保障領域のニーズシフトに関する研究

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1 SSJDA25 June 2003

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19 [1993] ) Chuma[1994] [1995] [1996b] Needs-Rader [1993] (1) (a) (b) (2)(1) (3)(2) 7) Chuma[1994] [1993] Needs-rader 50 [1995] 8) [1996b] [1995] [1996a] 9) [1995] 10) [1996a] [1995] [1994a]

20 (a) (b) (a) (b) [1996] Type3 Needs-radar 11) [1996] Tie-in-sales [1994b] [1994b] Needs-radar [1998] 12) Needs-radar 13)

21 14) [1994] [2001] [1994] [1994] Type2 [2001] [2001] (a) (b) (c) [1994] Type2 15)

22 [2001] [1990] [2000] [1990] 16) [1995] [1994] Needs-radar [1994] [2000] [1994]

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33 [1996] 27) [1996] [1] [1998] 36 [2] [2001] 17, [3] [1995] 6 [4] [1996a] [5] [1996b]

34 [6] [1990] [7] [2000] [8] [1996] No.21 [9] [2000] [10] [1998] 40 [11] [1992] [12] [1990] [13] [1994] [14] [1993] [15] [2001] [16] [2001] [17][1994] NTT [18] [1997] [19] [1994a] No [20] [1994b]Tie-in-Sales No [21] [1996] [22] [1985] 28 [23] [1993] [24] [1977] [25] [1995] No.5 [26]Amemiya,T.[1985] Advanced Econometrics,Harvard Univ. Press. [27]Chuma,H[1994]"Intended Bequest Motives, Savings and Life Insurance Demand", Toshiaki Tachibanaki ed,. Savings and Bequests, The Univ. of Michigan Press [28]Chuma,H[1987]"Life Insurance Savings, Life Protection and Inflation", No

35 [29]Iwaisako,Tokuo[2001]"Japanese Households' Portfolio Choice over the Life-cycle",mimeo. [30]White,J.M.[1993]"Dynamics of Family Development",The Guilford Press.( 2) [2001] 3) ) ) 6) ) 8) 9)Needs-rader 10) 11) [1996] 12) [1998] 13) [1998] heterogeneity 14) 15) 16) [2000] [1990]

36 17) 18) 19) 1 20) JA 21) 22) 23) 65 24) / 25) 26) 27) [1985] [2000] SSJ

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39 Deaton and Paxon(1993,1994),Deaton(1997) ( )

40 ( ) ( (2000) 2000 (2001) 2001) ( (1982) (1982) (1987) (1985) (1995) (1987) (1986) (1992) (1996) (1999) (2000) (2001)) ( ( ) (1998) (1998) (1998) (2000)YashiroOshio(1999) (2000)) ( (1995) (1998) (1999) (1996)) ( ) ( (1990) (1995,1996a,1996b) (2000) (2001)) (2000) (2001) (2000) ( ) Feldstein(1974) ( )

41 1 (1992) (2001) (1999) (1992) (2001) ( ) ( ) 2 ( Synthetic Panel Data) 1 (2000) 7 2 ()

42 Browning, Deaton and Irish (1985) Blundell, Meghir and Neves (1993)Blundell, Browning and Meghir (1994) Attanasio and Weber (1993) Attanasio and Browning(1995) Alessie, Devereux and Weber (1997) Deaton and Paxson (1994) Card and Lemieux (1996) (1997) (1999)(2000) SSJ ( ) Deaton and Paxon(1993,1994),Deaton(1995) Y 1970( ) 60(58 60) 1995(1997) a, t = α ccduma + β a Aduma + γ t c= 1927( ) a= 26(28 30) t= 1987 Ydum t + e cat (1) 3 Phase Phase

43 Ya,t ( ) ( ) Cduma Aduma Ydum () t Cduma Aduma Ydumt 4 Deaton and Paxon(1993),Deaton(1997) ( Cyclical ) ( ) 1-1 (1) (0,1) (1) ( 1-3)

44 5.2 ( ) (1) (2001) ( ) (1) ( 3-4) (1999)

45 2* 4-1 (1) Deaton and Paxon(1993,1994),Deaton(1997) pp No.36, pp vol.5, No.2, pp pp pp

46 (1995) 31 pp pp No ,, pp ,,,, pp (2000) Vol.15 No pp (1990),pp (1997) pp pp (1998),,,vol.49,no.3, pp Vol.51 No.2, pp No.21,August, pp

47 2000 (2001) 37 2 (2001) No.42,pp pp Repeated Cross-Section Data Alessie, R., M.P. Devereux, G. Weber, 1997, Intertemporal Consumption: Durables and Liquidity Constraints: A Cohort Analysis, European Economic Review 41, Attansio O.P. and G. Weber, 1993, Consumption Growth, the Interest Rate and Aggregation, Review of Economic Studies 60, Attansaio, O.P. and M. Browning, 1995, Consumption over the Life Cycle and over the Business Cycle, The American Economic Review 85, Attanasio, O.P., and G. Weber, 1995, Is Consumption Growth Consistent with Intertemporal Optimization? Evidence from the Consumer Expenditure Survey, Journal of Political Economy 103, Browning, M., and A. Deaton, and M. Irish, 1985, A Profitable Approach to Labor Supply and Commodity Demands over the Life-Cycle, Econometrica 53, Brundell. R., and C. Meghir, 1993, Labour Supply and Intertemporal Substitution, Journal of Econometrics 59, Brundell, R., M. Browning and C. Meghir, 1994, Consumer Demand and the Life-Cycle Allocation of Household Expenditures, Review of Economic Studies 61,

48 Card D., and T. Lemieux, 1996, Wage Dispersion, Returns to Skill, and Black-White Wage Differentials, Journal of Econometrics 74, Deaton, A., 1997, The Analysis of Household Surveys A Microeconometri c Approach to Development Policy,The World Bank, Washington Deaton A., and C. Paxson, 1993, Saving, Growth and Aging in Taiwan, NBER Working Paper, No.4330 Deaton A., and C. Paxson, 1994, Intertemporal Choice and Inequality, Journal of Political Economy 102, Feldstein, M. (1974) Social Security, Induced Retirement, and Aggregate Capital Accumulation, Journal of Political Economy Vol.82, Sep/Oct. Yashiro, Naohiro and Takashi Oshio (1999) Social Security and Retirement in Japan, in Gruber and Wise eds., Social Sucurity and Retirement Around the World, Univ. of Chicago Press, pp Wakabayashi,Midori (2001) Retirement Saving in Japan : With Emphasis on the Impact of Social Security and Retirement Payments, Journal of the Japanese and International Economies, Vol.15, pp SSJ

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81 Crosby (Own Egent)

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84 Anderson,E.W.,Claes Formell,& Donald R,Lehmann (1994), " Customer Satisfaction, Market Share,and Profitability : Findings From Sweden " Journal of Marketing, Vol,58(July) pp Crosby,L.A., and Nancy Stephens (1987), " Effects of Relationship Marketing on Satisfaction,Retention, and Prices in the Life Insurance Industry " Journal of Marketing Research,Vol.XXIV pp Keaveney,S.M Exploratory Study " (1995), " Customer Switching Behavior in Service Industries: An Journal of Marketing, Vol.59(April) pp (1996), 62, (1999) Vol.19 No.3, (1998) (1989) 57 pp (1996) 64 pp (1997) pp (1998) (1996)

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Title ベンチャー企業の研究開発支出の決定要因 日本と台湾の事例を中心に Author(s) 蘇, 顯揚 Citation 經濟論叢 (1996), 158(1): Issue Date URL   Right Title ベンチャー企業の研究開発支出の決定要因 日本と台湾の事例を中心に Author(s) 蘇, 顯揚 Citation 經濟論叢 (1996), 158(1): 54-76 Issue Date 1996-07 URL https://doi.org/10.14989/45083 Right Type Departmental Bulletin Paper Textversion publisher

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