134,95 8,513 14,18 2,411 7,226 7,226 13,185 13,185 19,99 4,944 22,945 134,12 125,517 8,584 1,896 62,723 19,66 1,839 8,821 43,62 23,913 19,148 17,94 8,1 233,637 34,752 1,839 1,839 23,913 23,913 34,752 134,12 125,517 8,584 1,896 27,97 8,821 8,821 19,148 19,148 17,94 8,1 198,884 1 1. 2. 241.79% 252.4%261.79% 2458,4772561672656,619 241,44251,227261,142526 CVA

215 131 26 48,46 5,972 54,379 5,794 6,264 57,59 25 51,811 6,88 58,619 24 2412.2%2511.86% 2612.25% 247,28257,133266,9372526 CVA 3 26 1,12 783 336 178 27 12 195 15 123 1,734 1,87 81 286 18 264 17 247 689 145 2,368 25 1,169 827 342 156 285 21 264 612 286 2,511 24 1. 2. 2 1,889 6,239 38, 4,473 26 1,398 32,485 14,494 51,259 1,386 27,514 32,553 66,965 25 24 26 58,595 39,2 547,598 96,935 96,935 644,533 511,22 41,647 552,67 96,871 96,871 649,541 2,427 2,644 5,71 64 64 5,7 497,45 48,269 545,675 545,675 499,177 52,371 551,548 551,548 1,771 4,11 5,872 5,872 584,863 51,929 636,792 3,16 3,16 639,89 589,46 56,752 646,158 3,16 3,16 649,174 4,542 4,822 9,365 9,365 25 24

215 132 26 24,792 127,835 1,4 514 26,92 148,145 3,773 826 341,96 284,879 57,8 82,644 425,43 726,24 12,88 127,21 1,365 51 26,334 143,34 282,594 1,73 343,797 285,671 58,125 82,795 427,666 71,261 12,73 634 34 13 586 4,84 18,178 247 1,836 791 1,44 151 2,235 15,942 18,42 62,12 523 61,489 11,89 181,145 1,94 684,72 629,398 54,673 35,444 721,42 92,565 11,164 61,29 52 6,77 96,584 168,958 2,346 685,221 63,133 55,87 35,762 723,33 892,289 6,877 83 21 782 4,55 12,186 442 1,149 735 413 318 1,99 1,276 16,497 8,613 39,64 532 4,476 89,198 186,39 2,964 856,91 712,894 143,196 51,429 91,485 1,96,795 1,5 78,323 38,122 53 39,698 84,76 173,135 3,662 859,159 713,89 145,269 51,952 914,774 1,87,99 6,446 2,289 1,482 29 778 4,437 13,173 697 3,68 995 2,72 522 4,288 8,885 25 24 475 432 39 4 125 61 6,344 4,16 4,9 6 9 2,33 12,484 26 8,941 6,95,515 6,825,522 3,988 49,4 158,491 7,72,948 17 2,23 1,935 7 17 1,61 3,642 4,194 1,641 53 1,11 743 6,58 25 6,86 621,351 512,949 31,583 76,817 19,1 737,258 1 917 884 24 8 419 1,338 1,18 6,27 5,813 1 23 3,388 1,596 24 2,495 7,845,486 7,785,819 25,245 34,422 398,387 8,246,37 242,748251,716262,72 3% 5%

215 133 26 13,723 17,93 2,122 1,246 2,855 1,868 13 65 1,83 8,275 11,856 3,581 1,966 6,38 99 8 6,288 25 3,99 8,966 4,976 485 3,54 15 335 3,825 24 1. 2. 2481251,58261,15 3. 143 5,284 26 3,12 67,954 4,258 98,282 25 24 26 25 24 135,565 135,565 131,163 131,163 183,633 184,88 1,246 1,246

215 134 24 3,28 7,693 5,6,527 5,125,244 787,556 1,83,435 1,453,978 115,9 16,49 2,325 2,335 4,558,713 4,99,234 593,163 723,154 1,124,526 92,97 11,49 3 176,626 147,575 1,84 19,353 15,2 349 183 25,614 3 176,626 147,575 1,84 4,353 1,886 368 349 36,389 2,495 9,582 639 5,76,971 5,336,252 694,348 883,245 1,449,667 96,755 12,172 682 639 4,643,282 4,261,538 557,544 652,788 1,315,767 55,944 8,926 143,784 12,446 29 13,47 8,346 275 139 18,113 143,784 12,446 29 7,956 3,267 433 333 28,97 9 186,23 164,243 1,33 3,35 5,596 18 263 2,792 6,471 3,597 746 6,143,32 5,678,687 1,853,984 77,69 1,252,215 34,824 78,676 1,479 591 4,694,556 4,378,688 1,412,251 538,59 1,92,99 3,873 54,127 9 186,23 164,243 1,33 1,16 3,664 187 94 16,53 1 25 1 26 1 1. 24 2. 6231,129951,8 3. 24 825,128 673,772 477,4 2,2,346 2,46,529 716,72 11,842 158,54 931,85 918,286 29,417 22,475 55,253 49,338 4,744 41,233 29,417 22,475 55,253 5,25 32,24 33,869 839,527 879,171 589,755 1,452,721 1,441,375 725,663 18,948 142,497 542,9 527,61 26,39 25,619 44,78 33,859 8 41,87 26,39 25,619 44,78 9,31 21,886 38,65 33,15 37,348 47,268 14,616 1,474 39,185 849,626 873,45 55,357 91,317 893,142 512,261 14,71 128,221 384,82 376,886 33,15 37,348 47,268 27,196 12,124 38,167 1 25 1 26 1 1. 2.

215 135 24 3,762 24,115 384,365 373,268 168,569 194,6 28,399 119,347 161,525 141,975 74,685 8,77 18,4 118,997 19 282 25,853 23,188 17,6 23,634 1,494 729 3,46 19 282 8,489 4,848 927 6,649 1,494 729 1,577 12,3 14,13 625,42 624,831 77,568 82,96 68,9 13,377 6,938 3,9 176,262 163,425 48,523 57,79 68,9 13,377 343 286 34,63 37,56 15,8 22,193 5 1,162 7,79 343 286 4,74 4,999 7,119 11,857 5 1,162 3,943 2,546 821 18,955 14,962 1,918 21,436 1,97 1,52 4,395 25,563 15,331 273,885 266,286 51,27 6,474 5,4 7,877 4,995 5,796 77,585 72,95 27,585 3,851 48,4 68,177 2,546 821 37,244 35,145 16,449 29,8 1,97 1,52 8,33 1 25 1 26 1 1. 2. 24 2,54 22,669 31,114 92 39 13 39 92 39 1 62 5,42 13,525 1 15 16 1 15 16 19 1 18 2,356 2,987 19 1 18 1 25 1 26 1 1. 2. 24 447,561 442,565 1,6 26,752 255,824 1,6 1,667 2,75 2,435 2,843 1,667 2,75 835 1,243 294,763 288,62 242,814 237,995 3,571 3,792 22 3,571 3,792 22 3,538 3,587 48 263,89 259,83 186,89 22,862 3,538 3,587 48 1 25 1 26 1 1. 2. 3.

215 136 1. 24 2. 24 4,545 14,696 1,151 45,4 227,188 14,925 482,869 246,188 2,525 3,743 11,61 7,317 477,794 232,411 4,525 76,794 247,34 8,125 4,761 14,555 9,793 44,247 224,61 25 613,87 237,17 1,45 26 1 1. 24 2. 25 1 1 24 677 677 41,252 47,516 758 758 1,329 1,329 6,727 6,727 9,446 33,333 26 1 25 1 1

215 137 26 1 1 1 1 1 1 26 175,751 33,248 33,248 47,851 45,74 512,24 2,75,346 736,733 7,872,684 5,6,291 18,723 4,222,922 1,863,774 277.14 1. 17.23 16.38% 6.38% 5.8% 2,186 17,44 26,21 26,21 37,667 36,454 512,24 2,75,346 699,483 8,486,745 6,194,216 263,638 4,235,713 1,977,811 263.1 1. 13.73 13.73 15.34% 5.35% 7.28% 2,3 25 161,22 2,821 3,875 25,71 24,656 512,24 2,75,346 665,893 8,37,655 5,836,251 485,755 4,224,433 2,282,624 25.44 1. 9.29 14.31% 3.77% 1.76% 1,931 24 175,252 19,948 25,261 18,119 13,894 512,24 2,75,346 644,178 7,874,437 5,788,219 59,74 4,12,638 2,286,669 242.21 1. 5.23 13.1% 2.21% 19.1% 1,895 23 191,86 43,126 25,727 7,968 11,17 512,24 2,75,346 618,75 9,258,2 5,739,34 574,838 3,973,251 3,71,794 232.59 1. 5.59 12.55% 1.91% 17.87% 1,97 22 1. 5 8 2. 222324261 3. 26 2,231

215 24 72,151 61,133 3,878 4,213 2,925 15,997 922 1,271 1,365 3,437 88,148 67,327 131 2,952 2,821 1,54 3,875 25,999 5,165 5,178 25,71 2,33 23,46 789 46 24,656 25 82,499 79,395 2,45 256 397 12,569 1,56 1,633 5,138 4,237 95,69 69,48 24 26,261 26,21 26,21 29,862 11,646 3,841 37,667 1,821 35,845 348 26 36,454 26 92,112 87,52 1,227 2,338 3,499 16,47 4,363 2,3 2,191 7,551 18,519 75,271 24 33,489 33,248 33,248 42,38 14,62 9,6 47,851 1,485 46,366 422 1,47 45,74 1. 2. 244162526257,299265,662 3. 24 1 1237 4. 25 1511 5. 26 3 1151 26 ALM 1341,85 62 752 124 423 11 478 45792 1 138

215 139 266,147 8,726127 42,229 1,1418,637 9,98 5,93956,2 372 7,367 26 88,296 279,159 166,285 1,863,774 4,222,922 253,88 18,69 8,988 13,381 47,715 7,872,684 5,514,725 85,565 32,3 259,128 444,139 272,383 13,381 7,135,951 512,24 79,465 225,33 72,558 8,52 17,395 1,211 736,733 7,872,684 1,367,839 235,97 196,421 1,977,811 4,235,713 24,76 2,42 9,485 11,616 83,55 8,486,745 6,76,993 117,223 41,747 26,587 36,769 265,671 11,616 7,787,262 512,24 79,465 185,23 72,558 5,14 11,13 1,221 699,483 8,486,745 25 546,411 258,92 255,55 2,282,624 4,224,433 476,92 19,6 9,333 12,566 16,518 8,37,655 5,631,651 24,6 265,42 226,22 479,854 398,199 12,566 7,641,761 512,24 79,465 151,223 72,558 2,976 8,657 1,238 665,893 8,37,655 24

215 14 1.85% 1.66 *** 1.73.18.12.55 2.78.16 3.49 3.64.28 ***.29 1.41 758 33 32 1,121 18 22 17 5 68 67 9 29 911 4,88 19,823 3,745 64,449 57,443 378 4,13 617 3,485 1,948 1,858 89 6,44 7,313 64,449 26 1.73% 1.62 *** 1.65.34.23.71 2.25.21 3.87 3.94.26 ***.45 1.16 718 369 36 1,124 26 1 25 19 5 91 9 5 329 795 41,417 22,676 3,916 68,1 6,167 648 3,595 883 2,711 2,352 2,33 48 6,29 72,795 68,1 25 1.3 2. 3.

215 141 9 2 9 2, 9 14 1 1 3, 4, 5, 6, 8, 9, 1 7 7 9 11 26 1,367,839 3,238 1,364,6 36,451 53,216 195,287 235,97 61,117 173,979 196,421 1,977,811 1,126,769 523 116,64 394,126 34,328 3,37 4,235,713 64 3,649 3,635,68 569,39 25,656 16,24 19 9,441 24,76 2,18 8,164 1,455 124,31 3,23 441 64,931 2,42 15,2 466 4,574 9,485 6,385 1,21 775 1,33 1,83 32 32 2,458 11,616 83,55 8,486,745 88,296 4,96 84,199 3, 53,216 185,77 279,159 66,142 213,16 166,285 1,863,774 99,81 514 83,91 396,967 391,58 3,37 4,222,922 873 34,628 3,615,118 572,33 18,537 15,38 42 3,113 253,88 2,221 8,818 7,76 1,897 146,84 12,944 42 73,642 18,69 13,538 16 5,54 8,988 6,556 78 638 1,12 12 12 1,71 13,381 47,715 7,872,684 25 19321 21 3961

215 142 9 9 9 9 9 12 13 9 9 26 6,76,993 64,41 1,985,24 7,435 3,582,137 437,993 117,223 41,747 41,747 18, 3,69 26,587 144 53,247 153,194 36,769 36,769 37 2 34 221,891 265,671 387 46,41 1,29 57 178,793 13,18 7,396 18,577 4,35 11,616 7,787,262 512,24 79,465 79,465 185,23 12,628 172,395 172,395 72,558 74,135 5,14 11,13 5,873 1,221 699,483 8,486,745 5,514,725 62,777 2,11,523 12,749 2,954,16 383,513 85,565 32,3 32,3 23, 29,152 11,28 259,128 57,83 21,298 444,139 444,139 27 2 24 148,423 272,383 351 21,217 986 17 193,519 26,927 7,249 22,115 4,645 75 47 13,381 7,135,951 512,24 79,465 79,465 225,33 13,158 212,144 212,144 72,558 744,415 8,52 17,395 8,893 1,211 736,733 7,872,684 25

215 143 26 17,44 112,486 71,891 36,94 131 197 1 948 643 1,767 2,194 1,216 18,977 8,164 89 8,74 1,862 6,228 1,656 582 653 1,741 18,697 7,299 1,976 3,286 4,347 1,788 132,737 32,969 2,377 247 155 125 1 36 2,58 9,16 6 16,121 1,389 14,731 2,77 2,347 422 6,215 3,625 3 1,699 65 74 72 71,381 3,279 2,5 34 55 733 37,667 25 175,751 112,124 75,873 33,7 142 174 1,182 1,742 2,959 1,163 19,795 5,21 244 4,777 14,662 7,177 5,235 71 2,177 22,984 5,662 2,16 4,585 9,65 1,51 127,9 2,933 1,768 19 48 18 12 228 2,281 6,84 483 15 19,98 1,367 18,54 491 131 36 3,589 589 2,69 2 94 24 575 78,4 4,972 3,684 11 417 4 854 47,851

215 144 26 25 1 2 17 17 1,838 16 1,557 12 35,845 348 26 68 36,454 357 347 1 1,842 13 1,163 548 46,366 422 1,47 625 45,74 25 665,893 665,893 2,653 36,454 29 33,59 699,483 1,238 1,238 17 17 1,221 5,68 5,68 192 192 5,873 8,657 8,657 2,355 2,355 11,13 2,976 2,976 2,163 2,163 5,14 25 512,24 512,24 512,24 79,465 79,465 79,465 79,465 79,465 79,465 12,97 12,97 53 53 12,628 139,126 139,126 3,184 36,454 33,269 172,395 151,223 151,223 2,653 36,454 33,8 185,23 72,558 72,558 72,558 67,335 67,335 2,653 36,454 33,8 74,135

215 145 26 699,483 2,87 696,676 2,653 45,74 3,3 4,56 736,733 1,221 1,221 1 1 1,211 5,873 5,873 3,19 3,19 8,893 11,13 11,13 6,381 6,381 17,395 5,14 5,14 3,362 3,362 8,52 26 512,24 512,24 512,24 79,465 79,465 79,465 79,465 79,465 79,465 12,628 12,628 53 53 13,158 172,395 2,87 169,588 3,184 45,74 42,556 212,144 185,23 2,87 182,216 2,653 45,74 43,87 225,33 72,558 72,558 72,558 74,135 2,87 71,328 2,653 45,74 43,86 744,415

215 1. 2. 1 2 1 3. 4. 5. 1 ATM 85 22 2 5 31 7 3 6. 1 2 26 7. 1 54,83263,462 2 3 4 14.74 7.4814.74 9,8115 5 146

215 8. 9. 1 24 24 2 25 25 3 2425 1. 1 2 3 26 24517 25 27326 3567 37 1,83 1,6242,87 116 2631 1 443,778 44,852 3,164 2,717 2 37,41 4,49 28,3 32,184 3 4 5 6 7,241 729 138,624 55,626 4979613 4 3 3 986 1,166 33 3,87 3,367 3 3 15,722 6,889 3.6. 7 24 255 915 8 3 14,439 17,161 21,864 7,927 147

215 9 1 1 14 14 785,852 751,75 52,638 47,559 24,751 21,716 692 1,26 18, 23, 29,152 3,69 11,28 26,969 347,939 58 16 961 963 17,89 19,52 1 17 1 2 111 548 441,939 439,866 1,838 986 443,778 44,852 3,99 1,225 1,828 2,619 8,581 1 3,29,46 2,989,392 1 3,1,279 2,76,717 11 3 3 12 69,4 58,4 13 217,34 137,73 1423 23,433 3,897 148

215 1 66,259 7,392 53,886 33,214 4,761 31,418 12,153 8,83 4,997 7,11 5,64 3,568 18,119 14,125 21,243 168,624 194,42 162,83 7,21 5,821 1,639 2,164 1,63 1,535 1,125 927 914 123 4,742 4,75 2,458 1,71 27526Shinsei Finance VCayman Limited9,27723 1 / 2 9,7 3 27723 2 38. 35.6.5.2 16.3 3.2.1. 23.5 36.1 1.7 3.3 1.8 1.2.8 3.4 1.2 1.7 1.3 3 279 272273312741 35.64% 274133.6% 2841 32.3%23 158216 398 2741 1652941 15 838 149

215 15 1 91,865 112,124 (236) 2,258 (236) 1,72 2,959 19,886 4,529 5,21 491 11,51 14,662 3,611 18,519 1.68% 4,363 1,766 6,43 2,3 3,69 769 2,191 2,217 25 7,551 8,325 773 16,47 2.67% 26 25 24 87,52 11,594 14,92 1,227 17,889 19,117 2,338 2,84 466 3,499 6,337 2,837 92,112 1.55% 8,955 112,486 (117) 31,53 (117) 4,84 2,194 16,19 5,394 8,164 2,77 4,634 1,862 6,227 95,69 1.39% 1,56 1,242 8,681 1,633 2,492 858 5,138 5,435 297 4,237 6,149 1,912 12,569 2.12% 79,395 12,361 22,965 2,45 17,71 15,25 256 2,729 2,473 397 4,712 4,315 82,499 1.32% 62,56 96,29 (317) 33,973 (317) 5,149 17,4 11,854 14,579 17,6 2,427 6,363 11,925 5,561 88,148 1.26% 922 9,816 8,894 1,271 1,997 725 1,365 1,361 3 3,437 4,88 65 15,997 2.68% 61,133 86,53 25,397 3,878 15,7 11,129 4,213 6,645 2,431 2,925 7,836 4,91 72,151 1.12% 1. 2. 241,922251,43926675 24125122621 3. 4.% 1 2 6,444,987 112,124 1.73% 6,869,33 2,258.29% 613,914 1,766 1.75% 585,144 6,43 1.9% 26 25 24 5,941,19 11,594 1.71% 6,393,926 14,92.22% 6,81,3 112,486 1.65% 7,3,485 31,53.44% 59,673 1,242 1.73% 557,169 8,681 1.55% 6,237,768 12,361 1.64% 6,5,727 22,965.35% 6,95,753 96,29 1.38% 6,616,173 33,973.51% 595,961 9,816 1.64% 558,418 8,894 1.59% 6,414,234 86,53 1.34% 6,117,197 25,397.41% 1.24313,7122594,581261,194,793 241,396251,3261,1624 268,282522,5726126,16245,6412546,4652636,332 241,1132571526277248825724 26397) 2. 3 5,874 5,512 362 71 1,562 11,272 42 122 524 433 2,711 2,278 26 25 24 4,865 4,98 767 373 8,5 8,873 2,66 18,523 16,457 2,112 4,555 2,443 86 512 426 19 194 213 2,364 18,195 15,831 1,572 4,4 2,432 3,218 1,729 13,947 881 4,818 5,699 29 63 92 328 123 451 3,754 9,693 13,447 93 4,738 5,668

215 151 4 1.73% 1.36.37 1.75% 1.59.16 26 25 24 1.71% 1.33.38 1.65% 1.4.25 1.73% 2.3.3 1.64% 1.35.29 1.38% 1.5.12 1.64% 2.1.37 1.34% 1.43.9 26 1.71% 1.85 1.63 1.33.22.15.12.38 1.49 1.64% 1.7 1.63 1.35.35.32.23.29 1.29 25 1.34% 1.58 1.3 1.43.41.39.34.9.93 24 1. 2. 3. 5 6 2,959 6,482 1,163 5,357 1,73 3 75 19,886 1,367 1,72 3,69 1,222 322 9 21 18 769 14 2,3 26 25 24 17,889 5,259 841 5,347 1,52 3 57 19,117 1,263 1,227 2,194 6,166 1,216 4,82 878 3 62 16,19 1,389 4,84 2,492 1,126 371 13 26 12 858 1 1,633 17,71 5,39 845 4,87 851 3 5 15,25 1,289 2,45 17,4 4,968 1,34 3,124 913 3 71 11,854 1,375 5,149 1,997 956 176 18 34 9 725 53 1,271 15,7 4,11 858 3,16 879 3 62 11,129 1,322 3,878 7 5,21 244 4,777 491 131 36 4,529 2,217 99 2,117 25 215 241 2,191 26 25 24 2,84 144 2,659 466 347 119 2,338 8,164 89 8,74 2,77 2,347 422 5,394 5,435 4 5,431 297 72 224 5,138 6,645 69 6,575 2,431 2,363 67 4,213 17,6 74 16,932 2,427 2,258 168 14,579 1,361 4 1,357 3 14 11 1,365 2,729 85 2,643 2,473 2,274 198 256

215 152 8 11,51 2,647 7,177 24 136 1,62 7,551 1,14 7,177 257 1 382 26 25 24 3,499 1,632 17 134 1,984 4,634 3,115 6,228 653 152 1,21 4,237 1,576 6,228 123 3 287 397 1,539 777 149 1,38 6,363 3,844 2,45 69 159 963 3,437 1,18 2,45 46 4 19 2,925 2,663 737 154 1,153 26 2,684 3,777 3,655 5,332 6,49 2,874 597 794 522 1,151 6,848 4,53 2,826 78,4 17,486 4,18 3,317 5,231 6,417 3,112 465 814 411 1,299 5,851 3,426 19,529 71,381 25 16,994 4,41 3,51 5,715 6,264 2,733 357 722 325 1,372 5,392 3,212 19,158 69,71 24 9 26 22,984 4,585 9,65 5,662 3,67 8,381 11 417 4 3,684 3,684 4,262 14,62 18,697 3,286 4,347 7,299 3,764 7,51 34 55 2,5 2,5 4,55 11,646 25 19,254 3,24 5,244 1,985 24,419 1,242 66 17,334 6,863 1,471 5,775 5,165 24 1

215 153 26 3,684 5,662 732 6,395 2,16 4,138 2,5 7,299 7,52 221 1,976 7,27 25 6,863 416 1,54 1,471 8,537 1,256 24 12 26 2,647 5,235 71 589 2,69 4,156 4,585 11 417 3,115 1,656 582 3,625 3 1,699 3,251 3,286 34 25 3,844 7,452 237 1,336 2,58 1,781 3,24 1,242 24 11 2,954,16 (52.75%) 2,954,16 (52.75%) 2,177,51 (38.87%) 2,89,47 (37.31%) 383,513 (6.85%) 5,514,725 (98.47%) 85,565 (1.53%) 5,6,291 (1.%) 364,31 (6.51%) 364,31 (6.51%) 364,31 (6.51%) 26 25 24 3,582,137 (57.83%) 3,582,137 (57.83%) 2,56,861 (33.21%) 1,971,187 (31.82%) 437,993 (7.7%) 6,76,993 (98.11%) 117,223 (1.89%) 6,194,216 (1.%) 399,952 (6.46%) 399,952 (6.46%) 399,952 (6.46%) 3,582,137 (57.83%) 3,582,137 (57.83%) 2,56,861 (33.21%) 1,971,187 (31.82%) 38,41 (.61%) 5,677,4 (91.65%) 117,223 (1.89%) 5,794,264 (93.54%) 3,255,436 (55.78%) 3,255,436 (55.78%) 1,935,98 (33.17%) 1,676,116 (28.72%) 44,36 (7.54%) 5,631,651 (96.49%) 24,6 (3.51%) 5,836,251 (1.%) 418,465 (7.17%) 418,465 (7.17%) 418,465 (7.17%) 3,255,436 (55.78%) 3,255,436 (55.78%) 1,935,98 (33.17%) 1,676,116 (28.72%) 21,84 (.37%) 5,213,185 (89.32%) 24,6 (3.51%) 5,417,785 (92.83%) 1 1. 2. 3. 2,954,16 (52.75%) 2,954,16 (52.75%) 2,177,51 (38.87%) 2,89,47 (37.31%) 19,22 (.34%) 5,15,414 (91.97%) 85,565 (1.53%) 5,235,98 (93.49%)

215 154 3 36 61 12 23 3 3 36 61 12 23 3 3 36 61 12 23 3 26 2,954,16 1,64,381 172,495 22,399 162,438 237,873 574,573 2,954,16 1,64,381 172,495 22,399 162,438 237,873 574,573 3,582,137 1,661,177 2,1 572,946 249,456 159,97 738,586 3,582,137 1,661,177 2,1 572,946 249,456 159,97 738,586 25 3,255,436 1,489,525 187,358 548,32 521,534 29,317 299,398 3,255,436 1,489,525 187,358 548,32 521,534 29,317 299,398 24 2 1. 2. 3. 3,246,129 (56.51%) 3,246,129 (56.51%) 1,958,45 (34.9%) 1,891,782 (32.93%) 414,23 (7.21%) 5,618,198 (97.8%) 126,178 (2.2%) 5,744,376 (1.%) 388,779 (6.77%) 388,779 (6.77%) 388,779 (6.77%) 26 25 24 3,246,129 (56.51%) 3,246,129 (56.51%) 1,958,45 (34.9%) 1,891,782 (32.93%) 25,243 (.44%) 5,229,418 (91.4%) 126,178 (2.2%) 5,355,596 (93.23%) 3,523,419 (58.56%) 3,523,419 (58.56%) 1,844,19 (3.65%) 1,676,573 (27.86%) 429,51 (7.13%) 5,796,579 (96.34%) 22,213 (3.66%) 6,16,793 (1.%) 48,29 (6.78%) 48,29 (6.78%) 48,29 (6.78%) 3,523,419 (58.56%) 3,523,419 (58.56%) 1,844,19 (3.65%) 1,676,573 (27.86%) 2,841 (.35%) 5,388,369 (89.56%) 22,213 (3.66%) 5,68,583 (93.22%) 3,29,29 (56.64%) 3,29,29 (56.64%) 1,796,594 (31.71%) 1,579,722 (27.88%) 41,867 (7.9%) 5,47,671 (95.45%) 257,81 (4.55%) 5,665,481 (1.%) 378,289 (6.68%) 378,289 (6.68%) 378,289 (6.68%) 3,29,29 (56.64%) 3,29,29 (56.64%) 1,796,594 (31.71%) 1,579,722 (27.88%) 23,578 (.42%) 5,29,381 (88.77%) 257,81 (4.55%) 5,287,192 (93.32%) 3

215 155 4 7.91% 88.5.5 3.99 1. 436,77 4,855,271 2,895 22,18 5,514,425 26 11.34% 83.76.7 4.83 1. 689,8 5,9,118 4,171 293,437 6,76,736 25 1.19% 83.35.5 6.41 1. 574,6 4,693,623 2,782 361,2 5,631,416 24 32,3 (1.%) 26 25 24 32,3 (1.%) 41,747 (1.%) 1,8 (4.31%) 39,947 (95.69%) 265,42 (1.%) 1,9 (.72%) 263,142 (99.28%) 5 1 13 35 57 7 26 32,3 14,483 17,273 543 41,747 7,35 26,36 8,9 25 265,42 48,249 11,4 115,651 1 24 1. 2. 3.254 4.254 6 1. 2. 3.254 4.254 5.

215 156 37,862 (1.%) 1,28 (3.19%) 26 25 24 36,654 (96.81%) 64,898 (1.%) 1,838 (2.83%) 63,6 (97.17%) 282,29 (1.%) 1,9 (.67%) 28,129 (99.33%) 7 26 57,818 192,352 6,516 197,463 25 64,126 24,868 24 8 11,35 (7.65%) 137,73 (92.35%) 148,423 (1.%) 35 (.24%) 69,873 (47.8%) 7,223 (47.31%) 26 25 24 11, (7.41%) 67,2 (45.28%) 78,2 (52.69%) 4,551 (2.5%) 217,34 (97.95%) 221,891 (1.%) 4,551 (2.5%) 116,94 (52.7%) 121,491 (54.75%) 1,4 (45.25%) 1,4 (45.25%) 4,951 (2.24%) 215,762 (97.76%) 22,713 (1.%) 4,951 (2.24%) 14,362 (63.59%) 145,313 (65.84%) 75,4 (34.16%) 75,4 (34.16%) 9 8,992 (4.62%) 185,835 (95.38%) 194,827 (1.%) 3,246 (1.67%) 86,72 (44.18%) 89,319 (45.85%) 26 25 24 5,745 (2.95%) 99,763 (51.21%) 15,58 (54.15%) 4,886 (2.8%) 23,399 (97.92%) 235,285 (1.%) 4,886 (2.8%) 142,848 (6.71%) 147,735 (62.79%) 87,55 (37.21%) 87,55 (37.21%) 5,479 (2.59%) 26,416 (97.41%) 211,896 (1.%) 5,479 (2.59%) 13,951 (61.8%) 136,43 (64.39%) 75,465 (35.61%) 75,465 (35.61%) 1 1. 2. 3.254 4.254 5.

215 157 1 13 35 57 7 1 13 35 57 7 1 13 35 57 7 26 25 4,224,433 1,19,75 887,54 64,5 38,939 1,24,477 127,765 48,121 15,39 153,336 589,9 77,34 839,418 624,696 155,63 65,576 5,73 24 1 2 4,235,713 91,179 775,665 787,331 256,863 1,365,558 149,114 23,684 134,415 11,954 712,86 13,288 751,98 652,915 244,99 652,751 18,826 4,222,922 831,693 72,97 79,757 245,653 1,525,655 189,193 14,871 14,191 2,489 796,95 177,11 76,98 695,565 225,163 728,749 12,182 26 9,793 1,34,771 7,933 1,229,333 3,858 9,957 9,67,19 7,776 1,71,591 4,551 11 25 1,436 9,4,658 7,748 1,88,444 5,281 364 24 11 26 5,338 4 4,591 231 1,166 4,244 5 6,441 351 11,42 25 4,945 13 5,69 41 1,969 24 12 3,615,118 (85.61%) 34,628 (.82%) 572,33 (13.55%) 873 (.2%) 4,222,922 (1.%) 369,536 (8.75%) 2,5 (.5%) 371,586 (8.8%) 26 25 24 3,245,581 (76.86%) 32,578 (.77%) 572,33 (13.55%) 873 (.2%) 3,851,335 (91.2%) 3,635,68 (85.83%) 3,649 (.72%) 569,39 (13.44%) 64 (.%) 4,235,713 (1.%) 248,816 (5.87%) 1,226 (.3%) 25,42 (5.9%) 3,386,792 (79.96%) 29,423 (.69%) 569,39 (13.44%) 64 (.%) 3,985,671 (94.1%) 3,665,33 (86.76%) 27,458 (.65%) 531,39 (12.58%) 335 (.%) 4,224,433 (1.%) 228,739 (5.41%) 2,674 (.6%) 231,414 (5.48%) 3,436,59 (81.35%) 24,783 (.59%) 531,39 (12.58%) 335 (.%) 3,993,19 (94.52%) 1

215 158 3,514,79 (85.96%) 33,314 (.81%) 54,452 (13.22%) 191 (.%) 4,88,37 (1.%) 298,361 (7.3%) 1,465 (.4%) 8 (.%) 299,835 (7.33%) 26 25 24 3,215,717 (78.66%) 31,849 (.78%) 54,443 (13.22%) 191 (.%) 3,788,21 (92.67%) 3,585,492 (86.57%) 26,859 (.65%) 529,177 (12.78%) 232 (.%) 4,141,762 (1.%) 216,616 (5.23%) 1,393 (.3%) 218,1 (5.26%) 3,368,875 (81.34%) 25,466 (.61%) 529,177 (12.78%) 232 (.%) 3,923,751 (94.74%) 3,622,69 (86.88%) 27,394 (.66%) 519,96 (12.45%) 435 (.%) 4,169,616 (1.%) 232,82 (5.58%) 1,133 (.3%) 9 (.%) 233,945 (5.61%) 3,389,887 (81.3%) 26,261 (.63%) 519,86 (12.45%) 435 (.%) 3,935,67 (94.39%) 3 4 46.12% 53.88 1. 1,947,748 2,275,174 4,222,922 26 42.59% 57.41 1. 1,84,21 2,431,691 4,235,713 25 39.19% 6.81 1. 1,655,428 2,569,5 4,224,433 24 5 1.% 4.69.59.5.66.99.34.16.13.9.23.36.71.4....2 4.92.93 4.18 2.36 17.73 12.96 9.55 2.27 33.87 6.31 1.% 1.44 98.56 4,143,372 194,514 24,255 1,967 27,262 41,167 14,276 6,483 5,484 3,584 9,512 14,788 29,244 16,487 112 2 113 8,246 23,92 38,623 173,279 97,735 734,814 537,84 395,75 94,215 1,43,538 261,422 79,55 1,146 78,44 4,222,922 26 1.% 4.97.57.6.69 1.6.41.16.13.1.23.5.65.4....18 4.4.94 4.55 2.7 22.57 13.32 9. 2.48 31.16 4.71 1.% 5.8 1.8 93.12 4,25,913 28,912 24,9 2,633 29,19 44,627 17,227 6,744 5,624 4,49 9,698 2,875 27,485 16,665 174 5 15 7,61 17,114 39,468 191,174 87,234 949,419 56,236 378,469 14,32 1,31,489 198,117 29,799 1,515 536 27,747 4,235,713 25 1.% 5.55.53.6.71 1..4.11.16.9.27.5 1.2.52.1..26 2.99.73 5.24 1.68 26.3 13.91 8.85 2.73 27.91 3.84 1.% 4.6 1.94 94.1 4,178,1 232,18 22,14 2,343 29,468 41,751 16,873 4,79 6,876 3,81 11,356 2,994 49,954 21,784 236 113 1,697 124,763 3,451 219,63 7,229 1,98,887 581,112 369,569 114,73 1,166,167 16,617 46,432 1,884 899 43,648 4,224,433 24

215 159 26 33,136 123,86 1,271,413 3,83 16,248 117,122 1,655,558 33,814 2,263,549 4,222,922 57,874 51,496 139,28 1,218,772 5,41 77,168 134,232 1,626,99 31,935 2,37,678 4,235,713 56,348 25 54,247 145,223 1,125,395 3 8,38 62,75 147,449 1,542,774 247,438 2,434,22 4,224,433 75,228 24 6 1. 2.31531 51 26 493,568 4,143,372 493,61 2,741,543 99.9% 66.17 389,839 4,25,913 389,39 2,829,257 99.88% 67.27 25 268,855 4,178,1 268,439 2,749,744 99.85% 65.81 24 7 26 1,393,366 1,225,814 167,551 1,298,68 1,178,94 119,73 25 1,15,79 1,85,165 65,625 24 8 1. 2. 3 4,222,922 729 55,626 1,166 3,367 6,889 47,715 78.4% (1.%) (.2) (1.32) (.3) (.8) (1.44) 26 4,235,713 7,241 138,624 986 3,87 15,722 83,55 55.4% (1.%) (.17) (3.27) (.2) (.9) (3.56) 25 4,224,433 8,18 211,219 1,147 4,538 225,86 16,518 47.3% (1.%) (.19) (5.) (.3) (.11) (5.33) 24 9

215 16 26 25 225,86 7,57 2,182 2,981 41,997 128,485 28,245 4,189 9,495 225,86 24 1 15,722 5,641 5 2,981 33 21,998 74,636 25,457 3,552 15,65 15,722 6,889 946 533 1,71 26,376 25,299 3,49 3,171 6,889 1911213

215 1 273 2 23 42,229 768 42,229 9B 54.4% 45 (33*74.6%) 4 *11 21 3 45 9E 9D 9C 1.% 1.% 97.4% 42 (42*1.%) 4 * 42 521 (514*98.6%) 4 *236 277 7 556 9A 4.% A6C.4% 42,388 41,62 1. 123 *248 341 691.4% (59*96.9%) 4 681.4% 2. 3. 4. 161

215 162 13 26 25 24 () 39,627 (581) 82,146 (49) 7,676 () (581) 121,774 28,522 77,994 78 16,518 39,627 82,146 7,676 121,774 28,522 77,994 78 16,518 () 28,522 (368) 78,363 (122) 21 () (368) 16,887 19,937 63,613 3,43 83,55 28,522 78,363 21 16,887 19,937 63,613 3,43 83,55 () 19,937 (33) 63,579 (36) 3,7 () (33) 83,517 19,314 28,4 1 47,715 19,937 63,579 3,7 83,517 19,314 28,4 1 47,715 12 26 1. 2. 2458,1922563,4622654,832 25 24 38,633 198,38 5,685 242,628 38,633 19,983 3,13 232,747 72,949 1,13 74,53 38,633 118,33 2,26 158,693 1.% 96.31 55.6 95.93 13,27 146,656 4,857 164,721 13,27 14,266 3,487 156,96 58,366 1,96 6,272 13,27 81,9 1,58 96,688 1.% 95.64 71.79 95.29 4,26 52,123 4,534 6,918 4,26 51,45 3,383 59,49 23,678 1,199 24,877 4,26 27,727 2,184 34,172 1.% 98.62 74.63 96.93 14 DCF 4,299,86 4,26 52,123 4,534 6,918 4,238,887 (1.%) (.1) (1.21) (.11) (1.42) (98.58) 26 4,328,295 13,27 146,656 4,857 164,721 4,163,574 (1.%) (.31) (3.39) (.11) (3.81) (96.19) 25 4,56,458 38,633 198,38 5,685 242,628 4,317,83 (1.%) (.85) (4.35) (.12) (5.32) (94.68) 24 11

215 163 26 25 24 15 1 1 (.%) 1 1 (.%) 1 1 (.%) 4 1 26 72 439 511 6 12,269 13,381 17 55 721 6 1,294 11,616 25 269 357 626 1,5 1,935 12,566 24 14 % 26 1. 97.4 54.44 4.3 8.94.35 1. 95.68 67.62 6.57 22.89.25 25 1. 96.14 36.92 5.55 27.41.4 24

215 164 1 99,81 (53.16%) 514 (.3%) 83,91 (4.5%) 396,967 (21.3%) 391,58 (21.1%) 252,741 (13.56%) 65,181 (3.5%) 1,863,774 (1.%) 34,845 (18.29%) 252,741 (13.56%) 65,181 (3.5%) 34,845 (18.29%) 26 25 24 99,81 (53.16%) 514 (.3%) 83,91 (4.5%) 396,967 (21.3%) 5,735 (2.72%) 1,522,928 (81.71%) 1,126,769 (56.97%) 523 (.3%) 116,64 (5.87%) 394,126 (19.93%) 34,328 (17.21%) 166,179 (8.4%) 68,76 (3.44%) 1,977,811 (1.%) 261,94 (13.24%) 166,179 (8.4%) 68,76 (3.44%) 261,94 (13.24%) 1,126,769 (56.97%) 523 (.3%) 116,64 (5.87%) 394,126 (19.93%) 78,388 (3.96%) 1,715,871 (86.76%) 1,337,327 (58.59%) 532 (.2%) 186,379 (8.17%) 395,448 (17.32%) 362,936 (15.9%) 187,284 (8.2%) 66,95 (2.93%) 2,282,624 (1.%) 281,43 (12.31%) 187,284 (8.2%) 66,95 (2.93%) 281,43 (12.31%) 1,337,327 (58.59%) 532 (.2%) 186,379 (8.17%) 395,448 (17.32%) 81,893 (3.59%) 2,1,58 (87.69%) 1,337,327 532 186,379 395,448 362,936 187,284 66,95 1,126,769 523 116,64 394,126 34,328 166,179 68,76 99,81 514 83,91 396,967 391,58 252,741 65,181 395,448 158,581 66,95 394,126 145,135 68,76 396,967 116,997 65,181 3,566 3,16 512 8,584 8,134 5,448 5,448 1 38,343 3,112 29,915 53,68 15,294 13,51 113,62 54,541 53,324 7 1 77,12 21,616 33,984 33,984 15,871 18,735 18,596 234,718 5,291 38,58 37,96 5 7 642,981 532 29,5 68,996 64,153 647,474 34,272 67,714 62,713 512,66 46,34 54,394 5,845 3 5 42,869 68,516 51,373 47,15 12,112 523 48,626 57,98 47,435 5,337 514 28,45 67,931 57,858 1 3 158,3 66,746 16,321 9,199 29,242 32,651 27,765 15,789 8,3 3,9 54,27 47,357 1 2 25 26 24

215 165 1 26 4,91 4,91 4,954 4,954 25 6,862 6,862 24 3 1,15,233 (58.2%) 53 (.3%) 7,176 (.36%) 98,582 (4.97%) 39,134 (19.68%) 335,731 (16.94%) 168,529 (8.5%) 66,567 (3.36%) 1,982,361 (1.%) 262,237 (13.23%) 168,529 (8.5%) 66,567 (3.36%) 262,237 (13.23%) 26 25 24 1,15,233 (58.2%) 53 (.3%) 7,176 (.36%) 98,582 (4.97%) 39,134 (19.68%) 73,493 (3.71%) 1,72,123 (86.77%) 1,354,687 (59.74%) 54 (.2%) 273 (.1%) 143,377 (6.32%) 39,755 (17.23%) 378,17 (16.67%) 26,543 (9.11%) 67,414 (2.97%) 2,267,616 (1.%) 33,458 (13.38%) 26,543 (9.11%) 67,414 (2.97%) 33,458 (13.38%) 1,354,687 (59.74%) 54 (.2%) 273 (.1%) 143,377 (6.32%) 39,755 (17.23%) 74,558 (3.29%) 1,964,158 (86.62%) 1,389,197 (58.3%) 1,629 (.7%) 3,451 (.14%) 241,5 (1.11%) 391,687 (16.44%) 355,816 (14.93%) 23,23 (8.52%) 68,555 (2.88%) 2,382,787 (1.%) 3,65 (12.59%) 23,23 (8.52%) 68,555 (2.88%) 3,65 (12.59%) 1,389,197 (58.3%) 1,629 (.7%) 3,451 (.14%) 241,5 (1.11%) 391,687 (16.44%) 55,751 (2.34%) 2,82,722 (87.41%) 4 26 36,17 36,17 41,26 41,26 25 36,365 36,365 24 5 26 24,87 157,29 25 129,422 24 22

215 166 1ROE 26 5.9 4.67 4.64 4.64 6.38 4.38 3.85 3.82 3.82 5.35 3.98 3.21 3.18 4.72 3.77 25 24 1.ROE%1 2 2. 2 26.6 6.67.57 6.38.46 5.53.44 5.35 25.32 3.93.3 3.77 24 1.%1 2.%1 3 74.3 69.77 33.8 34.28 11.99 76.88 93.64 67.32 26 25 24 72.9 69.26 28.9 31.89 67.9 67.24 31.71 37.28 62.23 53.16 65.26 74.7 67.42 68.26 29.4 34.62 68.41 69.32 37.41 4.6 55.5 61.53 66.91 79.1 69.4 69.85 35.22 37.4 4 1 1 3,89 2,316 26 25 24 3,89 2,316 3,788 2,573 3,788 2,573 3,926 2,718 3,926 2,718 1. 2. 5 1 1 16,931 12,654 26 25 24 16,931 12,654 159,896 18,68 159,896 18,68 145,268 1,581 145,268 1,581 1. 2.

215 167 1,93 34 46 1,438 26 1,615 43 131 1,839 1,465 61 2,563 2,573 25 24 2,427 2,644 5,71 64 64 5,7 511,22 41,647 552,67 96,871 96,871 649,541 26 58,595 39,2 547,598 96,935 96,935 644,533 1,771 4,11 5,872 5,872 499,177 52,371 551,548 551,548 25 497,45 48,269 545,675 545,675 4,542 4,822 9,365 9,365 589,46 56,752 646,158 3,16 3,16 649,174 24 584,863 51,929 636,792 3,16 3,16 639,89 439,866 986 44,852 26 441,939 1,838 443,778 25 24 439,838 1,838 441,677

215 168 475 432 39 4 125 61 3,681 4,16 4,9 6 9 2,33 9,821 26 6,46 6,95,515 6,825,522 3,988 49,4 158,491 7,7,53 2,23 1,935 7 17 1,61 3,625 2,558 1,641 53 1,11 743 4,943 25 4,946 621,351 512,949 31,583 76,817 19,1 735,399 917 884 24 8 798 1,716 1,6 6,27 5,813 1 23 3,388 1,476 24 1,784 7,845,486 7,785,819 25,245 34,422 412,642 8,259,914 8,449 634 34 13 586 5,342 14,426 196 1,836 791 1,44 151 2,184 12,241 9,112 127,21 1,365 51 26,334 14,169 276,482 74 343,696 285,671 58,25 82,78 427,218 73,7 26 17,562 127,835 1,4 514 26,92 145,511 29,99 543 341,859 284,879 56,98 82,629 425,33 715,942 4,179 83 21 782 5,22 1,5 337 1,147 735 412 318 1,83 8,22 8,421 61,29 52 6,77 93,175 162,86 1,459 685,85 63,98 54,987 35,74 722,285 885,92 25 12,61 62,12 523 61,489 98,198 172,812 1,122 683,938 629,363 54,574 35,421 72,482 893,295 4,992 2,289 1,482 29 778 4,799 12,81 573 3,92 995 2,96 52 4,168 7,913 7,489 78,288 38,87 53 39,698 82,998 168,776 2,674 861,889 713,89 147,999 5,828 915,392 1,84,168 24 12,481 8,578 39,569 532 4,476 87,797 18,857 2,11 858,797 712,894 145,93 5,325 911,224 1,92,82 1. 2. 1,868 66,21 68,7 26 3,48 98,643 12,51 25 24 5,31 15,341 11,373 242,537251,78262,72 3% 5%

215 189,537 24 34,965 141,736 25 34,12 11,823 26 5,511 24 65,967 65,967 25 26 54,684 54,684 55,461 56,78 1,246 1,246 24 2,976 7,953 4,976 2,976 25 6,24 9,785 3,581 1,63 5,14 26 1,37 13,46 2,122 1,246 1,535 8,52 1. 2. 2439251,583261,165 3. 169

215 17 26 ALM

215 171 24 3,28 7,693 5,6,867 5,129,544 787,556 1,82,435 1,452,978 115,9 16,49 2,325 2,335 4,56,53 4,14,534 593,163 722,154 1,123,526 92,97 11,49 3 176,967 148,52 1,84 19,339 14,989 349 183 25,479 3 176,967 148,52 1,84 4,366 1,873 368 349 36,254 2,495 9,582 639 5,76,111 5,339,552 694,348 883,245 1,449,667 96,755 12,172 682 639 4,641,22 4,262,438 557,544 652,788 1,315,767 55,944 8,926 144,44 12,854 29 13,47 8,346 275 139 17,965 144,44 12,854 29 7,956 3,267 433 333 27,949 9 185,732 164,71 1,33 3,35 5,596 18 263 2,673 6,471 3,597 746 6,138,843 5,677,37 1,853,984 77,69 1,252,215 34,824 78,676 1,479 591 4,69,8 4,374,71 1,412,251 538,59 1,92,99 3,873 54,127 9 185,732 164,71 1,33 1,16 3,664 187 94 16,411 1 25 1 26 1 1. 2. 6231,129971,8 3. 24 825,128 731,52 52,946 2,2,346 2,46,529 716,72 11,842 158,54 931,85 918,286 29,417 23,7 55,58 49,338 4,744 41,511 29,417 23,7 55,58 5,25 32,24 34,147 839,527 946,275 624,183 1,452,721 1,441,375 725,663 18,948 142,497 542,9 527,61 26,39 26,7 45,32 33,859 8 41,737 26,39 26,7 45,32 9,31 21,886 37,995 33,15 39,55 47,797 14,616 1,474 4,859 849,626 937,914 573,48 91,317 893,142 512,261 14,71 128,221 384,82 376,886 33,15 39,55 47,797 27,196 12,124 39,84 1 25 1 26 1 1. 2.

215 172 24 3,762 24,115 384,365 373,268 168,569 194,6 29,28 118,347 161,525 141,975 74,685 88,77 19,281 117,997 19 282 25,853 23,188 17,132 23,76 1,742 1,23 3,452 19 282 8,489 4,848 549 6,272 1,742 1,23 1,625 12,3 14,13 625,42 624,831 77,568 82,96 69,863 12,377 6,938 3,9 176,262 163,425 48,523 57,79 69,863 12,377 343 286 34,63 37,56 15,82 22,194 55 1,56 7,79 343 286 4,74 4,999 7,54 11,783 55 1,56 3,933 2,546 821 18,955 14,962 1,946 21,429 1,97 1,52 4,36 25,563 15,331 273,885 266,286 51,27 6,474 5,4 7,877 4,995 5,796 77,585 72,95 27,585 3,851 48,4 68,177 2,546 821 37,244 35,145 16,449 29,8 1,97 1,52 8,33 1 25 1 26 1 1. 2. 24 2,359 22,669 31,114 92 39 13 4 92 39 1 63 5,42 4,838 1 6 7 1 6 7 1 1 4,733 2,987 1 1 1 25 1 26 1 1. 2. 24 447,561 442,565 1,6 26,752 255,824 1,6 1,667 2,24 2,435 2,793 1,667 2,24 835 1,193 297,763 291,62 244,814 239,995 3,6 3,791 191 3,6 3,791 191 3,567 3,62 34 267,459 263,453 188,29 24,262 3,567 3,62 34 1 25 1 26 1 1. 2. 3.

215 173 24 4,545 14,696 1,151 45,4 227,188 482,869 246,188 3,743 11,61 7,317 477,794 232,411 76,794 247,34 4,761 14,555 9,793 44,247 224,61 613,87 237,17 26 1 1. 24 2. 25 1 1 24 677 677 41,252 47,516 758 758 1,329 1,329 6,727 6,727 9,446 33,333 26 1 1. 24 2. 25 1 1

215 3 57 119215 26 7 3 18 19 1 1. 2. 3 174. 26. 1 179 2. 32.. 26331 3. 1 4.. 1

3 215 175. a b c. 2 3 a b c

3 215 176 4. R&I A1A9E. 1 21 5 PDLGD EAD 6 1 7 8 293. 1 S&P Moody sr&ijcr4 2 S&P Moody sr&ijcr4 Fitch.

3 215 177 5. 1 2 1 3 CP 4 5 6 7 6. 1 2 3 ISDA Credit Support AnnexCSA 4 ISDA Credit Support AnnexCSA 5 7.

3 215 178 8. ABCP. 4..... RBA

3 215 179 RBA PDLGD PDLGD PDLGD 1,25%.... 1 2 3. S&PMoody sr&ijcr4 Fitch.. 9.. 1 2 & CRO 3

215 4 VaR VaR. 193 VaR 2,595 4,939 3,65 1,673 1,627 4,17 2,537 1,492 VaR 1 VaR26 VaR 3 18 VaR 976 1,662 977 468. 1VaR. VaR 99%125 VaRVaR 594 1,534 789 397... VaR1 1.. ALM ALM NIINet Interest Income ALM

3 215 181. GPS GPS 2% 1% a. b. 2 2% 2732% 2% 11.. 1 2 1 651 15 14 681 7.8% 1,6 14 14 1,9 12.9% 273 2%

3 215 182 3. 28,661 14,647 26

3 215 183 PD/LGD R&I 9B PD LGDEAD LTV DSCR

3 215 184 LTVLoan To ValueDBR Debt Burden Ratio PDLGDEAD PDLGDEAD PD LGD 3 PDLGDEAD PDLGD PD LGD 3 PDLGDEAD

3 215 185 A 1A 2A 2B 2C 3A 3B 3C 4A 4B 4C 5A 5B 5C 6A 6B 6C 9A 9B 9C 9D 9E AAA AA+ AA AA _ A+ A A _ BBB+ BBB BBB _ BB+ BB BB _ B+ B B _

3 215 186 1 45 2 1 15 3 8 8 725,873 591,666 29,419 72,558 2,653 3,579 3,682 13 1,211 2,781 764 2,17 144,965 3,958 882,368 3,14 23,197 6,942 1,492 8,323 485 4,442 841,926 5,127,565 4,446 1,768 5,969 1,941 59,125 176,16 358,265 5,661,936 14.86% 412 412 1,768 1,768 5,969 1,941 26 15 3

3 215 187 1 45 2 1 15 3 8 8 662,456 591,666 146,2 72,558 2,653 267 267 1,221 2,919 2,919 219,293 3,412 889,571 34,914 28,949 5,964 27,564 9,414 6 71,953 817,618 5,546,726 2,629 12,674 6,129 1,18 49,195 8,742 125,561 344,483 6,16,771 13.58% 5,195 5,195 12,674 12,674 6,129 1,18 1,99 25

3 215 188 1 45 2 1 15 3 8 8 741,761 591,67 225,33 72,558 2,653 1,211 1,639 196 1,442 144,965 889,577 2,411 78 1,631 399 8,323 11,135 878,442 5,57,118 56,275 3,863 1,598 61,737 12,112 183,98 5,36,329 16.38% 3,863 3,863 1,598 26

3 215 189 1 45 2 1 15 3 8 8 71,481 591,67 185,23 72,558 2,653 1,221 2,4 2,4 219,293 924,396 1,851 1,21 83 23,121 9,414 34,387 89,9 5,58,483 41,42 4,668 1,916 1,189 49,195 119,673 173,676 5,81,833 15.34% 4,668 4,668 1,916 1,189 25

215 1. 2961 2. 1 26 2536,13 25 43,397 5,98 26 1,369 5,45 25 26 1 2 CVA 1. 2. 17,472 13,628 3,158 17,594 1,52 98,388 132,19 29,755 27,77 31,637 44,536 6,331 8,9 675,85 168,1 9,666 4,382 13,17 18,314 82,899 134,112 22,392 24,47 18,923 34,824 5,576 8,3 3 625,68 3 19 2 PD/LGD 13 1 25 25 1,972 18,144 42 9,234 29,755 26 2,371 9,113 1,97 22,392 3167 1671 1672 16754 16751,25 25 3,384 17,418 616 6,288 27,77 26 3,37 15,499 1,8 4,158 24,47

3 215 191 5 28,661 26 27,558 25 6 4% 226,477 26 24,67 25 4 1,41 434 7 247 351 13,47 26 659 482 79 96 9,385 25 1 13 35 5 3. 1 7,929 6,35 2 3,55 4,166 26,418 2,975 465 16 51,894 121,62 173,496 22,325 4,672 27,222 83,276 173,496 7 36 1,998 65,546 82,26 1,167 992,69 1,143,15 184,35 1,327,185 129,46 147,37 618,228 431,914 327 1,327,185 336,336 666 89 49,831 241,978 6,835 29,561 18,284 1,411,729 56,21 51,423 85,12 2,56,13 5,564 6,24,158 517,585 6,721,744 1,121,689 1,487,174 827,437 2,83,562 1,21,88 6,721,744 344,335 666 89 49,868 248,329 6,856 215,11 184,451 1,53,694 645,257 512,56 1,77,82 2,56,12 5,565 7,399,23 823,223 8,222,427 1,273,422 1,675,154 1,472,888 2,598,753 1,22,27 8,222,427 26 25 3 2 1 7,476 2,57 19 1,141 5,82 34,87 2,738 1,7 4 55,11 181,295 236,45 6,337 76,434 29,73 69,93 236,45 36 19 1,998 68 24,142 113,17 1,594 1,128,42 1,269,1 1,191 1,369,22 338,841 224,649 721,146 76,769 7,795 1,369,22 339,231 831 874 44,215 195,828 57,116 22,87 169,418 2,18,663 565,16 485,143 88,968 2,476,627 6,412 6,669,22 388,151 7,57,372 1,66,926 1,489,387 2,185,72 1,892,69 423,294 7,57,372 346,77 831 874 44,252 197,96 57,135 224,1 175,37 2,77,613 68,862 487,746 1,217,11 2,476,668 6,412 7,993,341 669,638 8,662,98 1,466,15 1,79,471 2,935,922 2,39,39 431,9 8,662,98 3 2 1 1. 2. 3.

3 215 192 2 3 3,39 19 1,788 537 1,735 2,674 4,849 51,37 27,435 138,33 5,154 236,61 3,267 266,868 26 1,66 6 1,486 58 5,863 1,146 49,597 84,26 28,735 138,115 5,947 326,22 41,249 367,47 25 6,283 186,748 247,33 59,89 227,478 287,288 26 25 59,89 227,478 287,288 7,898 16,268 24,166 67,77 243,746 311,454 474 4,73 4,255 156,927 29,821 186,748 54,246 6,37 6,283 26 25 211,173 35,859 247,33 196,119 31,358 227,478 54,265 5,543 59,89 25,385 36,93 287,288

3 215 193 4,942 33 4 1,263 673 553 1,482 3,786 1,239 4,513 15,284 59 131,465 6,635 35,859 3,232 247,33 26 8,88 25 4 1,359 331 552 2,392 2,369 14,685 6,17 17,979 74 134,161 4,436 36,93 3,96 287,288 25 393 18 14 73 287 25,997 6,566 474 27,454 3,641 64,922 26 927 5 48 382 1 81 5,44 146 26,76 5 1,834 34,958 25 4 5 % 1% 2% 35% 5% 75% 1% 15% 35% 1,25% 7,592 3 8,877 3,123 29,54 26,12 1,343 256,484 26 25 254 37,95 134 431 37,916 1,97 3 976,239 5,15 35,89 28,966 1,686 1,319,718 66 58,796 159 332 59,354

215 6 5% 7% 9% 115% 25% % 7% 95% 12% 14% 25% % 25 28,948 242,25 56,855 53,771 22,331 85,1 489,212 25 5,83 1,194 1,28 15,894 18,39 36,319 78,657 26 2,748 255,92 155,693 88,32 35,683 33,196 589,527 26 5,157 1,873 1,27 16,532 2,944 26,364 72,143 3% 4% 25 2,19 4,31 6,32 26 2,332 5,243 7,575 3 194

3 215 195 7 PDLGD EADEAD 4 56 9A 182,793 35,299 3,668 2,16 1,485,176 617,98 15,67 42,717 44.25% 99.92% 196.11% 26 EAD EAD 44.87% 44.1% 44.86% 44.35% LGD.18% 1.93% 1.47% 1.% PD 154,719 58,191 5,872 839 1,352,99 543,351 128,825 54,385 45.67% 12.35% 197.92% 25 EAD EAD 44.87% 44.39% 44.85% 43.8% LGD.2% 1.93% 1.91% 1.% PD 4 56 9A 1,797 165 2,59,322 15 2.45% 8.71% 26 EAD EAD 44.99% 45.% 45.% LGD.%.62% 1.% PD 981 156 2,728,857 15 1.34% 89.71% 25 EAD EAD 45.% 45.% 45.% LGD.%.65% 1.% PD 4 56 9A 148,975 492 31 34,787 8,55 662 42 31.47% 8.96% 196.24% 26 EAD EAD 39.83% 45.% 45.% 45.% LGD.11% 1.16% 1.47% 1.% PD 219,21 634 364,445 19,124 811 68 3.29% 116.2% 27.9% 25 EAD EAD 4.93% 45.% 45.% 45.% LGD.11% 2.19% 1.91% 1.% PD 4 56 9A 14,568 6,19 6,436 327 231.5% 311.29% 792.93% 1,125.% 9.% 9.% 9.% 9.% 26 LGD.12% 1.8% 1.47% 1.% PD 13,654 24,963 8,244 332 235.8% 451.22% 793.29% 1,125.% 9.% 9.% 9.% 9.% 25 LGD.15% 1.95% 1.91% 1.% PD PD/LGDPD LGD

3 215 196 26 EAD EAD LGD PD EAD EAD LGD 1.25% 78.83% 1.% 68.12% 49.6% 59.4% 89.91% 121.87% 7,269 4 21 7,11 233 113.32% 68.63% 1.% 22.64% 31.42% 45.5% 14.33% 15.62% 54.59% 1,168,36 1,934 4,51 6,2 15 94 PD 25 a b ba 1,838 11,666 9,827 1,323 13,958 12,635 26 25 8 26 EAD EAD LGD PD EAD EAD LGD 6.52% 83.37% 1.% 72.62% 78.15% 77.25% 9.95% 97.81% 327,769 2,34 56,763 9,328 2,41,824 3.76% 5.18% 81.53% 1.% 71.16% 77.6% 73.86% 76.8% 19.11% 38,492 1,869 51,839 112,492 2 2,267,164 1,547 4.96%.13% PD 25 26 EAD EAD LGD PD EAD EAD LGD 2.56% 74.52% 1.% 58.9% 51.67% 56.74% 73.94% 9.96% 355,289 5,657 93,467 64,674 2,394 686 22,569 1.% 2.61% 75.24% 1.% 59.86% 49.9% 56.56% 76.3% 84.81% 386,544 6,711 92,41 575,257 2,25 66 33,65 3 1.12%.15% PD 25 1 1 LGD1 a b ba 17,128 41,38 24,252 26 16,79 4,932 24,853 25 2,697 16,277 13,579 24 9,87 23,664 13,856 24 LGD PDLGDEAD EAD

3 215 197 169,3 169,3 3,166 53,216 56,382 26 182,677 182,677 935 53,216 54,141 25 2 1,585 42,786 3, 74,371 26 3,24 52,99 55, 11,933 25 4. 1 422,895 136,372 559,268 27,781 32,31 1,518 38,913 22 385,771 173,496 173,496 26 575,872 211,69 786,942 227,248 276,314 68,592 214,389 397 55,138 236,83 236,83 25 5. 192,363 5,976 217,297 62,976 26 28,567 42,416 265,369 66,472 25

215 6. 1 25 155,191 26,318 181,51 26 17,833 26,26 133,859 3 25 4,571 26,318 3,889 26 58 26,26 26,535 25 26 62,271 19,518 81,79 55,858 1,334 57,193 3 198

3 215 199 845 845 26 25 12% 12%2% 2%5% 5%75% 75%1% 1%25% 25%425% 425%1,25% 61 138 542 2 45 789 23,229 12,117 21,691 2 133 57,193 26 115 87 944 1,867 19,527 5,462 11,8 81,79 25 3% 3%5% 5%1% 1%225% 225%5% 5%1,25% 26 16 19 36 483 361 845 25 8,323 8,323 26 9,414 9,414 25

215 1,25% 25 5,717 5,717 26 1,91 1,91 2 25 26 2,449 56,221 2,357 24,27 13,235 22,65 12,998 3,926 66,575 25 26 16,588 16,588 2,468 12,782 33,25 3 2

3 215 21 3% 3%5% 5%1% 1%225% 225%5% 5%1,25% 233 1,87 1,321 13,25 2, 33,25 26 311 311 16,588 16,588 25 12% 12%2% 2%5% 5%75% 75%1% 1%25% 25%425% 425%1,25% 216 94 3,16 96 4,432 36,518 7,46 19,848 2,81 66,575 26 246 254 965 6,68 5,98 14,127 4,245 17,221 6, 27,311 12,456 13,235 25 1,892 32 1,924 26 39 56 96 25 1,25%

215 3 25 1,575 1,575 25 2,232 2,232 26 18,159 18,159 26 1,876 1,876 1.6% 4% 8% 28% 1,575 1,575 25 25 25 18,159 18,159 26 29 29 25 26 3.2% 8% 18% 52% 2,232 2,232 71 71 1,847 28 1,876 59 2 61 3 32521% 22

3 215 23 VaR VaR 976 1,662 977 468 26 1,29 3,264 1,735 751 25 VaR VaR 2,595 4,939 3,65 1,673 26 2,222 4,314 2,834 1,375 25 2 7. 1 7,236 684 26 4,95 36 25 2 PD/LGD 2,332 5,243 11,566 13,142 26 2,11 4,31 1,275 36,918 25 8. 1

215 3 413 25 6,415 26 13,497 25 26 13 4,744 9. 25 26 63,89 58,846 1. 2% 25 578 22 27 628 26 1,6 14 14 1,9 3 24

3 215 25 1. 1 1,369 37 1,62 26 43,397 36,229 7,168 25 2 PD/LGD 13 1 25 7,47 134,239 29 141,855 26 6,527 14,765 1,392 389 149,74 25 3167 1671 1672 16754 16751,25 3,468 6,777 2,421 4,158 16,826 26 3,384 8,16 1,79 6,286 19,568 25 1. 2. 26 2536,13 1 2 CVA 147,278 88,974 4,35 12,83 17,112 5 141,855 16,826 2,298 34,656 2,139 8,2 3 494,534 26 158,756 12,786 3,123 17,354 149,74 19,568 32,16 44,191 2,44 8,83 538,25 25

3 215 26 5 14,647 26 13,894 25 6 4% 214,413 26 231,256 25 4 462 238 7 216 9,146 26 553 473 79 9,2 25 1 13 35 5 2. 1 7,929 6,35 2 3,55 4,166 26,991 2,975 865 16 52,867 118,2 17,869 22,555 4,194 25,239 82,879 17,869 7 1,998 76,651 82,26 1,6 992,69 1,154,11 22,44 1,356,154 129,46 147,37 636,129 431,914 11,395 1,356,154 27,686 132 259 9,842 241,241 42,711 18,511 14,495 1,518,915 564,55 47,227 74,4 1,175,728 3 4,59,688 483,799 5,74,487 978,894 1,31,626 578,27 1,63,487 855,451 5,74,487 278,685 132 259 9,842 247,591 42,732 186,61 18,661 1,622,557 649,741 49,153 1,66,469 1,175,745 3 5,797,665 83,845 6,61,511 1,13,857 1,219,128 1,239,396 2,145,282 866,847 6,61,511 26 25 3 2 1 7,476 2,57 19 1,141 5,82 3,817 2,738 2,543 4 52,656 181,585 234,242 6,52 75,59 28,33 69,846 234,242 19 1,998 68 39,626 113,17 1,487 1,128,6 1,284,314 119,849 1,44,163 354,289 224,649 74,695 76,769 7,759 1,44,163 27,818 224 329 9,238 195,638 41,379 194,62 92,76 2,186,34 58,226 395,695 77,35 1,116,892 5,16,554 352,64 5,513,159 1,63,441 949,476 1,954,113 1,53,7 43,12 5,513,159 278,294 224 329 9,238 197,716 41,398 197,22 98,595 2,256,478 696,73 399,726 1,25,312 1,116,933 6,497,525 654,39 7,151,565 1,478,233 1,249,715 2,723,112 1,649,623 5,88 7,151,565 3 2 1 1. 2. 3.

3 215 27 2 3 1,438 533 3 1,584 4,842 5,474 25,665 6,232 9,774 3,267 121,42 26 7,463 72 5 3,592 375 58,432 17,661 26,923 6,93 211,114 41,249 252,364 25 19,314 83,232 12,547 19,937 127,75 147,13 26 25 19,937 127,75 147,13 8,585 9,112 17,698 28,522 136,187 164,711 623 43,843 44,466 54,43 28,82 83,232 14,175 5,138 19,314 26 25 68,65 33,941 12,547 96,58 3,566 127,75 15,943 3,993 19,937 112,452 34,56 147,13

3 215 28 2,177 1 44 67 414 788 2,89 2,18 39,747 11,96 4,784 3,98 33,941 12,547 26 5,494 99 33 383 1,322 698 16,736 63,778 14,619 5,8 3,97 34,56 147,13 25 263 56 25 25,997 6,563 83 3,641 36,632 26 785 5,434 85 1,834 8,141 25 4 5 % 1% 2% 35% 5% 75% 1% 15% 35% 1,25% 8,877 15 168,667 177,56 26 25 976,239 1,677 263,677 1,539 434 1,243,568

3 215 29 6 5% 7% 9% 115% 25% % 2,748 251,299 155,693 88,32 3,886 33,196 58,127 28,948 237,92 56,855 53,771 2,556 85,1 482,324 26 25 26 25 3% 4% 682 21,325 22,8 26 1,958 17,773 19,732 25 7% 95% 12% 14% 25% % 5,157 1,873 1,27 16,532 2,944 26,364 72,143 5,83 1,194 1,28 15,894 18,39 36,319 78,657 7 PDLGD EADEAD 4 56 9A 183,552 35,299 3,668 89 1,47,84 552,696 5,384 36,22 45.38% 1.42% 187.67% 26 EAD EAD 44.87% 44.% 44.72% 44.21% LGD.18% 1.82% 1.47% 1.% PD 156,545 58,169 4,654 1,154 1,37,73 51,122 96,495 45,13 47.77% 13.% 198.74% 25 EAD EAD 44.87% 44.35% 44.8% 43.57% LGD.2% 1.82% 1.91% 1.% PD 4 56 9A 1,797 165 2,41,277 15 2.46% 8.71% 26 EAD EAD 44.99% 45.% 45.% LGD.%.62% 1.% PD 981 156 2,76,452 15 1.33% 89.71% 25 EAD EAD 45.% 45.% 45.% LGD.%.65% 1.% PD

3 215 21 4 56 9A 154,319 492 31 287,6 3,549 487 32.53% 87.16% 192.1% 26 EAD EAD 39.69% 45.% 45.% LGD.11% 1.21% 1.47% PD 225,868 634 327,842 17,268 2,38 68 3.92% 119.2% 223.9% 25 EAD EAD 4.71% 45.% 45.% 45.% LGD.11% 2.26% 1.91% 1.% PD 4 56 9A 47,624 1,13 36,383 26 31.27% 322.78% 885.85% 1,125.% 9.% 9.% 9.% 9.% 26 LGD.28% 1.3% 1.47% 1.% PD 392,811 3,6 37,713 523 31.74% 435.99% 896.2% 1,125.% 9.% 9.% 9.% 9.% 25 LGD.31% 1.85% 1.91% 1.% PD PD/LGDPD a b ba 1,568 1,565 8,997 1,219 12,62 11,383 26 25 2,6 15,881 13,875 24 8 LGD PDLGD EADEAD 26 EAD EAD LGD PD EAD EAD LGD.31% 66.76% 1.% 22.17% 3.5% 44.59% 13.59% 11.4% 58.12% 1,162,134 1,932 4,317 PD 25 26 EAD EAD LGD PD EAD EAD LGD.45% 2.43% 14.48% 43 PD 25 LGD

3 215 211 1 1 LGD1 169,3 169,3 3,166 53,216 56,382 26 182,677 182,677 935 53,216 54,141 25 2 1,585 42,786 3, 74,371 26 3,24 52,99 55, 11,933 25 3. 1 432,49 135,952 568,362 29,282 31,563 8,766 48,727 22 397,492 17,869 17,869 26 524,455 21,88 734,543 229,115 276,539 67,28 161,462 397 499,94 234,639 234,639 25 4. a b ba 245 1,291 1,46 26 25 24

3 215 212 5. 1 3 17,833 26,26 162,325 296,185 155,191 189,488 26,318 17,783 541,782 26 25 58 26,26 26,535 4,571 26,318 3,889 26 25 55,858 1,334 134,155 191,348 62,271 12,8 19,518 141,428 344,18 26 25 28,483 58,976 24,477 58,976 26 241,347 56,416 232,589 58,472 25

3 215 213 845 845 26 25 12% 12%2% 2%5% 5%75% 75%1% 1%25% 25%425% 425%1,25% 1,394 181 542 2 45 2,164 154,884 14,617 21,691 2 133 191,348 26 1,669 1,421 816 2,194 944 7,46 179,455 9,762 27,5 34,5 11,8 344,18 25 3% 3%5% 5%1% 1%225% 225%5% 5%1,25% 26 16 19 36 483 361 845 25 8,323 8,323 26 9,414 9,414 25

215 1,25% 25 5,717 5,717 26 1,91 1,91 2 25 26 2,449 56,221 2,357 24,27 13,235 22,65 12,998 3,926 66,575 25 26 16,588 16,588 2,468 12,782 33,25 3 214

3 215 215 3% 3%5% 5%1% 1%225% 225%5% 5%1,25% 233 1,87 1,321 13,25 2, 33,25 26 311 311 16,588 16,588 25 12% 12%2% 2%5% 5%75% 75%1% 1%25% 25%425% 425%1,25% 216 94 3,16 96 4,432 36,518 7,46 19,848 2,81 66,575 26 246 254 965 6,68 5,98 14,127 4,245 17,221 6, 27,311 12,456 13,235 25 1,892 32 1,924 26 39 56 96 25 1,25%

215 6. 1 VaR VaR 25 1,189 3,242 1,71 713 2 VaR VaR 25 2,188 4,249 2,759 1,318 26 594 1,534 789 397 26 1,627 4,17 2,537 1,492 7. 1 25 26 PD/LGD 2 2,4 17,773 1,22 45,852 25 3,286 34 682 21,325 9,912 441,48 26 4,573 417 3 216

3 215 217 3 9,313 26 3,817 25 13 26 16,42 25 413 9. 2% 651 15 14 681 26 224 22 27 274 25 37,424 26 4,478 25 8.

215 218 1. 1 7 2%4 47 39 2 22 2 186 6 2. 1 5 2

215 3. 4. 2641 27331 3 2 118 28 118 2 118 7 13 8 1. 2. 213 3. 1183 39 4. 3922264273 5. 6. 1 5 6 7 8 13 14 15 16 18 2 187126623 197127623 197127623 27127623 27127623 26127623 26127623 216127623 216127623 21612958 22613513 5. 197126623 27127623 27127623 227127623 227127623 216127623 216127623 236127623 236127623 23612958 24613513 219

22 215 27331 2733127 179912 191 414 43 43 43 97 97 & 97 & 97 1816 23 23 91 14 77 11 Shinsei International Limited Shinsei Finance (Cayman) Limited Shinsei Finance II (Cayman) Limited Shinsei Finance V (Cayman) Limited 6 Duke Street St. Jamess, London SW1Y 6BN, U.K. Ugland House, South Church Street, George Town, Grand Cayman, Cayman Islands Ugland House, South Church Street, George Town, Grand Cayman, Cayman Islands Ugland House, Grand Cayman, KY1-114, Cayman Islands Comox Holdings Ltd. Windsor Place, 3rd Floor, 22 Queen Street, Hamilton HM11, Bermuda 285, 871

14. 2. 5 18. 7.21 35.4% 35.4% 32,151 24 25 26 4,863 5,64 5,3 1,931 2,3 2,186 1,63 1,141 1,249 868 889 937 43 43 44 118 115 112 487 482 494 219 212 212 221 26 192 2,231 2.3 1.26 27331 : 29,36 44. 4. 2 17. 3.23 97.8% 97.8% 5, 8.11.27 1.% 1.% 8,75 9. 8.11 1.% 1.% 495 13.12.17 1.% 1.% 1 18. 4.11 24.12.1 1.% 1.% 5 24.11.21 1.% 1.% 1 5. 1. 7 12. 9.29 1.% 1.% 5 13.1.19 1.% 1.% 2,75 34. 5. 4 14. 3.26 1.% 1.% 15, 31.1. 6 16. 9.28 95.% 3.5% 91.5% 15, 21. 4.24 1.% 1.% 1, 21. 4.24 1.% 1.% 1, 32. 4.3 18. 3.24 1.% 1.% 1 3. 6. 3 2. 9.22 1.% 1.% 1 29.12. 1 19.12.13 1.% 1.% 3, 16. 9.21 1.% 1.% 58,25 18. 2. 7 1.% 1.% 39,537 18. 3.14 1.% 1.% 9,8 21. 9.1 1.% 1.% 16,1 19. 6. 4 22. 8. 9 49.9% 49.9% 221 215

222 215 2763 12-456-86 2763 35287 6-61 12-5 92-919 4-1 98-811 3-11-12 46-8 3-1-1 33-854 1-9-1 332-15 1-1-1 A2 6-86 1-1 277-5 1-4-3 53-18 2-4 274-825 2-21-1 13 22-5 1-9-13 53-17 8-47 19 21-7 11-1 251-55 22-2-11 53-17 8-47 2 13-833 2-4-3 56-82 1-3 1 569-83 13-25 14-28 2-1-6 542-75 12-3 14-61 5-4-3 6 59-75 2-3-2 17-8653 1-17-1 65-21 3-7-6 11-5 4-1-5 18-4 1-15-9 163-151 1-6-1 1 73-32 1-2 16-616 6-1-1 6 76-29 13-2 158-94 2-23-1 152-35 2-11-5 192-46 2-26-9 194-13 6-14-15 761 ATMATM ATM ATM ATM ATM 295 VIEW ALTTE 2763 3577176814191514393483 411236331314194312813 57275542919846115 37411121191215 2763 19,646979171249691724336664434631,244 1,1182,8131,41433123113631945177 7141,31152192931,9463413368214 29653329791613921179153293 1521751756 13,1791826818257791114727419216577 6882,841,1329614111179141125639 6734531162421,143432939718153 2821672112126534167516816893 131252 1,84359228156192177789914113995461 461,15165413318711417144138217 461915275865569126124112117148 1741211271212412848641113416 12179176 13231257323346136 41312211 81-1 2-13-7

27331 15729 1,358,537 2,33,65 451,296 18,558 21 1,358,537 18731 99,966 1,933,98 451,296 18,558 2,33 3, 181116 85, 1,848,98 451,296 18,558 85, 1981 1, 1,748,98 451,296 18,558 2, 3, 224 117,647 1,865,746 25, 476,296 25, 43,558 425212.5 2331 194,6 2,6,346 476,296 43,558 269,128 74,528 23315 69, 2,75,346 35,97 512,24 35,97 79,465 1852.4 2.82% 1 SATURN IV SUB LPJPMCB 38111 323,68 11.76% 8.65% 2 269,128 9.78% 25.% 3 2, 7.27% 4 151,446 5.5% 5 SATURN JAPAN III SUB C.V.JPMCB 38113 11,449 4.1% 6 15,53 3.81% 7 96,428 3.5% 2,75,346 8 JP MORGAN CHASE BANK 3855 92,773 3.37%.89% 9 J.CHRISTOPHER FLOWERS 76,753 2.79% 1 CREDIT SUISSE SECURITIES 1.3% USALLC SPCL. FOR EXCL. BEN 47,695 1.73% 11 EUROCLEAR BANK S.A.N.V. 45,813 1.66% 2,75,346 1.% 1. 273J.C.Flowers & Co.LLC2.86% 553,663,517 2. 273469,128,888 52.61% 1. 2. 3. 17.67% 2771 Moodys Baa3 Prime-3 &S&P BBB+ A-2 JCR BBB+ J-2 223 215

IR3 http://www.shinseibank.com PowerFlex PowerFlex ATM http://www.shinseibank.com/institutional/ VBIVBI IR http://www.shinseibank.com/corporate/ IR CSR IR 215 224